Last update: Oct 2026

Cost of Living Comparison Between Kozani and Belgrade

For one person, living is cheaper in Kozani: $1,284 a month against $1,554 in Belgrade, rent and utilities included – about $3,200 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Kozani
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Kozani Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Kozani

🇬🇷 Greece

$1,284

/mo nomad

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Kozani and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kozani and in Belgrade actually costs, broken down by who's living it.

A single person spends $1,284 per month in Kozani vs $1,554 in Belgrade, rent included.

Kozani $1,284
Belgrade $1,554

A couple spends around $1,879 per month in Kozani vs $2,337 in Belgrade, rent included.

Kozani $1,879
Belgrade $2,337

A family of three spends $2,474 per month in Kozani vs $3,121 in Belgrade, rent included.

Kozani $2,474
Belgrade $3,121

Kozani is about 17% cheaper than Belgrade, and outside of rent the biggest gap is in clothing.

Kozani sits 5% below the global median, while Belgrade is 15% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.21 €10.00

$13.15 RSD 1,372

-14.75%

Three-Course Dinner for Two, Mid-Range

$44.18 €39.39

$57.5 RSD 6,004

-23.22%

Fast Food Meal (McDonalds, etc)

$10.96 €9.77

$13.38 RSD 1,396

-18.09%

Cappuccino

$2.84 €2.53

$3.10 RSD 323

-8.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 €1.46

$2.82 RSD 294

-41.84%

Water (0.33 liter bottle)

$0.54 €0.48

$2.22 RSD 231

-75.68%

Local Beer (0.5 liter draught)

$4.56 €4.06

$3.47 RSD 362

31.41%

Imported Beer (0.33 liter bottle)

$4.84 €4.32

$3.96 RSD 413

22.22%

Milk (1 liter)

$1.64 €1.46

$1.38 RSD 144

18.84%

White Bread (500g)

$1.71 €1.53

$1.13 RSD 118

51.33%

Rice (white) (1kg)

$1.94 €1.73

$2.66 RSD 278

-27.07%

Eggs

$3.33 €2.97

$2.78 RSD 290

19.78%

Local Cheese (1kg)

$13.16 €11.73

$10.99 RSD 1,147

19.75%

Chicken Fillets (1kg)

$8.38 €7.47

$6.56 RSD 684

27.74%

Beef Round Steak (1kg)

$12.61 €11.24

$15.07 RSD 1,573

-16.32%

Apples (1kg)

$1.65 €1.47

$1.66 RSD 174

-0.60%

Banana (1kg)

$1.64 €1.46

$1.79 RSD 186

-8.38%

Oranges (1kg)

$1.54 €1.38

$1.87 RSD 195

-17.65%

Tomato (1kg)

$1.62 €1.44

$3.03 RSD 316

-46.53%

Potato (1kg)

$1.01 €0.90

$0.92 RSD 96.4

9.78%

Onion (1kg)

$0.85 €0.76

$0.71 RSD 73.9

19.72%

Lettuce (1 head)

$1.27 €1.13

$0.74 RSD 77.7

71.62%

Water (1.5 liter bottle)

$0.89 €0.79

$0.74 RSD 77.2

20.27%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 €4.57

$4.61 RSD 481

11.06%

Wine (Bottle)

$8.81 €7.85

$8.81 RSD 919

Local Beer (0.5 liter bottle)

$1.99 €1.77

$0.89 RSD 92.8

123.60%

Imported Beer (0.33 liter bottle)

$3.13 €2.80

$1.45 RSD 152

115.86%

One-way Ticket (Public Transport)

$1.65 €1.47

Public Transport Monthly Pass (Regular Price)

$41.77 €37.24

Taxi Start (Normal Tariff)

$4.15 €3.70

$3.02 RSD 315

37.42%

Taxi (Normal Tariff) (1km)

$1.11 €0.99

$0.98 RSD 103

13.27%

Taxi 1hour Waiting (Normal Tariff)

$16.64 €14.84

$17.08 RSD 1,782

-2.58%

Gasoline (1 liter)

$1.97 €1.76

$1.91 RSD 199

3.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K €25.2K

$31.0K RSD 3.2M

-8.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K €27.8K

$24.7K RSD 2.6M

26.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 €193

$220 RSD 23.0K

-1.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.22 €20.70

$24.41 RSD 2,547

-4.88%

Internet (50+ Mbps, Unlimited Data)

$29.90 €26.66

$35.64 RSD 3,719

-16.11%

Gym Membership (Monthly)

$43.48 €38.77

$41.20 RSD 4,299

5.53%

Tennis Court (1 Hour on Weekend)

$23.90 €21.31

$22.60 RSD 2,359

5.75%

Cinema Ticket

$8.70 €7.75

$8.59 RSD 897

1.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 €358

$424 RSD 44.2K

-5.35%

International Primary School, 1 Child (Yearly)

$9,068 €8,085

$11.0K RSD 1.1M

-17.35%

Jeans (Levis 501 Or Similar)

$84.6 €75.4

$111 RSD 11.5K

-23.55%

Summer Dress (H&M, Zara, etc)

$45.09 €40.20

$47.28 RSD 4,933

-4.63%

Sport Shoes (Adidas, Nike)

$82.5 €73.6

$113 RSD 11.8K

-27.05%

Men's Leather Business Shoes

$61.2 €54.6

$157 RSD 16.3K

-60.90%

1-bedroom Apartment, City Center (Monthly)

$387 €345

$805 RSD 84.0K

-51.97%

1-bedroom Apartment, Outside City Center (Monthly)

$314 €280

$546 RSD 57.0K

-42.43%

3-bedroom Apartment, City Center (Monthly)

$511 €455

$1,452 RSD 151.5K

-64.84%

3-bedroom Apartment, Outside City Center (Monthly)

$428 €381

$931 RSD 97.1K

-54.05%

Buy Apartment in City Center (m2)

$2,180 €1,944

$5,368 RSD 560.1K

-59.39%

Buy Apartment Outside City Center (m2)

$1,867 €1,665

$3,155 RSD 329.2K

-40.83%

Average Monthly Net Salary (After Tax)

$1,086 €968

$1,237 RSD 129.0K

-12.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.26

4.61

-7.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kozani: October 11, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kozani

$314 24.5%

Belgrade

$546 35.2% 73.7% $232

Monthly Utilities & Internet

Kozani

$270 21%

Belgrade

$280 18.1% 4% $11

Groceries & Markets

Kozani

$260 20.3%

Belgrade

$241 15.5% 7.7% $20

Eating Out

Kozani

$198 15.4%

Belgrade

$228 14.7% 15.2% $30

Clothing & Footwear

Kozani

$123 9.6%

Belgrade

$192 12.4% 56.4% $69

Sport & Entertainment

Kozani

$61 4.7%

Belgrade

$58 3.8% 4.1% $2.5

Getting Around

Kozani

$58 4.5%

Belgrade

$7.9 * 0.5% 86.3% $50

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $387 in Kozani versus $805 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Kozani versus $58.0 in Belgrade. Groceries tell a different story – $260 in Kozani vs $241 in Belgrade – so Belgrade wins on supermarket bills even if dining out costs more.

Good to know

🇬🇷 Kozani

🇷🇸 Belgrade

🕒 Local time

12:56 12:56 PM

11:56 11:56 AM

1 h behind Kozani

🌤 Weather

👥 Population

35,242

1,197,714 Capital

💱 Currency

Euro EUR €

Serbian Dinar RSD din

📈 Exchange rate

1 EUR = 1.12 USD

1,000 RSD = 9.58 USD

1,000 RSD = 8.54 EUR

Exchange rates and currency converter

RSD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Serbian Dinar exchange rates as of October 16, 2026: 1 USD = 104 RSD (1,000 RSD = 9.58 USD). 1 EUR = 117 RSD (1,000 RSD = 8.54 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Kozani Belgrade 510 km ≈ 1 h 15 min nonstop flight

From you

Kozani
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kozani vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,284 in Kozani, $1,554 in Belgrade – roughly 21% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,927 per month in Kozani and $2,331 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kozani, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $44.00 in Kozani and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 8% cheaper in Belgrade – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Kozani, where all-in costs run around $1,284, than in Belgrade at $1,554. In Kozani it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Kozani – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kozani. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.