Last update: Oct 2026

Cost of Living Comparison Between Cebu and Belluno

For one person, living is cheaper in Cebu: $918 a month against $1,689 in Belluno, rent and utilities included – about $9,300 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
82

Cost of Living Index in Belluno
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Belluno Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Belluno

🇮🇹 Italy

$1,689

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Belluno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Belluno actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,689 in Belluno.

Cebu $918
Belluno $1,689

Estimated couple costs with rent: $1,409 in Cebu versus $2,480 in Belluno.

Cebu $1,409
Belluno $2,480

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,271 in Belluno.

Cebu $1,900
Belluno $3,271

Living in Cebu costs roughly 46% less than in Belluno, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Belluno is 25% above.

Meal at Budget Restaurant

$3.09 ₱194

$16.76 €14.91

-81.56%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$57.4 €51.1

-57.83%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$12.76 €11.35

-69.28%

Cappuccino

$2.51 ₱158

$2.20 €1.96

14.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.55 €2.26

-37.65%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.28 €1.14

-58.59%

Local Beer (0.5 liter draught)

$1.78 ₱112

$5.73 €5.10

-68.94%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.37 €3.00

-35.61%

Milk (1 liter)

$1.92 ₱121

$1.81 €1.61

6.08%

White Bread (500g)

$1.36 ₱85.4

$2.53 €2.25

-46.25%

Rice (white) (1kg)

$1.01 ₱63.5

$2.70 €2.40

-62.59%

Eggs

$2.03 ₱128

$5.41 €4.81

-62.48%

Local Cheese (1kg)

$9.86 ₱621

$13.34 €11.87

-26.09%

Chicken Fillets (1kg)

$4.39 ₱277

$9.98 €8.88

-56.01%

Beef Round Steak (1kg)

$7.60 ₱479

$16.97 €15.10

-55.22%

Apples (1kg)

$3.30 ₱208

$2.19 €1.94

50.68%

Banana (1kg)

$1.39 ₱87.8

$1.93 €1.72

-27.98%

Oranges (1kg)

$2.33 ₱147

$2.66 €2.36

-12.41%

Tomato (1kg)

$1.50 ₱94.3

$2.63 €2.34

-42.97%

Potato (1kg)

$2.36 ₱149

$1.85 €1.64

27.57%

Onion (1kg)

$1.90 ₱119

$1.59 €1.41

19.50%

Lettuce (1 head)

$1.19 ₱74.9

$0.81 €0.72

46.91%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.54 €0.48

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.20 €6.40

-58.33%

Wine (Bottle)

$6.03 ₱379

$8.53 €7.59

-29.31%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.40 €1.24

-12.14%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.71 €1.52

2.34%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.88 €1.68

-86.70%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$50.4 €44.86

-74.94%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$7.70 €6.85

-90.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.66 €1.48

-86.14%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

$1.94 €1.73

-32.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.3K €27.8K

-32.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.7K €28.2K

-39.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$187 €167

-35.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.14 €9.91

25.67%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$27.37 €24.34

0.62%

Gym Membership (Monthly)

$32.33 ₱2,035

$94.1 €83.7

-65.63%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$12.06 €10.73

-53.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$587 €522

-53.11%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$6,670 €5,933

18.71%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$93.1 €82.8

-47.01%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$44.21 €39.32

-42.91%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$90.0 €80.1

-14.53%

Men's Leather Business Shoes

$57.2 ₱3,601

$165 €147

-65.41%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$734 €653

-31.95%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$535 €476

-42.32%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$890 €792

21.05%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$731 €651

-15.88%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,021 €1,798

42.79%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,075 €956

78.28%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,923 €1,711

-82.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.83

87.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Belluno: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Belluno

$535 31.7% 73.4% $227

Groceries & Markets

Cebu

$206 22.4%

Belluno

$309 18.3% 50.1% $103

Monthly Utilities & Internet

Cebu

$162 17.6%

Belluno

$226 13.4% 39.6% $64

Clothing & Footwear

Cebu

$94 10.2%

Belluno

$177 10.5% 88.1% $83

Eating Out

Cebu

$88 9.6%

Belluno

$250 14.8% 183% $161

Sport & Entertainment

Cebu

$44 4.8%

Belluno

$118 7% 171% $75

Getting Around

Cebu

$16 1.7%

Belluno

$74 4.4% 375% $58

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $734 in Belluno. Housing cost is often the main lever when comparing two cities.

Belluno pays 456% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $57.0 in Belluno for a mid-range dinner for two. Groceries echo the gap at $206 vs $309 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇹 Belluno

🕒 Local time

04:10 4:10 AM

22:10 10:10 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

35,870

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Belluno 10,790 km ≈ 14 h nonstop flight

From you

Cebu
Belluno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Belluno: Cost of Living - Frequently Asked Questions

Cebu wins on cost – living expenses run 84% lower than in Belluno. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.

On paper, salaries run 456% lower in Belluno. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $734 in Belluno. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $57.0 in Belluno. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $918 per month in Cebu versus $1,689 in Belluno – a 84% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,689 in Belluno, a $1,500 budget is realistic in Cebu but tight or insufficient in Belluno. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $918 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.

Safety-wise, Cebu and Belluno are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 84% less than in Belluno. Beyond cost, consider language, visa policies, and how big the international community is in each city.