Cost of Living Comparison Between Banja Luka and Ubud, Bali Cost of Living Comparison Between Banja Luka and Ubud, Bali

🙂 Solo nomad: Banja Luka is 14.2% cheaper than Ubud, Bali without rent, and 18.5% cheaper with rent.
😐 Family of 3: Banja Luka is 9.4% more expensive than Ubud, Bali without rent, and 40.6% cheaper with rent.
Currency
🍽 Eating Out
Banja Luka
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.05 BAM 15.03
$3.48 Rp 59.7K
160.06%
Three-Course Dinner for Two, Mid-Range
$42.16 BAM 70.0
$32.88 Rp 563.6K
28.22%
Fast Food Meal (McDonalds, etc)
$8.96 BAM 14.87
$5.09 Rp 87.3K
76.03%
Cappuccino
$1.65 BAM 2.74
$2.75 Rp 47.1K
-40.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.02 BAM 3.35
$1.38 Rp 23.7K
46.38%
Water (0.33 liter bottle)
$1.20 BAM 2.00
$0.71 Rp 12.2K
69.01%
Local Beer (0.5 liter draught)
$2.02 BAM 3.36
$2.88 Rp 49.3K
-29.86%
Imported Beer (0.33 liter bottle)
$2.72 BAM 4.51
$3.87 Rp 66.3K
-29.72%
🛒 Groceries & Markets
Banja Luka
Ubud, Bali
Difference
Milk (1 liter)
$1.40 BAM 2.32
$1.79 Rp 30.7K
-21.79%
White Bread (500g)
$1.23 BAM 2.04
$2.45 Rp 41.9K
-49.80%
Rice (white) (1kg)
$1.65 BAM 2.73
$1.21 Rp 20.7K
36.36%
Eggs
$2.91 BAM 4.84
$2.39 Rp 40.9K
21.76%
Local Cheese (1kg)
$9.29 BAM 15.42
$14.70 Rp 252.0K
-36.80%
Chicken Fillets (1kg)
$8.77 BAM 14.56
$4.24 Rp 72.7K
106.84%
Beef Round Steak (1kg)
$12.13 BAM 20.13
$12.08 Rp 207.0K
0.41%
Apples (1kg)
$1.39 BAM 2.30
$3.66 Rp 62.8K
-62.02%
Banana (1kg)
$1.64 BAM 2.72
$1.61 Rp 27.5K
1.86%
Oranges (1kg)
$1.87 BAM 3.10
$2.72 Rp 46.6K
-31.25%
Tomato (1kg)
$1.97 BAM 3.26
$2.27 Rp 38.9K
-13.22%
Potato (1kg)
$1.21 BAM 2.00
$1.90 Rp 32.6K
-36.32%
Onion (1kg)
$1.31 BAM 2.17
$2.30 Rp 39.4K
-43.04%
Lettuce (1 head)
$1.29 BAM 2.13
$1.02 Rp 17.4K
26.47%
Water (1.5 liter bottle)
$0.71 BAM 1.19
$0.78 Rp 13.3K
-8.97%
Cigarettes 20 Pack (Marlboro, Camel)
$3.79 BAM 6.30
$3.24 Rp 55.6K
16.98%
Wine (Bottle)
$8.17 BAM 13.56
$24.06 Rp 412.4K
-66.04%
Local Beer (0.5 liter bottle)
$0.76 BAM 1.26
$2.84 Rp 48.7K
-73.24%
Imported Beer (0.33 liter bottle)
$1.09 BAM 1.81
$2.79 Rp 47.8K
-60.93%
🚌 Getting Around
Banja Luka
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.37 BAM 2.28
$0.27 Rp 4,607
407.41%
Public Transport Monthly Pass (Regular Price)
$36.39 BAM 60.4
$8.24 Rp 141.3K
341.63%
Taxi Start (Normal Tariff)
$1.51 BAM 2.51
$0.45 Rp 7,702
235.56%
Taxi (Normal Tariff) (1km)
$1.10 BAM 1.83
$0.43 Rp 7,300
155.81%
Taxi 1hour Waiting (Normal Tariff)
$8.82 BAM 14.64
$6.02 Rp 103.2K
46.51%
Gasoline (1 liter)
$1.51 BAM 2.51
$0.86 Rp 14.7K
75.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K BAM 48.2K
$26.1K Rp 446.8M
11.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K BAM 44.2K
$31.7K Rp 543.3M
-16.01%
🧾 Monthly Utilities & Internet
Banja Luka
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$171 BAM 284
$78.3 Rp 1.3M
118.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.88 BAM 31.33
$4.00 Rp 68.5K
372.00%
Internet (50+ Mbps, Unlimited Data)
$23.40 BAM 38.84
$24.35 Rp 417.5K
-3.90%
🎉 Sport & Entertainment
Banja Luka
Ubud, Bali
Difference
Gym Membership (Monthly)
$28.35 BAM 47.06
$95.8 Rp 1.6M
-70.40%
Tennis Court (1 Hour on Weekend)
$10.16 BAM 16.86
$6.46 Rp 110.7K
57.28%
Cinema Ticket
$4.64 BAM 7.70
$4.01 Rp 68.7K
15.71%
🧸 Childcare & Education
Banja Luka
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$242 BAM 401
$302 Rp 5.2M
-19.87%
International Primary School, 1 Child (Yearly)
$3,715 BAM 6,167
$6,545 Rp 112.2M
-43.23%
👕👟 Clothing & Footwear
Banja Luka
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$74.2 BAM 123
$53.4 Rp 915.7K
38.84%
Summer Dress (H&M, Zara, etc)
$36.61 BAM 60.8
$38.55 Rp 660.8K
-5.03%
Sport Shoes (Adidas, Nike)
$90.9 BAM 151
$89.1 Rp 1.5M
2.05%
Men's Leather Business Shoes
$126 BAM 209
$78.9 Rp 1.4M
59.86%
🏠 Accommodation & Living
Banja Luka
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$450 BAM 747
$1,016 Rp 17.4M
-55.68%
1-bedroom Apartment, Outside City Center (Monthly)
$325 BAM 539
$672 Rp 11.5M
-51.71%
3-bedroom Apartment, City Center (Monthly)
$655 BAM 1,087
$3,368 Rp 57.7M
-80.56%
3-bedroom Apartment, Outside City Center (Monthly)
$469 BAM 778
$2,108 Rp 36.1M
-77.76%
Buy Apartment in City Center (m2)
$3,009 BAM 4,995
$3,001 Rp 51.4M
0.25%
Buy Apartment Outside City Center (m2)
$2,041 BAM 3,389
$2,337 Rp 40.1M
-12.63%
💵 Salaries & Financials
Banja Luka
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$876 BAM 1,454
$178 Rp 3.0M
393.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.02
13.28
-62.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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