Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Bergamo

For one person, living is cheaper in Chiang Mai: $935 a month against $1,610 in Bergamo, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
77

Cost of Living Index in Bergamo
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Bergamo Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Bergamo

🇮🇹 Italy

$1,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Bergamo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Bergamo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $935 in Chiang Mai versus $1,610 in Bergamo.

Chiang Mai $935
Bergamo $1,610

Estimated couple costs with rent: $1,467 in Chiang Mai versus $2,458 in Bergamo.

Chiang Mai $1,467
Bergamo $2,458

Monthly costs for a family of three with rent: $1,999 in Chiang Mai versus $3,306 in Bergamo.

Chiang Mai $1,999
Bergamo $3,306

Living in Chiang Mai costs roughly 42% less than in Bergamo, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Chiang Mai is 31% below, Bergamo is 19% above.

Meal at Budget Restaurant

$2.13 ฿72.0

$15.51 €13.84

-86.27%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿628

$85.2 €76.0

-78.15%

Fast Food Meal (McDonalds, etc)

$5.60 ฿189

$11.32 €10.10

-50.53%

Cappuccino

$1.66 ฿56.1

$1.86 €1.66

-10.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.82

$3.17 €2.83

-79.50%

Water (0.33 liter bottle)

$0.30 ฿10.29

$1.28 €1.14

-76.56%

Local Beer (0.5 liter draught)

$2.32 ฿78.3

$5.60 €5.00

-58.57%

Imported Beer (0.33 liter bottle)

$3.67 ฿124

$5.47 €4.88

-32.91%

Milk (1 liter)

$2.02 ฿68.0

$1.41 €1.26

43.26%

White Bread (500g)

$1.41 ฿47.49

$2.04 €1.82

-30.88%

Rice (white) (1kg)

$1.39 ฿46.94

$2.94 €2.63

-52.72%

Eggs

$2.37 ฿79.9

$3.67 €3.28

-35.42%

Local Cheese (1kg)

$16.52 ฿557

$14.90 €13.29

10.87%

Chicken Fillets (1kg)

$2.67 ฿90.1

$11.40 €10.17

-76.58%

Beef Round Steak (1kg)

$9.02 ฿304

$16.10 €14.36

-43.98%

Apples (1kg)

$2.40 ฿80.9

$2.18 €1.94

10.09%

Banana (1kg)

$1.04 ฿35.12

$1.65 €1.47

-36.97%

Oranges (1kg)

$1.66 ฿56.0

$2.34 €2.09

-29.06%

Tomato (1kg)

$1.56 ฿52.6

$2.52 €2.24

-38.10%

Potato (1kg)

$1.24 ฿41.75

$1.76 €1.57

-29.55%

Onion (1kg)

$1.09 ฿36.65

$2.22 €1.98

-50.90%

Lettuce (1 head)

$0.76 ฿25.70

$1.86 €1.66

-59.14%

Water (1.5 liter bottle)

$0.51 ฿17.34

$0.45 €0.40

13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$7.06 €6.30

-41.64%

Wine (Bottle)

$17.93 ฿605

$4.23 €3.78

323.88%

Local Beer (0.5 liter bottle)

$1.62 ฿54.8

$1.20 €1.07

35.00%

Imported Beer (0.33 liter bottle)

$2.82 ฿95.2

$1.76 €1.57

60.23%

One-way Ticket (Public Transport)

$0.93 ฿31.52

$1.86 €1.66

-50.00%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,784

$42.89 €38.26

23.32%

Taxi Start (Normal Tariff)

$1.18 ฿39.69

$10.37 €9.25

-88.62%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.78

$2.19 €1.95

-92.24%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿61.1

$39.52 €35.25

-95.42%

Gasoline (1 liter)

$1.47 ฿49.67

$2.08 €1.85

-29.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿708.7K

$35.6K €31.7K

-40.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿894.4K

$35.7K €31.8K

-25.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,110

$196 €175

-68.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿391

$8.90 €7.94

30.34%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿685

$28.45 €25.38

-28.65%

Gym Membership (Monthly)

$37.88 ฿1,278

$30.03 €26.78

26.14%

Tennis Court (1 Hour on Weekend)

$3.70 ฿125

$22.96 €20.48

-83.89%

Cinema Ticket

$6.51 ฿220

$10.97 €9.78

-40.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.5K

$580 €517

25.44%

International Primary School, 1 Child (Yearly)

$16.6K ฿559.0K

$16.2K €14.5K

2.06%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,806

$71.3 €63.6

-24.92%

Summer Dress (H&M, Zara, etc)

$24.80 ฿836

$32.53 €29.02

-23.76%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,049

$86.4 €77.1

4.63%

Men's Leather Business Shoes

$72.0 ฿2,428

$103 €92.0

-30.19%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$732 €653

-34.24%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.5K

$590 €526

-47.45%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.7K

$1,374 €1,226

-22.99%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.2K

$897 €800

-26.54%

Buy Apartment in City Center (m2)

$2,418 ฿81.5K

$3,535 €3,153

-31.60%

Buy Apartment Outside City Center (m2)

$1,609 ฿54.3K

$2,616 €2,333

-38.49%

Average Monthly Net Salary (After Tax)

$595 ฿20.1K

$2,361 €2,106

-74.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.05

82.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Bergamo: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Bergamo

$590 36.6% 90.3% $280

Groceries & Markets

Chiang Mai

$237 25.3%

Bergamo

$294 18.3% 24.3% $57

Clothing & Footwear

Chiang Mai

$108 11.6%

Bergamo

$132 8.2% 21.9% $24

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Bergamo

$233 14.5% 147% $139

Eating Out

Chiang Mai

$77 8.2%

Bergamo

$237 14.7% 210% $161

Getting Around

Chiang Mai

$59 6.3%

Bergamo

$72 4.5% 22.1% $13

Sport & Entertainment

Chiang Mai

$51 5.4%

Bergamo

$52 3.2% 2.1% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $481 in Chiang Mai and $732 in Bergamo. Housing cost is often the main lever when comparing two cities.

Bergamo pays about 4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $19 in Chiang Mai vs $85 in Bergamo for a mid-range dinner for two. Groceries echo the gap at $237 vs $294 per month, with Chiang Mai cheaper across the board.

Good to know

🇹🇭 Chiang Mai

🇮🇹 Bergamo

🕒 Local time

13:16 1:16 PM

07:16 7:16 AM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

120,569

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.72 THB (100 THB = 2.65 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Bergamo 8,470 km ≈ 11 h nonstop flight

From you

Chiang Mai
Bergamo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Bergamo: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $935 in Chiang Mai and $1,610 in Bergamo, so Chiang Mai is about 42% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 75% lower in Chiang Mai. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $481 in Chiang Mai versus $732 in Bergamo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chiang Mai – a meal for two runs $19 versus $85 in Bergamo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $935 per month in Chiang Mai versus $1,610 in Bergamo – Chiang Mai is about 42% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Chiang Mai is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chiang Mai and Bergamo are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Chiang Mai wins on affordability, Bergamo on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.