Cost of Living Comparison Between Belmont, NSW and Chiang Mai Cost of Living Comparison Between Belmont, NSW and Chiang Mai

Monthly Cost of Living

A single person spends $2,235 per month in Belmont, NSW vs $869 in Chiang Mai, rent included.

A couple spends around $3,260 per month in Belmont, NSW vs $1,362 in Chiang Mai, rent included.

A family of three spends $4,285 per month in Belmont, NSW vs $1,855 in Chiang Mai, rent included.

Belmont, NSW costs about 157% more than Chiang Mai, driven mainly by Eating Out.

Belmont, NSW sits 66% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.53 A$23.35

$1.98 ฿64.3

734.85%

Three-Course Dinner for Two, Mid-Range

$78.1 A$110

$18.80 ฿612

315.59%

Fast Food Meal (McDonalds, etc)

$9.83 A$13.89

$7.75 ฿252

26.84%

Cappuccino

$3.38 A$4.78

$1.92 ฿62.5

76.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 A$3.58

$0.79 ฿25.79

220.25%

Water (0.33 liter bottle)

$2.13 A$3.00

$0.36 ฿11.62

491.67%

Local Beer (0.5 liter draught)

$6.65 A$9.40

$2.21 ฿72.1

200.90%

Imported Beer (0.33 liter bottle)

$7.28 A$10.29

$3.66 ฿119

98.91%

Milk (1 liter)

$1.44 A$2.04

$1.65 ฿53.8

-12.73%

White Bread (500g)

$2.32 A$3.27

$1.63 ฿53.2

42.33%

Rice (white) (1kg)

$1.97 A$2.79

$1.19 ฿38.86

65.55%

Eggs

$4.35 A$6.14

$2.00 ฿65.1

117.50%

Local Cheese (1kg)

$8.70 A$12.30

$15.98 ฿520

-45.56%

Chicken Fillets (1kg)

$8.62 A$12.18

$3.03 ฿98.5

184.49%

Beef Round Steak (1kg)

$13.89 A$19.63

$10.86 ฿354

27.90%

Apples (1kg)

$3.21 A$4.53

$2.76 ฿90.0

16.30%

Banana (1kg)

$2.81 A$3.97

$1.18 ฿38.42

138.14%

Oranges (1kg)

$2.97 A$4.20

$1.64 ฿53.5

81.10%

Tomato (1kg)

$4.17 A$5.89

$1.52 ฿49.51

174.34%

Potato (1kg)

$2.42 A$3.42

$1.38 ฿45.10

75.36%

Onion (1kg)

$2.09 A$2.95

$1.19 ฿38.84

75.63%

Lettuce (1 head)

$2.09 A$2.95

$0.70 ฿22.86

198.57%

Water (1.5 liter bottle)

$1.59 A$2.25

$0.56 ฿18.13

183.93%

Cigarettes 20 Pack (Marlboro, Camel)

$30.62 A$43.26

$4.58 ฿149

568.56%

Wine (Bottle)

$14.63 A$20.67

$16.56 ฿539

-11.65%

Local Beer (0.5 liter bottle)

$4.66 A$6.59

$1.83 ฿59.5

154.64%

Imported Beer (0.33 liter bottle)

$5.28 A$7.46

$3.20 ฿104

65.00%

One-way Ticket (Public Transport)

$2.64 A$3.73

$0.88 ฿28.56

200.00%

Public Transport Monthly Pass (Regular Price)

$63.8 A$90.2

$18.72 ฿610

240.81%

Taxi Start (Normal Tariff)

$3.52 A$4.97

$1.36 ฿44.16

158.82%

Taxi (Normal Tariff) (1km)

$1.60 A$2.26

$1.34 ฿43.65

19.40%

Taxi 1hour Waiting (Normal Tariff)

$34.04 A$48.09

$7.84 ฿256

334.18%

Gasoline (1 liter)

$1.19 A$1.69

$1.23 ฿39.92

-3.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K A$40.4K

$21.6K ฿704.3K

32.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K A$31.8K

$22.5K ฿734.3K

-0.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 A$263

$70.5 ฿2,298

164.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.81 A$39.30

$13.68 ฿445

103.29%

Internet (50+ Mbps, Unlimited Data)

$51.7 A$73.1

$17.45 ฿568

196.28%

Gym Membership (Monthly)

$49.11 A$69.4

$41.33 ฿1,346

18.82%

Tennis Court (1 Hour on Weekend)

$15.51 A$21.91

$6.96 ฿227

122.84%

Cinema Ticket

$13.24 A$18.71

$5.77 ฿188

129.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 A$2,334

$307 ฿10.0K

438.01%

International Primary School, 1 Child (Yearly)

$11.9K A$16.8K

$14.6K ฿475.9K

-18.47%

Jeans (Levis 501 Or Similar)

$69.1 A$97.7

$55.8 ฿1,817

23.91%

Summer Dress (H&M, Zara, etc)

$50.5 A$71.4

$26.21 ฿854

92.67%

Sport Shoes (Adidas, Nike)

$99.7 A$141

$85.8 ฿2,793

16.29%

Men's Leather Business Shoes

$108 A$152

$72.2 ฿2,353

49.29%

1-bedroom Apartment, City Center (Monthly)

$1,244 A$1,758

$430 ฿14.0K

189.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,075 A$1,518

$239 ฿7,774

350.27%

3-bedroom Apartment, City Center (Monthly)

$1,990 A$2,812

$817 ฿26.6K

143.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 A$2,361

$511 ฿16.6K

227.20%

Buy Apartment in City Center (m2)

$6,086 A$8,599

$1,983 ฿64.6K

206.90%

Buy Apartment Outside City Center (m2)

$5,118 A$7,231

$1,484 ฿48.3K

244.88%

Average Monthly Net Salary (After Tax)

$619 ฿20.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.34

26.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belmont, NSW: June 6, 2026

Last update for Chiang Mai: June 7, 2026

Cost Breakdown

A central one-bedroom costs $1,244 in Belmont, NSW versus $430 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $78.0 in Belmont, NSW versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $341 vs $241 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belmont, NSW vs Chiang Mai: Cost of Living - Frequently Asked Questions

Belmont, NSW costs about 157% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,352 per month in Belmont, NSW and $1,303 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 241% less in Chiang Mai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,652 per month in Belmont, NSW and $307 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $869, than in Belmont, NSW at $2,235. In Chiang Mai it covers expenses comfortably, while in Belmont, NSW it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $869 versus $2,235 in Belmont, NSW. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belmont, NSW makes more sense. Both are solid long-term options with distinct trade-offs.