Cost of Living Comparison Between Balzan and Xaghra Cost of Living Comparison Between Balzan and Xaghra

Monthly Cost of Living

A single person spends $1,972 per month in Balzan vs $2,049 in Xaghra, rent included.

A couple spends around $3,015 per month in Balzan vs $3,057 in Xaghra, rent included.

A family of three spends $4,058 per month in Balzan vs $4,066 in Xaghra, rent included.

Balzan is about 4% cheaper than Xaghra, driven mainly by Groceries & Markets.

Both Balzan and Xaghra sit above the global median – Balzan by 44%, Xaghra by 50%.

Meal at Budget Restaurant

$19.31 €16.82

$10.47 €9.13

84.43%

Three-Course Dinner for Two, Mid-Range

$90.8 €79.1

$91.1 €79.4

-0.34%

Fast Food Meal (McDonalds, etc)

$12.59 €10.97

$13.76 €11.99

-8.50%

Cappuccino

$3.21 €2.80

$3.32 €2.89

-3.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 €1.79

$2.51 €2.18

-18.33%

Water (0.33 liter bottle)

$1.02 €0.89

$1.96 €1.71

-47.96%

Local Beer (0.5 liter draught)

$3.41 €2.97

$5.94 €5.17

-42.59%

Imported Beer (0.33 liter bottle)

$2.66 €2.32

$6.91 €6.02

-61.51%

Milk (1 liter)

$1.24 €1.08

$1.36 €1.18

-8.82%

White Bread (500g)

$0.96 €0.83

$1.44 €1.25

-33.33%

Rice (white) (1kg)

$3.64 €3.18

$3.63 €3.16

0.28%

Eggs

$4.28 €3.73

$2.03 €1.77

110.84%

Local Cheese (1kg)

$10.52 €9.16

$10.47 €9.13

0.48%

Chicken Fillets (1kg)

$9.41 €8.20

$12.17 €10.60

-22.68%

Beef Round Steak (1kg)

$12.93 €11.26

$19.14 €16.68

-32.45%

Apples (1kg)

$2.62 €2.28

$3.97 €3.46

-34.01%

Banana (1kg)

$2.02 €1.76

$2.86 €2.49

-29.37%

Oranges (1kg)

$1.82 €1.58

$3.93 €3.43

-53.69%

Tomato (1kg)

$1.14 €0.99

$3.80 €3.31

-70.00%

Potato (1kg)

$0.94 €0.82

$1.94 €1.69

-51.55%

Onion (1kg)

$0.94 €0.82

$3.37 €2.94

-72.11%

Lettuce (1 head)

$0.89 €0.78

$2.29 €2.00

-61.14%

Water (1.5 liter bottle)

$1.01 €0.88

$0.95 €0.83

6.32%

Cigarettes 20 Pack (Marlboro, Camel)

$6.49 €5.66

$6.52 €5.68

-0.46%

Wine (Bottle)

$6.20 €5.40

$5.97 €5.20

3.85%

Local Beer (0.5 liter bottle)

$1.07 €0.93

$2.46 €2.15

-56.50%

Imported Beer (0.33 liter bottle)

$1.51 €1.32

$2.34 €2.04

-35.47%

One-way Ticket (Public Transport)

$3.06 €2.67

$2.44 €2.13

25.41%

Taxi Start (Normal Tariff)

$2.27 €1.97

$4.13 €3.60

-45.04%

Taxi (Normal Tariff) (1km)

$1.89 €1.64

$1.80 €1.57

5.00%

Taxi 1hour Waiting (Normal Tariff)

$33.31 €29.02

$33.50 €29.18

-0.57%

Gasoline (1 liter)

$1.59 €1.39

$1.57 €1.37

1.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K €25.4K

$28.9K €25.2K

1.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K €29.1K

$39.9K €34.8K

-16.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €140

$160 €140

0.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.77 €18.10

$32.41 €28.24

-35.91%

Internet (50+ Mbps, Unlimited Data)

$30.15 €26.27

$29.91 €26.05

0.80%

Gym Membership (Monthly)

$65.4 €57.0

$59.9 €52.2

9.31%

Cinema Ticket

$11.96 €10.42

$11.62 €10.12

2.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 €245

$283 €246

-0.55%

International Primary School, 1 Child (Yearly)

$12.5K €10.9K

$12.7K €11.1K

-1.96%

Jeans (Levis 501 Or Similar)

$76.2 €66.3

$77.3 €67.3

-1.47%

Summer Dress (H&M, Zara, etc)

$63.1 €55.0

$64.4 €56.1

-1.97%

Sport Shoes (Adidas, Nike)

$116 €101

$114 €99.5

1.87%

Men's Leather Business Shoes

$134 €117

$135 €117

-0.35%

1-bedroom Apartment, City Center (Monthly)

$1,158 €1,009

$1,180 €1,028

-1.92%

1-bedroom Apartment, Outside City Center (Monthly)

$968 €843

$981 €855

-1.36%

3-bedroom Apartment, City Center (Monthly)

$1,815 €1,582

$1,841 €1,604

-1.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,568 €1,366

$1,537 €1,339

2.04%

Buy Apartment in City Center (m2)

$3,996 €3,481

$4,085 €3,559

-2.17%

Buy Apartment Outside City Center (m2)

$2,833 €2,468

$3,083 €2,686

-8.10%

Average Monthly Net Salary (After Tax)

$1,040 €906

20-Year Fixed Mortgage Interest Rate (Annual %)

4.05

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Balzan: September 14, 2026

Last update for Xaghra: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,158 in Balzan versus $1,180 in Xaghra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $91.0 in Balzan versus $91.0 in Xaghra. Monthly groceries follow the same trend: $250 vs $334 – making Balzan the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Balzan vs Xaghra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,972 in Balzan, $2,049 in Xaghra – roughly 4% apart. Xaghra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,958 per month in Balzan and $3,073 in Xaghra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Balzan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $91.0 in Balzan and $91.0 in Xaghra. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 33% more in Xaghra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Balzan, where all-in costs run around $1,972, than in Xaghra at $2,049. In Balzan it covers expenses comfortably, while in Xaghra it requires careful planning or may not stretch far enough.

Families tend to lean toward Balzan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Balzan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Xaghra makes more sense. Both are solid long-term options with distinct trade-offs.