Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,538 in Belgrade, rent and utilities included – about $7,200 less a year. Rent and utilities account for about half of the difference.

76

Cost of Living Index in Belgrade
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Belgrade Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Belgrade

🇷🇸 Serbia

$1,538

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Cebu actually costs, broken down by who's living it.

A single person spends $1,538 per month in Belgrade vs $934 in Cebu, rent included.

Belgrade $1,538
Cebu $934

A couple spends around $2,321 per month in Belgrade vs $1,415 in Cebu, rent included.

Belgrade $2,321
Cebu $1,415

A family of three spends $3,105 per month in Belgrade vs $1,896 in Cebu, rent included.

Belgrade $3,105
Cebu $1,896

Belgrade costs about 65% more than Cebu, and outside of rent the biggest gap is in eating out.

Belgrade sits 15% above the global median, while Cebu is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.33 RSD 1,392

$3.03 ₱191

339.93%

Three-Course Dinner for Two, Mid-Range

$58.4 RSD 6,099

$23.48 ₱1,476

148.81%

Fast Food Meal (McDonalds, etc)

$13.58 RSD 1,417

$4.09 ₱257

232.03%

Cappuccino

$3.13 RSD 327

$2.52 ₱158

24.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 RSD 289

$1.54 ₱97.2

79.87%

Water (0.33 liter bottle)

$2.27 RSD 237

$0.49 ₱31.06

363.27%

Local Beer (0.5 liter draught)

$3.75 RSD 391

$1.79 ₱113

109.50%

Imported Beer (0.33 liter bottle)

$4.38 RSD 457

$2.26 ₱142

93.81%

Milk (1 liter)

$1.40 RSD 146

$1.95 ₱122

-28.21%

White Bread (500g)

$1.17 RSD 122

$1.43 ₱89.9

-18.18%

Rice (white) (1kg)

$2.71 RSD 283

$1.02 ₱64.0

165.69%

Eggs

$2.78 RSD 290

$2.06 ₱129

34.95%

Local Cheese (1kg)

$11.36 RSD 1,186

$9.81 ₱617

15.80%

Chicken Fillets (1kg)

$7.01 RSD 732

$4.61 ₱290

52.06%

Beef Round Steak (1kg)

$15.72 RSD 1,641

$7.70 ₱484

104.16%

Apples (1kg)

$1.66 RSD 173

$3.31 ₱208

-49.85%

Banana (1kg)

$1.81 RSD 189

$1.45 ₱91.2

24.83%

Oranges (1kg)

$1.83 RSD 191

$2.36 ₱148

-22.46%

Tomato (1kg)

$3.13 RSD 327

$1.54 ₱96.6

103.25%

Potato (1kg)

$0.88 RSD 91.5

$2.36 ₱148

-62.71%

Onion (1kg)

$0.67 RSD 70.5

$1.99 ₱125

-66.33%

Lettuce (1 head)

$0.81 RSD 84.6

$1.15 ₱72.3

-29.57%

Water (1.5 liter bottle)

$0.68 RSD 71.1

$0.67 ₱42.26

1.49%

Cigarettes 20 Pack (Marlboro, Camel)

$4.78 RSD 500

$3.00 ₱189

59.33%

Wine (Bottle)

$8.54 RSD 891

$6.35 ₱399

34.49%

Local Beer (0.5 liter bottle)

$0.94 RSD 97.9

$1.31 ₱82.1

-28.24%

Imported Beer (0.33 liter bottle)

$1.44 RSD 151

$1.73 ₱109

-16.76%

One-way Ticket (Public Transport)

$0.25 ₱15.82

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

Taxi Start (Normal Tariff)

$3.09 RSD 323

$0.74 ₱46.44

317.57%

Taxi (Normal Tariff) (1km)

$1.02 RSD 107

$0.21 ₱13.15

385.71%

Taxi 1hour Waiting (Normal Tariff)

$17.18 RSD 1,793

$4.33 ₱272

296.77%

Gasoline (1 liter)

$1.87 RSD 196

$1.33 ₱83.7

40.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K RSD 3.2M

$21.8K ₱1.4M

41.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K RSD 2.5M

$19.4K ₱1.2M

25.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 RSD 22.7K

$121 ₱7,583

80.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.24 RSD 2,635

$14.45 ₱909

74.67%

Internet (50+ Mbps, Unlimited Data)

$35.35 RSD 3,691

$28.29 ₱1,779

24.96%

Gym Membership (Monthly)

$41.77 RSD 4,361

$32.68 ₱2,055

27.82%

Tennis Court (1 Hour on Weekend)

$22.80 RSD 2,380

$6.39 ₱402

256.81%

Cinema Ticket

$8.47 RSD 884

$5.46 ₱343

55.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$426 RSD 44.5K

$273 ₱17.2K

55.91%

International Primary School, 1 Child (Yearly)

$11.4K RSD 1.2M

$8,156 ₱512.9K

39.77%

Jeans (Levis 501 Or Similar)

$111 RSD 11.6K

$49.57 ₱3,117

124.21%

Summer Dress (H&M, Zara, etc)

$45.99 RSD 4,802

$24.87 ₱1,564

84.92%

Sport Shoes (Adidas, Nike)

$119 RSD 12.4K

$76.6 ₱4,817

55.58%

Men's Leather Business Shoes

$154 RSD 16.1K

$59.3 ₱3,727

159.72%

1-bedroom Apartment, City Center (Monthly)

$821 RSD 85.8K

$506 ₱31.8K

62.43%

1-bedroom Apartment, Outside City Center (Monthly)

$561 RSD 58.5K

$309 ₱19.5K

81.19%

3-bedroom Apartment, City Center (Monthly)

$1,511 RSD 157.8K

$1,052 ₱66.1K

43.71%

3-bedroom Apartment, Outside City Center (Monthly)

$942 RSD 98.3K

$619 ₱38.9K

52.15%

Buy Apartment in City Center (m2)

$5,312 RSD 554.6K

$2,915 ₱183.4K

82.21%

Buy Apartment Outside City Center (m2)

$3,165 RSD 330.4K

$1,867 ₱117.4K

69.52%

Average Monthly Net Salary (After Tax)

$1,228 RSD 128.2K

$341 ₱21.5K

259.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

7.2

-35.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$561 35.5%

Cebu

$309 33.5% 44.8% $251

Monthly Utilities & Internet

Belgrade

$278 17.6%

Cebu

$163 17.7% 41.3% $115

Groceries & Markets

Belgrade

$246 15.6%

Cebu

$210 22.7% 14.5% $36

Eating Out

Belgrade

$233 14.7%

Cebu

$88 9.6% 62% $144

Clothing & Footwear

Belgrade

$194 12.3%

Cebu

$95 10.2% 51.1% $99

Sport & Entertainment

Belgrade

$59 3.7%

Cebu

$44 4.7% 25.7% $15

Getting Around

Belgrade

$8.2 * 0.5%

Cebu

$15 1.7% 88.1% $7.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $821 in Belgrade versus $506 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 260% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $23.00 in Cebu. Monthly groceries follow the same trend: $246 vs $210 – making Cebu the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇵🇭 Cebu

🕒 Local time

07:23 7:23 AM

13:23 1:23 PM

6 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

964,169

💱 Currency

Serbian Dinar RSD din

Philippine Peso PHP ₱

📈 Exchange rate

1,000 RSD = 9.58 USD

1,000 RSD = 8.54 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 10, 2026: 1 USD = 104 RSD (1,000 RSD = 9.58 USD). 1 EUR = 117 RSD (1,000 RSD = 8.54 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to RSD in detail →

On the map

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Highest

Between locations

Belgrade Cebu 10,240 km ≈ 13 h nonstop flight

From you

Belgrade
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,538 in Belgrade, $934 in Cebu – roughly 65% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,307 per month in Belgrade and $1,401 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $23.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 17% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $934, than in Belgrade at $1,538. In Cebu it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $934 in Cebu to $1,538 in Belgrade. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.