Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Sumy

For one person, living is cheaper in Sumy: $973 a month against $1,554 in Belgrade, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Belgrade
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Belgrade Living Index
47

Cost of Living Index in Sumy
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Sumy Living Index

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Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Sumy

🇺🇦 Ukraine

$973

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Sumy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Sumy actually costs, broken down by who's living it.

A single person spends $1,554 per month in Belgrade vs $973 in Sumy, rent included.

Belgrade $1,554
Sumy $973

A couple spends around $2,337 per month in Belgrade vs $1,669 in Sumy, rent included.

Belgrade $2,337
Sumy $1,669

A family of three spends $3,121 per month in Belgrade vs $2,365 in Sumy, rent included.

Belgrade $3,121
Sumy $2,365

Belgrade costs about 60% more than Sumy, and outside of rent the biggest gap is in eating out.

Belgrade sits 15% above the global median, while Sumy is 28% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.15 RSD 1,371

$11.13 ₴500

18.15%

Three-Course Dinner for Two, Mid-Range

$57.5 RSD 5,999

$33.38 ₴1,498

72.38%

Fast Food Meal (McDonalds, etc)

$13.38 RSD 1,394

$7.95 ₴357

68.30%

Cappuccino

$3.10 RSD 323

$1.69 ₴75.7

83.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 294

$0.75 ₴33.57

276.00%

Water (0.33 liter bottle)

$2.22 RSD 231

$0.55 ₴24.78

303.64%

Local Beer (0.5 liter draught)

$3.47 RSD 362

$1.35 ₴60.8

157.04%

Imported Beer (0.33 liter bottle)

$3.96 RSD 412

$1.96 ₴87.8

102.04%

Milk (1 liter)

$1.38 RSD 144

$1.35 ₴60.6

2.22%

White Bread (500g)

$1.13 RSD 118

$0.83 ₴37.37

36.14%

Rice (white) (1kg)

$2.66 RSD 277

$1.45 ₴64.9

83.45%

Eggs

$2.78 RSD 290

$2.06 ₴92.3

34.95%

Local Cheese (1kg)

$10.99 RSD 1,146

$10.31 ₴463

6.60%

Chicken Fillets (1kg)

$6.56 RSD 684

$5.36 ₴241

22.39%

Beef Round Steak (1kg)

$15.07 RSD 1,571

$8.79 ₴395

71.44%

Apples (1kg)

$1.66 RSD 173

$1.20 ₴53.9

38.33%

Banana (1kg)

$1.79 RSD 186

$1.55 ₴69.5

15.48%

Oranges (1kg)

$1.87 RSD 195

$1.88 ₴84.2

-0.53%

Tomato (1kg)

$3.03 RSD 315

$2.81 ₴126

7.83%

Potato (1kg)

$0.92 RSD 96.3

$0.65 ₴29.22

41.54%

Onion (1kg)

$0.71 RSD 73.8

$0.46 ₴20.52

54.35%

Lettuce (1 head)

$0.74 RSD 77.6

$1.39 ₴62.3

-46.76%

Water (1.5 liter bottle)

$0.74 RSD 77.2

$0.66 ₴29.53

12.12%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 RSD 481

$2.86 ₴128

61.19%

Wine (Bottle)

$8.81 RSD 918

$5.63 ₴253

56.48%

Local Beer (0.5 liter bottle)

$0.89 RSD 92.7

$0.90 ₴40.26

-1.11%

Imported Beer (0.33 liter bottle)

$1.45 RSD 151

$0.90 ₴40.28

61.11%

One-way Ticket (Public Transport)

$0.34 ₴15.38

Public Transport Monthly Pass (Regular Price)

$8.44 ₴379

Taxi Start (Normal Tariff)

$3.02 RSD 315

$2.23 ₴100

35.43%

Taxi (Normal Tariff) (1km)

$0.98 RSD 103

$0.46 ₴20.57

113.04%

Taxi 1hour Waiting (Normal Tariff)

$17.08 RSD 1,780

$4.37 ₴196

290.85%

Gasoline (1 liter)

$1.91 RSD 199

$1.51 ₴67.9

26.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$29.1K ₴1.3M

6.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K RSD 2.6M

$22.2K ₴996.4K

11.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 RSD 23.0K

$100.0 ₴4,488

120.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.41 RSD 2,544

$7.01 ₴315

248.22%

Internet (50+ Mbps, Unlimited Data)

$35.64 RSD 3,715

$6.54 ₴293

444.95%

Gym Membership (Monthly)

$41.20 RSD 4,295

$46.50 ₴2,087

-11.40%

Tennis Court (1 Hour on Weekend)

$22.60 RSD 2,356

$21.44 ₴962

5.41%

Cinema Ticket

$8.59 RSD 896

$3.56 ₴160

141.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 RSD 44.2K

$238 ₴10.7K

78.37%

International Primary School, 1 Child (Yearly)

$11.0K RSD 1.1M

$15.3K ₴686.2K

-28.22%

Jeans (Levis 501 Or Similar)

$111 RSD 11.5K

$74.6 ₴3,346

48.37%

Summer Dress (H&M, Zara, etc)

$47.28 RSD 4,929

$31.08 ₴1,395

52.12%

Sport Shoes (Adidas, Nike)

$113 RSD 11.8K

$97.4 ₴4,372

16.09%

Men's Leather Business Shoes

$157 RSD 16.3K

$121 ₴5,432

29.41%

1-bedroom Apartment, City Center (Monthly)

$805 RSD 83.9K

$545 ₴24.4K

47.82%

1-bedroom Apartment, Outside City Center (Monthly)

$546 RSD 56.9K

$306 ₴13.7K

78.65%

3-bedroom Apartment, City Center (Monthly)

$1,452 RSD 151.4K

$998 ₴44.8K

45.47%

3-bedroom Apartment, Outside City Center (Monthly)

$931 RSD 97.0K

$845 ₴37.9K

10.19%

Buy Apartment in City Center (m2)

$5,368 RSD 559.6K

$1,641 ₴73.6K

227.23%

Buy Apartment Outside City Center (m2)

$3,155 RSD 328.9K

$1,360 ₴61.0K

132.01%

Average Monthly Net Salary (After Tax)

$1,237 RSD 128.9K

$380 ₴17.1K

225.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

15.9

-71.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 12, 2026

Last update for Sumy: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$546 35.2%

Sumy

$306 31.4% 44% $240

Monthly Utilities & Internet

Belgrade

$280 18.1%

Sumy

$114 11.7% 59.5% $167

Groceries & Markets

Belgrade

$241 15.5%

Sumy

$191 19.6% 20.8% $50

Eating Out

Belgrade

$228 14.7%

Sumy

$149 15.3% 34.6% $79

Clothing & Footwear

Belgrade

$192 12.4%

Sumy

$146 15% 24.2% $47

Sport & Entertainment

Belgrade

$58 3.8%

Sumy

$54 5.5% 8.2% $4.8

Getting Around

Belgrade

$7.9 * 0.5%

Sumy

$14 1.5% 80.5% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $805 in Belgrade versus $545 in Sumy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 225% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $33.00 in Sumy. Monthly groceries follow the same trend: $241 vs $191 – making Sumy the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇺🇦 Sumy

🕒 Local time

13:43 1:43 PM

14:43 2:43 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

267,633

💱 Currency

Serbian Dinar RSD din

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Ukrainian Hryvnia exchange rates as of October 18, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to RSD in detail →

On the map

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Between locations

Belgrade Sumy 1,260 km ≈ 2 h nonstop flight

From you

Belgrade
Sumy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Sumy: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,554 in Belgrade, $973 in Sumy – roughly 60% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,331 per month in Belgrade and $1,459 in Sumy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sumy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $33.00 in Sumy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 26% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Sumy, where all-in costs run around $973, than in Belgrade at $1,554. In Sumy it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Sumy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sumy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.