😐Monthly costs for one person with rent: $1,663 in Ballarat versus $1,297 in Playa del Carmen.
😐Estimated couple costs with rent: $2,699 in Ballarat versus $2,181 in Playa del Carmen.
😐Monthly costs for a family of three with rent: $3,734 in Ballarat versus $3,065 in Playa del Carmen.
😐Living in Ballarat is roughly 28% more expensive than Playa del Carmen, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ballarat is 24% above, Playa del Carmen is 3% below.
Currency
🍽 Eating Out
Ballarat
Playa del Carmen
Difference
Meal at Budget Restaurant
$13.78A$19.20
$11.73MX$203
17.48%
Three-Course Dinner for Two, Mid-Range
$66.0A$91.9
$41.62MX$720
58.53%
Fast Food Meal(McDonalds, etc)
$9.60A$13.38
$10.64MX$184
-9.77%
Cappuccino
$3.48A$4.84
$3.52MX$60.9
-1.14%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.61A$3.64
$1.51MX$26.12
72.85%
Water(0.33 liter bottle)
$2.09A$2.91
$0.97MX$16.84
115.46%
Local Beer(0.5 liter draught)
$6.15A$8.57
$2.95MX$51.0
108.47%
Imported Beer(0.33 liter bottle)
$6.79A$9.47
$4.45MX$77.0
52.58%
🛒 Groceries & Markets
Ballarat
Playa del Carmen
Difference
Milk(1 liter)
$1.44A$2.01
$1.38MX$23.93
4.35%
White Bread(500g)
$2.49A$3.47
$1.89MX$32.72
31.75%
Rice(white)(1kg)
$1.57A$2.19
$1.64MX$28.32
-4.27%
Eggs
$4.03A$5.62
$2.51MX$43.34
60.56%
Local Cheese(1kg)
$9.10A$12.68
$8.34MX$144
9.11%
Chicken Fillets(1kg)
$9.04A$12.60
$8.34MX$144
8.39%
Beef Round Steak(1kg)
$14.67A$20.44
$10.73MX$186
36.72%
Apples(1kg)
$3.22A$4.49
$2.60MX$45.04
23.85%
Banana(1kg)
$2.81A$3.91
$1.46MX$25.20
92.47%
Oranges(1kg)
$2.84A$3.96
$1.90MX$32.87
49.47%
Tomato(1kg)
$3.87A$5.40
$2.08MX$35.91
86.06%
Potato(1kg)
$2.69A$3.74
$1.78MX$30.71
51.12%
Onion(1kg)
$2.26A$3.15
$2.19MX$37.80
3.20%
Lettuce(1 head)
$2.14A$2.98
$1.04MX$17.99
105.77%
Water(1.5 liter bottle)
$1.00A$1.40
$1.08MX$18.62
-7.41%
Cigarettes 20 Pack(Marlboro, Camel)
$31.17A$43.43
$4.08MX$70.6
663.97%
Wine(Bottle)
$14.07A$19.61
$10.32MX$178
36.34%
Local Beer(0.5 liter bottle)
$2.15A$3.00
$1.71MX$29.61
25.73%
Imported Beer(0.33 liter bottle)
$3.01A$4.20
$2.58MX$44.54
16.67%
🚌 Getting Around
Ballarat
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$1.66A$2.31
$0.51MX$8.81
225.49%
Public Transport Monthly Pass(Regular Price)
$65.3A$91.0
$26.46MX$458
146.86%
Taxi Start(Normal Tariff)
$2.36A$3.28
$3.26MX$56.4
-27.61%
Taxi(Normal Tariff)(1km)
$1.21A$1.69
$2.49MX$43.09
-51.41%
Taxi 1hour Waiting(Normal Tariff)
$25.03A$34.88
$3.25MX$56.2
670.15%
Gasoline(1 liter)
$1.11A$1.55
$1.31MX$22.61
-15.27%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6KA$38.5K
$30.3KMX$523.7K
-8.74%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.8KA$31.8K
$23.4KMX$405.3K
-2.62%
🧾 Monthly Utilities & Internet
Ballarat
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$153A$213
$82.9MX$1,433
84.63%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.26A$29.63
$22.22MX$384
-4.32%
Internet(50+ Mbps, Unlimited Data)
$50.5A$70.3
$29.34MX$507
72.02%
🎉 Sport & Entertainment
Ballarat
Playa del Carmen
Difference
Gym Membership(Monthly)
$32.00A$44.59
$51.6MX$893
-38.02%
Tennis Court(1 Hour on Weekend)
$15.80A$22.02
$18.32MX$317
-13.76%
Cinema Ticket
$10.86A$15.13
$5.07MX$87.6
114.20%
🧸 Childcare & Education
Ballarat
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$329A$458
$201MX$3,473
63.65%
International Primary School, 1 Child(Yearly)
$19.5KA$27.1K
$5,212MX$90.1K
273.64%
👕👟 Clothing & Footwear
Ballarat
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$65.1A$90.7
$36.92MX$639
76.33%
Summer Dress(H&M, Zara, etc)
$52.9A$73.8
$39.79MX$688
33.00%
Sport Shoes(Adidas, Nike)
$87.3A$122
$78.5MX$1,357
11.24%
Men's Leather Business Shoes
$93.8A$131
$87.1MX$1,506
7.65%
🏠 Accommodation & Living
Ballarat
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$861A$1,199
$973MX$16.8K
-11.51%
1-bedroom Apartment, Outside City Center(Monthly)
$638A$888
$468MX$8,090
36.31%
3-bedroom Apartment, City Center(Monthly)
$2,015A$2,808
$1,641MX$28.4K
22.76%
3-bedroom Apartment, Outside City Center(Monthly)
$1,350A$1,881
$1,221MX$21.1K
10.58%
Buy Apartment in City Center(m2)
$4,884A$6,806
$3,946MX$68.3K
23.77%
Buy Apartment Outside City Center(m2)
$3,585A$4,995
$6,498MX$112.4K
-44.83%
💵 Salaries & Financials
Ballarat
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$3,249A$4,527
$664MX$11.5K
389.34%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.07
11.42
-46.85%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ballarat: June 1, 2026
Last update for Playa del Carmen: June 2, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $861 in Ballarat and $973 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Ballarat pays 389% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $66.0 in Ballarat vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $320 vs $249 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ballarat vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ballarat or Playa del Carmen?
Playa del Carmen wins on cost – living expenses run 28% lower than in Ballarat. Housing and daily spending are where you'll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.
Are salaries higher in Ballarat or Playa del Carmen?
Ballarat pays 389% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ballarat vs Playa del Carmen?
Rent for a central apartment: $861 in Ballarat versus $973 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ballarat and Playa del Carmen?
Childcare runs $329 in Ballarat versus $201 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ballarat or Playa del Carmen?
Supermarket bills run roughly 28% higher in Ballarat. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Ballarat or Playa del Carmen?
At $1,297 in Playa del Carmen versus $1,663 in Ballarat, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Ballarat. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Which city is better for digital nomads, Ballarat or Playa del Carmen?
Both work as nomad bases, but Playa del Carmen delivers better value – similar infrastructure at $1,297 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Playa del Carmen hard to pass up.
How safe is Ballarat compared to Playa del Carmen?
Safety-wise, Ballarat and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 28% less than in Ballarat. Beyond cost, consider language, visa policies, and how big the international community is in each city.