Last update: Oct 2026

Cost of Living Comparison Between Toronto and Belleville

For one person, living is cheaper in Belleville: $2,363 a month against $2,589 in Toronto, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
113

Cost of Living Index in Belleville
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Belleville Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Belleville

🇨🇦 Canada

$2,363

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Belleville

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Belleville actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $2,363 in Belleville, rent included.

Toronto $2,589
Belleville $2,363

A couple spends around $3,710 per month in Toronto vs $3,243 in Belleville, rent included.

Toronto $3,710
Belleville $3,243

A family of three spends $4,831 per month in Toronto vs $4,122 in Belleville, rent included.

Toronto $4,831
Belleville $4,122

Toronto costs about 10% more than Belleville, and outside of rent the biggest gap is in transport.

Both Toronto and Belleville sit above the global median – Toronto by 90%, Belleville by 74%.

Meal at Budget Restaurant

$17.60 CA$24.70

$18.16 CA$25.48

-3.08%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$56.3 CA$79.0

38.21%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$10.54 CA$14.79

0.47%

Cappuccino

$4.16 CA$5.83

$3.59 CA$5.04

15.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$1.50 CA$2.10

36.00%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.42 CA$1.99

23.24%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$5.11 CA$7.17

28.77%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$5.22 CA$7.32

36.21%

Milk (1 liter)

$2.53 CA$3.56

$1.78 CA$2.50

42.13%

White Bread (500g)

$2.70 CA$3.79

$2.41 CA$3.38

12.03%

Rice (white) (1kg)

$2.24 CA$3.14

$2.17 CA$3.05

3.23%

Eggs

$3.48 CA$4.89

$3.49 CA$4.90

-0.29%

Local Cheese (1kg)

$9.38 CA$13.16

$9.58 CA$13.44

-2.09%

Chicken Fillets (1kg)

$11.60 CA$16.28

$8.81 CA$12.36

31.67%

Beef Round Steak (1kg)

$14.68 CA$20.61

$14.44 CA$20.26

1.66%

Apples (1kg)

$3.74 CA$5.26

$3.68 CA$5.16

1.63%

Banana (1kg)

$1.22 CA$1.72

$1.16 CA$1.63

5.17%

Oranges (1kg)

$3.48 CA$4.88

$3.50 CA$4.92

-0.57%

Tomato (1kg)

$4.32 CA$6.07

$3.30 CA$4.63

30.91%

Potato (1kg)

$1.85 CA$2.60

$1.82 CA$2.56

1.65%

Onion (1kg)

$1.69 CA$2.37

$1.59 CA$2.24

6.29%

Lettuce (1 head)

$2.23 CA$3.13

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.23 CA$1.72

4.07%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$12.32 CA$17.29

13.96%

Wine (Bottle)

$14.43 CA$20.25

$11.60 CA$16.28

24.40%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$2.27 CA$3.19

-4.85%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$2.58 CA$3.61

-2.33%

One-way Ticket (Public Transport)

$2.37 CA$3.32

$2.39 CA$3.36

-0.84%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$61.4 CA$86.2

83.19%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$1.27 CA$1.78

-2.36%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$22.30 CA$31.29

1.12%

Gasoline (1 liter)

$1.24 CA$1.75

$1.17 CA$1.65

5.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$26.3K CA$36.9K

2.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$21.0K CA$29.5K

1.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$121 CA$170

2.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$32.45 CA$45.54

1.85%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$48.98 CA$68.7

-2.08%

Gym Membership (Monthly)

$36.69 CA$51.5

$40.61 CA$57.0

-9.65%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

$24.11 CA$33.84

-1.82%

Cinema Ticket

$13.08 CA$18.35

$10.68 CA$14.99

22.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$448 CA$629

69.22%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$6,134 CA$8,608

287.73%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$34.61 CA$48.58

54.70%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$34.11 CA$47.87

18.56%

Sport Shoes (Adidas, Nike)

$100 CA$141

$99.6 CA$140

0.85%

Men's Leather Business Shoes

$125 CA$176

$89.0 CA$125

40.69%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$1,378 CA$1,934

18.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

$1,326 CA$1,861

6.76%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

$1,921 CA$2,697

40.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

$1,781 CA$2,499

18.00%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$2,188 CA$3,070

245.14%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

$2,277 CA$3,195

193.12%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

$2,988 CA$4,193

18.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Belleville: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Belleville

$1.3K 56.1% 6.3% $90

Groceries & Markets

Toronto

$345 13.3%

Belleville

$309 13.1% 10.5% $36

Eating Out

Toronto

$285 11%

Belleville

$268 11.3% 6% $17

Monthly Utilities & Internet

Toronto

$206 7.9%

Belleville

$203 8.6% 1.4% $2.8

Clothing & Footwear

Toronto

$144 5.6%

Belleville

$116 4.9% 19.5% $28

Getting Around

Toronto

$131 5.1%

Belleville

$80 3.4% 38.8% $51

Sport & Entertainment

Toronto

$63 2.4%

Belleville

$62 2.6% 1.4% $0.9

Cost Breakdown

A central one-bedroom costs $1,630 in Toronto versus $1,378 in Belleville. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Toronto. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Toronto versus $56 in Belleville. Monthly groceries follow the same trend: $345 vs $309 – making Belleville the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇨🇦 Belleville

🕒 Local time

17:12 5:12 PM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

50,716

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Belleville: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 10%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,883 per month in Toronto and $3,545 in Belleville. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belleville, especially for central apartments: a one-bedroom in the center costs $1,378 there versus $1,630 in Toronto.

Kindergarten costs $759 per month in Toronto and $448 in Belleville. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 12% more in Toronto, though the gap depends on what you buy.

Families tend to lean toward Belleville – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Belleville. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.