Cost of Living Comparison Between Belmont, NSW and Chiang Mai Cost of Living Comparison Between Belmont, NSW and Chiang Mai

Monthly Cost of Living

A single person spends $2,265 per month in Belmont, NSW vs $852 in Chiang Mai, rent included.

A couple spends around $3,262 per month in Belmont, NSW vs $1,354 in Chiang Mai, rent included.

A family of three spends $4,258 per month in Belmont, NSW vs $1,857 in Chiang Mai, rent included.

Belmont, NSW costs about 166% more than Chiang Mai, driven mainly by Eating Out.

Belmont, NSW sits 69% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.09 A$22.53

$1.96 ฿64.0

720.92%

Three-Course Dinner for Two, Mid-Range

$79.5 A$111

$18.81 ฿615

322.70%

Fast Food Meal (McDonalds, etc)

$9.90 A$13.87

$7.92 ฿259

25.00%

Cappuccino

$3.34 A$4.67

$1.91 ฿62.6

74.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 A$3.68

$0.84 ฿27.41

213.10%

Water (0.33 liter bottle)

$2.12 A$2.97

$0.35 ฿11.51

505.71%

Local Beer (0.5 liter draught)

$6.52 A$9.13

$2.21 ฿72.1

195.02%

Imported Beer (0.33 liter bottle)

$7.28 A$10.19

$3.80 ฿124

91.58%

Milk (1 liter)

$1.44 A$2.01

$1.64 ฿53.5

-12.20%

White Bread (500g)

$2.34 A$3.28

$1.62 ฿53.1

44.44%

Rice (white) (1kg)

$1.93 A$2.71

$1.18 ฿38.62

63.56%

Eggs

$4.31 A$6.04

$2.01 ฿65.8

114.43%

Local Cheese (1kg)

$8.33 A$11.67

$15.89 ฿520

-47.58%

Chicken Fillets (1kg)

$8.51 A$11.91

$3.01 ฿98.5

182.72%

Beef Round Steak (1kg)

$13.43 A$18.81

$10.77 ฿352

24.70%

Apples (1kg)

$3.32 A$4.64

$2.61 ฿85.5

27.20%

Banana (1kg)

$2.80 A$3.93

$1.22 ฿39.88

129.51%

Oranges (1kg)

$2.87 A$4.02

$1.70 ฿55.7

68.82%

Tomato (1kg)

$4.21 A$5.89

$1.58 ฿51.5

166.46%

Potato (1kg)

$2.51 A$3.51

$1.32 ฿43.14

90.15%

Onion (1kg)

$2.09 A$2.92

$1.17 ฿38.23

78.63%

Lettuce (1 head)

$2.09 A$2.93

$0.67 ฿21.98

211.94%

Water (1.5 liter bottle)

$1.54 A$2.15

$0.56 ฿18.32

175.00%

Cigarettes 20 Pack (Marlboro, Camel)

$30.69 A$42.97

$4.53 ฿148

577.48%

Wine (Bottle)

$15.69 A$21.97

$18.20 ฿595

-13.79%

Local Beer (0.5 liter bottle)

$4.55 A$6.36

$1.83 ฿60.0

148.63%

Imported Beer (0.33 liter bottle)

$5.24 A$7.34

$3.23 ฿106

62.23%

One-way Ticket (Public Transport)

$2.66 A$3.73

$0.89 ฿29.00

198.88%

Public Transport Monthly Pass (Regular Price)

$65.9 A$92.2

$19.38 ฿634

239.94%

Taxi Start (Normal Tariff)

$3.52 A$4.93

$1.35 ฿44.20

160.74%

Taxi (Normal Tariff) (1km)

$1.63 A$2.28

$1.35 ฿44.05

20.74%

Taxi 1hour Waiting (Normal Tariff)

$34.07 A$47.69

$8.25 ฿270

312.97%

Gasoline (1 liter)

$1.15 A$1.61

$1.27 ฿41.64

-9.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K A$40.3K

$21.2K ฿691.8K

35.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K A$32.1K

$22.5K ฿735.3K

1.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 A$259

$70.2 ฿2,294

163.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.63 A$38.68

$13.77 ฿450

100.65%

Internet (50+ Mbps, Unlimited Data)

$53.4 A$74.8

$17.60 ฿575

203.64%

Gym Membership (Monthly)

$48.00 A$67.2

$41.57 ฿1,360

15.47%

Tennis Court (1 Hour on Weekend)

$15.91 A$22.27

$6.60 ฿216

141.06%

Cinema Ticket

$12.91 A$18.08

$5.78 ฿189

123.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,631 A$2,284

$306 ฿10.0K

432.88%

International Primary School, 1 Child (Yearly)

$12.1K A$17.0K

$14.8K ฿484.8K

-18.14%

Jeans (Levis 501 Or Similar)

$69.2 A$96.9

$54.4 ฿1,778

27.33%

Summer Dress (H&M, Zara, etc)

$50.2 A$70.2

$26.14 ฿855

91.85%

Sport Shoes (Adidas, Nike)

$100 A$140

$84.5 ฿2,764

18.61%

Men's Leather Business Shoes

$107 A$149

$69.4 ฿2,270

53.77%

1-bedroom Apartment, City Center (Monthly)

$1,244 A$1,741

$424 ฿13.9K

193.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,060 A$1,484

$238 ฿7,788

345.14%

3-bedroom Apartment, City Center (Monthly)

$2,047 A$2,866

$825 ฿27.0K

148.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,706 A$2,388

$515 ฿16.8K

231.04%

Buy Apartment in City Center (m2)

$5,371 A$7,520

$2,049 ฿67.0K

162.10%

Buy Apartment Outside City Center (m2)

$5,443 A$7,620

$1,523 ฿49.8K

257.43%

Average Monthly Net Salary (After Tax)

$635 ฿20.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.34

26.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belmont, NSW: April 28, 2026

Last update for Chiang Mai: April 27, 2026

Cost Breakdown

A central one-bedroom costs $1,244 in Belmont, NSW versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $80.0 in Belmont, NSW versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $340 vs $243 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belmont, NSW vs Chiang Mai: Cost of Living - Frequently Asked Questions

Belmont, NSW costs about 166% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,397 per month in Belmont, NSW and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 240% less in Chiang Mai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,631 per month in Belmont, NSW and $306 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $852, than in Belmont, NSW at $2,265. In Chiang Mai it covers expenses comfortably, while in Belmont, NSW it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $852 versus $2,265 in Belmont, NSW. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belmont, NSW makes more sense. Both are solid long-term options with distinct trade-offs.