Last update: Oct 2026

Cost of Living Comparison Between Bar and Ubud, Bali

For one person, living is cheaper in Bar: $1,244 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

60

Cost of Living Index in Bar
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Bar Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bar

🇲🇪 Montenegro

$1,244

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Bar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bar and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,244 in Bar versus $1,349 in Ubud, Bali.

Bar $1,244
Ubud, Bali $1,349

Estimated couple costs with rent: $1,947 in Bar versus $2,305 in Ubud, Bali.

Bar $1,947
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,651 in Bar versus $3,261 in Ubud, Bali.

Bar $2,651
Ubud, Bali $3,261

Living in Bar costs roughly 8% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$11.32 €10.17

$3.32 Rp 59.9K

240.96%

Three-Course Dinner for Two, Mid-Range

$47.24 €42.44

$35.64 Rp 642.4K

32.55%

Fast Food Meal (McDonalds, etc)

$9.88 €8.88

$5.53 Rp 99.7K

78.66%

Cappuccino

$2.75 €2.47

$2.72 Rp 49.0K

1.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 €1.92

$1.70 Rp 30.7K

25.88%

Water (0.33 liter bottle)

$1.88 €1.69

$0.76 Rp 13.7K

147.37%

Local Beer (0.5 liter draught)

$2.83 €2.54

$2.65 Rp 47.8K

6.79%

Imported Beer (0.33 liter bottle)

$3.13 €2.81

$4.38 Rp 79.0K

-28.54%

Milk (1 liter)

$1.18 €1.06

$1.49 Rp 26.9K

-20.81%

White Bread (500g)

$1.28 €1.15

$2.28 Rp 41.0K

-43.86%

Rice (white) (1kg)

$2.59 €2.33

$1.19 Rp 21.5K

117.65%

Eggs

$3.16 €2.84

$2.04 Rp 36.7K

54.90%

Local Cheese (1kg)

$8.60 €7.73

$17.70 Rp 319.1K

-51.41%

Chicken Fillets (1kg)

$7.83 €7.04

$3.96 Rp 71.4K

97.73%

Beef Round Steak (1kg)

$11.49 €10.32

$12.19 Rp 219.7K

-5.74%

Apples (1kg)

$1.37 €1.23

$3.66 Rp 65.9K

-62.57%

Banana (1kg)

$1.98 €1.78

$1.52 Rp 27.4K

30.26%

Oranges (1kg)

$1.57 €1.41

$2.23 Rp 40.2K

-29.60%

Tomato (1kg)

$2.66 €2.39

$1.97 Rp 35.6K

35.03%

Potato (1kg)

$0.98 €0.88

$1.85 Rp 33.3K

-47.03%

Onion (1kg)

$1.01 €0.91

$2.42 Rp 43.7K

-58.26%

Lettuce (1 head)

$2.11 €1.90

$0.99 Rp 17.8K

113.13%

Water (1.5 liter bottle)

$0.91 €0.82

$0.51 Rp 9,255

78.43%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 €4.00

$2.22 Rp 40.0K

100.45%

Wine (Bottle)

$7.88 €7.08

$22.24 Rp 400.9K

-64.57%

Local Beer (0.5 liter bottle)

$0.88 €0.79

$2.26 Rp 40.7K

-61.06%

Imported Beer (0.33 liter bottle)

$1.32 €1.19

$2.97 Rp 53.5K

-55.56%

One-way Ticket (Public Transport)

$2.27 €2.04

$0.25 Rp 4,525

808.00%

Public Transport Monthly Pass (Regular Price)

$22.57 €20.28

$7.82 Rp 141.0K

188.62%

Taxi Start (Normal Tariff)

$2.18 €1.96

$0.44 Rp 7,923

395.45%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$0.43 Rp 7,753

165.12%

Taxi 1hour Waiting (Normal Tariff)

$13.83 €12.43

$5.41 Rp 97.5K

155.64%

Gasoline (1 liter)

$1.70 €1.53

$0.82 Rp 14.9K

107.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K €27.9K

$23.8K Rp 429.7M

30.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K €25.6K

$31.7K Rp 572.3M

-10.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 €98.9

$79.1 Rp 1.4M

39.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.95 €14.33

$6.45 Rp 116.2K

147.29%

Internet (50+ Mbps, Unlimited Data)

$29.70 €26.69

$18.58 Rp 334.9K

59.85%

Gym Membership (Monthly)

$43.49 €39.08

$49.48 Rp 892.0K

-12.11%

Tennis Court (1 Hour on Weekend)

$14.38 €12.92

$17.65 Rp 318.1K

-18.53%

Cinema Ticket

$4.36 €3.91

$4.27 Rp 77.0K

2.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$314 €282

$491 Rp 8.8M

-35.94%

International Primary School, 1 Child (Yearly)

$6,979 €6,270

$5,674 Rp 102.3M

23.00%

Jeans (Levis 501 Or Similar)

$62.2 €55.9

$44.64 Rp 804.7K

39.36%

Summer Dress (H&M, Zara, etc)

$28.86 €25.93

$34.95 Rp 630.1K

-17.42%

Sport Shoes (Adidas, Nike)

$94.7 €85.1

$79.9 Rp 1.4M

18.57%

Men's Leather Business Shoes

$113 €102

$79.4 Rp 1.4M

42.28%

1-bedroom Apartment, City Center (Monthly)

$630 €566

$1,125 Rp 20.3M

-43.96%

1-bedroom Apartment, Outside City Center (Monthly)

$440 €395

$671 Rp 12.1M

-34.54%

3-bedroom Apartment, City Center (Monthly)

$1,169 €1,050

$3,565 Rp 64.3M

-67.21%

3-bedroom Apartment, Outside City Center (Monthly)

$823 €740

$1,723 Rp 31.1M

-52.21%

Buy Apartment in City Center (m2)

$2,915 €2,619

$2,732 Rp 49.2M

6.70%

Buy Apartment Outside City Center (m2)

$2,132 €1,915

$2,284 Rp 41.2M

-6.68%

Average Monthly Net Salary (After Tax)

$987 €887

$164 Rp 3.0M

502.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-63.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bar: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bar

$440 35.3%

Ubud, Bali

$672 49.8% 52.8% $232

Groceries & Markets

Bar

$233 18.7%

Ubud, Bali

$288 21.4% 24.1% $56

Eating Out

Bar

$190 15.3%

Ubud, Bali

$108 8% 43.2% $82

Monthly Utilities & Internet

Bar

$156 12.5%

Ubud, Bali

$104 7.7% 33.1% $52

Clothing & Footwear

Bar

$134 10.8%

Ubud, Bali

$108 8% 20% $27

Sport & Entertainment

Bar

$52 4.2%

Ubud, Bali

$58 4.3% 11.2% $5.8

Getting Around

Bar

$40 3.2%

Ubud, Bali

$11 0.9% 71.1% $28

Cost Breakdown

A one-bedroom apartment in the center runs $630 in Bar and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bar pays about 6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $47 in Bar vs $36 in Ubud, Bali. Groceries flip the comparison at $233 vs $288, with Bar cheaper for home cooking.

Good to know

🇲🇪 Bar

🇮🇩 Ubud, Bali

🕒 Local time

12:14 12:14 PM

19:14 7:14 PM

7 h ahead of Bar

🌤 Weather

👥 Population

17,727

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Bar Ubud, Bali 11,150 km ≈ 14 h nonstop flight

From you

Bar
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bar wins on cost – living expenses run 8% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Bar the obvious pick if budget is a priority.

Average pay in Bar is about 6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $630 in Bar versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $314 in Bar versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 24% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Bar is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.