Cost of Living Comparison Between Bega NSW and Melbourne Cost of Living Comparison Between Bega NSW and Melbourne

Monthly Cost of Living

A single person spends $2,276 per month in Bega NSW vs $2,465 in Melbourne, rent included.

A couple spends around $3,298 per month in Bega NSW vs $3,636 in Melbourne, rent included.

A family of three spends $4,321 per month in Bega NSW vs $4,806 in Melbourne, rent included.

Bega NSW is about 8% cheaper than Melbourne, driven mainly by Getting Around.

Both Bega NSW and Melbourne sit above the global median – Bega NSW by 70%, Melbourne by 84%.

Currency
🍽 Eating Out
Bega NSW
Melbourne
Difference
Meal at Budget Restaurant
$16.43 A$22.84
$19.34 A$26.88
-15.05%
Three-Course Dinner for Two, Mid-Range
$77.7 A$108
$78.4 A$109
-0.93%
Fast Food Meal (McDonalds, etc)
$9.71 A$13.49
$10.03 A$13.94
-3.19%
Cappuccino
$3.33 A$4.63
$3.62 A$5.04
-8.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.54 A$3.54
$2.61 A$3.63
-2.68%
Water (0.33 liter bottle)
$2.10 A$2.92
$2.31 A$3.21
-9.09%
Local Beer (0.5 liter draught)
$6.67 A$9.28
$7.43 A$10.32
-10.23%
Imported Beer (0.33 liter bottle)
$7.30 A$10.15
$7.20 A$10.00
1.39%
🛒 Groceries & Markets
Bega NSW
Melbourne
Difference
Milk (1 liter)
$1.47 A$2.05
$1.46 A$2.03
0.68%
White Bread (500g)
$2.32 A$3.23
$2.66 A$3.70
-12.78%
Rice (white) (1kg)
$1.98 A$2.75
$2.32 A$3.22
-14.66%
Eggs
$4.29 A$5.96
$4.68 A$6.51
-8.33%
Local Cheese (1kg)
$8.43 A$11.72
$9.20 A$12.78
-8.37%
Chicken Fillets (1kg)
$8.30 A$11.54
$9.36 A$13.01
-11.32%
Beef Round Steak (1kg)
$13.79 A$19.17
$14.69 A$20.42
-6.13%
Apples (1kg)
$3.22 A$4.47
$3.21 A$4.46
0.31%
Banana (1kg)
$2.83 A$3.93
$2.78 A$3.87
1.80%
Oranges (1kg)
$2.86 A$3.98
$2.96 A$4.11
-3.38%
Tomato (1kg)
$4.20 A$5.83
$4.09 A$5.69
2.69%
Potato (1kg)
$2.48 A$3.45
$2.70 A$3.76
-8.15%
Onion (1kg)
$2.10 A$2.91
$2.35 A$3.26
-10.64%
Lettuce (1 head)
$2.10 A$2.92
$2.21 A$3.08
-4.98%
Water (1.5 liter bottle)
$1.56 A$2.17
$1.66 A$2.30
-6.02%
Cigarettes 20 Pack (Marlboro, Camel)
$30.83 A$42.86
$32.79 A$45.58
-5.98%
Wine (Bottle)
$14.00 A$19.46
$14.59 A$20.28
-4.04%
Local Beer (0.5 liter bottle)
$4.49 A$6.24
$4.72 A$6.56
-4.87%
Imported Beer (0.33 liter bottle)
$5.45 A$7.57
$5.09 A$7.08
7.07%
🚌 Getting Around
Bega NSW
Melbourne
Difference
One-way Ticket (Public Transport)
$2.55 A$3.54
$3.61 A$5.02
-29.36%
Public Transport Monthly Pass (Regular Price)
$64.3 A$89.3
$118 A$163
-45.35%
Taxi Start (Normal Tariff)
$3.66 A$5.09
$3.68 A$5.11
-0.54%
Taxi (Normal Tariff) (1km)
$1.61 A$2.23
$1.39 A$1.94
15.83%
Taxi 1hour Waiting (Normal Tariff)
$33.18 A$46.12
$27.58 A$38.34
20.30%
Gasoline (1 liter)
$1.19 A$1.65
$1.19 A$1.65
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.2K A$40.6K
$29.3K A$40.7K
-0.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.0K A$30.6K
$23.7K A$32.9K
-6.91%
🧾 Monthly Utilities & Internet
Bega NSW
Melbourne
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$184 A$256
$152 A$211
21.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.57 A$38.32
$21.15 A$29.40
30.35%
Internet (50+ Mbps, Unlimited Data)
$52.9 A$73.5
$49.94 A$69.4
5.83%
🎉 Sport & Entertainment
Bega NSW
Melbourne
Difference
Gym Membership (Monthly)
$48.07 A$66.8
$49.19 A$68.4
-2.28%
Tennis Court (1 Hour on Weekend)
$15.81 A$21.98
$16.15 A$22.45
-2.11%
Cinema Ticket
$13.14 A$18.26
$15.99 A$22.22
-17.82%
🧸 Childcare & Education
Bega NSW
Melbourne
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,600 A$2,223
$1,756 A$2,441
-8.90%
International Primary School, 1 Child (Yearly)
$12.2K A$17.0K
$19.2K A$26.7K
-36.37%
👕👟 Clothing & Footwear
Bega NSW
Melbourne
Difference
Jeans (Levis 501 Or Similar)
$67.3 A$93.6
$66.9 A$92.9
0.69%
Summer Dress (H&M, Zara, etc)
$49.61 A$69.0
$53.9 A$75.0
-7.99%
Sport Shoes (Adidas, Nike)
$101 A$140
$106 A$147
-5.01%
Men's Leather Business Shoes
$105 A$147
$103 A$143
2.39%
🏠 Accommodation & Living
Bega NSW
Melbourne
Difference
1-bedroom Apartment, City Center (Monthly)
$1,238 A$1,721
$1,568 A$2,180
-21.06%
1-bedroom Apartment, Outside City Center (Monthly)
$1,054 A$1,465
$1,183 A$1,644
-10.89%
3-bedroom Apartment, City Center (Monthly)
$2,030 A$2,822
$3,038 A$4,223
-33.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 A$2,363
$2,022 A$2,811
-15.94%
Buy Apartment in City Center (m2)
$5,504 A$7,650
$7,557 A$10.5K
-27.17%
Buy Apartment Outside City Center (m2)
$5,537 A$7,697
$6,527 A$9,073
-15.17%
💵 Salaries & Financials
Bega NSW
Melbourne
Difference
Average Monthly Net Salary (After Tax)
-
$4,490 A$6,242
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.34
6.19
2.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bega NSW: April 25, 2026

Last update for Melbourne: April 25, 2026

Cost Breakdown

A central one-bedroom costs $1,238 in Bega NSW versus $1,568 in Melbourne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $78.0 in Bega NSW versus $78.0 in Melbourne. Monthly groceries follow the same trend: $337 vs $357 – making Bega NSW the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bega NSW vs Melbourne: Cost of Living - Frequently Asked Questions
Is Melbourne cheaper than Bega NSW?
Yes – Melbourne is pricier by about 8%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,414 per month in Bega NSW and $3,698 in Melbourne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Bega NSW, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $1,600 per month in Bega NSW and $1,756 in Melbourne. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Bega NSW and Melbourne?
Groceries cost about 6% more in Melbourne, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,500 a realistic budget for Bega NSW or Melbourne?
A $2,500 monthly budget goes further in Bega NSW, where all-in costs run around $2,276, than in Melbourne at $2,465. In Bega NSW it covers expenses comfortably, while in Melbourne it requires careful planning or may not stretch far enough.
Is Bega NSW or Melbourne more family-friendly?
Families tend to lean toward Bega NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Bega NSW or Melbourne?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Bega NSW. If higher salaries, better infrastructure, or specific career opportunities are the priority, Melbourne makes more sense. Both are solid long-term options with distinct trade-offs.

Bega NSW vs other spots: cost of living compared

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