Last update: Oct 2026

Cost of Living Comparison Between Banos and Ubud, Bali

For one person, living is cheaper in Banos: $819 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Banos
Learn more

Banos Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Banos

🇪🇨 Ecuador

$819

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Banos and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banos and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $819 in Banos versus $1,349 in Ubud, Bali.

Banos $819
Ubud, Bali $1,349

Estimated couple costs with rent: $1,260 in Banos versus $2,305 in Ubud, Bali.

Banos $1,260
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,701 in Banos versus $3,261 in Ubud, Bali.

Banos $1,701
Ubud, Bali $3,261

Living in Banos costs roughly 39% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.78 $2.78

$3.32 Rp 60.3K

-16.27%

Three-Course Dinner for Two, Mid-Range

$30.08 $30.08

$35.64 Rp 647.3K

-15.60%

Fast Food Meal (McDonalds, etc)

$5.02 $5.02

$5.53 Rp 100.5K

-9.22%

Cappuccino

$2.60 $2.60

$2.72 Rp 49.4K

-4.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 $0.92

$1.70 Rp 30.9K

-45.88%

Water (0.33 liter bottle)

$0.73 $0.73

$0.76 Rp 13.8K

-3.95%

Local Beer (0.5 liter draught)

$2.99 $2.99

$2.65 Rp 48.2K

12.83%

Imported Beer (0.33 liter bottle)

$2.02 $2.02

$4.38 Rp 79.6K

-53.88%

Milk (1 liter)

$1.05 $1.05

$1.49 Rp 27.1K

-29.53%

White Bread (500g)

$1.99 $1.99

$2.28 Rp 41.3K

-12.72%

Rice (white) (1kg)

$0.86 $0.86

$1.19 Rp 21.6K

-27.73%

Eggs

$1.49 $1.49

$2.04 Rp 37.0K

-26.96%

Local Cheese (1kg)

$7.04 $7.04

$17.70 Rp 321.5K

-60.23%

Chicken Fillets (1kg)

$5.04 $5.04

$3.96 Rp 72.0K

27.27%

Beef Round Steak (1kg)

$5.85 $5.85

$12.19 Rp 221.4K

-52.01%

Apples (1kg)

$1.49 $1.49

$3.66 Rp 66.4K

-59.29%

Banana (1kg)

$0.49 $0.49

$1.52 Rp 27.6K

-67.76%

Oranges (1kg)

$1.02 $1.02

$2.23 Rp 40.5K

-54.26%

Tomato (1kg)

$0.95 $0.95

$1.97 Rp 35.8K

-51.78%

Potato (1kg)

$0.51 $0.51

$1.85 Rp 33.6K

-72.43%

Onion (1kg)

$0.91 $0.91

$2.42 Rp 44.0K

-62.40%

Lettuce (1 head)

$0.51 $0.51

$0.99 Rp 18.0K

-48.48%

Water (1.5 liter bottle)

$1.02 $1.02

$0.51 Rp 9,324

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.83 $5.83

$2.22 Rp 40.4K

162.61%

Wine (Bottle)

$11.80 $11.80

$22.24 Rp 403.9K

-46.94%

Local Beer (0.5 liter bottle)

$1.55 $1.55

$2.26 Rp 41.0K

-31.42%

Imported Beer (0.33 liter bottle)

$2.15 $2.15

$2.97 Rp 53.9K

-27.61%

One-way Ticket (Public Transport)

$0.36 $0.36

$0.25 Rp 4,559

44.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

Taxi Start (Normal Tariff)

$1.27 $1.27

$0.44 Rp 7,982

188.64%

Taxi (Normal Tariff) (1km)

$1.23 $1.23

$0.43 Rp 7,811

186.05%

Taxi 1hour Waiting (Normal Tariff)

$11.90 $11.90

$5.41 Rp 98.2K

119.96%

Gasoline (1 liter)

$0.87 $0.87

$0.82 Rp 15.0K

6.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K $23.1K

$23.8K Rp 433.0M

-3.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K $30.6K

$31.7K Rp 576.6M

-3.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.82 $33.82

$79.1 Rp 1.4M

-57.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.62 $14.62

$6.45 Rp 117.1K

126.67%

Internet (50+ Mbps, Unlimited Data)

$25.86 $25.86

$18.58 Rp 337.4K

39.18%

Gym Membership (Monthly)

$29.84 $29.84

$49.48 Rp 898.7K

-39.69%

Tennis Court (1 Hour on Weekend)

$14.62 $14.62

$17.65 Rp 320.5K

-17.17%

Cinema Ticket

$7.28 $7.28

$4.27 Rp 77.6K

70.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$369 $369

$491 Rp 8.9M

-24.75%

International Primary School, 1 Child (Yearly)

$5,777 $5,777

$5,674 Rp 103.0M

1.82%

Jeans (Levis 501 Or Similar)

$64.8 $64.8

$44.64 Rp 810.7K

45.18%

Summer Dress (H&M, Zara, etc)

$39.86 $39.86

$34.95 Rp 634.8K

14.05%

Sport Shoes (Adidas, Nike)

$127 $127

$79.9 Rp 1.5M

59.37%

Men's Leather Business Shoes

$91.7 $91.7

$79.4 Rp 1.4M

15.47%

1-bedroom Apartment, City Center (Monthly)

$440 $440

$1,125 Rp 20.4M

-60.84%

1-bedroom Apartment, Outside City Center (Monthly)

$275 $275

$671 Rp 12.2M

-58.99%

3-bedroom Apartment, City Center (Monthly)

$705 $705

$3,565 Rp 64.7M

-80.23%

3-bedroom Apartment, Outside City Center (Monthly)

$448 $448

$1,723 Rp 31.3M

-74.00%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

10.05

13.78

-27.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banos: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Banos

$275 33.6%

Ubud, Bali

$672 49.8% 144% $396

Groceries & Markets

Banos

$176 21.5%

Ubud, Bali

$288 21.4% 63.7% $112

Clothing & Footwear

Banos

$146 17.8%

Ubud, Bali

$108 8% 26.2% $38

Eating Out

Banos

$94 11.5%

Ubud, Bali

$108 8% 14.5% $14

Monthly Utilities & Internet

Banos

$74 9.1%

Ubud, Bali

$104 7.7% 40.1% $30

Sport & Entertainment

Banos

$44 5.4%

Ubud, Bali

$58 4.3% 30.7% $14

Getting Around

Banos

$8.9 * 1.1%

Ubud, Bali

$11 0.9% 28.6% $2.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $440 in Banos and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $30 in Banos vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $176 vs $288 per month, with Banos cheaper across the board.

Good to know

🇪🇨 Banos

🇮🇩 Ubud, Bali

🕒 Local time

00:35 12:35 AM

13:35 1:35 PM

13 h ahead of Banos

🌤 Weather

👥 Population

9,501

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Banos Ubud, Bali 18,140 km ≈ 23 h nonstop flight

From you

Banos
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banos vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Banos wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Banos the obvious pick if budget is a priority.

You’d need roughly $1,228 in Banos and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $440 in Banos versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $369 in Banos versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Banos – a meal for two runs $30 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $800. Banos is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Banos delivers better value at $819 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Banos hard to pass up.

Safety-wise, Banos and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.