Cost of Living Comparison Between Toronto and Belleville Cost of Living Comparison Between Toronto and Belleville

Monthly Cost of Living

A single person spends $2,811 per month in Toronto vs $2,480 in Belleville, rent included.

A couple spends around $4,130 per month in Toronto vs $3,365 in Belleville, rent included.

A family of three spends $5,449 per month in Toronto vs $4,251 in Belleville, rent included.

Toronto costs about 13% more than Belleville, driven mainly by Groceries & Markets.

Both Toronto and Belleville sit above the global median – Toronto by 110%, Belleville by 85%.

Meal at Budget Restaurant

$18.71 CA$25.99

$18.64 CA$25.89

0.38%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$58.4 CA$81.1

40.27%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.04

$11.20 CA$15.56

-3.30%

Cappuccino

$3.89 CA$5.40

$4.01 CA$5.57

-2.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$2.02 CA$2.81

9.90%

Water (0.33 liter bottle)

$1.65 CA$2.29

$1.66 CA$2.31

-0.60%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$4.74 CA$6.58

27.64%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$5.77 CA$8.01

14.04%

Milk (1 liter)

$2.73 CA$3.79

$1.69 CA$2.35

61.54%

White Bread (500g)

$2.72 CA$3.77

$2.26 CA$3.14

20.35%

Rice (white) (1kg)

$3.54 CA$4.91

$3.66 CA$5.08

-3.28%

Eggs

$3.50 CA$4.86

$3.30 CA$4.58

6.06%

Local Cheese (1kg)

$13.53 CA$18.80

$9.83 CA$13.66

37.64%

Chicken Fillets (1kg)

$13.09 CA$18.19

$9.02 CA$12.54

45.12%

Beef Round Steak (1kg)

$16.96 CA$23.57

$14.10 CA$19.59

20.28%

Apples (1kg)

$4.16 CA$5.78

$3.86 CA$5.37

7.77%

Banana (1kg)

$1.18 CA$1.64

$1.12 CA$1.55

5.36%

Oranges (1kg)

$3.25 CA$4.51

$3.27 CA$4.55

-0.61%

Tomato (1kg)

$4.12 CA$5.72

$3.28 CA$4.55

25.61%

Potato (1kg)

$2.50 CA$3.48

$2.39 CA$3.32

4.60%

Onion (1kg)

$2.88 CA$4.00

$1.65 CA$2.29

74.55%

Lettuce (1 head)

$2.35 CA$3.26

$2.29 CA$3.18

2.62%

Water (1.5 liter bottle)

$2.00 CA$2.78

$1.98 CA$2.75

1.01%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.26

$12.74 CA$17.71

14.44%

Wine (Bottle)

$14.18 CA$19.70

$11.90 CA$16.54

19.16%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$2.63 CA$3.66

6.46%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.52

$3.00 CA$4.17

8.33%

One-way Ticket (Public Transport)

$2.40 CA$3.33

$2.16 CA$3.00

11.11%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$44.93 CA$62.4

153.84%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$3.62 CA$5.02

3.87%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$2.09 CA$2.90

-32.54%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.47

$26.19 CA$36.39

-2.52%

Gasoline (1 liter)

$1.10 CA$1.53

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$25.2K CA$35.0K

0.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$19.4K CA$26.9K

8.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$118 CA$164

1.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$38.12 CA$53.0

-1.52%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.7

$53.8 CA$74.7

1.41%

Gym Membership (Monthly)

$55.5 CA$77.1

$41.81 CA$58.1

32.77%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.39

$24.85 CA$34.52

-14.89%

Cinema Ticket

$11.56 CA$16.06

$10.82 CA$15.03

6.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,569

$459 CA$637

146.29%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$6,338 CA$8,806

183.57%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.1

$35.12 CA$48.80

62.10%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.5

$35.50 CA$49.32

12.56%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$89.9 CA$125

-0.28%

Men's Leather Business Shoes

$114 CA$159

$84.9 CA$118

34.53%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,570

$1,371 CA$1,905

34.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,167

$1,416 CA$1,967

10.13%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,065

$1,893 CA$2,630

54.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,432

$1,802 CA$2,504

37.04%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$2,231 CA$3,099

307.29%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,775

$2,347 CA$3,261

199.78%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,963

$2,852 CA$3,963

25.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Belleville: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,849 in Toronto versus $1,371 in Belleville. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Toronto versus $58.0 in Belleville. Monthly groceries follow the same trend: $396 vs $326 – making Belleville the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Belleville: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 13%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,216 per month in Toronto and $3,720 in Belleville. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belleville, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,129 per month in Toronto and $459 in Belleville. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 22% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Belleville, where all-in costs run around $2,480, than in Toronto at $2,811. In Belleville it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Belleville – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Belleville. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.