🙂Monthly costs for one person with rent: $647 in Bandung versus $708 in Surabaya.
🙂Estimated couple costs with rent: $949 in Bandung versus $1,133 in Surabaya.
🙂Monthly costs for a family of three with rent: $1,251 in Bandung versus $1,557 in Surabaya.
🙂Living in Bandung costs roughly 9% less than in Surabaya, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Bandung52% lower, Surabaya47% lower.
Currency
🍽 Eating Out
Bandung
Surabaya
Difference
Meal at Budget Restaurant
$1.28Rp 22.9K
$1.52Rp 27.3K
-15.79%
Three-Course Dinner for Two, Mid-Range
$9.42Rp 168.9K
$12.12Rp 217.3K
-22.28%
Fast Food Meal(McDonalds, etc)
$3.43Rp 61.5K
$3.13Rp 56.1K
9.58%
Cappuccino
$1.44Rp 25.8K
$1.82Rp 32.6K
-20.88%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.49Rp 8,717
$0.60Rp 10.8K
-18.33%
Water(0.33 liter bottle)
$0.25Rp 4,452
$0.26Rp 4,620
-3.85%
Local Beer(0.5 liter draught)
$3.28Rp 58.8K
$2.41Rp 43.2K
36.10%
Imported Beer(0.33 liter bottle)
$3.57Rp 64.0K
$4.02Rp 72.0K
-11.19%
🛒 Groceries & Markets
Bandung
Surabaya
Difference
Milk(1 liter)
$1.18Rp 21.2K
$1.38Rp 24.8K
-14.49%
White Bread(500g)
$1.07Rp 19.2K
$1.46Rp 26.2K
-26.71%
Rice(white)(1kg)
$0.94Rp 16.9K
$0.93Rp 16.7K
1.08%
Eggs
$1.58Rp 28.3K
$1.44Rp 25.9K
9.72%
Local Cheese(1kg)
$9.33Rp 167.3K
$9.04Rp 162.1K
3.21%
Chicken Fillets(1kg)
$3.02Rp 54.2K
$3.29Rp 59.0K
-8.21%
Beef Round Steak(1kg)
$7.92Rp 142.0K
$8.45Rp 151.5K
-6.27%
Apples(1kg)
$2.37Rp 42.4K
$2.42Rp 43.3K
-2.07%
Banana(1kg)
$1.33Rp 23.9K
$1.54Rp 27.6K
-13.64%
Oranges(1kg)
$1.69Rp 30.3K
$2.19Rp 39.3K
-22.83%
Tomato(1kg)
$1.52Rp 27.2K
$1.42Rp 25.5K
7.04%
Potato(1kg)
$1.48Rp 26.5K
$1.32Rp 23.7K
12.12%
Onion(1kg)
$2.67Rp 47.8K
$1.80Rp 32.2K
48.33%
Lettuce(1 head)
$0.96Rp 17.2K
$1.18Rp 21.2K
-18.64%
Water(1.5 liter bottle)
$0.46Rp 8,234
$0.42Rp 7,557
9.52%
Cigarettes 20 Pack(Marlboro, Camel)
$2.57Rp 46.0K
$2.54Rp 45.6K
1.18%
Wine(Bottle)
$22.35Rp 400.7K
$24.78Rp 444.3K
-9.81%
Local Beer(0.5 liter bottle)
$2.10Rp 37.6K
$1.77Rp 31.6K
18.64%
Imported Beer(0.33 liter bottle)
$3.49Rp 62.5K
$3.14Rp 56.4K
11.15%
🚌 Getting Around
Bandung
Surabaya
Difference
One-way Ticket(Public Transport)
$0.30Rp 5,362
$0.48Rp 8,521
-37.50%
Public Transport Monthly Pass(Regular Price)
$10.57Rp 189.5K
$9.40Rp 168.6K
12.45%
Taxi Start(Normal Tariff)
$0.76Rp 13.6K
$0.44Rp 7,949
72.73%
Taxi(Normal Tariff)(1km)
$0.71Rp 12.7K
$0.29Rp 5,185
144.83%
Taxi 1hour Waiting(Normal Tariff)
$2.59Rp 46.4K
$2.77Rp 49.7K
-6.50%
Gasoline(1 liter)
$0.81Rp 14.5K
$0.84Rp 15.1K
-3.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4KRp 437.0M
$20.6KRp 369.9M
18.12%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4KRp 473.3M
$35.8KRp 641.8M
-26.25%
🧾 Monthly Utilities & Internet
Bandung
Surabaya
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$43.12Rp 773.0K
$84.9Rp 1.5M
-49.19%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.52Rp 81.1K
$4.09Rp 73.3K
10.51%
Internet(50+ Mbps, Unlimited Data)
$22.94Rp 411.3K
$19.75Rp 354.1K
16.15%
🎉 Sport & Entertainment
Bandung
Surabaya
Difference
Gym Membership(Monthly)
$21.48Rp 385.1K
$21.59Rp 387.0K
-0.51%
Tennis Court(1 Hour on Weekend)
$6.62Rp 118.7K
$4.57Rp 81.9K
44.86%
Cinema Ticket
$3.16Rp 56.6K
$2.85Rp 51.1K
10.88%
🧸 Childcare & Education
Bandung
Surabaya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$94.4Rp 1.7M
$188Rp 3.4M
-49.65%
International Primary School, 1 Child(Yearly)
$7,577Rp 135.8M
$9,556Rp 171.3M
-20.71%
👕👟 Clothing & Footwear
Bandung
Surabaya
Difference
Jeans(Levis 501 Or Similar)
$41.84Rp 750.1K
$61.6Rp 1.1M
-32.07%
Summer Dress(H&M, Zara, etc)
$30.57Rp 547.9K
$38.56Rp 691.1K
-20.72%
Sport Shoes(Adidas, Nike)
$59.2Rp 1.1M
$77.8Rp 1.4M
-23.81%
Men's Leather Business Shoes
$63.7Rp 1.1M
$83.6Rp 1.5M
-23.76%
🏠 Accommodation & Living
Bandung
Surabaya
Difference
1-bedroom Apartment, City Center(Monthly)
$234Rp 4.2M
$242Rp 4.3M
-3.23%
1-bedroom Apartment, Outside City Center(Monthly)
$156Rp 2.8M
$135Rp 2.4M
15.34%
3-bedroom Apartment, City Center(Monthly)
$447Rp 8.0M
$762Rp 13.7M
-41.38%
3-bedroom Apartment, Outside City Center(Monthly)
$247Rp 4.4M
$393Rp 7.0M
-37.24%
Buy Apartment in City Center(m2)
$723Rp 13.0M
$2,209Rp 39.6M
-67.25%
Buy Apartment Outside City Center(m2)
$309Rp 5.5M
$1,067Rp 19.1M
-71.07%
💵 Salaries & Financials
Bandung
Surabaya
Difference
Average Monthly Net Salary(After Tax)
$284Rp 5.1M
$276Rp 4.9M
2.95%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.15
8.33
9.84%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bandung: June 2, 2026
Last update for Surabaya: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $234 in Bandung and $242 in Surabaya. Housing cost is often the main lever when comparing two cities.
💰Bandung pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $9.00 in Bandung vs $12.00 in Surabaya for a mid-range dinner for two. Groceries echo the gap at $215 vs $226 per month, with Bandung cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bandung vs Surabaya: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bandung or Surabaya?
Bandung wins on cost – living expenses run 9% lower than in Surabaya. Housing and daily spending are where you'll feel the difference most, making Bandung the obvious pick if budget is a priority.
Are salaries higher in Bandung or Surabaya?
Bandung pays 3% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Bandung vs Surabaya?
Rent for a central apartment: $234 in Bandung versus $242 in Surabaya. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Bandung or Surabaya?
Supermarket bills run roughly 5% higher in Surabaya. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Bandung vs Surabaya?
Dining out is cheaper in Bandung – a meal for two runs $9.00 versus $12.00 in Surabaya. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $800/month in Bandung or Surabaya?
Either city works on $800 a month, though Bandung gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Bandung or Surabaya?
Both work as nomad bases, but Bandung delivers better value – similar infrastructure at $647 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bandung hard to pass up.
How safe is Bandung compared to Surabaya?
Safety-wise, Bandung and Surabaya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Bandung gentler on the wallet – expenses run 9% less than in Surabaya. Beyond cost, consider language, visa policies, and how big the international community is in each city.