Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Banja Luka

For one person, living is cheaper in Banja Luka: $1,198 a month against $2,210 in Lisbon, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
58

Cost of Living Index in Banja Luka
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Banja Luka Living Index

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Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Banja Luka

🇧🇦 Bosnia and Herzegovina

$1,198

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Banja Luka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Banja Luka actually costs, broken down by who's living it.

A single person spends $2,210 per month in Lisbon vs $1,198 in Banja Luka, rent included.

Lisbon $2,210
Banja Luka $1,198

A couple spends around $3,275 per month in Lisbon vs $1,826 in Banja Luka, rent included.

Lisbon $3,275
Banja Luka $1,826

A family of three spends $4,341 per month in Lisbon vs $2,454 in Banja Luka, rent included.

Lisbon $4,341
Banja Luka $2,454

Lisbon costs about 85% more than Banja Luka, and outside of rent the biggest gap is in eating out.

Lisbon sits 62% above the global median, while Banja Luka is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.65 €14.92

$9.52 BAM 16.67

74.89%

Three-Course Dinner for Two, Mid-Range

$61.7 €55.3

$49.53 BAM 86.8

24.65%

Fast Food Meal (McDonalds, etc)

$11.36 €10.18

$10.69 BAM 18.72

6.27%

Cappuccino

$2.97 €2.66

$1.84 BAM 3.23

61.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.05

$2.55 BAM 4.47

-10.20%

Water (0.33 liter bottle)

$1.74 €1.56

$1.69 BAM 2.96

2.96%

Local Beer (0.5 liter draught)

$3.40 €3.05

$2.36 BAM 4.13

44.07%

Imported Beer (0.33 liter bottle)

$3.31 €2.97

$3.37 BAM 5.90

-1.78%

Milk (1 liter)

$1.16 €1.04

$1.37 BAM 2.41

-15.33%

White Bread (500g)

$1.91 €1.71

$1.23 BAM 2.15

55.28%

Rice (white) (1kg)

$1.51 €1.36

$1.59 BAM 2.78

-5.03%

Eggs

$4.02 €3.60

$2.89 BAM 5.06

39.10%

Local Cheese (1kg)

$12.94 €11.59

$9.76 BAM 17.10

32.58%

Chicken Fillets (1kg)

$7.77 €6.97

$8.92 BAM 15.63

-12.89%

Beef Round Steak (1kg)

$17.76 €15.92

$14.07 BAM 24.65

26.23%

Apples (1kg)

$2.30 €2.06

$1.84 BAM 3.23

25.00%

Banana (1kg)

$1.73 €1.55

$1.96 BAM 3.44

-11.73%

Oranges (1kg)

$1.86 €1.66

$2.21 BAM 3.88

-15.84%

Tomato (1kg)

$2.59 €2.32

$2.16 BAM 3.78

19.91%

Potato (1kg)

$1.82 €1.63

$0.99 BAM 1.73

83.84%

Onion (1kg)

$1.97 €1.76

$1.37 BAM 2.39

43.80%

Lettuce (1 head)

$1.47 €1.32

$1.13 BAM 1.98

30.09%

Water (1.5 liter bottle)

$0.72 €0.65

$0.89 BAM 1.57

-19.10%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.90

$3.92 BAM 6.86

67.86%

Wine (Bottle)

$5.61 €5.02

$7.99 BAM 14.00

-29.79%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$0.99 BAM 1.74

37.37%

Imported Beer (0.33 liter bottle)

$2.14 €1.91

$1.41 BAM 2.47

51.77%

One-way Ticket (Public Transport)

$2.33 €2.09

$1.33 BAM 2.33

75.19%

Public Transport Monthly Pass (Regular Price)

$44.68 €40.04

$45.28 BAM 79.3

-1.33%

Taxi Start (Normal Tariff)

$3.85 €3.45

$1.69 BAM 2.96

127.81%

Taxi (Normal Tariff) (1km)

$1.07 €0.96

$1.12 BAM 1.96

-4.46%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.75

$16.85 BAM 29.51

-2.31%

Gasoline (1 liter)

$2.20 €1.97

$1.77 BAM 3.10

24.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.6K

$30.4K BAM 53.3K

12.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.7K

$21.1K BAM 37.0K

83.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €144

$163 BAM 285

-0.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €16.50

$16.51 BAM 28.93

11.51%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.34

$36.88 BAM 64.6

-11.23%

Gym Membership (Monthly)

$44.55 €39.92

$36.35 BAM 63.7

22.56%

Tennis Court (1 Hour on Weekend)

$19.10 €17.11

$15.04 BAM 26.35

26.99%

Cinema Ticket

$9.60 €8.60

$5.78 BAM 10.12

66.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €598

$283 BAM 496

135.65%

International Primary School, 1 Child (Yearly)

$17.6K €15.8K

$3,604 BAM 6,314

388.70%

Jeans (Levis 501 Or Similar)

$102 €91.4

$82.1 BAM 144

24.22%

Summer Dress (H&M, Zara, etc)

$44.46 €39.85

$36.26 BAM 63.5

22.61%

Sport Shoes (Adidas, Nike)

$98.5 €88.3

$106 BAM 185

-6.63%

Men's Leather Business Shoes

$124 €111

$145 BAM 254

-14.63%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,441

$435 BAM 763

269.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,066

$299 BAM 524

298.18%

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,520

$658 BAM 1,153

327.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,804

$471 BAM 826

327.22%

Buy Apartment in City Center (m2)

$7,839 €7,025

$2,826 BAM 4,951

177.37%

Buy Apartment Outside City Center (m2)

$4,576 €4,100

$1,912 BAM 3,349

139.32%

Average Monthly Net Salary (After Tax)

$1,575 €1,411

$887 BAM 1,555

77.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

4.44

-13.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Banja Luka: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Banja Luka

$299 25% 74.9% $891

Groceries & Markets

Lisbon

$272 12.3%

Banja Luka

$245 20.5% 9.9% $27

Eating Out

Lisbon

$243 11%

Banja Luka

$166 13.8% 31.7% $77

Monthly Utilities & Internet

Lisbon

$212 9.6%

Banja Luka

$216 18% 1.7% $3.5

Clothing & Footwear

Lisbon

$166 7.5%

Banja Luka

$166 13.9% 0% $0

Sport & Entertainment

Lisbon

$64 2.9%

Banja Luka

$48 4% 24.8% $16

Getting Around

Lisbon

$63 2.9%

Banja Luka

$58 4.8% 8.4% $5.3

Cost Breakdown

A central one-bedroom costs $1,608 in Lisbon versus $435 in Banja Luka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 77% higher in Lisbon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62 in Lisbon versus $50 in Banja Luka. Monthly groceries follow the same trend: $272 vs $245 – making Banja Luka the more affordable choice for daily food spending.

Good to know

🇵🇹 Lisbon

🇧🇦 Banja Luka

🕒 Local time

06:23 6:23 AM

07:23 7:23 AM

1 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

138,963

💱 Currency

Euro EUR €

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 EUR = 1.12 USD

1 BAM = 0.571 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Bosnia and Herzegovina Convertible Mark exchange rates as of November 2, 2026: 1 USD = 1.75 BAM (1 BAM = 0.571 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to EUR in detail →

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Between locations

Lisbon Banja Luka 2,270 km ≈ 3 h 15 min nonstop flight

From you

Lisbon
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Banja Luka: Cost of Living - Frequently Asked Questions

Yes – Lisbon is pricier by about 85%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,315 per month in Lisbon and $1,796 in Banja Luka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banja Luka, especially for central apartments: a one-bedroom in the center costs $435 there versus $1,608 in Lisbon.

A mid-range dinner for two costs $62 in Lisbon and $50 in Banja Luka. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 11% more in Lisbon, though the gap depends on what you buy.

A $1,500 monthly budget goes further in Banja Luka, where all-in costs run around $1,198, than in Lisbon at $2,210. In Banja Luka it covers expenses comfortably, while in Lisbon it requires careful planning or may not stretch far enough.

Families tend to lean toward Banja Luka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Banja Luka. If higher salaries or specific career opportunities are the priority, Lisbon makes more sense. Both are solid long-term options with distinct trade-offs.