🙂Monthly costs for one person with rent: $918 in Bamako versus $1,298 in Montego Bay.
🙂Estimated couple costs with rent: $1,506 in Bamako versus $1,772 in Montego Bay.
🙂Monthly costs for a family of three with rent: $2,095 in Bamako versus $2,246 in Montego Bay.
🙂Living in Bamako costs roughly 29% less than in Montego Bay, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Bamako32% lower, Montego Bay3% lower.
Currency
🍽 Eating Out
Bamako
Montego Bay
Difference
Meal at Budget Restaurant
$6.78F CFA 3,823
$7.71JMD 1,209
-12.06%
Three-Course Dinner for Two, Mid-Range
$37.25F CFA 21.0K
$50.3JMD 7,880
-25.93%
Fast Food Meal(McDonalds, etc)
$6.44F CFA 3,632
$7.29JMD 1,143
-11.66%
Cappuccino
$1.93F CFA 1,091
$4.31JMD 675
-55.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.78F CFA 440
$1.35JMD 212
-42.22%
Water(0.33 liter bottle)
$0.60F CFA 339
$0.74JMD 117
-18.92%
Local Beer(0.5 liter draught)
$2.46F CFA 1,386
$2.53JMD 396
-2.77%
Imported Beer(0.33 liter bottle)
$21.27F CFA 12.0K
$3.22JMD 504
560.56%
🛒 Groceries & Markets
Bamako
Montego Bay
Difference
Milk(1 liter)
$2.33F CFA 1,313
$2.49JMD 389
-6.43%
White Bread(500g)
$3.76F CFA 2,121
$2.71JMD 424
38.75%
Rice(white)(1kg)
-
$1.62JMD 254
-
Eggs
$6.78F CFA 3,822
$3.55JMD 556
90.99%
Local Cheese(1kg)
$18.03F CFA 10.2K
$10.96JMD 1,718
64.51%
Chicken Fillets(1kg)
$15.65F CFA 8,827
$6.34JMD 993
146.85%
Beef Round Steak(1kg)
$12.50F CFA 7,051
$7.70JMD 1,207
62.34%
Apples(1kg)
$3.89F CFA 2,192
$3.50JMD 549
11.14%
Banana(1kg)
$1.03F CFA 579
$3.09JMD 484
-66.67%
Oranges(1kg)
$2.85F CFA 1,605
$2.70JMD 423
5.56%
Tomato(1kg)
$2.12F CFA 1,198
$1.75JMD 274
21.14%
Potato(1kg)
$1.34F CFA 758
$2.08JMD 326
-35.58%
Onion(1kg)
$1.42F CFA 803
$1.08JMD 170
31.48%
Lettuce(1 head)
$0.09F CFA 48.95
$1.90JMD 298
-95.26%
Water(1.5 liter bottle)
$2.71F CFA 1,526
$0.97JMD 152
179.38%
Cigarettes 20 Pack(Marlboro, Camel)
$0.91F CFA 513
$8.58JMD 1,344
-89.39%
Wine(Bottle)
-
$11.35JMD 1,778
-
Local Beer(0.5 liter bottle)
$1.54F CFA 870
$2.18JMD 342
-29.36%
Imported Beer(0.33 liter bottle)
$1.62F CFA 911
$3.09JMD 484
-47.57%
🚌 Getting Around
Bamako
Montego Bay
Difference
One-way Ticket(Public Transport)
$4.63F CFA 2,609
$0.90JMD 141
414.44%
Taxi Start(Normal Tariff)
-
$0.99JMD 154
-
Taxi(Normal Tariff)(1km)
$1.26F CFA 710
$3.20JMD 501
-60.63%
Taxi 1hour Waiting(Normal Tariff)
-
$6.32JMD 990
-
Gasoline(1 liter)
$1.20F CFA 678
$1.24JMD 194
-3.23%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$43.5KJMD 6.8M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$33.8KJMD 5.3M
-
🧾 Monthly Utilities & Internet
Bamako
Montego Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$152F CFA 85.8K
$165JMD 25.9K
-8.10%
SIM Card Monthly Plan(Calls and 10GB+ Data)
-
$21.88JMD 3,428
-
Internet(50+ Mbps, Unlimited Data)
$56.9F CFA 32.1K
$47.78JMD 7,487
19.09%
🎉 Sport & Entertainment
Bamako
Montego Bay
Difference
Gym Membership(Monthly)
$68.7F CFA 38.7K
$37.94JMD 5,944
80.94%
Tennis Court(1 Hour on Weekend)
$4.10F CFA 2,315
-
-
Cinema Ticket
$5.82F CFA 3,283
$7.58JMD 1,188
-23.22%
🧸 Childcare & Education
Bamako
Montego Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$63.5JMD 9,946
-
International Primary School, 1 Child(Yearly)
-
$1,906JMD 298.6K
-
👕👟 Clothing & Footwear
Bamako
Montego Bay
Difference
Jeans(Levis 501 Or Similar)
-
$26.39JMD 4,135
-
Summer Dress(H&M, Zara, etc)
-
$20.08JMD 3,146
-
Sport Shoes(Adidas, Nike)
-
$67.8JMD 10.6K
-
Men's Leather Business Shoes
-
$75.1JMD 11.8K
-
🏠 Accommodation & Living
Bamako
Montego Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$173F CFA 97.4K
$261JMD 40.9K
-33.89%
1-bedroom Apartment, Outside City Center(Monthly)
$81.1F CFA 45.7K
$451JMD 70.7K
-82.03%
3-bedroom Apartment, City Center(Monthly)
$402F CFA 226.6K
$655JMD 102.7K
-38.69%
3-bedroom Apartment, Outside City Center(Monthly)
$299F CFA 168.4K
$439JMD 68.8K
-31.97%
Buy Apartment Outside City Center(m2)
$1,246F CFA 702.5K
-
-
💵 Salaries & Financials
Bamako
Montego Bay
Difference
Average Monthly Net Salary(After Tax)
$264F CFA 148.6K
$556JMD 87.1K
-52.62%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
8
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bamako: June 2, 2026
Last update for Montego Bay: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $173 in Bamako and $261 in Montego Bay. Housing cost is often the main lever when comparing two cities.
💰Montego Bay pays 111% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $37.00 in Bamako vs $50.0 in Montego Bay. Groceries flip the comparison at $356 vs $283, with Montego Bay cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bamako vs Montego Bay: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bamako or Montego Bay?
Bamako wins on cost – living expenses run 41% lower than in Montego Bay. Housing and daily spending are where you'll feel the difference most, making Bamako the obvious pick if budget is a priority.
Are salaries higher in Bamako or Montego Bay?
On paper, Montego Bay earns 111% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Bamako vs Montego Bay?
Rent for a central apartment: $173 in Bamako versus $261 in Montego Bay. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Bamako compared to Montego Bay?
All in, you'll spend $918 per month in Bamako versus $1,298 in Montego Bay – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.
Are groceries more expensive in Bamako or Montego Bay?
Shoppers in Montego Bay pay roughly 26% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $800/month in Bamako or Montego Bay?
Either city works on $800 a month, though Bamako gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Bamako or Montego Bay?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Bamako gentler on the wallet – expenses run 41% less than in Montego Bay. Beyond cost, consider language, visa policies, and how big the international community is in each city.