Last update: Oct 2026

Cost of Living Comparison Between Belmont, NSW and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $2,598 in Belmont, NSW, rent and utilities included – about $19,900 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Belmont, NSW
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Belmont, NSW Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Belmont, NSW

🇦🇺 Australia

$2,598

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Belmont, NSW and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belmont, NSW and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,598 per month in Belmont, NSW vs $938 in Chiang Mai, rent included.

Belmont, NSW $2,598
Chiang Mai $938

A couple spends around $3,661 per month in Belmont, NSW vs $1,426 in Chiang Mai, rent included.

Belmont, NSW $3,661
Chiang Mai $1,426

A family of three spends $4,724 per month in Belmont, NSW vs $1,914 in Chiang Mai, rent included.

Belmont, NSW $4,724
Chiang Mai $1,914

Belmont, NSW costs about 177% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Belmont, NSW sits 92% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.72 A$22.52

$2.26 ฿75.7

595.58%

Three-Course Dinner for Two, Mid-Range

$91.8 A$131

$19.18 ฿644

378.42%

Fast Food Meal (McDonalds, etc)

$10.21 A$14.62

$5.59 ฿188

82.65%

Cappuccino

$4.26 A$6.10

$1.72 ฿57.9

147.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 A$4.34

$0.64 ฿21.63

373.44%

Water (0.33 liter bottle)

$2.06 A$2.96

$0.33 ฿11.23

524.24%

Local Beer (0.5 liter draught)

$7.16 A$10.26

$2.36 ฿79.1

203.39%

Imported Beer (0.33 liter bottle)

$8.17 A$11.70

$3.90 ฿131

109.49%

Milk (1 liter)

$1.61 A$2.31

$2.05 ฿68.9

-21.46%

White Bread (500g)

$2.44 A$3.50

$1.40 ฿46.90

74.29%

Rice (white) (1kg)

$2.36 A$3.38

$1.28 ฿43.07

84.37%

Eggs

$4.59 A$6.58

$2.25 ฿75.6

104.00%

Local Cheese (1kg)

$9.04 A$12.95

$16.94 ฿569

-46.64%

Chicken Fillets (1kg)

$7.93 A$11.36

$2.74 ฿92.0

189.42%

Beef Round Steak (1kg)

$16.13 A$23.11

$9.36 ฿314

72.33%

Apples (1kg)

$3.99 A$5.71

$2.40 ฿80.6

66.25%

Banana (1kg)

$3.16 A$4.52

$1.01 ฿34.06

212.87%

Oranges (1kg)

$3.38 A$4.84

$1.61 ฿54.1

109.94%

Tomato (1kg)

$4.04 A$5.79

$1.52 ฿51.0

165.79%

Potato (1kg)

$2.73 A$3.91

$1.28 ฿43.08

113.28%

Onion (1kg)

$2.63 A$3.76

$1.11 ฿37.38

136.94%

Lettuce (1 head)

$2.11 A$3.02

$0.72 ฿24.19

193.06%

Water (1.5 liter bottle)

$1.73 A$2.47

$0.52 ฿17.61

232.69%

Cigarettes 20 Pack (Marlboro, Camel)

$47.61 A$68.2

$4.33 ฿145

999.54%

Wine (Bottle)

$13.96 A$20.00

$17.73 ฿595

-21.26%

Local Beer (0.5 liter bottle)

$4.93 A$7.06

$1.63 ฿54.7

202.45%

Imported Beer (0.33 liter bottle)

$4.55 A$6.52

$2.85 ฿95.7

59.65%

One-way Ticket (Public Transport)

$2.74 A$3.92

$0.85 ฿28.43

222.35%

Public Transport Monthly Pass (Regular Price)

$91.9 A$132

$53.9 ฿1,809

70.50%

Taxi Start (Normal Tariff)

$3.94 A$5.64

$1.17 ฿39.34

236.75%

Taxi (Normal Tariff) (1km)

$1.38 A$1.98

$0.57 ฿19.08

142.11%

Taxi 1hour Waiting (Normal Tariff)

$39.34 A$56.4

$2.37 ฿79.5

1559.92%

Gasoline (1 liter)

$1.37 A$1.97

$1.45 ฿48.52

-5.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K A$43.7K

$20.5K ฿687.1K

48.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K A$36.6K

$26.5K ฿889.8K

-3.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 A$264

$62.3 ฿2,092

195.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.55 A$43.77

$12.27 ฿412

148.98%

Internet (50+ Mbps, Unlimited Data)

$49.90 A$71.5

$19.97 ฿670

149.87%

Gym Membership (Monthly)

$59.7 A$85.5

$37.91 ฿1,272

57.43%

Tennis Court (1 Hour on Weekend)

$18.28 A$26.19

$3.76 ฿126

386.17%

Cinema Ticket

$12.64 A$18.10

$6.71 ฿225

88.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,188 A$3,135

$797 ฿26.8K

174.56%

International Primary School, 1 Child (Yearly)

$18.9K A$27.1K

$14.8K ฿497.8K

27.46%

Jeans (Levis 501 Or Similar)

$82.2 A$118

$53.3 ฿1,787

54.44%

Summer Dress (H&M, Zara, etc)

$61.2 A$87.6

$25.05 ฿841

144.19%

Sport Shoes (Adidas, Nike)

$115 A$164

$91.6 ฿3,075

25.22%

Men's Leather Business Shoes

$126 A$180

$73.5 ฿2,465

71.47%

1-bedroom Apartment, City Center (Monthly)

$1,571 A$2,250

$464 ฿15.6K

238.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,322 A$1,893

$305 ฿10.2K

333.81%

3-bedroom Apartment, City Center (Monthly)

$2,144 A$3,072

$915 ฿30.7K

134.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,791 A$2,565

$552 ฿18.5K

224.17%

Buy Apartment in City Center (m2)

$5,488 A$7,862

$1,912 ฿64.2K

187.05%

Buy Apartment Outside City Center (m2)

$4,808 A$6,887

$1,438 ฿48.3K

234.27%

Average Monthly Net Salary (After Tax)

$595 ฿20.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

5.57

4.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belmont, NSW: October 11, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belmont, NSW

$1.3K 50.9%

Chiang Mai

$305 32.5% 76.9% $1K

Groceries & Markets

Belmont, NSW

$360 13.9%

Chiang Mai

$238 25.4% 33.9% $122

Eating Out

Belmont, NSW

$280 10.8%

Chiang Mai

$79 8.4% 71.8% $201

Monthly Utilities & Internet

Belmont, NSW

$264 10.2%

Chiang Mai

$95 10.1% 64.2% $170

Clothing & Footwear

Belmont, NSW

$173 6.7%

Chiang Mai

$110 11.7% 36.6% $63

Getting Around

Belmont, NSW

$114 4.4%

Chiang Mai

$61 6.5% 46.1% $52

Sport & Entertainment

Belmont, NSW

$85 3.3%

Chiang Mai

$51 5.5% 39.6% $34

Cost Breakdown

A central one-bedroom costs $1,571 in Belmont, NSW versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $92.0 in Belmont, NSW versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $360 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇦🇺 Belmont, NSW

🇹🇭 Chiang Mai

🕒 Local time

02:21 2:21 AM

23:21 11:21 PM

3 h behind Belmont, NSW

🌤 Weather

👥 Population

3,648

127,240

💱 Currency

Australian Dollar AUD $

Thai Baht THB ฿

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

100 THB = 2.98 USD

100 THB = 2.67 EUR

Exchange rates and currency converter

THB, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Thai Baht exchange rates as of October 13, 2026: 1 USD = 33.56 THB (100 THB = 2.98 USD). 1 EUR = 37.46 THB (100 THB = 2.67 EUR).

USD to AUD in detail →

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Belmont, NSW Chiang Mai 7,780 km ≈ 10 h nonstop flight

From you

Belmont, NSW
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belmont, NSW vs Chiang Mai: Cost of Living - Frequently Asked Questions

Belmont, NSW costs about 177% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,897 per month in Belmont, NSW and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 71% less in Chiang Mai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,188 per month in Belmont, NSW and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Belmont, NSW at $2,598. In Chiang Mai it covers expenses comfortably, while in Belmont, NSW it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $2,598 in Belmont, NSW. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belmont, NSW makes more sense. Both are solid long-term options with distinct trade-offs.