Cost of Living Comparison Between Lisbon and Banja Luka Cost of Living Comparison Between Lisbon and Banja Luka

Monthly Cost of Living

A single person spends $2,291 per month in Lisbon vs $1,157 in Banja Luka, rent included.

A couple spends around $3,322 per month in Lisbon vs $1,687 in Banja Luka, rent included.

A family of three spends $4,354 per month in Lisbon vs $2,218 in Banja Luka, rent included.

Lisbon costs about 98% more than Banja Luka, driven mainly by Eating Out.

Lisbon sits 71% above the global median, while Banja Luka is 13% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Lisbon
Banja Luka
Difference
Meal at Budget Restaurant
$16.19 €14.17
$8.76 BAM 14.99
84.82%
Three-Course Dinner for Two, Mid-Range
$63.3 €55.4
$42.44 BAM 72.6
49.22%
Fast Food Meal (McDonalds, etc)
$10.32 €9.03
$8.89 BAM 15.20
16.09%
Cappuccino
$2.83 €2.48
$1.64 BAM 2.80
72.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 €2.00
$2.02 BAM 3.45
13.37%
Water (0.33 liter bottle)
$1.58 €1.38
$1.21 BAM 2.07
30.58%
Local Beer (0.5 liter draught)
$3.40 €2.98
$2.03 BAM 3.48
67.49%
Imported Beer (0.33 liter bottle)
$4.03 €3.52
$2.83 BAM 4.83
42.40%
🛒 Groceries & Markets
Lisbon
Banja Luka
Difference
Milk (1 liter)
$1.09 €0.95
$1.37 BAM 2.34
-20.44%
White Bread (500g)
$1.75 €1.53
$1.29 BAM 2.20
35.66%
Rice (white) (1kg)
$1.76 €1.54
$1.59 BAM 2.71
10.69%
Eggs
$3.17 €2.77
$2.99 BAM 5.12
6.02%
Local Cheese (1kg)
$13.19 €11.54
$9.32 BAM 15.95
41.52%
Chicken Fillets (1kg)
$7.97 €6.97
$8.83 BAM 15.10
-9.74%
Beef Round Steak (1kg)
$15.53 €13.59
$12.25 BAM 20.95
26.78%
Apples (1kg)
$2.37 €2.07
$1.46 BAM 2.50
62.33%
Banana (1kg)
$1.71 €1.49
$1.64 BAM 2.81
4.27%
Oranges (1kg)
$2.01 €1.76
$1.92 BAM 3.28
4.69%
Tomato (1kg)
$2.43 €2.13
$2.01 BAM 3.44
20.90%
Potato (1kg)
$1.76 €1.54
$1.20 BAM 2.06
46.67%
Onion (1kg)
$2.03 €1.78
$1.24 BAM 2.12
63.71%
Lettuce (1 head)
$1.92 €1.68
$1.27 BAM 2.17
51.18%
Water (1.5 liter bottle)
$0.85 €0.74
$0.73 BAM 1.25
16.44%
Cigarettes 20 Pack (Marlboro, Camel)
$6.58 €5.76
$3.85 BAM 6.59
70.91%
Wine (Bottle)
$5.58 €4.88
$8.37 BAM 14.31
-33.33%
Local Beer (0.5 liter bottle)
$1.33 €1.17
$0.75 BAM 1.29
77.33%
Imported Beer (0.33 liter bottle)
$2.97 €2.60
$1.14 BAM 1.96
160.53%
🚌 Getting Around
Lisbon
Banja Luka
Difference
One-way Ticket (Public Transport)
$2.28 €1.99
$1.43 BAM 2.44
59.44%
Public Transport Monthly Pass (Regular Price)
$45.79 €40.06
$37.54 BAM 64.2
21.98%
Taxi Start (Normal Tariff)
$4.23 €3.70
$1.43 BAM 2.44
195.80%
Taxi (Normal Tariff) (1km)
$0.81 €0.71
$1.15 BAM 1.97
-29.57%
Taxi 1hour Waiting (Normal Tariff)
$18.44 €16.13
$8.77 BAM 15.01
110.26%
Gasoline (1 liter)
$2.08 €1.82
$1.48 BAM 2.54
40.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K €30.3K
$29.1K BAM 49.7K
19.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.2K €34.3K
$26.6K BAM 45.4K
47.44%
🧾 Monthly Utilities & Internet
Lisbon
Banja Luka
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$148 €130
$172 BAM 293
-13.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.46 €17.90
$18.77 BAM 32.11
9.00%
Internet (50+ Mbps, Unlimited Data)
$39.56 €34.61
$23.79 BAM 40.69
66.29%
🎉 Sport & Entertainment
Lisbon
Banja Luka
Difference
Gym Membership (Monthly)
$47.99 €41.99
$28.49 BAM 48.73
68.45%
Tennis Court (1 Hour on Weekend)
$18.60 €16.27
$9.94 BAM 17.00
87.12%
Cinema Ticket
$9.22 €8.07
$4.82 BAM 8.25
91.29%
🧸 Childcare & Education
Lisbon
Banja Luka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$616 €539
$239 BAM 409
157.54%
International Primary School, 1 Child (Yearly)
$16.4K €14.4K
$3,672 BAM 6,280
347.75%
👕👟 Clothing & Footwear
Lisbon
Banja Luka
Difference
Jeans (Levis 501 Or Similar)
$103 €89.9
$73.7 BAM 126
39.35%
Summer Dress (H&M, Zara, etc)
$41.74 €36.52
$37.10 BAM 63.5
12.51%
Sport Shoes (Adidas, Nike)
$94.8 €82.9
$88.1 BAM 151
7.62%
Men's Leather Business Shoes
$122 €107
$123 BAM 211
-1.00%
🏠 Accommodation & Living
Lisbon
Banja Luka
Difference
1-bedroom Apartment, City Center (Monthly)
$1,633 €1,428
$459 BAM 785
255.74%
1-bedroom Apartment, Outside City Center (Monthly)
$1,232 €1,078
$325 BAM 557
278.65%
3-bedroom Apartment, City Center (Monthly)
$3,098 €2,711
$639 BAM 1,094
384.51%
3-bedroom Apartment, Outside City Center (Monthly)
$2,031 €1,777
$467 BAM 799
334.75%
Buy Apartment in City Center (m2)
$7,831 €6,851
$2,982 BAM 5,099
162.65%
Buy Apartment Outside City Center (m2)
$4,389 €3,840
$1,925 BAM 3,293
127.99%
💵 Salaries & Financials
Lisbon
Banja Luka
Difference
Average Monthly Net Salary (After Tax)
$1,607 €1,406
$893 BAM 1,527
80.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.81
5.02
-24.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: July 14, 2026

Last update for Banja Luka: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,633 in Lisbon versus $459 in Banja Luka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Lisbon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63.0 in Lisbon versus $42.00 in Banja Luka. Monthly groceries follow the same trend: $267 vs $231 – making Banja Luka the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Banja Luka: Cost of Living - Frequently Asked Questions
Is Banja Luka cheaper than Lisbon?
Yes – Lisbon is pricier by about 98%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,437 per month in Lisbon and $1,735 in Banja Luka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banja Luka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Lisbon and in Banja Luka?
Groceries cost about 16% more in Lisbon, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Lisbon or in Banja Luka?
A mid-range dinner for two costs $63.0 in Lisbon and $42.00 in Banja Luka. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in Lisbon or in Banja Luka?
A $1,500 monthly budget goes further in Banja Luka, where all-in costs run around $1,157, than in Lisbon at $2,291. In Banja Luka it covers expenses comfortably, while in Lisbon it requires careful planning or may not stretch far enough.
Is Lisbon or Banja Luka more family-friendly?
Families tend to lean toward Banja Luka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Lisbon or Banja Luka?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Banja Luka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lisbon makes more sense. Both are solid long-term options with distinct trade-offs.

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