Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Kozani

For one person, living is cheaper in Kozani: $1,284 a month against $1,554 in Belgrade, rent and utilities included – about $3,200 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Belgrade
Learn more

Belgrade Living Index
63

Cost of Living Index in Kozani
Learn more

Kozani Living Index

Jump to prices

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Kozani

🇬🇷 Greece

$1,284

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Kozani

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Kozani actually costs, broken down by who's living it.

A single person spends $1,554 per month in Belgrade vs $1,284 in Kozani, rent included.

Belgrade $1,554
Kozani $1,284

A couple spends around $2,337 per month in Belgrade vs $1,879 in Kozani, rent included.

Belgrade $2,337
Kozani $1,879

A family of three spends $3,121 per month in Belgrade vs $2,474 in Kozani, rent included.

Belgrade $3,121
Kozani $2,474

Belgrade costs about 21% more than Kozani, and outside of rent the biggest gap is in clothing.

Belgrade sits 15% above the global median, while Kozani is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.15 RSD 1,372

$11.21 €10.00

17.31%

Three-Course Dinner for Two, Mid-Range

$57.5 RSD 6,004

$44.18 €39.39

30.24%

Fast Food Meal (McDonalds, etc)

$13.38 RSD 1,396

$10.96 €9.77

22.08%

Cappuccino

$3.10 RSD 323

$2.84 €2.53

9.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 294

$1.64 €1.46

71.95%

Water (0.33 liter bottle)

$2.22 RSD 231

$0.54 €0.48

311.11%

Local Beer (0.5 liter draught)

$3.47 RSD 362

$4.56 €4.06

-23.90%

Imported Beer (0.33 liter bottle)

$3.96 RSD 413

$4.84 €4.32

-18.18%

Milk (1 liter)

$1.38 RSD 144

$1.64 €1.46

-15.85%

White Bread (500g)

$1.13 RSD 118

$1.71 €1.53

-33.92%

Rice (white) (1kg)

$2.66 RSD 278

$1.94 €1.73

37.11%

Eggs

$2.78 RSD 290

$3.33 €2.97

-16.52%

Local Cheese (1kg)

$10.99 RSD 1,147

$13.16 €11.73

-16.49%

Chicken Fillets (1kg)

$6.56 RSD 684

$8.38 €7.47

-21.72%

Beef Round Steak (1kg)

$15.07 RSD 1,573

$12.61 €11.24

19.51%

Apples (1kg)

$1.66 RSD 174

$1.65 €1.47

0.61%

Banana (1kg)

$1.79 RSD 186

$1.64 €1.46

9.15%

Oranges (1kg)

$1.87 RSD 195

$1.54 €1.38

21.43%

Tomato (1kg)

$3.03 RSD 316

$1.62 €1.44

87.04%

Potato (1kg)

$0.92 RSD 96.4

$1.01 €0.90

-8.91%

Onion (1kg)

$0.71 RSD 73.9

$0.85 €0.76

-16.47%

Lettuce (1 head)

$0.74 RSD 77.7

$1.27 €1.13

-41.73%

Water (1.5 liter bottle)

$0.74 RSD 77.2

$0.89 €0.79

-16.85%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 RSD 481

$5.12 €4.57

-9.96%

Wine (Bottle)

$8.81 RSD 919

$8.81 €7.85

Local Beer (0.5 liter bottle)

$0.89 RSD 92.8

$1.99 €1.77

-55.28%

Imported Beer (0.33 liter bottle)

$1.45 RSD 152

$3.13 €2.80

-53.67%

One-way Ticket (Public Transport)

$1.65 €1.47

Public Transport Monthly Pass (Regular Price)

$41.77 €37.24

Taxi Start (Normal Tariff)

$3.02 RSD 315

$4.15 €3.70

-27.23%

Taxi (Normal Tariff) (1km)

$0.98 RSD 103

$1.11 €0.99

-11.71%

Taxi 1hour Waiting (Normal Tariff)

$17.08 RSD 1,782

$16.64 €14.84

2.64%

Gasoline (1 liter)

$1.91 RSD 199

$1.97 €1.76

-3.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.2M

$28.3K €25.2K

9.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K RSD 2.6M

$31.1K €27.8K

-20.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 RSD 23.0K

$217 €193

1.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.41 RSD 2,547

$23.22 €20.70

5.12%

Internet (50+ Mbps, Unlimited Data)

$35.64 RSD 3,719

$29.90 €26.66

19.20%

Gym Membership (Monthly)

$41.20 RSD 4,299

$43.48 €38.77

-5.24%

Tennis Court (1 Hour on Weekend)

$22.60 RSD 2,359

$23.90 €21.31

-5.44%

Cinema Ticket

$8.59 RSD 897

$8.70 €7.75

-1.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 RSD 44.2K

$401 €358

5.66%

International Primary School, 1 Child (Yearly)

$11.0K RSD 1.1M

$9,068 €8,085

21.00%

Jeans (Levis 501 Or Similar)

$111 RSD 11.5K

$84.6 €75.4

30.81%

Summer Dress (H&M, Zara, etc)

$47.28 RSD 4,933

$45.09 €40.20

4.86%

Sport Shoes (Adidas, Nike)

$113 RSD 11.8K

$82.5 €73.6

37.08%

Men's Leather Business Shoes

$157 RSD 16.3K

$61.2 €54.6

155.73%

1-bedroom Apartment, City Center (Monthly)

$805 RSD 84.0K

$387 €345

108.20%

1-bedroom Apartment, Outside City Center (Monthly)

$546 RSD 57.0K

$314 €280

73.71%

3-bedroom Apartment, City Center (Monthly)

$1,452 RSD 151.5K

$511 €455

184.39%

3-bedroom Apartment, Outside City Center (Monthly)

$931 RSD 97.1K

$428 €381

117.62%

Buy Apartment in City Center (m2)

$5,368 RSD 560.1K

$2,180 €1,944

146.26%

Buy Apartment Outside City Center (m2)

$3,155 RSD 329.2K

$1,867 €1,665

68.99%

Average Monthly Net Salary (After Tax)

$1,237 RSD 129.0K

$1,086 €968

13.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

4.26

8.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 12, 2026

Last update for Kozani: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$546 35.2%

Kozani

$314 24.5% 42.4% $232

Monthly Utilities & Internet

Belgrade

$280 18.1%

Kozani

$270 21% 3.8% $11

Groceries & Markets

Belgrade

$241 15.5%

Kozani

$260 20.3% 8.3% $20

Eating Out

Belgrade

$228 14.7%

Kozani

$198 15.4% 13.2% $30

Clothing & Footwear

Belgrade

$192 12.4%

Kozani

$123 9.6% 36.1% $69

Sport & Entertainment

Belgrade

$58 3.8%

Kozani

$61 4.7% 4.2% $2.5

Getting Around

Belgrade

$7.9 * 0.5%

Kozani

$58 4.5% 631% $50

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $805 in Belgrade versus $387 in Kozani. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $44.00 in Kozani. Groceries tell a different story – $241 in Belgrade vs $260 in Kozani – so Belgrade wins on supermarket bills even if dining out costs more.

Good to know

🇷🇸 Belgrade

🇬🇷 Kozani

🕒 Local time

11:59 11:59 AM

12:59 12:59 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

35,242

💱 Currency

Serbian Dinar RSD din

Euro EUR €

📈 Exchange rate

1,000 RSD = 9.58 USD

1,000 RSD = 8.54 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 16, 2026: 1 USD = 104 RSD (1,000 RSD = 9.58 USD). 1 EUR = 117 RSD (1,000 RSD = 8.54 EUR).

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Belgrade Kozani 510 km ≈ 1 h 15 min nonstop flight

From you

Belgrade
Kozani

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Kozani: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,554 in Belgrade, $1,284 in Kozani – roughly 21% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,331 per month in Belgrade and $1,927 in Kozani. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kozani, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $44.00 in Kozani. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 8% cheaper in Belgrade – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Kozani, where all-in costs run around $1,284, than in Belgrade at $1,554. In Kozani it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Kozani – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kozani. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.