Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bar

For one person, living is cheaper in Bar: $1,244 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Bar
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Bar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bar

🇲🇪 Montenegro

$1,244

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,244 in Bar.

Ubud, Bali $1,349
Bar $1,244

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,947 in Bar.

Ubud, Bali $2,305
Bar $1,947

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,651 in Bar.

Ubud, Bali $3,261
Bar $2,651

Living in Ubud, Bali is roughly 8% more expensive than in Bar, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$11.32 €10.17

-70.67%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$47.24 €42.43

-24.56%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$9.88 €8.87

-44.03%

Cappuccino

$2.72 Rp 49.4K

$2.75 €2.47

-1.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.14 €1.92

-20.56%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.88 €1.69

-59.57%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.83 €2.54

-6.36%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.13 €2.81

39.94%

Milk (1 liter)

$1.49 Rp 27.1K

$1.18 €1.06

26.27%

White Bread (500g)

$2.28 Rp 41.4K

$1.28 €1.15

78.12%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.59 €2.33

-54.05%

Eggs

$2.04 Rp 37.0K

$3.16 €2.83

-35.44%

Local Cheese (1kg)

$17.70 Rp 321.7K

$8.60 €7.73

105.81%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$7.83 €7.03

-49.43%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$11.49 €10.32

6.09%

Apples (1kg)

$3.66 Rp 66.4K

$1.37 €1.23

167.15%

Banana (1kg)

$1.52 Rp 27.6K

$1.98 €1.78

-23.23%

Oranges (1kg)

$2.23 Rp 40.5K

$1.57 €1.41

42.04%

Tomato (1kg)

$1.97 Rp 35.9K

$2.66 €2.39

-25.94%

Potato (1kg)

$1.85 Rp 33.6K

$0.98 €0.88

88.78%

Onion (1kg)

$2.42 Rp 44.1K

$1.01 €0.91

139.60%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.11 €1.90

-53.08%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.91 €0.82

-43.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.45 €4.00

-50.11%

Wine (Bottle)

$22.24 Rp 404.2K

$7.88 €7.08

182.23%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.88 €0.79

156.82%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.32 €1.19

125.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$2.27 €2.04

-88.99%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$22.57 €20.27

-65.35%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.18 €1.96

-79.82%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.14 €1.02

-62.28%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$13.83 €12.42

-60.88%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.70 €1.53

-51.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$31.1K €27.9K

-23.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$28.5K €25.6K

11.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$110 €98.8

-28.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$15.95 €14.33

-59.56%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$29.70 €26.68

-37.44%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$43.49 €39.07

13.77%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$14.38 €12.92

22.74%

Cinema Ticket

$4.27 Rp 77.7K

$4.36 €3.91

-2.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$314 €282

56.09%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$6,979 €6,269

-18.70%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$62.2 €55.9

-28.24%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$28.86 €25.92

21.10%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$94.7 €85.1

-15.66%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$113 €102

-29.72%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$630 €566

78.44%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$440 €395

52.76%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,169 €1,050

204.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$823 €740

109.27%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,915 €2,618

-6.28%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,132 €1,915

7.15%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$987 €887

-83.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bar: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bar

$440 35.3% 34.5% $232

Groceries & Markets

Ubud, Bali

$288 21.4%

Bar

$233 18.7% 19.4% $56

Eating Out

Ubud, Bali

$108 8%

Bar

$190 15.3% 76.2% $82

Clothing & Footwear

Ubud, Bali

$108 8%

Bar

$134 10.8% 25.1% $27

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bar

$156 12.5% 49.6% $52

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bar

$52 4.2% 10% $5.8

Getting Around

Ubud, Bali

$11 0.9%

Bar

$40 3.2% 246% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $630 in Bar. Housing cost is often the main lever when comparing two cities.

Bar pays about 6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $47 in Bar. Groceries flip the comparison at $288 vs $233, with Bar cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇲🇪 Bar

🕒 Local time

20:10 8:10 PM

13:10 1:10 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

17,727

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Bar 11,150 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Bar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bar: Cost of Living - Frequently Asked Questions

Bar wins on cost – living expenses run 8% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Bar the obvious pick if budget is a priority.

On paper, salaries run 83% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $630 in Bar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $314 in Bar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 24% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Bar is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.