Last update: Oct 2026

Cost of Living Comparison Between Accra and Bansko

For one person, living is cheaper in Bansko: $970 a month against $1,073 in Accra, rent and utilities included – about $1,200 less a year. The total is higher in Accra despite lower rent and utilities.

52

Cost of Living Index in Accra
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Accra Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

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Accra

🇬🇭 Ghana

$1,073

/mo nomad

Bansko

🇧🇬 Bulgaria

$970

/mo nomad

Monthly Cost of Living

How much you'll spend in Accra and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Accra and in Bansko actually costs, broken down by who's living it.

A single person spends $1,073 per month in Accra vs $970 in Bansko, rent included.

Accra $1,073
Bansko $970

A couple spends around $1,700 per month in Accra vs $1,464 in Bansko, rent included.

Accra $1,700
Bansko $1,464

A family of three spends $2,327 per month in Accra vs $1,957 in Bansko, rent included.

Accra $2,327
Bansko $1,957

Accra costs about 11% more than Bansko, and outside of rent the biggest gap is in groceries.

Both Accra and Bansko are more affordable than the global median – Accra 20% lower, Bansko 28% lower.

Meal at Budget Restaurant

$8.11 GHS 95.1

$8.66 BGN 15.15

-6.35%

Three-Course Dinner for Two, Mid-Range

$51.8 GHS 608

$46.63 BGN 81.6

11.13%

Fast Food Meal (McDonalds, etc)

$10.46 GHS 123

$9.01 BGN 15.77

16.09%

Cappuccino

$4.51 GHS 52.9

$2.24 BGN 3.92

101.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 GHS 18.10

$1.50 BGN 2.63

2.67%

Water (0.33 liter bottle)

$0.45 GHS 5.24

$0.86 BGN 1.51

-47.67%

Local Beer (0.5 liter draught)

$1.86 GHS 21.84

$1.76 BGN 3.07

5.68%

Imported Beer (0.33 liter bottle)

$2.24 GHS 26.29

$2.00 BGN 3.51

12.00%

Milk (1 liter)

$3.61 GHS 42.37

$1.79 BGN 3.14

101.68%

White Bread (500g)

$1.59 GHS 18.64

$0.81 BGN 1.42

96.30%

Rice (white) (1kg)

$3.19 GHS 37.42

$1.52 BGN 2.66

109.87%

Eggs

$2.58 GHS 30.24

$2.30 BGN 4.02

12.17%

Local Cheese (1kg)

$11.93 GHS 140

$9.60 BGN 16.81

24.27%

Chicken Fillets (1kg)

$7.02 GHS 82.3

$6.32 BGN 11.06

11.08%

Beef Round Steak (1kg)

$9.91 GHS 116

$8.64 BGN 15.12

14.70%

Apples (1kg)

$3.69 GHS 43.24

$1.28 BGN 2.24

188.28%

Banana (1kg)

$1.40 GHS 16.41

$1.68 BGN 2.95

-16.67%

Oranges (1kg)

$1.78 GHS 20.85

$1.70 BGN 2.98

4.71%

Tomato (1kg)

$3.68 GHS 43.12

$1.89 BGN 3.30

94.71%

Potato (1kg)

$2.64 GHS 31.00

$0.93 BGN 1.63

183.87%

Onion (1kg)

$2.62 GHS 30.68

$0.76 BGN 1.32

244.74%

Lettuce (1 head)

$0.76 GHS 8.86

$0.54 BGN 0.95

40.74%

Water (1.5 liter bottle)

$0.59 GHS 6.97

$0.58 BGN 1.02

1.72%

Cigarettes 20 Pack (Marlboro, Camel)

$2.50 GHS 29.32

$3.44 BGN 6.02

-27.33%

Wine (Bottle)

$7.33 GHS 86.0

$5.14 BGN 9.00

42.61%

Local Beer (0.5 liter bottle)

$1.28 GHS 14.99

$1.11 BGN 1.94

15.32%

Imported Beer (0.33 liter bottle)

$2.29 GHS 26.89

$1.70 BGN 2.97

34.71%

One-way Ticket (Public Transport)

$1.47 GHS 17.28

$0.88 BGN 1.55

67.05%

Public Transport Monthly Pass (Regular Price)

$40.26 GHS 472

$26.76 BGN 46.83

50.45%

Taxi Start (Normal Tariff)

$1.72 GHS 20.23

$1.29 BGN 2.26

33.33%

Taxi (Normal Tariff) (1km)

$1.25 GHS 14.70

$0.65 BGN 1.14

92.31%

Taxi 1hour Waiting (Normal Tariff)

$4.16 GHS 48.79

$10.18 BGN 17.81

-59.14%

Gasoline (1 liter)

$1.28 GHS 15.06

$1.50 BGN 2.63

-14.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,061 GHS 94.6K

$28.8K BGN 50.4K

-72.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,921 GHS 116.4K

$21.5K BGN 37.5K

-53.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.8 GHS 877

$91.4 BGN 160

-18.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.90 GHS 222

$14.68 BGN 25.68

28.75%

Internet (50+ Mbps, Unlimited Data)

$41.82 GHS 491

$12.07 BGN 21.12

246.48%

Gym Membership (Monthly)

$71.6 GHS 840

$32.28 BGN 56.5

121.75%

Tennis Court (1 Hour on Weekend)

$18.07 GHS 212

$8.60 BGN 15.05

110.12%

Cinema Ticket

$12.59 GHS 148

$5.63 BGN 9.86

123.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$470 GHS 5,510

$228 BGN 400

105.65%

International Primary School, 1 Child (Yearly)

$18.6K GHS 218.4K

$2,311 BGN 4,045

705.44%

Jeans (Levis 501 Or Similar)

$14.28 GHS 167

$30.48 BGN 53.3

-53.15%

Summer Dress (H&M, Zara, etc)

$18.36 GHS 215

$19.01 BGN 33.26

-3.42%

Sport Shoes (Adidas, Nike)

$36.02 GHS 423

$45.53 BGN 79.7

-20.89%

Men's Leather Business Shoes

$52.4 GHS 615

$48.67 BGN 85.2

7.68%

1-bedroom Apartment, City Center (Monthly)

$691 GHS 8,109

$521 BGN 913

32.57%

1-bedroom Apartment, Outside City Center (Monthly)

$280 GHS 3,286

$367 BGN 643

-23.75%

3-bedroom Apartment, City Center (Monthly)

$1,092 GHS 12.8K

$634 BGN 1,110

72.16%

3-bedroom Apartment, Outside City Center (Monthly)

$467 GHS 5,480

$558 BGN 976

-16.24%

Buy Apartment in City Center (m2)

$2,799 GHS 32.8K

$1,204 BGN 2,106

132.55%

Buy Apartment Outside City Center (m2)

$1,424 GHS 16.7K

$971 BGN 1,699

46.66%

Average Monthly Net Salary (After Tax)

$175 GHS 2,048

$1,670 BGN 2,923

-89.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

2.99

794.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: October 4, 2026

Last update for Bansko: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Accra

$280 26.2%

Bansko

$367 38% 31.1% $87

Groceries & Markets

Accra

$277 25.9%

Bansko

$193 20% 30.3% $84

Eating Out

Accra

$172 16.1%

Bansko

$145 15% 15.5% $27

Monthly Utilities & Internet

Accra

$135 12.7%

Bansko

$118 12.2% 12.8% $17

Sport & Entertainment

Accra

$97 9%

Bansko

$44 4.5% 55% $53

Clothing & Footwear

Accra

$54 5.1%

Bansko

$65 6.7% 18.7% $10

Getting Around

Accra

$54 5.1%

Bansko

$35 3.6% 35.6% $19

Cost Breakdown

A central one-bedroom costs $691 in Accra versus $521 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 857% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $52.0 in Accra versus $47.00 in Bansko. Monthly groceries follow the same trend: $277 vs $193 – making Bansko the more affordable choice for daily food spending.

Good to know

🇬🇭 Accra

🇧🇬 Bansko

🕒 Local time

05:03 5:03 AM

08:03 8:03 AM

3 h ahead of Accra

🌤 Weather

👥 Population

2,388,000 Capital

8,000

💱 Currency

Ghanaian Cedi GHS ₵

Bulgarian Lev BGN лв.

📈 Exchange rate

100 GHS = 8.53 USD

100 GHS = 7.6 EUR

1 BGN = 0.571 USD

1 BGN = 0.509 EUR

Exchange rates and currency converter

BGN, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 10, 2026: 1 USD = 11.73 GHS (100 GHS = 8.53 USD). 1 EUR = 13.16 GHS (100 GHS = 7.6 EUR).

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Accra Bansko 4,660 km ≈ 6 h nonstop flight

From you

Accra
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Accra vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,073 in Accra, $970 in Bansko – roughly 11% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,610 per month in Accra and $1,455 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 43% more in Accra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $52.0 in Accra and $47.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $970, than in Accra at $1,073. In Bansko it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

It depends on your priorities. Accra has an edge in some lifestyle areas, with costs from $970 in Bansko to $1,073 in Accra. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.