Last update: Oct 2026

Cost of Living Comparison Between Belleville and Toronto

For one person, living is cheaper in Belleville: $2,363 a month against $2,589 in Toronto, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

113

Cost of Living Index in Belleville
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Belleville Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Belleville

🇨🇦 Canada

$2,363

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Belleville and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belleville and in Toronto actually costs, broken down by who's living it.

A single person spends $2,363 per month in Belleville vs $2,589 in Toronto, rent included.

Belleville $2,363
Toronto $2,589

A couple spends around $3,243 per month in Belleville vs $3,710 in Toronto, rent included.

Belleville $3,243
Toronto $3,710

A family of three spends $4,122 per month in Belleville vs $4,831 in Toronto, rent included.

Belleville $4,122
Toronto $4,831

Belleville is about 9% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Belleville and Toronto sit above the global median – Belleville by 74%, Toronto by 90%.

Meal at Budget Restaurant

$18.16 CA$25.48

$17.60 CA$24.70

3.18%

Three-Course Dinner for Two, Mid-Range

$56.3 CA$79.0

$77.8 CA$109

-27.64%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.79

$10.59 CA$14.86

-0.47%

Cappuccino

$3.59 CA$5.04

$4.16 CA$5.83

-13.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.50 CA$2.10

$2.04 CA$2.87

-26.47%

Water (0.33 liter bottle)

$1.42 CA$1.99

$1.75 CA$2.46

-18.86%

Local Beer (0.5 liter draught)

$5.11 CA$7.17

$6.58 CA$9.23

-22.34%

Imported Beer (0.33 liter bottle)

$5.22 CA$7.32

$7.11 CA$9.98

-26.58%

Milk (1 liter)

$1.78 CA$2.50

$2.53 CA$3.56

-29.64%

White Bread (500g)

$2.41 CA$3.38

$2.70 CA$3.79

-10.74%

Rice (white) (1kg)

$2.17 CA$3.05

$2.24 CA$3.14

-3.13%

Eggs

$3.49 CA$4.90

$3.48 CA$4.89

0.29%

Local Cheese (1kg)

$9.58 CA$13.44

$9.38 CA$13.16

2.13%

Chicken Fillets (1kg)

$8.81 CA$12.36

$11.60 CA$16.28

-24.05%

Beef Round Steak (1kg)

$14.44 CA$20.26

$14.68 CA$20.61

-1.63%

Apples (1kg)

$3.68 CA$5.16

$3.74 CA$5.26

-1.60%

Banana (1kg)

$1.16 CA$1.63

$1.22 CA$1.72

-4.92%

Oranges (1kg)

$3.50 CA$4.92

$3.48 CA$4.88

0.57%

Tomato (1kg)

$3.30 CA$4.63

$4.32 CA$6.07

-23.61%

Potato (1kg)

$1.82 CA$2.56

$1.85 CA$2.60

-1.62%

Onion (1kg)

$1.59 CA$2.24

$1.69 CA$2.37

-5.92%

Lettuce (1 head)

$2.23 CA$3.13

Water (1.5 liter bottle)

$1.23 CA$1.72

$1.28 CA$1.79

-3.91%

Cigarettes 20 Pack (Marlboro, Camel)

$12.32 CA$17.29

$14.04 CA$19.71

-12.25%

Wine (Bottle)

$11.60 CA$16.28

$14.43 CA$20.25

-19.61%

Local Beer (0.5 liter bottle)

$2.27 CA$3.19

$2.16 CA$3.03

5.09%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.61

$2.52 CA$3.54

2.38%

One-way Ticket (Public Transport)

$2.39 CA$3.36

$2.37 CA$3.32

0.84%

Public Transport Monthly Pass (Regular Price)

$61.4 CA$86.2

$112 CA$158

-45.41%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

Taxi (Normal Tariff) (1km)

$1.27 CA$1.78

$1.24 CA$1.74

2.42%

Taxi 1hour Waiting (Normal Tariff)

$22.30 CA$31.29

$22.55 CA$31.65

-1.11%

Gasoline (1 liter)

$1.17 CA$1.65

$1.24 CA$1.75

-5.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K CA$36.9K

$26.9K CA$37.8K

-2.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$29.5K

$21.4K CA$30.0K

-1.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$170

$125 CA$175

-2.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.45 CA$45.54

$33.05 CA$46.39

-1.82%

Internet (50+ Mbps, Unlimited Data)

$48.98 CA$68.7

$47.96 CA$67.3

2.13%

Gym Membership (Monthly)

$40.61 CA$57.0

$36.69 CA$51.5

10.68%

Tennis Court (1 Hour on Weekend)

$24.11 CA$33.84

$23.67 CA$33.22

1.86%

Cinema Ticket

$10.68 CA$14.99

$13.08 CA$18.35

-18.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$448 CA$629

$759 CA$1,065

-40.91%

International Primary School, 1 Child (Yearly)

$6,134 CA$8,608

$23.8K CA$33.4K

-74.21%

Jeans (Levis 501 Or Similar)

$34.61 CA$48.58

$53.5 CA$75.1

-35.36%

Summer Dress (H&M, Zara, etc)

$34.11 CA$47.87

$40.44 CA$56.8

-15.65%

Sport Shoes (Adidas, Nike)

$99.6 CA$140

$100 CA$141

-0.85%

Men's Leather Business Shoes

$89.0 CA$125

$125 CA$176

-28.92%

1-bedroom Apartment, City Center (Monthly)

$1,378 CA$1,934

$1,630 CA$2,287

-15.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,326 CA$1,861

$1,416 CA$1,987

-6.33%

3-bedroom Apartment, City Center (Monthly)

$1,921 CA$2,697

$2,694 CA$3,781

-28.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,781 CA$2,499

$2,101 CA$2,949

-15.25%

Buy Apartment in City Center (m2)

$2,188 CA$3,070

$7,551 CA$10.6K

-71.03%

Buy Apartment Outside City Center (m2)

$2,277 CA$3,195

$6,674 CA$9,366

-65.88%

Average Monthly Net Salary (After Tax)

$2,988 CA$4,193

$3,543 CA$4,973

-15.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belleville: October 25, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belleville

$1.3K 56.1%

Toronto

$1.4K 54.7% 6.8% $90

Groceries & Markets

Belleville

$309 13.1%

Toronto

$345 13.3% 11.8% $36

Eating Out

Belleville

$268 11.3%

Toronto

$285 11% 6.4% $17

Monthly Utilities & Internet

Belleville

$203 8.6%

Toronto

$206 7.9% 1.4% $2.8

Clothing & Footwear

Belleville

$116 4.9%

Toronto

$144 5.6% 24.2% $28

Getting Around

Belleville

$80 3.4%

Toronto

$131 5.1% 63.3% $51

Sport & Entertainment

Belleville

$62 2.6%

Toronto

$63 2.4% 1.4% $0.9

Cost Breakdown

A central one-bedroom costs $1,378 in Belleville versus $1,630 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Toronto. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56 in Belleville versus $78 in Toronto. Monthly groceries follow the same trend: $309 vs $345 – making Belleville the more affordable choice for daily food spending.

Good to know

🇨🇦 Belleville

🇨🇦 Toronto

🕒 Local time

16:22 4:22 PM

Same time as Belleville

🌤 Weather

👥 Population

50,716

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belleville vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 10%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,545 per month in Belleville and $3,883 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belleville, especially for central apartments: a one-bedroom in the center costs $1,378 there versus $1,630 in Toronto.

Kindergarten costs $448 per month in Belleville and $759 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 12% more in Toronto, though the gap depends on what you buy.

Families tend to lean toward Belleville – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Belleville. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.