Cost of Living Comparison Between Ubud, Bali and Banos Cost of Living Comparison Between Ubud, Bali and Banos

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $905 in Banos.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,358 in Banos.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,812 in Banos.

Living in Ubud, Bali is roughly 59% more expensive than Banos, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Banos is 32% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$2.77 $2.77

28.88%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$29.57 $29.57

10.18%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.03 $5.03

0.80%

Cappuccino

$2.83 Rp 49.0K

$2.54 $2.54

11.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.91 $0.91

47.25%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.63 $0.63

9.52%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$3.08 $3.08

-2.92%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.97 $1.97

95.43%

Milk (1 liter)

$1.74 Rp 30.2K

$1.01 $1.01

72.28%

White Bread (500g)

$2.54 Rp 44.0K

$1.71 $1.71

48.54%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.94 $0.94

26.60%

Eggs

$2.43 Rp 42.0K

$1.47 $1.47

65.31%

Local Cheese (1kg)

$14.66 Rp 254.1K

$6.15 $6.15

138.37%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.09 $5.09

-17.88%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$5.99 $5.99

99.33%

Apples (1kg)

$3.69 Rp 63.9K

$2.13 $2.13

73.24%

Banana (1kg)

$1.61 Rp 27.8K

$1.10 $1.10

46.36%

Oranges (1kg)

$2.69 Rp 46.5K

$1.08 $1.08

149.07%

Tomato (1kg)

$2.33 Rp 40.4K

$1.03 $1.03

126.21%

Potato (1kg)

$1.91 Rp 33.0K

$0.48 $0.48

297.92%

Onion (1kg)

$2.19 Rp 37.9K

$1.01 $1.01

116.83%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.51 $0.51

107.84%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.99 $0.99

-27.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$5.85 $5.85

-46.50%

Wine (Bottle)

$23.49 Rp 407.1K

$11.90 $11.90

97.39%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.63 $1.63

68.10%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.16 $2.16

33.33%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.33 $0.33

-12.12%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$23.61 $23.61

-65.40%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.27 $1.27

-64.57%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.02 $1.02

-58.82%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$9.85 $9.85

-37.46%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.68 $0.68

23.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$25.5K $25.5K

3.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$29.2K $29.2K

11.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$36.78 $36.78

113.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$13.51 $13.51

-70.76%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$31.77 $31.77

-23.20%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$30.35 $30.35

218.09%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$14.73 $14.73

-56.89%

Cinema Ticket

$4.04 Rp 70.0K

$7.53 $7.53

-46.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$316 $316

-4.23%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$5,921 $5,921

10.17%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$51.6 $51.6

4.26%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$44.05 $44.05

-13.78%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$103 $103

-15.50%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$113 $113

-30.26%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$341 $341

196.80%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$319 $319

111.52%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$628 $628

439.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$492 $492

326.16%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,160 $1,160

157.22%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$844 $844

177.09%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.35

42.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Banos: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $341 in Banos. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $30.00 in Banos for a mid-range dinner for two. Groceries echo the gap at $298 vs $179 per month, with Banos cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banos: Cost of Living - Frequently Asked Questions

Banos wins on cost – living expenses run 59% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Banos the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $1,358 in Banos to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $341 in Banos. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 66% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Banos – a meal for two runs $30.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $905 in Banos versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Banos but tight or insufficient in Ubud, Bali. The gap between the two cities makes Banos the clear choice for anyone on this budget.

Both work as nomad bases, but Banos delivers better value – similar infrastructure at $905 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Banos hard to pass up.

Safety-wise, Ubud, Bali and Banos are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Banos gentler on the wallet – expenses run 59% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.