Cost of Living Comparison Between Ballarat and Playa del Carmen Cost of Living Comparison Between Ballarat and Playa del Carmen

Monthly Cost of Living

Monthly costs for one person with rent: $1,676 in Ballarat versus $1,256 in Playa del Carmen.

Estimated couple costs with rent: $2,749 in Ballarat versus $2,137 in Playa del Carmen.

Monthly costs for a family of three with rent: $3,823 in Ballarat versus $3,017 in Playa del Carmen.

Living in Ballarat is roughly 33% more expensive than in Playa del Carmen, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ballarat is 25% above, Playa del Carmen is 6% below.

Currency
🍽 Eating Out
Ballarat
Playa del Carmen
Difference
Meal at Budget Restaurant
$14.18 A$20.29
$11.99 MX$210
18.27%
Three-Course Dinner for Two, Mid-Range
$64.2 A$92.0
$41.78 MX$731
53.76%
Fast Food Meal (McDonalds, etc)
$9.73 A$13.94
$10.75 MX$188
-9.49%
Cappuccino
$3.55 A$5.09
$3.50 MX$61.1
1.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.53 A$3.62
$1.45 MX$25.33
74.48%
Water (0.33 liter bottle)
$2.02 A$2.89
$0.88 MX$15.47
129.55%
Local Beer (0.5 liter draught)
$6.03 A$8.63
$2.95 MX$51.6
104.41%
Imported Beer (0.33 liter bottle)
$7.01 A$10.03
$4.51 MX$78.9
55.43%
🛒 Groceries & Markets
Ballarat
Playa del Carmen
Difference
Milk (1 liter)
$1.46 A$2.09
$1.43 MX$25.04
2.10%
White Bread (500g)
$2.57 A$3.68
$1.84 MX$32.13
39.67%
Rice (white) (1kg)
$1.54 A$2.21
$1.57 MX$27.42
-1.91%
Eggs
$4.27 A$6.12
$2.51 MX$43.92
70.12%
Local Cheese (1kg)
$8.82 A$12.62
$8.28 MX$145
6.52%
Chicken Fillets (1kg)
$9.47 A$13.56
$8.43 MX$147
12.34%
Beef Round Steak (1kg)
$14.55 A$20.83
$10.68 MX$187
36.24%
Apples (1kg)
$3.26 A$4.67
$2.61 MX$45.62
24.90%
Banana (1kg)
$2.81 A$4.03
$1.44 MX$25.15
95.14%
Oranges (1kg)
$2.89 A$4.13
$1.96 MX$34.31
47.45%
Tomato (1kg)
$3.88 A$5.56
$2.09 MX$36.62
85.65%
Potato (1kg)
$2.69 A$3.85
$1.85 MX$32.37
45.41%
Onion (1kg)
$2.33 A$3.33
$2.17 MX$37.90
7.37%
Lettuce (1 head)
$2.19 A$3.13
$1.03 MX$18.04
112.62%
Water (1.5 liter bottle)
$1.04 A$1.49
$1.07 MX$18.78
-2.80%
Cigarettes 20 Pack (Marlboro, Camel)
$31.14 A$44.58
$4.10 MX$71.7
659.51%
Wine (Bottle)
$13.93 A$19.95
$10.17 MX$178
36.97%
Local Beer (0.5 liter bottle)
$2.14 A$3.07
$1.68 MX$29.29
27.38%
Imported Beer (0.33 liter bottle)
$2.90 A$4.15
$2.53 MX$44.17
14.62%
🚌 Getting Around
Ballarat
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$1.71 A$2.45
$0.51 MX$8.90
235.29%
Public Transport Monthly Pass (Regular Price)
$64.6 A$92.6
$26.04 MX$455
148.23%
Taxi Start (Normal Tariff)
$2.32 A$3.33
$3.23 MX$56.5
-28.17%
Taxi (Normal Tariff) (1km)
$1.15 A$1.65
$2.41 MX$42.06
-52.28%
Taxi 1hour Waiting (Normal Tariff)
$24.91 A$35.67
$3.23 MX$56.5
671.21%
Gasoline (1 liter)
$1.14 A$1.64
$1.32 MX$23.10
-13.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K A$39.8K
$29.7K MX$519.2K
-6.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K A$33.1K
$23.7K MX$413.7K
-2.17%
🧾 Monthly Utilities & Internet
Ballarat
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$153 A$219
$82.0 MX$1,434
86.29%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.80 A$29.78
$22.95 MX$401
-9.37%
Internet (50+ Mbps, Unlimited Data)
$50.2 A$71.8
$30.11 MX$527
66.62%
🎉 Sport & Entertainment
Ballarat
Playa del Carmen
Difference
Gym Membership (Monthly)
$32.31 A$46.26
$52.0 MX$909
-37.83%
Tennis Court (1 Hour on Weekend)
$15.46 A$22.14
$18.53 MX$324
-16.57%
Cinema Ticket
$11.21 A$16.05
$4.98 MX$87.0
125.10%
🧸 Childcare & Education
Ballarat
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$321 A$460
$197 MX$3,452
62.65%
International Primary School, 1 Child (Yearly)
$19.0K A$27.2K
$5,336 MX$93.3K
256.51%
👕👟 Clothing & Footwear
Ballarat
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$65.8 A$94.2
$35.60 MX$622
84.80%
Summer Dress (H&M, Zara, etc)
$53.1 A$76.0
$40.33 MX$705
31.59%
Sport Shoes (Adidas, Nike)
$86.0 A$123
$78.8 MX$1,377
9.21%
Men's Leather Business Shoes
$90.8 A$130
$88.9 MX$1,555
2.15%
🏠 Accommodation & Living
Ballarat
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$860 A$1,231
$947 MX$16.6K
-9.20%
1-bedroom Apartment, Outside City Center (Monthly)
$632 A$904
$474 MX$8,288
33.24%
3-bedroom Apartment, City Center (Monthly)
$2,055 A$2,943
$1,644 MX$28.7K
25.03%
3-bedroom Apartment, Outside City Center (Monthly)
$1,339 A$1,918
$1,211 MX$21.2K
10.64%
Buy Apartment in City Center (m2)
$4,630 A$6,629
$4,056 MX$70.9K
14.16%
Buy Apartment Outside City Center (m2)
$3,407 A$4,877
$6,470 MX$113.1K
-47.34%
💵 Salaries & Financials
Ballarat
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$3,172 A$4,542
$654 MX$11.4K
385.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.07
11.42
-46.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ballarat: July 13, 2026

Last update for Playa del Carmen: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $860 in Ballarat and $947 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Ballarat pays 385% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64.0 in Ballarat vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $323 vs $249 per month, with Playa del Carmen cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ballarat vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ballarat or Playa del Carmen?
Playa del Carmen wins on cost – living expenses run 33% lower than in Ballarat. Housing and daily spending are where you'll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.
Are salaries higher in Ballarat or in Playa del Carmen?
Average pay runs 385% higher in Ballarat, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ballarat compared to Playa del Carmen?
Rent for a central apartment: $860 in Ballarat versus $947 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ballarat and in Playa del Carmen?
Childcare runs $321 in Ballarat versus $197 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ballarat or in Playa del Carmen?
Supermarket bills run roughly 30% higher in Ballarat. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Ballarat or in Playa del Carmen?
At $1,256 in Playa del Carmen versus $1,676 in Ballarat, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Ballarat. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Which city is better for digital nomads, Ballarat or Playa del Carmen?
Both work as nomad bases, but Playa del Carmen delivers better value – similar infrastructure at $1,256 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Playa del Carmen hard to pass up.
How safe is Ballarat compared to Playa del Carmen?
Safety-wise, Ballarat and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 33% less than in Ballarat. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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