Cost of Living Comparison Between Erbil and Banja Luka Cost of Living Comparison Between Erbil and Banja Luka

🙂 Solo nomad: Erbil is 2.3% cheaper than Banja Luka without rent, and 9.7% cheaper with rent.

🙂 Family of 3: Erbil is 10.4% cheaper than Banja Luka without rent, and 9.2% cheaper with rent.

Meal at Budget Restaurant

$7.87 IQD 10.3K

$9.05 BAM 15.03

-13.04%

Three-Course Dinner for Two, Mid-Range

$22.86 IQD 29.9K

$42.16 BAM 70.0

-45.78%

Fast Food Meal (McDonalds, etc)

$8.58 IQD 11.2K

$8.96 BAM 14.87

-4.24%

Cappuccino

$3.26 IQD 4,266

$1.65 BAM 2.74

97.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 IQD 674

$2.02 BAM 3.35

-74.75%

Water (0.33 liter bottle)

$0.20 IQD 262

$1.20 BAM 2.00

-83.33%

Local Beer (0.5 liter draught)

$1.95 IQD 2,547

$2.02 BAM 3.36

-3.47%

Imported Beer (0.33 liter bottle)

$2.16 IQD 2,824

$2.72 BAM 4.51

-20.59%

Milk (1 liter)

$1.33 IQD 1,745

$1.40 BAM 2.32

-5.00%

White Bread (500g)

$0.80 IQD 1,044

$1.23 BAM 2.04

-34.96%

Rice (white) (1kg)

$1.80 IQD 2,359

$1.65 BAM 2.73

9.09%

Eggs

$1.92 IQD 2,508

$2.91 BAM 4.84

-34.02%

Local Cheese (1kg)

$7.49 IQD 9,801

$9.29 BAM 15.42

-19.38%

Chicken Fillets (1kg)

$4.85 IQD 6,345

$8.77 BAM 14.56

-44.70%

Beef Round Steak (1kg)

$14.32 IQD 18.8K

$12.13 BAM 20.13

18.05%

Apples (1kg)

$1.19 IQD 1,554

$1.39 BAM 2.30

-14.39%

Banana (1kg)

$1.19 IQD 1,564

$1.64 BAM 2.72

-27.44%

Oranges (1kg)

$1.19 IQD 1,563

$1.87 BAM 3.10

-36.36%

Tomato (1kg)

$0.81 IQD 1,059

$1.97 BAM 3.26

-58.88%

Potato (1kg)

$0.67 IQD 880

$1.21 BAM 2.00

-44.63%

Onion (1kg)

$0.75 IQD 982

$1.31 BAM 2.17

-42.75%

Lettuce (1 head)

$0.74 IQD 968

$1.29 BAM 2.13

-42.64%

Water (1.5 liter bottle)

$0.57 IQD 742

$0.71 BAM 1.19

-19.72%

Cigarettes 20 Pack (Marlboro, Camel)

$2.71 IQD 3,545

$3.79 BAM 6.30

-28.50%

Wine (Bottle)

$12.53 IQD 16.4K

$8.17 BAM 13.56

53.37%

Local Beer (0.5 liter bottle)

$1.45 IQD 1,899

$0.76 BAM 1.26

90.79%

Imported Beer (0.33 liter bottle)

$2.03 IQD 2,654

$1.09 BAM 1.81

86.24%

One-way Ticket (Public Transport)

$0.59 IQD 778

$1.37 BAM 2.28

-56.93%

Public Transport Monthly Pass (Regular Price)

$35.17 IQD 46.0K

$36.39 BAM 60.4

-3.35%

Taxi Start (Normal Tariff)

$2.36 IQD 3,096

$1.51 BAM 2.51

56.29%

Taxi (Normal Tariff) (1km)

$2.31 IQD 3,019

$1.10 BAM 1.83

110.00%

Taxi 1hour Waiting (Normal Tariff)

$6.79 IQD 8,893

$8.82 BAM 14.64

-23.02%

Gasoline (1 liter)

$0.65 IQD 845

$1.51 BAM 2.51

-56.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.9K IQD 24.8M

$29.1K BAM 48.2K

-34.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K IQD 26.7M

$26.6K BAM 44.2K

-23.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.8 IQD 129.4K

$171 BAM 284

-42.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.50 IQD 22.9K

$18.88 BAM 31.33

-7.31%

Internet (50+ Mbps, Unlimited Data)

$30.35 IQD 39.7K

$23.40 BAM 38.84

29.70%

Gym Membership (Monthly)

$73.9 IQD 96.7K

$28.35 BAM 47.06

160.56%

Tennis Court (1 Hour on Weekend)

$11.75 IQD 15.4K

$10.16 BAM 16.86

15.65%

Cinema Ticket

$11.31 IQD 14.8K

$4.64 BAM 7.70

143.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$262 IQD 343.1K

$242 BAM 401

8.42%

International Primary School, 1 Child (Yearly)

$3,323 IQD 4.4M

$3,715 BAM 6,167

-10.55%

Jeans (Levis 501 Or Similar)

$33.22 IQD 43.5K

$74.2 BAM 123

-55.21%

Summer Dress (H&M, Zara, etc)

$48.02 IQD 62.9K

$36.61 BAM 60.8

31.17%

Sport Shoes (Adidas, Nike)

$81.5 IQD 106.8K

$90.9 BAM 151

-10.30%

Men's Leather Business Shoes

$77.1 IQD 100.9K

$126 BAM 209

-38.89%

1-bedroom Apartment, City Center (Monthly)

$430 IQD 562.7K

$450 BAM 747

-4.54%

1-bedroom Apartment, Outside City Center (Monthly)

$276 IQD 361.4K

$325 BAM 539

-14.98%

3-bedroom Apartment, City Center (Monthly)

$724 IQD 947.4K

$655 BAM 1,087

10.48%

3-bedroom Apartment, Outside City Center (Monthly)

$496 IQD 649.5K

$469 BAM 778

5.81%

Buy Apartment in City Center (m2)

$1,111 IQD 1.5M

$3,009 BAM 4,995

-63.09%

Buy Apartment Outside City Center (m2)

$653 IQD 854.3K

$2,041 BAM 3,389

-68.04%

Average Monthly Net Salary (After Tax)

$566 IQD 741.0K

$876 BAM 1,454

-35.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.33

5.02

185.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Erbil: April 11, 2026

Last update for Banja Luka: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Erbil vs other spots: cost of living compared

Similar cities

Medellin

🇨🇴 Colombia

Bangkok

🇹🇭 Thailand

Bansko

🇧🇬 Bulgaria

Sao Paulo

🇧🇷 Brazil

Kyiv

🇺🇦 Ukraine

Kuala Lumpur

🇲🇾 Malaysia

Almaty

🇰🇿 Kazakhstan

Beijing (Pekin)

🇨🇳 China