Cost of Living Comparison Between Ubud, Bali and Banja Luka Cost of Living Comparison Between Ubud, Bali and Banja Luka

😐 Solo nomad: Ubud, Bali is 1.7% more expensive than Banja Luka without rent, and 23.9% more expensive with rent.
🙂 Family of 3: Ubud, Bali is 3.8% cheaper than Banja Luka without rent, and 68.2% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Banja Luka
Difference
Meal at Budget Restaurant
$3.59 Rp 61.0K
$8.64 BAM 14.78
-58.45%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 556.3K
$41.20 BAM 70.5
-20.56%
Fast Food Meal (McDonalds, etc)
$4.94 Rp 83.9K
$8.82 BAM 15.08
-43.99%
Cappuccino
$2.83 Rp 48.1K
$1.60 BAM 2.74
76.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.40 Rp 23.8K
$2.01 BAM 3.45
-30.35%
Water (0.33 liter bottle)
$0.71 Rp 12.0K
$1.20 BAM 2.06
-40.83%
Local Beer (0.5 liter draught)
$2.94 Rp 49.9K
$2.02 BAM 3.46
45.54%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.6K
$2.86 BAM 4.89
37.06%
🛒 Groceries & Markets
Ubud, Bali
Banja Luka
Difference
Milk (1 liter)
$1.75 Rp 29.7K
$1.36 BAM 2.33
28.68%
White Bread (500g)
$2.54 Rp 43.2K
$1.27 BAM 2.18
100.00%
Rice (white) (1kg)
$1.19 Rp 20.2K
$1.58 BAM 2.69
-24.68%
Eggs
$2.42 Rp 41.1K
$3.00 BAM 5.13
-19.33%
Local Cheese (1kg)
$14.57 Rp 247.6K
$9.44 BAM 16.15
54.34%
Chicken Fillets (1kg)
$4.15 Rp 70.5K
$8.62 BAM 14.74
-51.86%
Beef Round Steak (1kg)
$12.15 Rp 206.5K
$12.12 BAM 20.73
0.25%
Apples (1kg)
$3.82 Rp 64.8K
$1.44 BAM 2.46
165.28%
Banana (1kg)
$1.62 Rp 27.5K
$1.63 BAM 2.79
-0.61%
Oranges (1kg)
$2.80 Rp 47.6K
$1.92 BAM 3.28
45.83%
Tomato (1kg)
$2.30 Rp 39.2K
$1.94 BAM 3.31
18.56%
Potato (1kg)
$1.94 Rp 32.9K
$1.20 BAM 2.06
61.67%
Onion (1kg)
$2.30 Rp 39.1K
$1.26 BAM 2.15
82.54%
Lettuce (1 head)
$1.06 Rp 18.0K
$1.23 BAM 2.11
-13.82%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.72 BAM 1.23
1.39%
Cigarettes 20 Pack (Marlboro, Camel)
$3.26 Rp 55.5K
$3.76 BAM 6.44
-13.30%
Wine (Bottle)
$24.47 Rp 416.0K
$7.89 BAM 13.50
210.14%
Local Beer (0.5 liter bottle)
$2.77 Rp 47.0K
$0.71 BAM 1.21
290.14%
Imported Beer (0.33 liter bottle)
$2.74 Rp 46.5K
$1.10 BAM 1.88
149.09%
🚌 Getting Around
Ubud, Bali
Banja Luka
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,931
$1.36 BAM 2.33
-78.68%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 136.5K
$37.57 BAM 64.2
-78.63%
Taxi Start (Normal Tariff)
$0.48 Rp 8,219
$1.45 BAM 2.49
-66.90%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,149
$1.15 BAM 1.96
-63.48%
Taxi 1hour Waiting (Normal Tariff)
$6.12 Rp 104.1K
$9.07 BAM 15.52
-32.52%
Gasoline (1 liter)
$0.82 Rp 13.9K
$1.47 BAM 2.52
-44.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.7K Rp 436.4M
$28.5K BAM 48.7K
-9.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 557.0M
$27.4K BAM 46.8K
19.67%
🧾 Monthly Utilities & Internet
Ubud, Bali
Banja Luka
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.2 Rp 1.3M
$173 BAM 297
-54.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.15 Rp 70.5K
$19.45 BAM 33.26
-78.66%
Internet (50+ Mbps, Unlimited Data)
$24.25 Rp 412.2K
$23.57 BAM 40.31
2.89%
🎉 Sport & Entertainment
Ubud, Bali
Banja Luka
Difference
Gym Membership (Monthly)
$98.9 Rp 1.7M
$28.70 BAM 49.08
244.46%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 107.8K
$10.11 BAM 17.30
-37.29%
Cinema Ticket
$4.12 Rp 70.0K
$4.74 BAM 8.10
-13.08%
🧸 Childcare & Education
Ubud, Bali
Banja Luka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$299 Rp 5.1M
$240 BAM 410
24.76%
International Primary School, 1 Child (Yearly)
$6,730 Rp 114.4M
$3,675 BAM 6,285
83.13%
👕👟 Clothing & Footwear
Ubud, Bali
Banja Luka
Difference
Jeans (Levis 501 Or Similar)
$55.0 Rp 934.6K
$73.6 BAM 126
-25.31%
Summer Dress (H&M, Zara, etc)
$38.46 Rp 653.7K
$35.88 BAM 61.4
7.19%
Sport Shoes (Adidas, Nike)
$87.9 Rp 1.5M
$91.0 BAM 156
-3.34%
Men's Leather Business Shoes
$78.8 Rp 1.3M
$125 BAM 213
-36.86%
🏠 Accommodation & Living
Ubud, Bali
Banja Luka
Difference
1-bedroom Apartment, City Center (Monthly)
$983 Rp 16.7M
$454 BAM 777
116.26%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.4M
$327 BAM 559
106.02%
3-bedroom Apartment, City Center (Monthly)
$3,456 Rp 58.7M
$656 BAM 1,121
427.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,092 Rp 35.6M
$469 BAM 802
345.95%
Buy Apartment in City Center (m2)
$2,983 Rp 50.7M
$2,923 BAM 4,999
2.06%
Buy Apartment Outside City Center (m2)
$2,325 Rp 39.5M
$2,026 BAM 3,464
14.76%
💵 Salaries & Financials
Ubud, Bali
Banja Luka
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 2.9M
$856 BAM 1,463
-79.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.02
164.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 28, 2026

Last update for Banja Luka: March 29, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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