Last update: Oct 2026

Cost of Living Comparison Between Belmont, NSW and Hong Kong

For one person, living is cheaper in Belmont, NSW: $2,598 a month against $2,984 in Hong Kong, rent and utilities included – about $4,600 less a year. Higher rent and utilities in Hong Kong outweigh lower spending on other living expenses.

121

Cost of Living Index in Belmont, NSW
Learn more

Belmont, NSW Living Index
144

Cost of Living Index in Hong Kong
Learn more

Hong Kong Living Index

Jump to prices

Belmont, NSW

🇦🇺 Australia

$2,598

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Belmont, NSW and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belmont, NSW and in Hong Kong actually costs, broken down by who's living it.

A single person spends $2,598 per month in Belmont, NSW vs $2,984 in Hong Kong, rent included.

Belmont, NSW $2,598
Hong Kong $2,984

A couple spends around $3,661 per month in Belmont, NSW vs $4,584 in Hong Kong, rent included.

Belmont, NSW $3,661
Hong Kong $4,584

A family of three spends $4,724 per month in Belmont, NSW vs $6,183 in Hong Kong, rent included.

Belmont, NSW $4,724
Hong Kong $6,183

Belmont, NSW is about 13% cheaper than Hong Kong, and outside of rent the biggest gap is in eating out.

Both Belmont, NSW and Hong Kong sit above the global median – Belmont, NSW by 92%, Hong Kong by 121%.

Meal at Budget Restaurant

$15.72 A$22.52

$7.75 HK$60.8

102.84%

Three-Course Dinner for Two, Mid-Range

$91.8 A$131

$64.7 HK$508

41.87%

Fast Food Meal (McDonalds, etc)

$10.21 A$14.62

$6.18 HK$48.51

65.21%

Cappuccino

$4.26 A$6.10

$5.08 HK$39.85

-16.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 A$4.34

$1.31 HK$10.31

131.30%

Water (0.33 liter bottle)

$2.06 A$2.96

$1.09 HK$8.56

88.99%

Local Beer (0.5 liter draught)

$7.16 A$10.26

$7.47 HK$58.6

-4.15%

Imported Beer (0.33 liter bottle)

$8.17 A$11.70

$6.50 HK$51.0

25.69%

Milk (1 liter)

$1.61 A$2.31

$2.89 HK$22.71

-44.29%

White Bread (500g)

$2.44 A$3.50

$2.31 HK$18.14

5.63%

Rice (white) (1kg)

$2.36 A$3.38

$2.13 HK$16.71

10.80%

Eggs

$4.59 A$6.58

$3.52 HK$27.64

30.40%

Local Cheese (1kg)

$9.04 A$12.95

$24.72 HK$194

-63.43%

Chicken Fillets (1kg)

$7.93 A$11.36

$8.52 HK$66.9

-6.92%

Beef Round Steak (1kg)

$16.13 A$23.11

$18.00 HK$141

-10.39%

Apples (1kg)

$3.99 A$5.71

$4.18 HK$32.79

-4.55%

Banana (1kg)

$3.16 A$4.52

$2.68 HK$21.07

17.91%

Oranges (1kg)

$3.38 A$4.84

$4.49 HK$35.22

-24.72%

Tomato (1kg)

$4.04 A$5.79

$4.03 HK$31.66

0.25%

Potato (1kg)

$2.73 A$3.91

$3.12 HK$24.51

-12.50%

Onion (1kg)

$2.63 A$3.76

$3.15 HK$24.72

-16.51%

Lettuce (1 head)

$2.11 A$3.02

$1.62 HK$12.74

30.25%

Water (1.5 liter bottle)

$1.73 A$2.47

$1.74 HK$13.66

-0.57%

Cigarettes 20 Pack (Marlboro, Camel)

$47.61 A$68.2

$13.50 HK$106

252.67%

Wine (Bottle)

$13.96 A$20.00

$16.54 HK$130

-15.60%

Local Beer (0.5 liter bottle)

$4.93 A$7.06

$1.94 HK$15.19

154.12%

Imported Beer (0.33 liter bottle)

$4.55 A$6.52

$2.18 HK$17.11

108.72%

One-way Ticket (Public Transport)

$2.74 A$3.92

$1.41 HK$11.04

94.33%

Public Transport Monthly Pass (Regular Price)

$91.9 A$132

$88.6 HK$696

3.69%

Taxi Start (Normal Tariff)

$3.94 A$5.64

$3.69 HK$28.94

6.78%

Taxi (Normal Tariff) (1km)

$1.38 A$1.98

$1.32 HK$10.36

4.55%

Taxi 1hour Waiting (Normal Tariff)

$39.34 A$56.4

$15.77 HK$124

149.46%

Gasoline (1 liter)

$1.37 A$1.97

$4.03 HK$31.65

-66.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K A$43.7K

$44.7K HK$350.5K

-31.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K A$36.6K

$37.8K HK$296.5K

-32.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 A$264

$250 HK$1,959

-26.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.55 A$43.77

$15.60 HK$122

95.83%

Internet (50+ Mbps, Unlimited Data)

$49.90 A$71.5

$21.77 HK$171

129.21%

Gym Membership (Monthly)

$59.7 A$85.5

$94.2 HK$739

-36.63%

Tennis Court (1 Hour on Weekend)

$18.28 A$26.19

$9.29 HK$72.9

96.77%

Cinema Ticket

$12.64 A$18.10

$13.91 HK$109

-9.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,188 A$3,135

$1,162 HK$9,122

88.28%

International Primary School, 1 Child (Yearly)

$18.9K A$27.1K

$21.9K HK$171.6K

-13.56%

Jeans (Levis 501 Or Similar)

$82.2 A$118

$68.0 HK$534

20.96%

Summer Dress (H&M, Zara, etc)

$61.2 A$87.6

$41.91 HK$329

45.96%

Sport Shoes (Adidas, Nike)

$115 A$164

$79.7 HK$626

43.88%

Men's Leather Business Shoes

$126 A$180

$122 HK$956

3.45%

1-bedroom Apartment, City Center (Monthly)

$1,571 A$2,250

$2,241 HK$17.6K

-29.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,322 A$1,893

$1,718 HK$13.5K

-23.08%

3-bedroom Apartment, City Center (Monthly)

$2,144 A$3,072

$5,041 HK$39.6K

-57.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,791 A$2,565

$3,435 HK$27.0K

-47.87%

Buy Apartment in City Center (m2)

$5,488 A$7,862

$29.2K HK$229.0K

-81.19%

Buy Apartment Outside City Center (m2)

$4,808 A$6,887

$17.6K HK$137.9K

-72.64%

Average Monthly Net Salary (After Tax)

$3,271 HK$25.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

3.91

49.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belmont, NSW: October 11, 2026

Last update for Hong Kong: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belmont, NSW

$1.3K 50.9%

Hong Kong

$1.7K 57.6% 30% $397

Groceries & Markets

Belmont, NSW

$360 13.9%

Hong Kong

$411 13.8% 14% $50

Eating Out

Belmont, NSW

$280 10.8%

Hong Kong

$201 6.8% 28.1% $79

Monthly Utilities & Internet

Belmont, NSW

$264 10.2%

Hong Kong

$287 9.6% 8.5% $23

Clothing & Footwear

Belmont, NSW

$173 6.7%

Hong Kong

$140 4.7% 18.9% $33

Getting Around

Belmont, NSW

$114 4.4%

Hong Kong

$105 3.5% 8.1% $9.2

Sport & Entertainment

Belmont, NSW

$85 3.3%

Hong Kong

$122 4.1% 43.6% $37

Cost Breakdown

A central one-bedroom costs $1,571 in Belmont, NSW versus $2,241 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $92.0 in Belmont, NSW versus $65.0 in Hong Kong. Groceries tell a different story – $360 in Belmont, NSW vs $411 in Hong Kong – so Belmont, NSW wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Belmont, NSW

🇭🇰 Hong Kong

🕒 Local time

02:02 2:02 AM

00:02 12:02 AM

2 h behind Belmont, NSW

🌤 Weather

👥 Population

3,648

1,367,900 Capital

💱 Currency

Australian Dollar AUD $

Hong Kong Dollar HKD $

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

Exchange rates and currency converter

HKD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Hong Kong Dollar exchange rates as of October 13, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.76 HKD (1 HKD = 0.114 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Belmont, NSW Hong Kong 6,940 km ≈ 9 h nonstop flight

From you

Belmont, NSW
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belmont, NSW vs Hong Kong: Cost of Living - Frequently Asked Questions

Hong Kong costs about 15% more than Belmont, NSW, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,897 per month in Belmont, NSW and $4,476 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belmont, NSW, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 4% less in Belmont, NSW. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,188 per month in Belmont, NSW and $1,162 in Hong Kong. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,598 in Belmont, NSW and $2,984 in Hong Kong. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Belmont, NSW costs $2,598 versus $2,984 in Hong Kong. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belmont, NSW. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.