Last update: Oct 2026

Cost of Living Comparison Between Bend, OR and Gilbert, AZ

For one person, living is cheaper in Gilbert, AZ: $2,890 a month against $3,199 in Bend, OR, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

152

Cost of Living Index in Bend, OR
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Bend, OR Living Index
139

Cost of Living Index in Gilbert, AZ
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Gilbert, AZ Living Index

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Bend, OR

🇺🇸 United States

$3,199

/mo nomad

Gilbert, AZ

🇺🇸 United States

$2,890

/mo nomad

Monthly Cost of Living

How much you'll spend in Bend, OR and in Gilbert, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bend, OR and in Gilbert, AZ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,199 in Bend, OR versus $2,890 in Gilbert, AZ.

Bend, OR $3,199
Gilbert, AZ $2,890

Estimated couple costs with rent: $4,462 in Bend, OR versus $4,149 in Gilbert, AZ.

Bend, OR $4,462
Gilbert, AZ $4,149

Monthly costs for a family of three with rent: $5,724 in Bend, OR versus $5,408 in Gilbert, AZ.

Bend, OR $5,724
Gilbert, AZ $5,408

Living in Bend, OR is roughly 11% more expensive than in Gilbert, AZ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Bend, OR 135% above, Gilbert, AZ 112% above.

Meal at Budget Restaurant

$21.31 $21.31

$22.24 $22.24

-4.18%

Three-Course Dinner for Two, Mid-Range

$89.1 $89.1

$74.9 $74.9

19.00%

Fast Food Meal (McDonalds, etc)

$10.25 $10.25

$11.68 $11.68

-12.24%

Cappuccino

$5.68 $5.68

$4.98 $4.98

14.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 $2.43

$2.94 $2.94

-17.35%

Water (0.33 liter bottle)

$1.77 $1.77

$1.79 $1.79

-1.12%

Local Beer (0.5 liter draught)

$6.32 $6.32

$6.09 $6.09

3.78%

Imported Beer (0.33 liter bottle)

$8.01 $8.01

$6.08 $6.08

31.74%

Milk (1 liter)

$1.15 $1.15

$0.80 $0.80

43.75%

White Bread (500g)

$3.30 $3.30

$4.49 $4.49

-26.50%

Rice (white) (1kg)

$4.29 $4.29

$7.07 $7.07

-39.32%

Eggs

$3.56 $3.56

$3.78 $3.78

-5.82%

Local Cheese (1kg)

$18.93 $18.93

$9.51 $9.51

99.05%

Chicken Fillets (1kg)

$10.94 $10.94

$11.05 $11.05

-1.00%

Beef Round Steak (1kg)

$26.21 $26.21

$13.22 $13.22

98.26%

Apples (1kg)

$6.16 $6.16

$6.00 $6.00

2.67%

Banana (1kg)

$1.71 $1.71

$2.52 $2.52

-32.14%

Oranges (1kg)

$6.54 $6.54

$4.15 $4.15

57.59%

Tomato (1kg)

$5.34 $5.34

$4.77 $4.77

11.95%

Potato (1kg)

$1.91 $1.91

$2.73 $2.73

-30.04%

Onion (1kg)

$3.29 $3.29

$1.82 $1.82

80.77%

Lettuce (1 head)

$2.64 $2.64

$1.95 $1.95

35.38%

Water (1.5 liter bottle)

$3.53 $3.53

$3.29 $3.29

7.29%

Cigarettes 20 Pack (Marlboro, Camel)

$11.42 $11.42

$10.38 $10.38

10.02%

Wine (Bottle)

$15.98 $15.98

$18.52 $18.52

-13.71%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.13 $2.13

-19.72%

Imported Beer (0.33 liter bottle)

$5.11 $5.11

$3.22 $3.22

58.70%

One-way Ticket (Public Transport)

$2.03 $2.03

$0.99 $0.99

105.05%

Public Transport Monthly Pass (Regular Price)

$60.5 $60.5

$31.39 $31.39

92.86%

Taxi Start (Normal Tariff)

$4.08 $4.08

$3.02 $3.02

35.10%

Taxi (Normal Tariff) (1km)

$2.45 $2.45

$1.40 $1.40

75.00%

Taxi 1hour Waiting (Normal Tariff)

$44.67 $44.67

$33.65 $33.65

32.75%

Gasoline (1 liter)

$1.31 $1.31

$0.99 $0.99

32.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K $29.3K

$40.2K $40.2K

-27.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$36.3K $36.3K

-32.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$179 $179

10.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$78.1 $78.1

$120 $120

-35.01%

Internet (50+ Mbps, Unlimited Data)

$86.1 $86.1

$65.5 $65.5

31.36%

Gym Membership (Monthly)

$44.31 $44.31

$59.9 $59.9

-26.06%

Tennis Court (1 Hour on Weekend)

$39.95 $39.95

Cinema Ticket

$14.58 $14.58

$11.84 $11.84

23.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,140 $1,140

$712 $712

60.02%

International Primary School, 1 Child (Yearly)

$31.8K $31.8K

$16.8K $16.8K

88.97%

Jeans (Levis 501 Or Similar)

$63.1 $63.1

$50.7 $50.7

24.59%

Summer Dress (H&M, Zara, etc)

$71.2 $71.2

$44.43 $44.43

60.25%

Sport Shoes (Adidas, Nike)

$89.8 $89.8

$91.2 $91.2

-1.56%

Men's Leather Business Shoes

$118 $118

$162 $162

-27.27%

1-bedroom Apartment, City Center (Monthly)

$1,957 $1,957

$1,721 $1,721

13.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,714 $1,714

$1,486 $1,486

15.30%

3-bedroom Apartment, City Center (Monthly)

$2,973 $2,973

$2,846 $2,846

4.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,360 $2,360

$2,326 $2,326

1.45%

Buy Apartment in City Center (m2)

$6,698 $6,698

$5,299 $5,299

26.40%

Buy Apartment Outside City Center (m2)

$4,029 $4,029

$4,560 $4,560

-11.66%

Average Monthly Net Salary (After Tax)

$4,781 $4,781

$5,387 $5,387

-11.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

6.59

2.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bend, OR: October 25, 2026

Last update for Gilbert, AZ: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bend, OR

$1.7K 53.6%

Gilbert, AZ

$1.5K 51.4% 13.3% $227

Groceries & Markets

Bend, OR

$476 14.9%

Gilbert, AZ

$419 14.5% 12.1% $57

Monthly Utilities & Internet

Bend, OR

$363 11.4%

Gilbert, AZ

$365 12.6% 0.6% $2

Eating Out

Bend, OR

$334 10.4%

Gilbert, AZ

$334 11.6% 0.1% $0.4

Clothing & Footwear

Bend, OR

$154 4.8%

Gilbert, AZ

$157 5.4% 1.9% $2.9

Getting Around

Bend, OR

$85 2.7%

Gilbert, AZ

$45 1.6% 46.7% $40

Sport & Entertainment

Bend, OR

$73 2.3%

Gilbert, AZ

$84 2.9% 13.8% $10

Cost Breakdown

A one-bedroom apartment in the center runs $1,957 in Bend, OR and $1,721 in Gilbert, AZ. Housing cost is often the main lever when comparing two cities.

Gilbert, AZ pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $89 in Bend, OR vs $75 in Gilbert, AZ for a mid-range dinner for two. Groceries echo the gap at $476 vs $419 per month, with Gilbert, AZ cheaper across the board.

Good to know

🇺🇸 Bend, OR

🇺🇸 Gilbert, AZ

🕒 Local time

15:04 3:04 PM

Same time as Bend, OR

🌤 Weather

👥 Population

111,823

208,453

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Between locations

Bend, OR Gilbert, AZ 1,450 km ≈ 2 h 15 min nonstop flight

From you

Bend, OR
Gilbert, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bend, OR vs Gilbert, AZ: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,199 in Bend, OR and $2,890 in Gilbert, AZ, so Gilbert, AZ is about 10% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 11% lower in Bend, OR. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,957 in Bend, OR versus $1,721 in Gilbert, AZ. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Gilbert, AZ runs roughly 48% less than in Bend, OR. The price difference matters if you commute daily and watch your budget.

Childcare runs $1,140 in Bend, OR versus $712 in Gilbert, AZ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Gilbert, AZ is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Gilbert, AZ is more practical. Housing and childcare are both notably cheaper than in Bend, OR, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Gilbert, AZ gentler on the wallet – expenses run 10% less than in Bend, OR. Beyond cost, consider language, visa policies, and how big the international community is in each city.