Last update: Oct 2026

Cost of Living Comparison Between Cebu and Belgrade

For one person, living is cheaper in Cebu: $934 a month against $1,538 in Belgrade, rent and utilities included – about $7,200 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Belgrade

🇷🇸 Serbia

$1,538

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Belgrade actually costs, broken down by who's living it.

A single person spends $934 per month in Cebu vs $1,538 in Belgrade, rent included.

Cebu $934
Belgrade $1,538

A couple spends around $1,415 per month in Cebu vs $2,321 in Belgrade, rent included.

Cebu $1,415
Belgrade $2,321

A family of three spends $1,896 per month in Cebu vs $3,105 in Belgrade, rent included.

Cebu $1,896
Belgrade $3,105

Cebu is about 39% cheaper than Belgrade, and outside of rent the biggest gap is in eating out.

Cebu sits 30% below the global median, while Belgrade is 15% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.03 ₱191

$13.33 RSD 1,392

-77.27%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$58.4 RSD 6,099

-59.81%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$13.58 RSD 1,417

-69.88%

Cappuccino

$2.52 ₱158

$3.13 RSD 327

-19.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$2.77 RSD 289

-44.40%

Water (0.33 liter bottle)

$0.49 ₱31.06

$2.27 RSD 237

-78.41%

Local Beer (0.5 liter draught)

$1.79 ₱113

$3.75 RSD 391

-52.27%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$4.38 RSD 457

-48.40%

Milk (1 liter)

$1.95 ₱122

$1.40 RSD 146

39.29%

White Bread (500g)

$1.43 ₱89.9

$1.17 RSD 122

22.22%

Rice (white) (1kg)

$1.02 ₱64.0

$2.71 RSD 283

-62.36%

Eggs

$2.06 ₱129

$2.78 RSD 290

-25.90%

Local Cheese (1kg)

$9.81 ₱617

$11.36 RSD 1,186

-13.64%

Chicken Fillets (1kg)

$4.61 ₱290

$7.01 RSD 732

-34.24%

Beef Round Steak (1kg)

$7.70 ₱484

$15.72 RSD 1,641

-51.02%

Apples (1kg)

$3.31 ₱208

$1.66 RSD 173

99.40%

Banana (1kg)

$1.45 ₱91.2

$1.81 RSD 189

-19.89%

Oranges (1kg)

$2.36 ₱148

$1.83 RSD 191

28.96%

Tomato (1kg)

$1.54 ₱96.6

$3.13 RSD 327

-50.80%

Potato (1kg)

$2.36 ₱148

$0.88 RSD 91.5

168.18%

Onion (1kg)

$1.99 ₱125

$0.67 RSD 70.5

197.01%

Lettuce (1 head)

$1.15 ₱72.3

$0.81 RSD 84.6

41.98%

Water (1.5 liter bottle)

$0.67 ₱42.26

$0.68 RSD 71.1

-1.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.78 RSD 500

-37.24%

Wine (Bottle)

$6.35 ₱399

$8.54 RSD 891

-25.64%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

$0.94 RSD 97.9

39.36%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.44 RSD 151

20.14%

One-way Ticket (Public Transport)

$0.25 ₱15.82

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

Taxi Start (Normal Tariff)

$0.74 ₱46.44

$3.09 RSD 323

-76.05%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

$1.02 RSD 107

-79.41%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

$17.18 RSD 1,793

-74.80%

Gasoline (1 liter)

$1.33 ₱83.7

$1.87 RSD 196

-28.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$30.7K RSD 3.2M

-29.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$24.3K RSD 2.5M

-20.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

$218 RSD 22.7K

-44.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

$25.24 RSD 2,635

-42.75%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

$35.35 RSD 3,691

-19.97%

Gym Membership (Monthly)

$32.68 ₱2,055

$41.77 RSD 4,361

-21.76%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

$22.80 RSD 2,380

-71.97%

Cinema Ticket

$5.46 ₱343

$8.47 RSD 884

-35.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$426 RSD 44.5K

-35.86%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

$11.4K RSD 1.2M

-28.45%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

$111 RSD 11.6K

-55.40%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

$45.99 RSD 4,802

-45.92%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

$119 RSD 12.4K

-35.73%

Men's Leather Business Shoes

$59.3 ₱3,727

$154 RSD 16.1K

-61.50%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$821 RSD 85.8K

-38.44%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$561 RSD 58.5K

-44.81%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

$1,511 RSD 157.8K

-30.42%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

$942 RSD 98.3K

-34.28%

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

$5,312 RSD 554.6K

-45.12%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

$3,165 RSD 330.4K

-41.01%

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

$1,228 RSD 128.2K

-72.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.61

56.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Belgrade: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Belgrade

$561 35.5% 81.2% $251

Groceries & Markets

Cebu

$210 22.7%

Belgrade

$246 15.6% 17% $36

Monthly Utilities & Internet

Cebu

$163 17.7%

Belgrade

$278 17.6% 70.4% $115

Clothing & Footwear

Cebu

$95 10.2%

Belgrade

$194 12.3% 105% $99

Eating Out

Cebu

$88 9.6%

Belgrade

$233 14.7% 163% $144

Sport & Entertainment

Cebu

$44 4.7%

Belgrade

$59 3.7% 34.7% $15

Getting Around

Cebu

$15 1.7%

Belgrade

$8.2 * 0.5% 46.8% $7.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $506 in Cebu versus $821 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 260% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Cebu versus $58.0 in Belgrade. Monthly groceries follow the same trend: $210 vs $246 – making Cebu the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇷🇸 Belgrade

🕒 Local time

09:38 9:38 AM

03:38 3:38 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

1,197,714 Capital

💱 Currency

Philippine Peso PHP ₱

Serbian Dinar RSD din

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 RSD = 9.58 USD

1,000 RSD = 8.54 EUR

Exchange rates and currency converter

RSD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Serbian Dinar exchange rates as of October 10, 2026: 1 USD = 104 RSD (1,000 RSD = 9.58 USD). 1 EUR = 117 RSD (1,000 RSD = 8.54 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Belgrade 10,240 km ≈ 13 h nonstop flight

From you

Cebu
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $934 in Cebu, $1,538 in Belgrade – roughly 65% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,401 per month in Cebu and $2,307 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $23.00 in Cebu and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 17% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $934, than in Belgrade at $1,538. In Cebu it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $934 in Cebu to $1,538 in Belgrade. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.