😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $759 in Banos.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,223 in Banos.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,688 in Banos.
🌍Living in Ubud, Bali is roughly 80% more expensive than in Banos, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Banos is 45% below.
Currency
🍽 Eating Out
Ubud, Bali
Banos
Difference
Meal at Budget Restaurant
$3.44Rp 61.0K
$2.71$2.71
26.94%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 644.5K
$29.94$29.94
21.28%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.3K
$4.99$4.99
14.43%
Cappuccino
$2.67Rp 47.4K
$2.54$2.54
5.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.1K
$0.90$0.90
94.44%
Water(0.33 liter bottle)
$0.87Rp 15.5K
$0.74$0.74
17.57%
Local Beer(0.5 liter draught)
$2.95Rp 52.4K
$2.93$2.93
0.68%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.2K
$2.02$2.02
123.76%
🛒 Groceries & Markets
Ubud, Bali
Banos
Difference
Milk(1 liter)
$1.62Rp 28.7K
$1.01$1.01
60.40%
White Bread(500g)
$2.33Rp 41.4K
$1.97$1.97
18.27%
Rice(white)(1kg)
$1.11Rp 19.7K
$0.87$0.87
27.59%
Eggs
$2.20Rp 39.1K
$1.46$1.46
50.68%
Local Cheese(1kg)
$17.69Rp 314.0K
$6.83$6.83
159.00%
Chicken Fillets(1kg)
$4.10Rp 72.7K
$5.10$5.10
-19.61%
Beef Round Steak(1kg)
$12.18Rp 216.1K
$6.09$6.09
100.00%
Apples(1kg)
$3.71Rp 65.8K
$1.47$1.47
152.38%
Banana(1kg)
$1.59Rp 28.2K
$0.48$0.48
231.25%
Oranges(1kg)
$2.28Rp 40.5K
$1.03$1.03
121.36%
Tomato(1kg)
$1.95Rp 34.7K
$0.88$0.88
121.59%
Potato(1kg)
$1.91Rp 33.8K
$0.51$0.51
274.51%
Onion(1kg)
$2.33Rp 41.4K
$0.98$0.98
137.76%
Lettuce(1 head)
$1.01Rp 17.9K
$0.52$0.52
94.23%
Water(1.5 liter bottle)
$0.55Rp 9,795
$0.93$0.93
-40.86%
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.6K
$6.11$6.11
-63.50%
Wine(Bottle)
$23.07Rp 409.5K
$12.17$12.17
89.56%
Local Beer(0.5 liter bottle)
$2.42Rp 42.9K
$1.50$1.50
61.33%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.2K
$2.13$2.13
40.85%
🚌 Getting Around
Ubud, Bali
Banos
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,825
$0.34$0.34
-20.59%
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.4K
$20.49$20.49
-56.17%
Taxi Start(Normal Tariff)
$0.48Rp 8,586
$1.32$1.32
-63.64%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,697
$1.22$1.22
-64.75%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 100.1K
$11.90$11.90
-52.61%
Gasoline(1 liter)
$0.80Rp 14.3K
$0.84$0.84
-4.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 442.7M
$21.1K$21.1K
18.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 562.8M
$30.7K$30.7K
3.16%
🧾 Monthly Utilities & Internet
Ubud, Bali
Banos
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$37.14$37.14
119.33%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.2K
$14.98$14.98
-56.68%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 333.1K
$25.51$25.51
-26.42%
🎉 Sport & Entertainment
Ubud, Bali
Banos
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
$30.08$30.08
89.06%
Tennis Court(1 Hour on Weekend)
$18.73Rp 332.4K
$16.87$16.87
11.03%
Cinema Ticket
$4.54Rp 80.5K
$7.34$7.34
-38.15%
🧸 Childcare & Education
Ubud, Bali
Banos
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$400$400
20.32%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.4M
$6,141$6,141
-7.00%
👕👟 Clothing & Footwear
Ubud, Bali
Banos
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 807.9K
$66.0$66.0
-30.99%
Summer Dress(H&M, Zara, etc)
$35.88Rp 636.9K
$41.05$41.05
-12.59%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$127$127
-36.59%
Men's Leather Business Shoes
$78.7Rp 1.4M
$92.9$92.9
-15.30%
🏠 Accommodation & Living
Ubud, Bali
Banos
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.8M
$263$263
324.52%
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
$175$175
298.66%
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.5M
$595$595
511.42%
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
$471$471
269.01%
Buy Apartment in City Center(m2)
$2,784Rp 49.4M
$1,017$1,017
173.74%
Buy Apartment Outside City Center(m2)
$2,290Rp 40.6M
$728$728
214.56%
💵 Salaries & Financials
Ubud, Bali
Banos
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
10.05
37.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Banos: September 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $263 in Banos. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $36.00 in Ubud, Bali vs $30.00 in Banos for a mid-range dinner for two. Groceries echo the gap at $295 vs $175 per month, with Banos cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Banos: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Banos?
Banos wins on cost – living expenses run 80% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Banos the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Banos?
You'd need roughly $2,052 in Ubud, Bali and $1,138 in Banos to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Banos?
Rent for a central apartment: $1,115 in Ubud, Bali versus $263 in Banos. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Banos?
Supermarket bills run roughly 69% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Banos?
Dining out is cheaper in Banos – a meal for two runs $30.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Banos?
At $759 in Banos versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Banos but tight or insufficient in Ubud, Bali. The gap between the two cities makes Banos the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Banos?
Both work as nomad bases, but Banos delivers better value – similar infrastructure at $759 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Banos hard to pass up.
How safe is Ubud, Bali compared to Banos?
Safety-wise, Ubud, Bali and Banos are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Banos gentler on the wallet – expenses run 80% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared