Last update: Oct 2026

Cost of Living Comparison Between Banja Luka and Lisbon

For one person, living is cheaper in Banja Luka: $1,200 a month against $2,223 in Lisbon, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

58

Cost of Living Index in Banja Luka
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Banja Luka Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Banja Luka

🇧🇦 Bosnia and Herzegovina

$1,200

/mo nomad

Lisbon

🇵🇹 Portugal

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Banja Luka and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banja Luka and in Lisbon actually costs, broken down by who's living it.

A single person spends $1,200 per month in Banja Luka vs $2,223 in Lisbon, rent included.

Banja Luka $1,200
Lisbon $2,223

A couple spends around $1,834 per month in Banja Luka vs $3,271 in Lisbon, rent included.

Banja Luka $1,834
Lisbon $3,271

A family of three spends $2,469 per month in Banja Luka vs $4,319 in Lisbon, rent included.

Banja Luka $2,469
Lisbon $4,319

Banja Luka is about 46% cheaper than Lisbon, and outside of rent the biggest gap is in eating out.

Banja Luka sits 11% below the global median, while Lisbon is 65% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.77 BAM 16.99

$16.50 €14.67

-40.79%

Three-Course Dinner for Two, Mid-Range

$49.48 BAM 86.0

$61.3 €54.5

-19.22%

Fast Food Meal (McDonalds, etc)

$11.01 BAM 19.14

$11.27 €10.03

-2.31%

Cappuccino

$1.77 BAM 3.07

$3.06 €2.72

-42.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.47 BAM 4.29

$2.26 €2.01

9.29%

Water (0.33 liter bottle)

$1.69 BAM 2.93

$1.73 €1.54

-2.31%

Local Beer (0.5 liter draught)

$2.49 BAM 4.33

$3.39 €3.02

-26.55%

Imported Beer (0.33 liter bottle)

$3.46 BAM 6.02

$3.40 €3.02

1.76%

Milk (1 liter)

$1.43 BAM 2.49

$1.12 €1.00

27.68%

White Bread (500g)

$1.17 BAM 2.03

$1.86 €1.65

-37.10%

Rice (white) (1kg)

$1.62 BAM 2.81

$1.53 €1.36

5.88%

Eggs

$2.89 BAM 5.03

$3.96 €3.53

-27.02%

Local Cheese (1kg)

$9.43 BAM 16.41

$12.76 €11.35

-26.10%

Chicken Fillets (1kg)

$8.74 BAM 15.20

$7.90 €7.02

10.63%

Beef Round Steak (1kg)

$14.13 BAM 24.57

$16.97 €15.09

-16.74%

Apples (1kg)

$1.85 BAM 3.22

$2.27 €2.02

-18.50%

Banana (1kg)

$1.91 BAM 3.32

$1.75 €1.55

9.14%

Oranges (1kg)

$2.23 BAM 3.87

$1.85 €1.64

20.54%

Tomato (1kg)

$2.24 BAM 3.89

$2.57 €2.28

-12.84%

Potato (1kg)

$1.03 BAM 1.79

$1.86 €1.65

-44.62%

Onion (1kg)

$1.42 BAM 2.47

$2.02 €1.80

-29.70%

Lettuce (1 head)

$1.13 BAM 1.96

$1.44 €1.28

-21.53%

Water (1.5 liter bottle)

$0.87 BAM 1.51

$0.82 €0.73

6.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.95 BAM 6.88

$6.56 €5.83

-39.79%

Wine (Bottle)

$8.02 BAM 13.95

$5.62 €5.00

42.70%

Local Beer (0.5 liter bottle)

$0.94 BAM 1.64

$1.28 €1.14

-26.56%

Imported Beer (0.33 liter bottle)

$1.41 BAM 2.45

$2.07 €1.84

-31.88%

One-way Ticket (Public Transport)

$1.35 BAM 2.35

$2.35 €2.09

-42.55%

Public Transport Monthly Pass (Regular Price)

$44.37 BAM 77.2

$44.18 €39.30

0.43%

Taxi Start (Normal Tariff)

$1.76 BAM 3.06

$3.99 €3.55

-55.89%

Taxi (Normal Tariff) (1km)

$1.11 BAM 1.93

$1.09 €0.97

1.83%

Taxi 1hour Waiting (Normal Tariff)

$17.35 BAM 30.17

$16.64 €14.81

4.27%

Gasoline (1 liter)

$1.78 BAM 3.09

$2.28 €2.03

-21.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K BAM 53.1K

$33.7K €30.0K

-9.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K BAM 37.5K

$39.3K €35.0K

-45.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 BAM 277

$167 €149

-5.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.19 BAM 28.15

$18.80 €16.72

-13.88%

Internet (50+ Mbps, Unlimited Data)

$35.60 BAM 61.9

$33.09 €29.43

7.59%

Gym Membership (Monthly)

$38.66 BAM 67.2

$46.01 €40.93

-15.97%

Tennis Court (1 Hour on Weekend)

$14.63 BAM 25.45

$19.19 €17.07

-23.76%

Cinema Ticket

$5.77 BAM 10.04

$9.84 €8.75

-41.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$296 BAM 514

$677 €602

-56.36%

International Primary School, 1 Child (Yearly)

$3,633 BAM 6,317

$16.9K €15.1K

-78.53%

Jeans (Levis 501 Or Similar)

$83.2 BAM 145

$101 €90.1

-17.84%

Summer Dress (H&M, Zara, etc)

$36.12 BAM 62.8

$45.76 €40.70

-21.07%

Sport Shoes (Adidas, Nike)

$107 BAM 187

$100.0 €88.9

7.49%

Men's Leather Business Shoes

$145 BAM 252

$123 €109

17.82%

1-bedroom Apartment, City Center (Monthly)

$452 BAM 786

$1,614 €1,436

-72.00%

1-bedroom Apartment, Outside City Center (Monthly)

$302 BAM 526

$1,197 €1,065

-74.73%

3-bedroom Apartment, City Center (Monthly)

$707 BAM 1,229

$2,862 €2,545

-75.31%

3-bedroom Apartment, Outside City Center (Monthly)

$484 BAM 842

$1,990 €1,770

-75.66%

Buy Apartment in City Center (m2)

$2,820 BAM 4,904

$7,577 €6,740

-62.78%

Buy Apartment Outside City Center (m2)

$1,877 BAM 3,264

$4,307 €3,831

-56.42%

Average Monthly Net Salary (After Tax)

$889 BAM 1,546

$1,588 €1,412

-43.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

3.85

15.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: October 12, 2026

Last update for Lisbon: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Banja Luka

$302 25.2%

Lisbon

$1.2K 53.9% 296% $895

Groceries & Markets

Banja Luka

$244 20.3%

Lisbon

$269 12.1% 10.6% $26

Monthly Utilities & Internet

Banja Luka

$211 17.6%

Lisbon

$219 9.9% 4.1% $8.5

Eating Out

Banja Luka

$168 14%

Lisbon

$242 10.9% 43.9% $74

Clothing & Footwear

Banja Luka

$167 13.9%

Lisbon

$166 7.5% 0.5% $0.8

Getting Around

Banja Luka

$57 4.8%

Lisbon

$63 2.8% 10.4% $5.9

Sport & Entertainment

Banja Luka

$50 4.2%

Lisbon

$66 3% 30.8% $15

Cost Breakdown

A central one-bedroom costs $452 in Banja Luka versus $1,614 in Lisbon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 79% higher in Lisbon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Banja Luka versus $61.0 in Lisbon. Monthly groceries follow the same trend: $244 vs $269 – making Banja Luka the more affordable choice for daily food spending.

Good to know

🇧🇦 Banja Luka

🇵🇹 Lisbon

🕒 Local time

23:14 11:14 PM

22:14 10:14 PM

1 h behind Banja Luka

🌤 Weather

👥 Population

138,963

545,923 Capital

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Euro EUR €

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Banja Luka Lisbon 2,270 km ≈ 3 h 15 min nonstop flight

From you

Banja Luka
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banja Luka vs Lisbon: Cost of Living - Frequently Asked Questions

Yes – Lisbon is pricier by about 85%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,800 per month in Banja Luka and $3,335 in Lisbon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banja Luka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 11% more in Lisbon, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $49.00 in Banja Luka and $61.0 in Lisbon. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Banja Luka, where all-in costs run around $1,200, than in Lisbon at $2,223. In Banja Luka it covers expenses comfortably, while in Lisbon it requires careful planning or may not stretch far enough.

Families tend to lean toward Banja Luka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banja Luka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lisbon makes more sense. Both are solid long-term options with distinct trade-offs.