Cost of Living Comparison Between Belleville and Toronto Cost of Living Comparison Between Belleville and Toronto

Monthly Cost of Living

A single person spends $2,480 per month in Belleville vs $2,811 in Toronto, rent included.

A couple spends around $3,365 per month in Belleville vs $4,130 in Toronto, rent included.

A family of three spends $4,251 per month in Belleville vs $5,449 in Toronto, rent included.

Belleville is about 12% cheaper than Toronto, driven mainly by Groceries & Markets.

Both Belleville and Toronto sit above the global median – Belleville by 85%, Toronto by 110%.

Meal at Budget Restaurant

$18.64 CA$25.80

$18.71 CA$25.90

-0.37%

Three-Course Dinner for Two, Mid-Range

$58.4 CA$80.8

$81.9 CA$113

-28.71%

Fast Food Meal (McDonalds, etc)

$11.20 CA$15.50

$10.83 CA$14.99

3.42%

Cappuccino

$4.01 CA$5.55

$3.89 CA$5.38

3.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.80

$2.22 CA$3.07

-9.01%

Water (0.33 liter bottle)

$1.66 CA$2.30

$1.65 CA$2.28

0.61%

Local Beer (0.5 liter draught)

$4.74 CA$6.56

$6.05 CA$8.38

-21.65%

Imported Beer (0.33 liter bottle)

$5.77 CA$7.98

$6.58 CA$9.11

-12.31%

Milk (1 liter)

$1.69 CA$2.34

$2.73 CA$3.77

-38.10%

White Bread (500g)

$2.26 CA$3.13

$2.72 CA$3.76

-16.91%

Rice (white) (1kg)

$3.66 CA$5.06

$3.54 CA$4.90

3.39%

Eggs

$3.30 CA$4.57

$3.50 CA$4.84

-5.71%

Local Cheese (1kg)

$9.83 CA$13.61

$13.53 CA$18.73

-27.35%

Chicken Fillets (1kg)

$9.02 CA$12.49

$13.09 CA$18.12

-31.09%

Beef Round Steak (1kg)

$14.10 CA$19.52

$16.96 CA$23.49

-16.86%

Apples (1kg)

$3.86 CA$5.35

$4.16 CA$5.76

-7.21%

Banana (1kg)

$1.12 CA$1.54

$1.18 CA$1.63

-5.08%

Oranges (1kg)

$3.27 CA$4.53

$3.25 CA$4.50

0.62%

Tomato (1kg)

$3.28 CA$4.54

$4.12 CA$5.70

-20.39%

Potato (1kg)

$2.39 CA$3.31

$2.50 CA$3.47

-4.40%

Onion (1kg)

$1.65 CA$2.28

$2.88 CA$3.98

-42.71%

Lettuce (1 head)

$2.29 CA$3.17

$2.35 CA$3.25

-2.55%

Water (1.5 liter bottle)

$1.98 CA$2.74

$2.00 CA$2.77

-1.00%

Cigarettes 20 Pack (Marlboro, Camel)

$12.74 CA$17.65

$14.58 CA$20.19

-12.62%

Wine (Bottle)

$11.90 CA$16.48

$14.18 CA$19.63

-16.08%

Local Beer (0.5 liter bottle)

$2.63 CA$3.65

$2.80 CA$3.88

-6.07%

Imported Beer (0.33 liter bottle)

$3.00 CA$4.15

$3.25 CA$4.51

-7.69%

One-way Ticket (Public Transport)

$2.16 CA$2.99

$2.40 CA$3.32

-10.00%

Public Transport Monthly Pass (Regular Price)

$44.93 CA$62.2

$114 CA$158

-60.60%

Taxi Start (Normal Tariff)

$3.62 CA$5.01

$3.76 CA$5.20

-3.72%

Taxi (Normal Tariff) (1km)

$2.09 CA$2.89

$1.41 CA$1.95

48.23%

Taxi 1hour Waiting (Normal Tariff)

$26.19 CA$36.26

$25.53 CA$35.34

2.59%

Gasoline (1 liter)

$1.10 CA$1.53

$1.10 CA$1.52

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$34.9K

-0.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K CA$26.9K

$21.1K CA$29.2K

-7.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 CA$163

$120 CA$166

-1.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.12 CA$52.8

$37.54 CA$52.0

1.55%

Internet (50+ Mbps, Unlimited Data)

$53.8 CA$74.4

$54.5 CA$75.5

-1.39%

Gym Membership (Monthly)

$41.81 CA$57.9

$55.5 CA$76.9

-24.68%

Tennis Court (1 Hour on Weekend)

$24.85 CA$34.40

$21.15 CA$29.28

17.49%

Cinema Ticket

$10.82 CA$14.98

$11.56 CA$16.00

-6.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$459 CA$635

$1,129 CA$1,564

-59.40%

International Primary School, 1 Child (Yearly)

$6,338 CA$8,776

$18.0K CA$24.9K

-64.74%

Jeans (Levis 501 Or Similar)

$35.12 CA$48.63

$56.9 CA$78.8

-38.31%

Summer Dress (H&M, Zara, etc)

$35.50 CA$49.15

$39.96 CA$55.3

-11.16%

Sport Shoes (Adidas, Nike)

$89.9 CA$124

$89.7 CA$124

0.28%

Men's Leather Business Shoes

$84.9 CA$118

$114 CA$158

-25.67%

1-bedroom Apartment, City Center (Monthly)

$1,371 CA$1,898

$1,849 CA$2,561

-25.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,961

$1,560 CA$2,159

-9.20%

3-bedroom Apartment, City Center (Monthly)

$1,893 CA$2,621

$2,925 CA$4,051

-35.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,802 CA$2,496

$2,470 CA$3,420

-27.03%

Buy Apartment in City Center (m2)

$2,231 CA$3,088

$9,085 CA$12.6K

-75.45%

Buy Apartment Outside City Center (m2)

$2,347 CA$3,250

$7,036 CA$9,742

-66.64%

Average Monthly Net Salary (After Tax)

$2,852 CA$3,949

$3,572 CA$4,946

-20.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belleville: June 2, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,371 in Belleville versus $1,849 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belleville versus $82.0 in Toronto. Monthly groceries follow the same trend: $326 vs $396 – making Belleville the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belleville vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 13%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,720 per month in Belleville and $4,216 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belleville, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $459 per month in Belleville and $1,129 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 22% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Belleville, where all-in costs run around $2,480, than in Toronto at $2,811. In Belleville it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Belleville – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Belleville. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.