Cost of Living Comparison Between Bar and Podgorica Cost of Living Comparison Between Bar and Podgorica

Monthly Cost of Living

Monthly costs for one person with rent: $1,358 in Bar versus $1,301 in Podgorica.

Estimated couple costs with rent: $2,043 in Bar versus $2,000 in Podgorica.

Monthly costs for a family of three with rent: $2,727 in Bar versus $2,698 in Podgorica.

Living in Bar is roughly 4% more expensive than Podgorica, driven mainly by Eating Out.

The two cities straddle the global median: Bar is 1% above, Podgorica is 3% below.

Meal at Budget Restaurant

$11.62 €9.99

$9.79 €8.42

18.69%

Three-Course Dinner for Two, Mid-Range

$40.44 €34.79

$46.06 €39.62

-12.20%

Fast Food Meal (McDonalds, etc)

$9.53 €8.20

$9.14 €7.86

4.27%

Cappuccino

$2.34 €2.01

$2.14 €1.84

9.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.82 €1.56

$2.27 €1.96

-19.82%

Water (0.33 liter bottle)

$1.39 €1.20

$1.44 €1.24

-3.47%

Local Beer (0.5 liter draught)

$2.81 €2.42

$2.90 €2.49

-3.10%

Imported Beer (0.33 liter bottle)

$3.20 €2.75

$3.53 €3.04

-9.35%

Milk (1 liter)

$1.22 €1.05

$1.32 €1.14

-7.58%

White Bread (500g)

$1.09 €0.93

$1.04 €0.89

4.81%

Rice (white) (1kg)

$2.52 €2.17

$2.30 €1.98

9.57%

Eggs

$2.99 €2.57

$3.22 €2.77

-7.14%

Local Cheese (1kg)

$8.30 €7.14

$8.57 €7.37

-3.15%

Chicken Fillets (1kg)

$7.50 €6.45

$8.33 €7.17

-9.96%

Beef Round Steak (1kg)

$12.42 €10.68

$11.99 €10.31

3.59%

Apples (1kg)

$1.41 €1.21

$1.52 €1.31

-7.24%

Banana (1kg)

$2.11 €1.81

$1.74 €1.50

21.26%

Oranges (1kg)

$1.48 €1.28

$1.60 €1.38

-7.50%

Tomato (1kg)

$2.75 €2.36

$2.57 €2.21

7.00%

Potato (1kg)

$1.08 €0.93

$0.97 €0.83

11.34%

Onion (1kg)

$1.28 €1.10

$1.15 €0.99

11.30%

Lettuce (1 head)

$2.50 €2.15

$1.85 €1.59

35.14%

Water (1.5 liter bottle)

$1.36 €1.17

$0.75 €0.65

81.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.69 €3.18

$4.33 €3.72

-14.78%

Wine (Bottle)

$8.42 €7.24

$5.85 €5.03

43.93%

Local Beer (0.5 liter bottle)

$0.94 €0.81

$1.08 €0.93

-12.96%

Imported Beer (0.33 liter bottle)

$1.40 €1.20

$1.80 €1.55

-22.22%

One-way Ticket (Public Transport)

$1.78 €1.53

$1.06 €0.91

67.92%

Public Transport Monthly Pass (Regular Price)

$22.98 €19.76

$34.51 €29.69

-33.41%

Taxi Start (Normal Tariff)

$2.36 €2.03

$0.70 €0.61

237.14%

Taxi (Normal Tariff) (1km)

$0.70 €0.60

$0.71 €0.61

-1.41%

Taxi 1hour Waiting (Normal Tariff)

$14.22 €12.23

$11.61 €9.99

22.48%

Gasoline (1 liter)

$1.76 €1.51

$1.68 €1.45

4.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €28.0K

$29.0K €24.9K

12.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K €26.0K

$33.1K €28.5K

-8.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 €118

$113 €97.5

20.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.56 €16.83

$18.33 €15.76

6.71%

Internet (50+ Mbps, Unlimited Data)

$30.38 €26.13

$31.40 €27.01

-3.25%

Gym Membership (Monthly)

$41.40 €35.61

$44.82 €38.55

-7.63%

Tennis Court (1 Hour on Weekend)

$15.22 €13.09

$13.73 €11.81

10.85%

Cinema Ticket

$4.59 €3.95

$5.77 €4.97

-20.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$258 €222

$287 €247

-10.11%

International Primary School, 1 Child (Yearly)

$6,193 €5,327

$7,458 €6,416

-16.97%

Jeans (Levis 501 Or Similar)

$66.3 €57.0

$84.0 €72.2

-21.05%

Summer Dress (H&M, Zara, etc)

$30.90 €26.58

$45.40 €39.06

-31.94%

Sport Shoes (Adidas, Nike)

$96.5 €83.0

$93.5 €80.4

3.23%

Men's Leather Business Shoes

$120 €103

$113 €97.5

5.52%

1-bedroom Apartment, City Center (Monthly)

$704 €605

$626 €538

12.45%

1-bedroom Apartment, Outside City Center (Monthly)

$511 €439

$485 €417

5.39%

3-bedroom Apartment, City Center (Monthly)

$1,141 €982

$1,140 €981

0.07%

3-bedroom Apartment, Outside City Center (Monthly)

$854 €735

$864 €743

-1.17%

Buy Apartment in City Center (m2)

$2,863 €2,463

$3,276 €2,818

-12.60%

Buy Apartment Outside City Center (m2)

$2,187 €1,881

$2,416 €2,078

-9.46%

Average Monthly Net Salary (After Tax)

$919 €790

$1,176 €1,011

-21.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.73

-12.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bar: June 1, 2026

Last update for Podgorica: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $704 in Bar and $626 in Podgorica. Housing cost is often the main lever when comparing two cities.

Podgorica pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40.00 in Bar vs $46.00 in Podgorica. Groceries flip the comparison at $241 vs $229, with Podgorica cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bar vs Podgorica: Cost of Living - Frequently Asked Questions

Podgorica wins on cost – living expenses run 4% lower than in Bar. Housing and daily spending are where you'll feel the difference most, making Podgorica the obvious pick if budget is a priority.

On paper, Podgorica earns 28% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $704 in Bar versus $626 in Podgorica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $258 in Bar versus $287 in Podgorica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Bar. For households that cook at home regularly, that difference adds up over a month.

At $1,301 in Podgorica versus $1,358 in Bar, a $2,000 budget is realistic in Podgorica but tight or insufficient in Bar. The gap between the two cities makes Podgorica the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bar and Podgorica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Podgorica gentler on the wallet – expenses run 4% less than in Bar. Beyond cost, consider language, visa policies, and how big the international community is in each city.