Last update: Oct 2026

Cost of Living Comparison Between Kefalonia and Belgrade

For one person, living costs are similar in Kefalonia and in Belgrade: $1,551 and $1,574 a month, rent and utilities included.

76

Cost of Living Index in Kefalonia
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Kefalonia Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Kefalonia

🇬🇷 Greece

$1,551

/mo nomad

Belgrade

🇷🇸 Serbia

$1,574

/mo nomad

Monthly Cost of Living

How much you'll spend in Kefalonia and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kefalonia and in Belgrade actually costs, broken down by who's living it.

A single person spends $1,551 per month in Kefalonia vs $1,574 in Belgrade, rent included.

Kefalonia $1,551
Belgrade $1,574

A couple spends around $2,322 per month in Kefalonia vs $2,376 in Belgrade, rent included.

Kefalonia $2,322
Belgrade $2,376

A family of three spends $3,092 per month in Kefalonia vs $3,178 in Belgrade, rent included.

Kefalonia $3,092
Belgrade $3,178

Kefalonia is about 1% cheaper than Belgrade, and outside of rent the biggest gap is in transport.

Both Kefalonia and Belgrade sit above the global median – Kefalonia by 14%, Belgrade by 16%.

Meal at Budget Restaurant

$14.80 €13.16

$13.44 RSD 1,401

10.12%

Three-Course Dinner for Two, Mid-Range

$38.73 €34.45

$57.8 RSD 6,029

-33.04%

Fast Food Meal (McDonalds, etc)

$10.23 €9.10

$13.23 RSD 1,380

-22.68%

Cappuccino

$3.14 €2.79

$3.10 RSD 323

1.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.44 €3.06

$2.73 RSD 285

26.01%

Water (0.33 liter bottle)

$0.61 €0.54

$2.31 RSD 241

-73.59%

Local Beer (0.5 liter draught)

$4.68 €4.16

$3.54 RSD 369

32.20%

Imported Beer (0.33 liter bottle)

$5.38 €4.79

$4.13 RSD 430

30.27%

Milk (1 liter)

$1.55 €1.38

$1.45 RSD 151

6.90%

White Bread (500g)

$1.39 €1.24

$1.18 RSD 123

17.80%

Rice (white) (1kg)

$2.58 €2.30

$2.61 RSD 272

-1.15%

Eggs

$4.69 €4.17

$2.78 RSD 289

68.71%

Local Cheese (1kg)

$13.39 €11.91

$11.23 RSD 1,171

19.23%

Chicken Fillets (1kg)

$9.56 €8.51

$6.72 RSD 701

42.26%

Beef Round Steak (1kg)

$14.16 €12.59

$15.22 RSD 1,586

-6.96%

Apples (1kg)

$2.18 €1.94

$1.59 RSD 166

37.11%

Banana (1kg)

$2.09 €1.86

$1.84 RSD 191

13.59%

Oranges (1kg)

$1.38 €1.22

$1.83 RSD 191

-24.59%

Tomato (1kg)

$2.01 €1.79

$3.10 RSD 324

-35.16%

Potato (1kg)

$1.12 €0.99

$0.95 RSD 98.8

17.89%

Onion (1kg)

$1.12 €1.00

$0.72 RSD 75.1

55.56%

Lettuce (1 head)

$1.09 €0.97

$0.75 RSD 77.8

45.33%

Water (1.5 liter bottle)

$0.87 €0.78

$0.69 RSD 72.4

26.09%

Cigarettes 20 Pack (Marlboro, Camel)

$5.26 €4.68

$4.76 RSD 496

10.50%

Wine (Bottle)

$6.71 €5.97

$8.43 RSD 878

-20.40%

Local Beer (0.5 liter bottle)

$2.58 €2.30

$0.94 RSD 97.8

174.47%

Imported Beer (0.33 liter bottle)

$2.53 €2.25

$1.53 RSD 159

65.36%

One-way Ticket (Public Transport)

$1.37 €1.22

Public Transport Monthly Pass (Regular Price)

$45.22 €40.23

Taxi Start (Normal Tariff)

$4.20 €3.73

$2.99 RSD 312

40.47%

Taxi (Normal Tariff) (1km)

$1.11 €0.99

$1.02 RSD 106

8.82%

Taxi 1hour Waiting (Normal Tariff)

$16.11 €14.33

$17.54 RSD 1,828

-8.15%

Gasoline (1 liter)

$1.99 €1.77

$1.85 RSD 193

7.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.6K

$30.5K RSD 3.2M

-9.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K €22.2K

$23.7K RSD 2.5M

5.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$277 €246

$219 RSD 22.9K

26.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.48 €20.89

$24.82 RSD 2,588

-5.40%

Internet (50+ Mbps, Unlimited Data)

$30.05 €26.73

$35.79 RSD 3,731

-16.04%

Gym Membership (Monthly)

$50.7 €45.08

$41.37 RSD 4,313

22.50%

Tennis Court (1 Hour on Weekend)

$24.90 €22.15

$22.96 RSD 2,394

8.45%

Cinema Ticket

$9.15 €8.14

$8.32 RSD 867

9.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 €380

$423 RSD 44.1K

0.92%

International Primary School, 1 Child (Yearly)

$7,666 €6,819

$11.4K RSD 1.2M

-32.86%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$111 RSD 11.6K

-20.28%

Summer Dress (H&M, Zara, etc)

$40.31 €35.85

$47.48 RSD 4,950

-15.10%

Sport Shoes (Adidas, Nike)

$93.9 €83.5

$116 RSD 12.1K

-19.00%

Men's Leather Business Shoes

$120 €107

$158 RSD 16.4K

-24.07%

1-bedroom Apartment, City Center (Monthly)

$527 €469

$823 RSD 85.8K

-35.91%

1-bedroom Apartment, Outside City Center (Monthly)

$420 €374

$560 RSD 58.3K

-24.96%

3-bedroom Apartment, City Center (Monthly)

$1,093 €972

$1,485 RSD 154.8K

-26.39%

3-bedroom Apartment, Outside City Center (Monthly)

$786 €699

$969 RSD 101.1K

-18.93%

Buy Apartment in City Center (m2)

$2,638 €2,347

$5,489 RSD 572.2K

-51.94%

Buy Apartment Outside City Center (m2)

$2,187 €1,946

$3,193 RSD 332.8K

-31.48%

Average Monthly Net Salary (After Tax)

$1,095 €974

$1,214 RSD 126.5K

-9.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

4.61

-3.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kefalonia: October 18, 2026

Last update for Belgrade: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kefalonia

$420 27.1%

Belgrade

$560 35.6% 33.3% $140

Monthly Utilities & Internet

Kefalonia

$330 21.3%

Belgrade

$280 17.8% 15.3% $50

Groceries & Markets

Kefalonia

$280 18.1%

Belgrade

$243 15.4% 13.2% $37

Eating Out

Kefalonia

$237 15.3%

Belgrade

$231 14.7% 2.8% $6.5

Clothing & Footwear

Kefalonia

$154 9.9%

Belgrade

$195 12.4% 26.2% $40

Sport & Entertainment

Kefalonia

$69 4.5%

Belgrade

$58 3.7% 15.9% $11

Getting Around

Kefalonia

$60 3.9%

Belgrade

$8.1 * 0.5% 86.6% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $527 in Kefalonia versus $823 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Kefalonia versus $58.0 in Belgrade. Groceries tell a different story – $280 in Kefalonia vs $243 in Belgrade – so Belgrade wins on supermarket bills even if dining out costs more.

Good to know

🇬🇷 Kefalonia

🇷🇸 Belgrade

🕒 Local time

19:07 7:07 PM

18:07 6:07 PM

1 h behind Kefalonia

🌤 Weather

👥 Population

36,404

1,197,714 Capital

💱 Currency

Euro EUR €

Serbian Dinar RSD din

📈 Exchange rate

1 EUR = 1.12 USD

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Serbian Dinar exchange rates as of October 20, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to EUR in detail →

On the map

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Between locations

Kefalonia Belgrade 730 km ≈ 1 h 30 min nonstop flight

From you

Kefalonia
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kefalonia vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,551 in Kefalonia, $1,574 in Belgrade – roughly 1% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,326 per month in Kefalonia and $2,360 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kefalonia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $39.00 in Kefalonia and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 15% cheaper in Belgrade – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Kefalonia, where all-in costs run around $1,551, than in Belgrade at $1,574. In Kefalonia it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Kefalonia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kefalonia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.