Cost of Living Comparison Between Banja Luka and Erbil Cost of Living Comparison Between Banja Luka and Erbil

😐 Solo nomad: Banja Luka is 2.3% more expensive than Erbil without rent, and 10.7% more expensive with rent.

😐 Family of 3: Banja Luka is 11.6% more expensive than Erbil without rent, and 10.1% more expensive with rent.

Meal at Budget Restaurant

$9.05 BAM 15.03

$7.87 IQD 10.3K

14.99%

Three-Course Dinner for Two, Mid-Range

$42.16 BAM 70.0

$22.86 IQD 29.9K

84.43%

Fast Food Meal (McDonalds, etc)

$8.96 BAM 14.87

$8.58 IQD 11.2K

4.43%

Cappuccino

$1.65 BAM 2.74

$3.26 IQD 4,266

-49.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 BAM 3.35

$0.51 IQD 674

296.08%

Water (0.33 liter bottle)

$1.20 BAM 2.00

$0.20 IQD 262

500.00%

Local Beer (0.5 liter draught)

$2.02 BAM 3.36

$1.95 IQD 2,547

3.59%

Imported Beer (0.33 liter bottle)

$2.72 BAM 4.51

$2.16 IQD 2,824

25.93%

Milk (1 liter)

$1.40 BAM 2.32

$1.33 IQD 1,745

5.26%

White Bread (500g)

$1.23 BAM 2.04

$0.80 IQD 1,044

53.75%

Rice (white) (1kg)

$1.65 BAM 2.73

$1.80 IQD 2,359

-8.33%

Eggs

$2.91 BAM 4.84

$1.92 IQD 2,508

51.56%

Local Cheese (1kg)

$9.29 BAM 15.42

$7.49 IQD 9,801

24.03%

Chicken Fillets (1kg)

$8.77 BAM 14.56

$4.85 IQD 6,345

80.82%

Beef Round Steak (1kg)

$12.13 BAM 20.13

$14.32 IQD 18.8K

-15.29%

Apples (1kg)

$1.39 BAM 2.30

$1.19 IQD 1,554

16.81%

Banana (1kg)

$1.64 BAM 2.72

$1.19 IQD 1,564

37.82%

Oranges (1kg)

$1.87 BAM 3.10

$1.19 IQD 1,563

57.14%

Tomato (1kg)

$1.97 BAM 3.26

$0.81 IQD 1,059

143.21%

Potato (1kg)

$1.21 BAM 2.00

$0.67 IQD 880

80.60%

Onion (1kg)

$1.31 BAM 2.17

$0.75 IQD 982

74.67%

Lettuce (1 head)

$1.29 BAM 2.13

$0.74 IQD 968

74.32%

Water (1.5 liter bottle)

$0.71 BAM 1.19

$0.57 IQD 742

24.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.79 BAM 6.30

$2.71 IQD 3,545

39.85%

Wine (Bottle)

$8.17 BAM 13.56

$12.53 IQD 16.4K

-34.80%

Local Beer (0.5 liter bottle)

$0.76 BAM 1.26

$1.45 IQD 1,899

-47.59%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.81

$2.03 IQD 2,654

-46.31%

One-way Ticket (Public Transport)

$1.37 BAM 2.28

$0.59 IQD 778

132.20%

Public Transport Monthly Pass (Regular Price)

$36.39 BAM 60.4

$35.17 IQD 46.0K

3.47%

Taxi Start (Normal Tariff)

$1.51 BAM 2.51

$2.36 IQD 3,096

-36.02%

Taxi (Normal Tariff) (1km)

$1.10 BAM 1.83

$2.31 IQD 3,019

-52.38%

Taxi 1hour Waiting (Normal Tariff)

$8.82 BAM 14.64

$6.79 IQD 8,893

29.90%

Gasoline (1 liter)

$1.51 BAM 2.51

$0.65 IQD 845

132.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 48.2K

$18.9K IQD 24.8M

53.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K BAM 44.2K

$20.4K IQD 26.7M

30.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 BAM 284

$98.8 IQD 129.4K

72.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.88 BAM 31.33

$17.50 IQD 22.9K

7.89%

Internet (50+ Mbps, Unlimited Data)

$23.40 BAM 38.84

$30.35 IQD 39.7K

-22.90%

Gym Membership (Monthly)

$28.35 BAM 47.06

$73.9 IQD 96.7K

-61.62%

Tennis Court (1 Hour on Weekend)

$10.16 BAM 16.86

$11.75 IQD 15.4K

-13.53%

Cinema Ticket

$4.64 BAM 7.70

$11.31 IQD 14.8K

-58.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 BAM 401

$262 IQD 343.1K

-7.76%

International Primary School, 1 Child (Yearly)

$3,715 BAM 6,167

$3,323 IQD 4.4M

11.79%

Jeans (Levis 501 Or Similar)

$74.2 BAM 123

$33.22 IQD 43.5K

123.27%

Summer Dress (H&M, Zara, etc)

$36.61 BAM 60.8

$48.02 IQD 62.9K

-23.76%

Sport Shoes (Adidas, Nike)

$90.9 BAM 151

$81.5 IQD 106.8K

11.48%

Men's Leather Business Shoes

$126 BAM 209

$77.1 IQD 100.9K

63.64%

1-bedroom Apartment, City Center (Monthly)

$450 BAM 747

$430 IQD 562.7K

4.76%

1-bedroom Apartment, Outside City Center (Monthly)

$325 BAM 539

$276 IQD 361.4K

17.62%

3-bedroom Apartment, City Center (Monthly)

$655 BAM 1,087

$724 IQD 947.4K

-9.49%

3-bedroom Apartment, Outside City Center (Monthly)

$469 BAM 778

$496 IQD 649.5K

-5.49%

Buy Apartment in City Center (m2)

$3,009 BAM 4,995

$1,111 IQD 1.5M

170.94%

Buy Apartment Outside City Center (m2)

$2,041 BAM 3,389

$653 IQD 854.3K

212.87%

Average Monthly Net Salary (After Tax)

$876 BAM 1,454

$566 IQD 741.0K

54.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

14.33

-64.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: April 12, 2026

Last update for Erbil: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banja Luka vs other spots: cost of living compared

Banja Luka

🇧🇦 Bosnia And Herzegovina

🇧🇦 Bosnia And Herzegovina

🇧🇦 Bosnia And Herzegovina

🇧🇦 Bosnia And Herzegovina

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