Cost of Living Comparison Between Toronto and Belleville Cost of Living Comparison Between Toronto and Belleville

Monthly Cost of Living

A single person spends $2,620 per month in Toronto vs $2,380 in Belleville, rent included.

A couple spends around $3,866 per month in Toronto vs $3,260 in Belleville, rent included.

A family of three spends $5,111 per month in Toronto vs $4,140 in Belleville, rent included.

Toronto costs about 10% more than Belleville, driven mainly by Getting Around.

Both Toronto and Belleville sit above the global median – Toronto by 90%, Belleville by 73%.

Meal at Budget Restaurant

$17.85 CA$24.75

$18.43 CA$25.56

-3.15%

Three-Course Dinner for Two, Mid-Range

$86.8 CA$120

$55.3 CA$76.8

56.83%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.17

$10.69 CA$14.83

2.34%

Cappuccino

$4.01 CA$5.57

$3.60 CA$4.99

11.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.04

$1.61 CA$2.23

36.02%

Water (0.33 liter bottle)

$1.69 CA$2.34

$1.43 CA$1.98

18.18%

Local Beer (0.5 liter draught)

$6.45 CA$8.94

$5.13 CA$7.11

25.73%

Imported Beer (0.33 liter bottle)

$7.05 CA$9.77

$5.37 CA$7.45

31.28%

Milk (1 liter)

$2.71 CA$3.77

$1.85 CA$2.57

46.49%

White Bread (500g)

$2.92 CA$4.05

$2.48 CA$3.44

17.74%

Rice (white) (1kg)

$2.48 CA$3.44

$2.60 CA$3.60

-4.62%

Eggs

$3.85 CA$5.34

$3.70 CA$5.13

4.05%

Local Cheese (1kg)

$10.10 CA$14.01

$9.78 CA$13.56

3.27%

Chicken Fillets (1kg)

$12.02 CA$16.66

$9.19 CA$12.75

30.79%

Beef Round Steak (1kg)

$15.61 CA$21.65

$14.88 CA$20.64

4.91%

Apples (1kg)

$3.90 CA$5.41

$3.85 CA$5.33

1.30%

Banana (1kg)

$1.24 CA$1.72

$1.21 CA$1.68

2.48%

Oranges (1kg)

$3.78 CA$5.24

$3.69 CA$5.12

2.44%

Tomato (1kg)

$4.38 CA$6.08

$3.28 CA$4.55

33.54%

Potato (1kg)

$1.93 CA$2.67

$1.92 CA$2.66

0.52%

Onion (1kg)

$1.50 CA$2.08

Lettuce (1 head)

$2.28 CA$3.17

$2.40 CA$3.33

-5.00%

Water (1.5 liter bottle)

$1.46 CA$2.02

$1.44 CA$2.00

1.39%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 CA$20.14

$12.82 CA$17.78

13.26%

Wine (Bottle)

$14.42 CA$20.00

$12.11 CA$16.79

19.08%

Local Beer (0.5 liter bottle)

$2.26 CA$3.14

$2.25 CA$3.12

0.44%

Imported Beer (0.33 liter bottle)

$2.59 CA$3.60

$2.51 CA$3.47

3.19%

One-way Ticket (Public Transport)

$2.36 CA$3.28

$2.38 CA$3.30

-0.84%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$58.6 CA$81.3

94.97%

Taxi Start (Normal Tariff)

$3.16 CA$4.38

$3.14 CA$4.36

0.64%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.74

$1.24 CA$1.72

1.61%

Taxi 1hour Waiting (Normal Tariff)

$22.57 CA$31.30

$22.19 CA$30.78

1.71%

Gasoline (1 liter)

$1.24 CA$1.72

$1.08 CA$1.50

14.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$37.9K

$24.4K CA$33.8K

12.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.8K

$20.0K CA$27.8K

3.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$172

$128 CA$177

-3.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.72 CA$45.38

$33.19 CA$46.04

-1.42%

Internet (50+ Mbps, Unlimited Data)

$48.79 CA$67.7

$48.00 CA$66.6

1.65%

Gym Membership (Monthly)

$40.27 CA$55.9

$41.00 CA$56.9

-1.78%

Tennis Court (1 Hour on Weekend)

$23.84 CA$33.06

$24.54 CA$34.03

-2.85%

Cinema Ticket

$12.82 CA$17.77

$11.03 CA$15.30

16.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 CA$1,092

$460 CA$637

71.34%

International Primary School, 1 Child (Yearly)

$24.5K CA$34.0K

$6,211 CA$8,614

295.11%

Jeans (Levis 501 Or Similar)

$54.2 CA$75.2

$35.23 CA$48.86

53.96%

Summer Dress (H&M, Zara, etc)

$43.10 CA$59.8

$34.80 CA$48.26

23.85%

Sport Shoes (Adidas, Nike)

$97.9 CA$136

$98.3 CA$136

-0.41%

Men's Leather Business Shoes

$126 CA$175

$90.0 CA$125

40.00%

1-bedroom Apartment, City Center (Monthly)

$1,660 CA$2,303

$1,317 CA$1,827

26.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,483 CA$2,057

$1,374 CA$1,906

7.92%

3-bedroom Apartment, City Center (Monthly)

$2,800 CA$3,883

$1,815 CA$2,517

54.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,157 CA$2,991

$1,809 CA$2,509

19.20%

Buy Apartment in City Center (m2)

$8,381 CA$11.6K

$2,227 CA$3,088

276.38%

Buy Apartment Outside City Center (m2)

$6,842 CA$9,489

$2,304 CA$3,195

196.95%

Average Monthly Net Salary (After Tax)

$3,799 CA$5,269

$2,856 CA$3,961

33.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 6, 2026

Last update for Belleville: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,660 in Toronto versus $1,317 in Belleville. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 33% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $87.0 in Toronto versus $55.0 in Belleville. Monthly groceries follow the same trend: $364 vs $322 – making Belleville the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Belleville: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 10%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,930 per month in Toronto and $3,569 in Belleville. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belleville, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $787 per month in Toronto and $460 in Belleville. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 13% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Belleville, where all-in costs run around $2,380, than in Toronto at $2,620. In Belleville it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Belleville – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Belleville. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.