Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Kefalonia

For one person, living costs are similar in Belgrade and in Kefalonia: $1,574 and $1,551 a month, rent and utilities included.

76

Cost of Living Index in Belgrade
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Belgrade Living Index
76

Cost of Living Index in Kefalonia
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Kefalonia Living Index

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Belgrade

🇷🇸 Serbia

$1,574

/mo nomad

Kefalonia

🇬🇷 Greece

$1,551

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Kefalonia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Kefalonia actually costs, broken down by who's living it.

A single person spends $1,574 per month in Belgrade vs $1,551 in Kefalonia, rent included.

Belgrade $1,574
Kefalonia $1,551

A couple spends around $2,376 per month in Belgrade vs $2,322 in Kefalonia, rent included.

Belgrade $2,376
Kefalonia $2,322

A family of three spends $3,178 per month in Belgrade vs $3,092 in Kefalonia, rent included.

Belgrade $3,178
Kefalonia $3,092

Belgrade costs about 1% more than Kefalonia, and outside of rent the biggest gap is in transport.

Both Belgrade and Kefalonia sit above the global median – Belgrade by 16%, Kefalonia by 14%.

Meal at Budget Restaurant

$13.44 RSD 1,401

$14.80 €13.16

-9.19%

Three-Course Dinner for Two, Mid-Range

$57.8 RSD 6,029

$38.73 €34.45

49.34%

Fast Food Meal (McDonalds, etc)

$13.23 RSD 1,380

$10.23 €9.10

29.33%

Cappuccino

$3.10 RSD 323

$3.14 €2.79

-1.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 RSD 285

$3.44 €3.06

-20.64%

Water (0.33 liter bottle)

$2.31 RSD 241

$0.61 €0.54

278.69%

Local Beer (0.5 liter draught)

$3.54 RSD 369

$4.68 €4.16

-24.36%

Imported Beer (0.33 liter bottle)

$4.13 RSD 430

$5.38 €4.79

-23.23%

Milk (1 liter)

$1.45 RSD 151

$1.55 €1.38

-6.45%

White Bread (500g)

$1.18 RSD 123

$1.39 €1.24

-15.11%

Rice (white) (1kg)

$2.61 RSD 272

$2.58 €2.30

1.16%

Eggs

$2.78 RSD 289

$4.69 €4.17

-40.72%

Local Cheese (1kg)

$11.23 RSD 1,171

$13.39 €11.91

-16.13%

Chicken Fillets (1kg)

$6.72 RSD 701

$9.56 €8.51

-29.71%

Beef Round Steak (1kg)

$15.22 RSD 1,586

$14.16 €12.59

7.49%

Apples (1kg)

$1.59 RSD 166

$2.18 €1.94

-27.06%

Banana (1kg)

$1.84 RSD 191

$2.09 €1.86

-11.96%

Oranges (1kg)

$1.83 RSD 191

$1.38 €1.22

32.61%

Tomato (1kg)

$3.10 RSD 324

$2.01 €1.79

54.23%

Potato (1kg)

$0.95 RSD 98.8

$1.12 €0.99

-15.18%

Onion (1kg)

$0.72 RSD 75.1

$1.12 €1.00

-35.71%

Lettuce (1 head)

$0.75 RSD 77.8

$1.09 €0.97

-31.19%

Water (1.5 liter bottle)

$0.69 RSD 72.4

$0.87 €0.78

-20.69%

Cigarettes 20 Pack (Marlboro, Camel)

$4.76 RSD 496

$5.26 €4.68

-9.51%

Wine (Bottle)

$8.43 RSD 878

$6.71 €5.97

25.63%

Local Beer (0.5 liter bottle)

$0.94 RSD 97.8

$2.58 €2.30

-63.57%

Imported Beer (0.33 liter bottle)

$1.53 RSD 159

$2.53 €2.25

-39.53%

One-way Ticket (Public Transport)

$1.37 €1.22

Public Transport Monthly Pass (Regular Price)

$45.22 €40.23

Taxi Start (Normal Tariff)

$2.99 RSD 312

$4.20 €3.73

-28.81%

Taxi (Normal Tariff) (1km)

$1.02 RSD 106

$1.11 €0.99

-8.11%

Taxi 1hour Waiting (Normal Tariff)

$17.54 RSD 1,828

$16.11 €14.33

8.88%

Gasoline (1 liter)

$1.85 RSD 193

$1.99 €1.77

-7.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K RSD 3.2M

$27.6K €24.6K

10.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K RSD 2.5M

$25.0K €22.2K

-5.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 RSD 22.9K

$277 €246

-20.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.82 RSD 2,588

$23.48 €20.89

5.71%

Internet (50+ Mbps, Unlimited Data)

$35.79 RSD 3,731

$30.05 €26.73

19.10%

Gym Membership (Monthly)

$41.37 RSD 4,313

$50.7 €45.08

-18.37%

Tennis Court (1 Hour on Weekend)

$22.96 RSD 2,394

$24.90 €22.15

-7.79%

Cinema Ticket

$8.32 RSD 867

$9.15 €8.14

-9.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$423 RSD 44.1K

$427 €380

-0.91%

International Primary School, 1 Child (Yearly)

$11.4K RSD 1.2M

$7,666 €6,819

48.93%

Jeans (Levis 501 Or Similar)

$111 RSD 11.6K

$88.7 €78.9

25.44%

Summer Dress (H&M, Zara, etc)

$47.48 RSD 4,950

$40.31 €35.85

17.79%

Sport Shoes (Adidas, Nike)

$116 RSD 12.1K

$93.9 €83.5

23.46%

Men's Leather Business Shoes

$158 RSD 16.4K

$120 €107

31.71%

1-bedroom Apartment, City Center (Monthly)

$823 RSD 85.8K

$527 €469

56.02%

1-bedroom Apartment, Outside City Center (Monthly)

$560 RSD 58.3K

$420 €374

33.26%

3-bedroom Apartment, City Center (Monthly)

$1,485 RSD 154.8K

$1,093 €972

35.85%

3-bedroom Apartment, Outside City Center (Monthly)

$969 RSD 101.1K

$786 €699

23.35%

Buy Apartment in City Center (m2)

$5,489 RSD 572.2K

$2,638 €2,347

108.07%

Buy Apartment Outside City Center (m2)

$3,193 RSD 332.8K

$2,187 €1,946

45.95%

Average Monthly Net Salary (After Tax)

$1,214 RSD 126.5K

$1,095 €974

10.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

4.46

3.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 19, 2026

Last update for Kefalonia: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$560 35.6%

Kefalonia

$420 27.1% 25% $140

Monthly Utilities & Internet

Belgrade

$280 17.8%

Kefalonia

$330 21.3% 18% $50

Groceries & Markets

Belgrade

$243 15.4%

Kefalonia

$280 18.1% 15.3% $37

Eating Out

Belgrade

$231 14.7%

Kefalonia

$237 15.3% 2.8% $6.5

Clothing & Footwear

Belgrade

$195 12.4%

Kefalonia

$154 9.9% 20.8% $40

Sport & Entertainment

Belgrade

$58 3.7%

Kefalonia

$69 4.5% 18.9% $11

Getting Around

Belgrade

$8.1 * 0.5%

Kefalonia

$60 3.9% 647% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $823 in Belgrade versus $527 in Kefalonia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $39.00 in Kefalonia. Groceries tell a different story – $243 in Belgrade vs $280 in Kefalonia – so Belgrade wins on supermarket bills even if dining out costs more.

Good to know

🇷🇸 Belgrade

🇬🇷 Kefalonia

🕒 Local time

19:58 7:58 PM

20:58 8:58 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

36,404

💱 Currency

Serbian Dinar RSD din

Euro EUR €

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 20, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to RSD in detail →

On the map

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Between locations

Belgrade Kefalonia 730 km ≈ 1 h 30 min nonstop flight

From you

Belgrade
Kefalonia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Kefalonia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,574 in Belgrade, $1,551 in Kefalonia – roughly 1% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,360 per month in Belgrade and $2,326 in Kefalonia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kefalonia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $39.00 in Kefalonia. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 15% cheaper in Belgrade – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Kefalonia, where all-in costs run around $1,551, than in Belgrade at $1,574. In Kefalonia it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Kefalonia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kefalonia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.