Last update: Oct 2026

Cost of Living Comparison Between Gilbert, AZ and Bend, OR

For one person, living is cheaper in Gilbert, AZ: $2,781 a month against $3,099 in Bend, OR, rent and utilities included – about $3,800 less a year. Other living expenses account for most of the difference.

133

Cost of Living Index in Gilbert, AZ
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Gilbert, AZ Living Index
151

Cost of Living Index in Bend, OR
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Bend, OR Living Index

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Gilbert, AZ

🇺🇸 United States

$2,781

/mo nomad

Bend, OR

🇺🇸 United States

$3,099

/mo nomad

Monthly Cost of Living

How much you'll spend in Gilbert, AZ and in Bend, OR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gilbert, AZ and in Bend, OR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,781 in Gilbert, AZ versus $3,099 in Bend, OR.

Gilbert, AZ $2,781
Bend, OR $3,099

Estimated couple costs with rent: $3,931 in Gilbert, AZ versus $4,325 in Bend, OR.

Gilbert, AZ $3,931
Bend, OR $4,325

Monthly costs for a family of three with rent: $5,082 in Gilbert, AZ versus $5,550 in Bend, OR.

Gilbert, AZ $5,082
Bend, OR $5,550

Living in Gilbert, AZ costs roughly 10% less than in Bend, OR, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Gilbert, AZ 105% above, Bend, OR 129% above.

Meal at Budget Restaurant

$19.72 $19.72

$21.41 $21.41

-7.89%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$90.4 $90.4

-15.65%

Fast Food Meal (McDonalds, etc)

$11.32 $11.32

$10.31 $10.31

9.80%

Cappuccino

$4.95 $4.95

$5.43 $5.43

-8.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 $2.66

$2.52 $2.52

5.56%

Water (0.33 liter bottle)

$1.72 $1.72

$1.79 $1.79

-3.91%

Local Beer (0.5 liter draught)

$6.36 $6.36

$6.38 $6.38

-0.31%

Imported Beer (0.33 liter bottle)

$6.31 $6.31

$8.21 $8.21

-23.14%

Milk (1 liter)

$1.01 $1.01

$1.12 $1.12

-9.82%

White Bread (500g)

$3.34 $3.34

$3.22 $3.22

3.73%

Rice (white) (1kg)

$5.23 $5.23

$4.31 $4.31

21.35%

Eggs

$3.76 $3.76

$3.45 $3.45

8.99%

Local Cheese (1kg)

$11.83 $11.83

$18.75 $18.75

-36.91%

Chicken Fillets (1kg)

$11.05 $11.05

$11.12 $11.12

-0.63%

Beef Round Steak (1kg)

$13.38 $13.38

$26.31 $26.31

-49.14%

Apples (1kg)

$4.49 $4.49

$6.27 $6.27

-28.39%

Banana (1kg)

$1.97 $1.97

$1.73 $1.73

13.87%

Oranges (1kg)

$3.93 $3.93

$6.49 $6.49

-39.45%

Tomato (1kg)

$4.21 $4.21

$5.36 $5.36

-21.46%

Potato (1kg)

$2.54 $2.54

$1.83 $1.83

38.80%

Onion (1kg)

$1.84 $1.84

$3.41 $3.41

-46.04%

Lettuce (1 head)

$1.96 $1.96

$2.64 $2.64

-25.76%

Water (1.5 liter bottle)

$2.15 $2.15

$3.48 $3.48

-38.22%

Cigarettes 20 Pack (Marlboro, Camel)

$10.37 $10.37

$11.39 $11.39

-8.96%

Wine (Bottle)

$13.74 $13.74

$15.99 $15.99

-14.07%

Local Beer (0.5 liter bottle)

$2.12 $2.12

$1.78 $1.78

19.10%

Imported Beer (0.33 liter bottle)

$3.32 $3.32

$5.18 $5.18

-35.91%

One-way Ticket (Public Transport)

$0.98 $0.98

$1.97 $1.97

-50.25%

Public Transport Monthly Pass (Regular Price)

$32.52 $32.52

$44.51 $44.51

-26.94%

Taxi Start (Normal Tariff)

$2.72 $2.72

$4.08 $4.08

-33.33%

Taxi (Normal Tariff) (1km)

$1.40 $1.40

$2.54 $2.54

-44.88%

Taxi 1hour Waiting (Normal Tariff)

$36.46 $36.46

$45.85 $45.85

-20.48%

Gasoline (1 liter)

$0.98 $0.98

$1.30 $1.30

-24.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$28.9K $28.9K

25.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$24.8K $24.8K

7.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$199 $199

-7.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.6 $62.6

$77.9 $77.9

-19.62%

Internet (50+ Mbps, Unlimited Data)

$73.1 $73.1

$85.5 $85.5

-14.48%

Gym Membership (Monthly)

$60.8 $60.8

$50.1 $50.1

21.35%

Tennis Court (1 Hour on Weekend)

$41.16 $41.16

Cinema Ticket

$11.96 $11.96

$14.44 $14.44

-17.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$708 $708

$1,144 $1,144

-38.13%

International Primary School, 1 Child (Yearly)

$15.6K $15.6K

$32.5K $32.5K

-51.91%

Jeans (Levis 501 Or Similar)

$50.4 $50.4

$62.6 $62.6

-19.54%

Summer Dress (H&M, Zara, etc)

$44.03 $44.03

$72.2 $72.2

-39.03%

Sport Shoes (Adidas, Nike)

$89.0 $89.0

$90.1 $90.1

-1.26%

Men's Leather Business Shoes

$116 $116

$118 $118

-2.08%

1-bedroom Apartment, City Center (Monthly)

$1,726 $1,726

$2,025 $2,025

-14.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,512 $1,512

$1,626 $1,626

-7.00%

3-bedroom Apartment, City Center (Monthly)

$2,827 $2,827

$3,596 $3,596

-21.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,282 $2,282

$2,201 $2,201

3.67%

Buy Apartment in City Center (m2)

$5,296 $5,296

$6,821 $6,821

-22.36%

Buy Apartment Outside City Center (m2)

$4,683 $4,683

$4,081 $4,081

14.77%

Average Monthly Net Salary (After Tax)

$5,336 $5,336

$4,744 $4,744

12.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.78

-5.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gilbert, AZ: October 20, 2026

Last update for Bend, OR: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gilbert, AZ

$1.5K 54.4%

Bend, OR

$1.6K 52.5% 7.5% $114

Groceries & Markets

Gilbert, AZ

$371 13.3%

Bend, OR

$476 15.3% 28.2% $105

Monthly Utilities & Internet

Gilbert, AZ

$319 11.5%

Bend, OR

$363 11.7% 13.6% $44

Eating Out

Gilbert, AZ

$313 11.3%

Bend, OR

$333 10.8% 6.4% $20

Clothing & Footwear

Gilbert, AZ

$135 4.8%

Bend, OR

$154 5% 14.7% $20

Sport & Entertainment

Gilbert, AZ

$85 3.1%

Bend, OR

$79 2.6% 6.8% $5.7

Getting Around

Gilbert, AZ

$46 1.7%

Bend, OR

$69 2.2% 49.8% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,726 in Gilbert, AZ and $2,025 in Bend, OR. Housing cost is often the main lever when comparing two cities.

Gilbert, AZ pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $76.0 in Gilbert, AZ vs $90.0 in Bend, OR for a mid-range dinner for two. Groceries echo the gap at $371 vs $476 per month, with Gilbert, AZ cheaper across the board.

Good to know

🇺🇸 Gilbert, AZ

🇺🇸 Bend, OR

🕒 Local time

03:48 3:48 AM

Same time as Gilbert, AZ

🌤 Weather

👥 Population

208,453

111,823

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Gilbert, AZ Bend, OR 1,450 km ≈ 2 h 15 min nonstop flight

From you

Gilbert, AZ
Bend, OR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gilbert, AZ vs Bend, OR: Cost of Living - Frequently Asked Questions

Gilbert, AZ and Bend, OR differ by about 11% in total monthly costs ($2,781 vs $3,099 including rent). Gilbert, AZ is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 12% higher in Gilbert, AZ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,726 in Gilbert, AZ versus $2,025 in Bend, OR. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Gilbert, AZ runs roughly 37% less than in Bend, OR. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $708 in Gilbert, AZ versus $1,144 in Bend, OR. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Gilbert, AZ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gilbert, AZ gentler on the wallet – expenses run 11% less than in Bend, OR. Beyond cost, consider language, visa policies, and how big the international community is in each city.