Last update: Oct 2026

Cost of Living Comparison Between Belluno and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,689 in Belluno, rent and utilities included – about $9,300 less a year. Other living expenses account for most of the difference.

82

Cost of Living Index in Belluno
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Belluno Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Belluno

🇮🇹 Italy

$1,689

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Belluno and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belluno and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,689 in Belluno versus $918 in Cebu.

Belluno $1,689
Cebu $918

Estimated couple costs with rent: $2,480 in Belluno versus $1,409 in Cebu.

Belluno $2,480
Cebu $1,409

Monthly costs for a family of three with rent: $3,271 in Belluno versus $1,900 in Cebu.

Belluno $3,271
Cebu $1,900

Living in Belluno is roughly 84% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Belluno is 25% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.76 €14.91

$3.09 ₱194

442.39%

Three-Course Dinner for Two, Mid-Range

$57.4 €51.1

$24.22 ₱1,525

137.16%

Fast Food Meal (McDonalds, etc)

$12.76 €11.35

$3.92 ₱247

225.51%

Cappuccino

$2.20 €1.96

$2.51 ₱158

-12.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 €2.26

$1.59 ₱100

60.38%

Water (0.33 liter bottle)

$1.28 €1.14

$0.53 ₱33.43

141.51%

Local Beer (0.5 liter draught)

$5.73 €5.10

$1.78 ₱112

221.91%

Imported Beer (0.33 liter bottle)

$3.37 €3.00

$2.17 ₱137

55.30%

Milk (1 liter)

$1.81 €1.61

$1.92 ₱121

-5.73%

White Bread (500g)

$2.53 €2.25

$1.36 ₱85.4

86.03%

Rice (white) (1kg)

$2.70 €2.40

$1.01 ₱63.5

167.33%

Eggs

$5.41 €4.81

$2.03 ₱128

166.50%

Local Cheese (1kg)

$13.34 €11.87

$9.86 ₱621

35.29%

Chicken Fillets (1kg)

$9.98 €8.88

$4.39 ₱277

127.33%

Beef Round Steak (1kg)

$16.97 €15.10

$7.60 ₱479

123.29%

Apples (1kg)

$2.19 €1.94

$3.30 ₱208

-33.64%

Banana (1kg)

$1.93 €1.72

$1.39 ₱87.8

38.85%

Oranges (1kg)

$2.66 €2.36

$2.33 ₱147

14.16%

Tomato (1kg)

$2.63 €2.34

$1.50 ₱94.3

75.33%

Potato (1kg)

$1.85 €1.64

$2.36 ₱149

-21.61%

Onion (1kg)

$1.59 €1.41

$1.90 ₱119

-16.32%

Lettuce (1 head)

$0.81 €0.72

$1.19 ₱74.9

-31.93%

Water (1.5 liter bottle)

$0.54 €0.48

$0.63 ₱39.71

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$7.20 €6.40

$3.00 ₱189

140.00%

Wine (Bottle)

$8.53 €7.59

$6.03 ₱379

41.46%

Local Beer (0.5 liter bottle)

$1.40 €1.24

$1.23 ₱77.7

13.82%

Imported Beer (0.33 liter bottle)

$1.71 €1.52

$1.75 ₱110

-2.29%

One-way Ticket (Public Transport)

$1.88 €1.68

$0.25 ₱15.86

652.00%

Public Transport Monthly Pass (Regular Price)

$50.4 €44.86

$12.64 ₱796

299.05%

Taxi Start (Normal Tariff)

$7.70 €6.85

$0.77 ₱48.62

900.00%

Taxi (Normal Tariff) (1km)

$1.66 €1.48

$0.23 ₱14.53

621.74%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.94 €1.73

$1.31 ₱82.8

48.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K €27.8K

$21.2K ₱1.3M

47.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K €28.2K

$19.1K ₱1.2M

65.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 €167

$120 ₱7,569

55.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.14 €9.91

$14.00 ₱882

-20.43%

Internet (50+ Mbps, Unlimited Data)

$27.37 €24.34

$27.54 ₱1,734

-0.62%

Gym Membership (Monthly)

$94.1 €83.7

$32.33 ₱2,035

190.94%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$12.06 €10.73

$5.65 ₱356

113.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$587 €522

$275 ₱17.3K

113.29%

International Primary School, 1 Child (Yearly)

$6,670 €5,933

$7,918 ₱498.5K

-15.76%

Jeans (Levis 501 Or Similar)

$93.1 €82.8

$49.33 ₱3,106

88.71%

Summer Dress (H&M, Zara, etc)

$44.21 €39.32

$25.24 ₱1,589

75.16%

Sport Shoes (Adidas, Nike)

$90.0 €80.1

$77.0 ₱4,846

17.00%

Men's Leather Business Shoes

$165 €147

$57.2 ₱3,601

189.07%

1-bedroom Apartment, City Center (Monthly)

$734 €653

$500 ₱31.5K

46.94%

1-bedroom Apartment, Outside City Center (Monthly)

$535 €476

$309 ₱19.4K

73.38%

3-bedroom Apartment, City Center (Monthly)

$890 €792

$1,078 ₱67.9K

-17.39%

3-bedroom Apartment, Outside City Center (Monthly)

$731 €651

$615 ₱38.7K

18.87%

Buy Apartment in City Center (m2)

$2,021 €1,798

$2,886 ₱181.7K

-29.97%

Buy Apartment Outside City Center (m2)

$1,075 €956

$1,917 ₱120.7K

-43.91%

Average Monthly Net Salary (After Tax)

$1,923 €1,711

$346 ₱21.8K

455.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.83

7.2

-46.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belluno: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belluno

$535 31.7%

Cebu

$309 33.6% 42.3% $227

Groceries & Markets

Belluno

$309 18.3%

Cebu

$206 22.4% 33.4% $103

Eating Out

Belluno

$250 14.8%

Cebu

$88 9.6% 64.6% $161

Monthly Utilities & Internet

Belluno

$226 13.4%

Cebu

$162 17.6% 28.4% $64

Clothing & Footwear

Belluno

$177 10.5%

Cebu

$94 10.2% 46.8% $83

Sport & Entertainment

Belluno

$118 7%

Cebu

$44 4.8% 63.1% $75

Getting Around

Belluno

$74 4.4%

Cebu

$16 1.7% 79% $58

Cost Breakdown

A one-bedroom apartment in the center runs $734 in Belluno and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Belluno pays 456% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Belluno vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $309 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Belluno

🇵🇭 Cebu

🕒 Local time

22:09 10:09 PM

04:09 4:09 AM

6 h ahead of Belluno

🌤 Weather

👥 Population

35,870

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Belluno Cebu 10,790 km ≈ 14 h nonstop flight

From you

Belluno
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belluno vs Cebu: Cost of Living - Frequently Asked Questions

Cebu wins on cost – living expenses run 84% lower than in Belluno. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.

Average pay runs 456% higher in Belluno, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $734 in Belluno versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $57.0 in Belluno. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,689 per month in Belluno versus $918 in Cebu – a 84% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,689 in Belluno, a $1,500 budget is realistic in Cebu but tight or insufficient in Belluno. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $918 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.

Safety-wise, Belluno and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 84% less than in Belluno. Beyond cost, consider language, visa policies, and how big the international community is in each city.