Last update: Oct 2026

Cost of Living Comparison Between Banja Luka and Tbilisi

For one person, living is cheaper in Banja Luka: $1,198 a month against $1,269 in Tbilisi, rent and utilities included – about $850 less a year. Higher rent and utilities in Tbilisi outweigh lower spending on other living expenses.

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Cost of Living Index in Banja Luka
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Banja Luka Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Banja Luka

🇧🇦 Bosnia and Herzegovina

$1,198

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Banja Luka and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banja Luka and in Tbilisi actually costs, broken down by who's living it.

A single person spends $1,198 per month in Banja Luka vs $1,269 in Tbilisi, rent included.

Banja Luka $1,198
Tbilisi $1,269

A couple spends around $1,826 per month in Banja Luka vs $2,016 in Tbilisi, rent included.

Banja Luka $1,826
Tbilisi $2,016

A family of three spends $2,454 per month in Banja Luka vs $2,763 in Tbilisi, rent included.

Banja Luka $2,454
Tbilisi $2,763

Banja Luka is about 6% cheaper than Tbilisi, and outside of rent the biggest gap is in leisure.

Both Banja Luka and Tbilisi are more affordable than the global median – Banja Luka 12% lower, Tbilisi 7% lower.

Meal at Budget Restaurant

$9.52 BAM 16.67

$11.63 ₾30.07

-18.14%

Three-Course Dinner for Two, Mid-Range

$49.53 BAM 86.8

$37.83 ₾97.8

30.93%

Fast Food Meal (McDonalds, etc)

$10.69 BAM 18.72

$9.66 ₾24.98

10.66%

Cappuccino

$1.84 BAM 3.23

$3.57 ₾9.24

-48.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 BAM 4.47

$1.08 ₾2.78

136.11%

Water (0.33 liter bottle)

$1.69 BAM 2.96

$0.56 ₾1.45

201.79%

Local Beer (0.5 liter draught)

$2.36 BAM 4.13

$2.62 ₾6.78

-9.92%

Imported Beer (0.33 liter bottle)

$3.37 BAM 5.89

$3.04 ₾7.85

10.86%

Milk (1 liter)

$1.37 BAM 2.41

$2.17 ₾5.60

-36.87%

White Bread (500g)

$1.23 BAM 2.15

$0.80 ₾2.06

53.75%

Rice (white) (1kg)

$1.59 BAM 2.78

$1.74 ₾4.51

-8.62%

Eggs

$2.89 BAM 5.06

$2.83 ₾7.31

2.12%

Local Cheese (1kg)

$9.76 BAM 17.10

$9.31 ₾24.07

4.83%

Chicken Fillets (1kg)

$8.92 BAM 15.63

$6.52 ₾16.85

36.81%

Beef Round Steak (1kg)

$14.07 BAM 24.64

$12.95 ₾33.50

8.65%

Apples (1kg)

$1.84 BAM 3.23

$1.68 ₾4.33

9.52%

Banana (1kg)

$1.96 BAM 3.44

$1.85 ₾4.79

5.95%

Oranges (1kg)

$2.21 BAM 3.88

$1.97 ₾5.10

12.18%

Tomato (1kg)

$2.16 BAM 3.78

$2.42 ₾6.25

-10.74%

Potato (1kg)

$0.99 BAM 1.73

$0.82 ₾2.11

20.73%

Onion (1kg)

$1.37 BAM 2.39

$0.74 ₾1.91

85.14%

Lettuce (1 head)

$1.13 BAM 1.98

$1.34 ₾3.47

-15.67%

Water (1.5 liter bottle)

$0.89 BAM 1.57

$0.77 ₾2.00

15.58%

Cigarettes 20 Pack (Marlboro, Camel)

$3.92 BAM 6.86

$3.57 ₾9.24

9.80%

Wine (Bottle)

$7.99 BAM 14.00

$7.67 ₾19.83

4.17%

Local Beer (0.5 liter bottle)

$0.99 BAM 1.74

$1.70 ₾4.39

-41.76%

Imported Beer (0.33 liter bottle)

$1.41 BAM 2.47

$2.40 ₾6.21

-41.25%

One-way Ticket (Public Transport)

$1.33 BAM 2.33

$0.40 ₾1.05

232.50%

Public Transport Monthly Pass (Regular Price)

$45.28 BAM 79.3

$15.23 ₾39.38

197.31%

Taxi Start (Normal Tariff)

$1.69 BAM 2.96

$1.14 ₾2.95

48.25%

Taxi (Normal Tariff) (1km)

$1.12 BAM 1.96

$0.78 ₾2.02

43.59%

Taxi 1hour Waiting (Normal Tariff)

$16.85 BAM 29.50

$11.83 ₾30.58

42.43%

Gasoline (1 liter)

$1.77 BAM 3.10

$1.45 ₾3.75

22.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K BAM 53.3K

$24.6K ₾63.6K

23.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K BAM 37.0K

$22.3K ₾57.8K

-5.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 BAM 285

$88.8 ₾230

83.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.51 BAM 28.92

$13.12 ₾33.93

25.84%

Internet (50+ Mbps, Unlimited Data)

$36.88 BAM 64.6

$19.67 ₾50.9

87.49%

Gym Membership (Monthly)

$36.35 BAM 63.7

$64.1 ₾166

-43.25%

Tennis Court (1 Hour on Weekend)

$15.04 BAM 26.35

$19.04 ₾49.24

-21.01%

Cinema Ticket

$5.78 BAM 10.12

$7.12 ₾18.42

-18.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$283 BAM 496

$375 ₾971

-24.54%

International Primary School, 1 Child (Yearly)

$3,604 BAM 6,313

$10.5K ₾27.1K

-65.57%

Jeans (Levis 501 Or Similar)

$82.1 BAM 144

$104 ₾268

-20.75%

Summer Dress (H&M, Zara, etc)

$36.26 BAM 63.5

$39.26 ₾102

-7.64%

Sport Shoes (Adidas, Nike)

$106 BAM 185

$117 ₾303

-10.10%

Men's Leather Business Shoes

$145 BAM 254

$122 ₾315

18.99%

1-bedroom Apartment, City Center (Monthly)

$435 BAM 763

$695 ₾1,798

-37.38%

1-bedroom Apartment, Outside City Center (Monthly)

$299 BAM 523

$451 ₾1,167

-33.75%

3-bedroom Apartment, City Center (Monthly)

$658 BAM 1,152

$1,355 ₾3,504

-51.44%

3-bedroom Apartment, Outside City Center (Monthly)

$471 BAM 825

$906 ₾2,343

-47.99%

Buy Apartment in City Center (m2)

$2,826 BAM 4,950

$2,295 ₾5,934

23.15%

Buy Apartment Outside City Center (m2)

$1,912 BAM 3,349

$1,345 ₾3,478

42.17%

Average Monthly Net Salary (After Tax)

$887 BAM 1,554

$664 ₾1,718

33.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

12.62

-64.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: October 26, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Banja Luka

$299 25%

Tbilisi

$451 35.6% 50.9% $152

Groceries & Markets

Banja Luka

$245 20.5%

Tbilisi

$234 18.4% 4.6% $11

Monthly Utilities & Internet

Banja Luka

$216 18%

Tbilisi

$122 9.6% 43.7% $94

Clothing & Footwear

Banja Luka

$166 13.9%

Tbilisi

$172 13.5% 3.6% $6

Eating Out

Banja Luka

$166 13.8%

Tbilisi

$191 15% 15% $25

Getting Around

Banja Luka

$58 4.8%

Tbilisi

$22 1.7% 62.2% $36

Sport & Entertainment

Banja Luka

$48 4%

Tbilisi

$78 6.2% 63.4% $30

Cost Breakdown

A central one-bedroom costs $435 in Banja Luka versus $695 in Tbilisi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Banja Luka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $50 in Banja Luka versus $38 in Tbilisi. Monthly groceries follow the same trend: $245 vs $234 – making Tbilisi the more affordable choice for daily food spending.

Good to know

🇧🇦 Banja Luka

🇬🇪 Tbilisi

🕒 Local time

17:10 5:10 PM

20:10 8:10 PM

3 h ahead of Banja Luka

🌤 Weather

👥 Population

138,963

1,241,700 Capital

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Georgian Lari GEL ₾

📈 Exchange rate

1 BAM = 0.571 USD

1 BAM = 0.511 EUR

1 GEL = 0.387 USD

1 GEL = 0.346 EUR

Exchange rates and currency converter

GEL, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of November 1, 2026: 1 USD = 1.75 BAM (1 BAM = 0.571 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

Georgian Lari exchange rates as of November 1, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Banja Luka Tbilisi 2,250 km ≈ 3 h 15 min nonstop flight

From you

Banja Luka
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banja Luka vs Tbilisi: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 6%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $1,796 per month in Banja Luka and $1,904 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banja Luka, especially for central apartments: a one-bedroom in the center costs $435 there versus $695 in Tbilisi.

Interestingly, groceries are about 5% cheaper in Tbilisi – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $50 in Banja Luka and $38 in Tbilisi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,500 covers both cities comfortably – all-in costs are $1,198 in Banja Luka and $1,269 in Tbilisi, leaving budget for savings and extras in both cases.

Families tend to lean toward Banja Luka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.