Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Banos

For one person, living is cheaper in Banos: $819 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
39

Cost of Living Index in Banos
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Banos Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Banos

🇪🇨 Ecuador

$819

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Banos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Banos actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $819 in Banos.

Ubud, Bali $1,349
Banos $819

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,260 in Banos.

Ubud, Bali $2,305
Banos $1,260

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,701 in Banos.

Ubud, Bali $3,261
Banos $1,701

Living in Ubud, Bali is roughly 65% more expensive than in Banos, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.78 $2.78

19.42%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$30.08 $30.08

18.48%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.02 $5.02

10.16%

Cappuccino

$2.72 Rp 49.3K

$2.60 $2.60

4.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.92 $0.92

84.78%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.73 $0.73

4.11%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.99 $2.99

-11.37%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.02 $2.02

116.83%

Milk (1 liter)

$1.49 Rp 27.1K

$1.05 $1.05

41.90%

White Bread (500g)

$2.28 Rp 41.3K

$1.99 $1.99

14.57%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.86 $0.86

38.37%

Eggs

$2.04 Rp 36.9K

$1.49 $1.49

36.91%

Local Cheese (1kg)

$17.70 Rp 321.2K

$7.04 $7.04

151.42%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.04 $5.04

-21.43%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$5.85 $5.85

108.38%

Apples (1kg)

$3.66 Rp 66.3K

$1.49 $1.49

145.64%

Banana (1kg)

$1.52 Rp 27.5K

$0.49 $0.49

210.20%

Oranges (1kg)

$2.23 Rp 40.4K

$1.02 $1.02

118.63%

Tomato (1kg)

$1.97 Rp 35.8K

$0.95 $0.95

107.37%

Potato (1kg)

$1.85 Rp 33.5K

$0.51 $0.51

262.75%

Onion (1kg)

$2.42 Rp 44.0K

$0.91 $0.91

165.93%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.51 $0.51

94.12%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.02 $1.02

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.83 $5.83

-61.92%

Wine (Bottle)

$22.24 Rp 403.6K

$11.80 $11.80

88.47%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.55 $1.55

45.81%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.15 $2.15

38.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.36 $0.36

-30.56%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$1.27 $1.27

-65.35%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.23 $1.23

-65.04%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$11.90 $11.90

-54.54%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.87 $0.87

-5.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$23.1K $23.1K

3.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$30.6K $30.6K

3.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$33.82 $33.82

133.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$14.62 $14.62

-55.88%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$25.86 $25.86

-28.15%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$29.84 $29.84

65.82%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$14.62 $14.62

20.73%

Cinema Ticket

$4.27 Rp 77.6K

$7.28 $7.28

-41.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$369 $369

32.89%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$5,777 $5,777

-1.79%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$64.8 $64.8

-31.12%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$39.86 $39.86

-12.32%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$127 $127

-37.25%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$91.7 $91.7

-13.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$440 $440

155.37%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$275 $275

143.86%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$705 $705

405.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$448 $448

284.60%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.05

37.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Banos: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Banos

$275 33.6% 59% $396

Groceries & Markets

Ubud, Bali

$288 21.4%

Banos

$176 21.5% 38.9% $112

Eating Out

Ubud, Bali

$108 8%

Banos

$94 11.5% 12.6% $14

Clothing & Footwear

Ubud, Bali

$108 8%

Banos

$146 17.8% 35.5% $38

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Banos

$74 9.1% 28.6% $30

Sport & Entertainment

Ubud, Bali

$58 4.3%

Banos

$44 5.4% 23.5% $14

Getting Around

Ubud, Bali

$11 0.9%

Banos

$8.9 * 1.1% 22.2% $2.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $440 in Banos. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $30 in Banos for a mid-range dinner for two. Groceries echo the gap at $288 vs $176 per month, with Banos cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇪🇨 Banos

🕒 Local time

13:35 1:35 PM

00:35 12:35 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

9,501

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Banos 18,140 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Banos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banos: Cost of Living - Frequently Asked Questions

Banos wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Banos the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,228 in Banos to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $440 in Banos. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $369 in Banos. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Banos – a meal for two runs $30 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $800. Banos is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Banos delivers better value at $819 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Banos hard to pass up.

Safety-wise, Ubud, Bali and Banos are both considered safe, so it’s unlikely to be the deciding factor between them.