Last update: Oct 2026

Cost of Living Comparison Between Bansko and Accra

For one person, living is cheaper in Bansko: $970 a month against $1,073 in Accra, rent and utilities included – about $1,200 less a year. The total is higher in Accra despite lower rent and utilities.

47

Cost of Living Index in Bansko
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Bansko Living Index
52

Cost of Living Index in Accra
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Accra Living Index

Jump to prices

Bansko

🇧🇬 Bulgaria

$970

/mo nomad

Accra

🇬🇭 Ghana

$1,073

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Accra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Accra actually costs, broken down by who's living it.

A single person spends $970 per month in Bansko vs $1,073 in Accra, rent included.

Bansko $970
Accra $1,073

A couple spends around $1,464 per month in Bansko vs $1,700 in Accra, rent included.

Bansko $1,464
Accra $1,700

A family of three spends $1,957 per month in Bansko vs $2,327 in Accra, rent included.

Bansko $1,957
Accra $2,327

Bansko is about 10% cheaper than Accra, and outside of rent the biggest gap is in groceries.

Both Bansko and Accra are more affordable than the global median – Bansko 28% lower, Accra 20% lower.

Meal at Budget Restaurant

$8.66 BGN 15.15

$8.11 GHS 95.1

6.78%

Three-Course Dinner for Two, Mid-Range

$46.63 BGN 81.6

$51.8 GHS 608

-10.02%

Fast Food Meal (McDonalds, etc)

$9.01 BGN 15.77

$10.46 GHS 123

-13.86%

Cappuccino

$2.24 BGN 3.92

$4.51 GHS 52.9

-50.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.50 BGN 2.63

$1.54 GHS 18.10

-2.60%

Water (0.33 liter bottle)

$0.86 BGN 1.51

$0.45 GHS 5.24

91.11%

Local Beer (0.5 liter draught)

$1.76 BGN 3.07

$1.86 GHS 21.84

-5.38%

Imported Beer (0.33 liter bottle)

$2.00 BGN 3.51

$2.24 GHS 26.29

-10.71%

Milk (1 liter)

$1.79 BGN 3.14

$3.61 GHS 42.37

-50.42%

White Bread (500g)

$0.81 BGN 1.42

$1.59 GHS 18.64

-49.06%

Rice (white) (1kg)

$1.52 BGN 2.66

$3.19 GHS 37.42

-52.35%

Eggs

$2.30 BGN 4.02

$2.58 GHS 30.24

-10.85%

Local Cheese (1kg)

$9.60 BGN 16.81

$11.93 GHS 140

-19.53%

Chicken Fillets (1kg)

$6.32 BGN 11.06

$7.02 GHS 82.3

-9.97%

Beef Round Steak (1kg)

$8.64 BGN 15.12

$9.91 GHS 116

-12.82%

Apples (1kg)

$1.28 BGN 2.24

$3.69 GHS 43.24

-65.31%

Banana (1kg)

$1.68 BGN 2.95

$1.40 GHS 16.41

20.00%

Oranges (1kg)

$1.70 BGN 2.98

$1.78 GHS 20.85

-4.49%

Tomato (1kg)

$1.89 BGN 3.30

$3.68 GHS 43.12

-48.64%

Potato (1kg)

$0.93 BGN 1.63

$2.64 GHS 31.00

-64.77%

Onion (1kg)

$0.76 BGN 1.32

$2.62 GHS 30.68

-70.99%

Lettuce (1 head)

$0.54 BGN 0.95

$0.76 GHS 8.86

-28.95%

Water (1.5 liter bottle)

$0.58 BGN 1.02

$0.59 GHS 6.97

-1.69%

Cigarettes 20 Pack (Marlboro, Camel)

$3.44 BGN 6.02

$2.50 GHS 29.32

37.60%

Wine (Bottle)

$5.14 BGN 9.00

$7.33 GHS 86.0

-29.88%

Local Beer (0.5 liter bottle)

$1.11 BGN 1.94

$1.28 GHS 14.99

-13.28%

Imported Beer (0.33 liter bottle)

$1.70 BGN 2.97

$2.29 GHS 26.89

-25.76%

One-way Ticket (Public Transport)

$0.88 BGN 1.55

$1.47 GHS 17.28

-40.14%

Public Transport Monthly Pass (Regular Price)

$26.76 BGN 46.83

$40.26 GHS 472

-33.53%

Taxi Start (Normal Tariff)

$1.29 BGN 2.26

$1.72 GHS 20.23

-25.00%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$1.25 GHS 14.70

-48.00%

Taxi 1hour Waiting (Normal Tariff)

$10.18 BGN 17.81

$4.16 GHS 48.79

144.71%

Gasoline (1 liter)

$1.50 BGN 2.63

$1.28 GHS 15.06

17.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K BGN 50.4K

$8,061 GHS 94.6K

257.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K BGN 37.5K

$9,921 GHS 116.4K

116.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.4 BGN 160

$74.8 GHS 877

22.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.68 BGN 25.68

$18.90 GHS 222

-22.33%

Internet (50+ Mbps, Unlimited Data)

$12.07 BGN 21.12

$41.82 GHS 491

-71.14%

Gym Membership (Monthly)

$32.28 BGN 56.5

$71.6 GHS 840

-54.90%

Tennis Court (1 Hour on Weekend)

$8.60 BGN 15.05

$18.07 GHS 212

-52.41%

Cinema Ticket

$5.63 BGN 9.86

$12.59 GHS 148

-55.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 BGN 400

$470 GHS 5,510

-51.37%

International Primary School, 1 Child (Yearly)

$2,311 BGN 4,045

$18.6K GHS 218.4K

-87.58%

Jeans (Levis 501 Or Similar)

$30.48 BGN 53.3

$14.28 GHS 167

113.45%

Summer Dress (H&M, Zara, etc)

$19.01 BGN 33.26

$18.36 GHS 215

3.54%

Sport Shoes (Adidas, Nike)

$45.53 BGN 79.7

$36.02 GHS 423

26.40%

Men's Leather Business Shoes

$48.67 BGN 85.2

$52.4 GHS 615

-7.14%

1-bedroom Apartment, City Center (Monthly)

$521 BGN 913

$691 GHS 8,109

-24.57%

1-bedroom Apartment, Outside City Center (Monthly)

$367 BGN 643

$280 GHS 3,286

31.15%

3-bedroom Apartment, City Center (Monthly)

$634 BGN 1,110

$1,092 GHS 12.8K

-41.91%

3-bedroom Apartment, Outside City Center (Monthly)

$558 BGN 976

$467 GHS 5,480

19.40%

Buy Apartment in City Center (m2)

$1,204 BGN 2,106

$2,799 GHS 32.8K

-57.00%

Buy Apartment Outside City Center (m2)

$971 BGN 1,699

$1,424 GHS 16.7K

-31.82%

Average Monthly Net Salary (After Tax)

$1,670 BGN 2,923

$175 GHS 2,048

856.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

26.75

-88.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 6, 2026

Last update for Accra: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$367 38%

Accra

$280 26.2% 23.7% $87

Groceries & Markets

Bansko

$193 20%

Accra

$277 25.9% 43.4% $84

Eating Out

Bansko

$145 15%

Accra

$172 16.1% 18.4% $27

Monthly Utilities & Internet

Bansko

$118 12.2%

Accra

$135 12.7% 14.6% $17

Clothing & Footwear

Bansko

$65 6.7%

Accra

$54 5.1% 15.7% $10

Sport & Entertainment

Bansko

$44 4.5%

Accra

$97 9% 122% $53

Getting Around

Bansko

$35 3.6%

Accra

$54 5.1% 55.4% $19

Cost Breakdown

A central one-bedroom costs $521 in Bansko versus $691 in Accra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 857% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Bansko versus $52.0 in Accra. Monthly groceries follow the same trend: $193 vs $277 – making Bansko the more affordable choice for daily food spending.

Good to know

🇧🇬 Bansko

🇬🇭 Accra

🕒 Local time

09:16 9:16 AM

06:16 6:16 AM

3 h behind Bansko

🌤 Weather

👥 Population

8,000

2,388,000 Capital

💱 Currency

Bulgarian Lev BGN лв.

Ghanaian Cedi GHS ₵

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.509 EUR

100 GHS = 8.53 USD

100 GHS = 7.6 EUR

Exchange rates and currency converter

GHS, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

Ghanaian Cedi exchange rates as of October 10, 2026: 1 USD = 11.73 GHS (100 GHS = 8.53 USD). 1 EUR = 13.16 GHS (100 GHS = 7.6 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Bansko Accra 4,660 km ≈ 6 h nonstop flight

From you

Bansko
Accra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $970 in Bansko, $1,073 in Accra – roughly 11% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,455 per month in Bansko and $1,610 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 43% more in Accra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $47.00 in Bansko and $52.0 in Accra. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $970, than in Accra at $1,073. In Bansko it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $970 in Bansko to $1,073 in Accra. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.