Last update: Oct 2026

Cost of Living Comparison Between Belmont, NSW and Shanghai

For one person, living is cheaper in Shanghai: $1,244 a month against $2,598 in Belmont, NSW, rent and utilities included – about $16,200 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Belmont, NSW
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Belmont, NSW Living Index
61

Cost of Living Index in Shanghai
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Shanghai Living Index

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Belmont, NSW

🇦🇺 Australia

$2,598

/mo nomad

Shanghai

🇨🇳 China

$1,244

/mo nomad

Monthly Cost of Living

How much you'll spend in Belmont, NSW and in Shanghai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belmont, NSW and in Shanghai actually costs, broken down by who's living it.

A single person spends $2,598 per month in Belmont, NSW vs $1,244 in Shanghai, rent included.

Belmont, NSW $2,598
Shanghai $1,244

A couple spends around $3,661 per month in Belmont, NSW vs $1,999 in Shanghai, rent included.

Belmont, NSW $3,661
Shanghai $1,999

A family of three spends $4,724 per month in Belmont, NSW vs $2,755 in Shanghai, rent included.

Belmont, NSW $4,724
Shanghai $2,755

Belmont, NSW costs about 109% more than Shanghai, and outside of rent the biggest gap is in eating out.

Belmont, NSW sits 92% above the global median, while Shanghai is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.72 A$22.52

$4.56 ¥30.45

244.74%

Three-Course Dinner for Two, Mid-Range

$91.8 A$131

$30.21 ¥202

203.74%

Fast Food Meal (McDonalds, etc)

$10.21 A$14.62

$5.25 ¥35.10

94.48%

Cappuccino

$4.26 A$6.10

$3.28 ¥21.92

29.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 A$4.34

$0.57 ¥3.84

431.58%

Water (0.33 liter bottle)

$2.06 A$2.96

$0.36 ¥2.39

472.22%

Local Beer (0.5 liter draught)

$7.16 A$10.26

$1.23 ¥8.22

482.11%

Imported Beer (0.33 liter bottle)

$8.17 A$11.70

$2.27 ¥15.17

259.91%

Milk (1 liter)

$1.61 A$2.31

$1.84 ¥12.29

-12.50%

White Bread (500g)

$2.44 A$3.50

$1.96 ¥13.07

24.49%

Rice (white) (1kg)

$2.36 A$3.38

$1.03 ¥6.87

129.13%

Eggs

$4.59 A$6.58

$1.67 ¥11.15

174.85%

Local Cheese (1kg)

$9.04 A$12.95

$16.96 ¥113

-46.70%

Chicken Fillets (1kg)

$7.93 A$11.36

$3.19 ¥21.31

148.59%

Beef Round Steak (1kg)

$16.13 A$23.11

$12.90 ¥86.2

25.04%

Apples (1kg)

$3.99 A$5.71

$2.24 ¥14.99

78.12%

Banana (1kg)

$3.16 A$4.52

$1.66 ¥11.12

90.36%

Oranges (1kg)

$3.38 A$4.84

$2.02 ¥13.53

67.33%

Tomato (1kg)

$4.04 A$5.79

$1.66 ¥11.07

143.37%

Potato (1kg)

$2.73 A$3.91

$0.77 ¥5.17

254.55%

Onion (1kg)

$2.63 A$3.76

$0.93 ¥6.21

182.80%

Lettuce (1 head)

$2.11 A$3.02

$0.63 ¥4.19

234.92%

Water (1.5 liter bottle)

$1.73 A$2.47

$0.60 ¥3.98

188.33%

Cigarettes 20 Pack (Marlboro, Camel)

$47.61 A$68.2

$3.80 ¥25.42

1152.89%

Wine (Bottle)

$13.96 A$20.00

$10.87 ¥72.6

28.43%

Local Beer (0.5 liter bottle)

$4.93 A$7.06

$0.82 ¥5.51

501.22%

Imported Beer (0.33 liter bottle)

$4.55 A$6.52

$1.61 ¥10.76

182.61%

One-way Ticket (Public Transport)

$2.74 A$3.92

$0.61 ¥4.11

349.18%

Public Transport Monthly Pass (Regular Price)

$91.9 A$132

$29.40 ¥196

212.59%

Taxi Start (Normal Tariff)

$3.94 A$5.64

$2.11 ¥14.10

86.73%

Taxi (Normal Tariff) (1km)

$1.38 A$1.98

$0.43 ¥2.86

220.93%

Taxi 1hour Waiting (Normal Tariff)

$39.34 A$56.4

$9.06 ¥60.6

334.22%

Gasoline (1 liter)

$1.37 A$1.97

$1.33 ¥8.88

3.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K A$43.7K

$19.0K ¥127.1K

60.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K A$36.6K

$18.7K ¥125.0K

36.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 A$264

$57.8 ¥386

218.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.55 A$43.77

$8.09 ¥54.0

277.63%

Internet (50+ Mbps, Unlimited Data)

$49.90 A$71.5

$10.48 ¥70.0

376.15%

Gym Membership (Monthly)

$59.7 A$85.5

$65.7 ¥439

-9.15%

Tennis Court (1 Hour on Weekend)

$18.28 A$26.19

$17.82 ¥119

2.58%

Cinema Ticket

$12.64 A$18.10

$8.95 ¥59.8

41.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,188 A$3,135

$1,414 ¥9,444

54.82%

International Primary School, 1 Child (Yearly)

$18.9K A$27.1K

$27.9K ¥186.1K

-32.13%

Jeans (Levis 501 Or Similar)

$82.2 A$118

$54.0 ¥361

52.32%

Summer Dress (H&M, Zara, etc)

$61.2 A$87.6

$37.09 ¥248

64.92%

Sport Shoes (Adidas, Nike)

$115 A$164

$74.3 ¥496

54.52%

Men's Leather Business Shoes

$126 A$180

$106 ¥705

19.30%

1-bedroom Apartment, City Center (Monthly)

$1,571 A$2,250

$1,055 ¥7,050

48.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,322 A$1,893

$585 ¥3,906

126.03%

3-bedroom Apartment, City Center (Monthly)

$2,144 A$3,072

$2,485 ¥16.6K

-13.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,791 A$2,565

$1,232 ¥8,233

45.30%

Buy Apartment in City Center (m2)

$5,488 A$7,862

$13.9K ¥93.0K

-60.60%

Buy Apartment Outside City Center (m2)

$4,808 A$6,887

$6,253 ¥41.8K

-23.11%

Average Monthly Net Salary (After Tax)

$1,711 ¥11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

3.36

73.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belmont, NSW: October 11, 2026

Last update for Shanghai: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belmont, NSW

$1.3K 50.9%

Shanghai

$585 47% 55.8% $737

Groceries & Markets

Belmont, NSW

$360 13.9%

Shanghai

$235 18.9% 34.8% $126

Eating Out

Belmont, NSW

$280 10.8%

Shanghai

$106 8.5% 62.1% $174

Monthly Utilities & Internet

Belmont, NSW

$264 10.2%

Shanghai

$76 6.1% 71.1% $188

Clothing & Footwear

Belmont, NSW

$173 6.7%

Shanghai

$122 9.8% 29.5% $51

Getting Around

Belmont, NSW

$114 4.4%

Shanghai

$36 2.9% 68.2% $78

Sport & Entertainment

Belmont, NSW

$85 3.3%

Shanghai

$84 6.7% 1.6% $1.4

Cost Breakdown

A central one-bedroom costs $1,571 in Belmont, NSW versus $1,055 in Shanghai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $92.0 in Belmont, NSW versus $30.00 in Shanghai. Monthly groceries follow the same trend: $360 vs $235 – making Shanghai the more affordable choice for daily food spending.

Good to know

🇦🇺 Belmont, NSW

🇨🇳 Shanghai

🕒 Local time

04:10 4:10 AM

02:10 2:10 AM

2 h behind Belmont, NSW

🌤 Weather

👥 Population

3,648

24,870,895

💱 Currency

Australian Dollar AUD $

Chinese Yuan CNY ¥

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

1 CNY = 0.15 USD

1 CNY = 0.134 EUR

Exchange rates and currency converter

CNY, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Chinese Yuan exchange rates as of October 13, 2026: 1 USD = 6.68 CNY (1 CNY = 0.15 USD). 1 EUR = 7.46 CNY (1 CNY = 0.134 EUR).

USD to AUD in detail →

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Belmont, NSW Shanghai 7,340 km ≈ 10 h nonstop flight

From you

Belmont, NSW
Shanghai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belmont, NSW vs Shanghai: Cost of Living - Frequently Asked Questions

Belmont, NSW costs about 109% more than Shanghai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,897 per month in Belmont, NSW and $1,865 in Shanghai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shanghai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 213% less in Shanghai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,188 per month in Belmont, NSW and $1,414 in Shanghai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Shanghai, where all-in costs run around $1,244, than in Belmont, NSW at $2,598. In Shanghai it covers expenses comfortably, while in Belmont, NSW it requires careful planning or may not stretch far enough.

Families tend to lean toward Shanghai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shanghai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belmont, NSW makes more sense. Both are solid long-term options with distinct trade-offs.