😐Monthly costs for one person with rent: $1,926 in Ballarat versus $1,253 in Phuket.
😐Estimated couple costs with rent: $3,081 in Ballarat versus $2,043 in Phuket.
😐Monthly costs for a family of three with rent: $4,235 in Ballarat versus $2,833 in Phuket.
🌍Living in Ballarat is roughly 54% more expensive than in Phuket, driven mainly by Eating Out.
📊The two cities straddle the global median: Ballarat is 40% above, Phuket is 9% below.
Currency
🍽 Eating Out
Ballarat
Phuket
Difference
Meal at Budget Restaurant
$17.68A$24.74
$4.56฿152
287.72%
Three-Course Dinner for Two, Mid-Range
$72.7A$102
$32.62฿1,086
122.72%
Fast Food Meal(McDonalds, etc)
$10.73A$15.01
$8.90฿296
20.56%
Cappuccino
$3.83A$5.36
$2.80฿93.4
36.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.10A$4.33
$0.88฿29.31
252.27%
Water(0.33 liter bottle)
$2.01A$2.81
$0.49฿16.29
310.20%
Local Beer(0.5 liter draught)
$6.24A$8.73
$2.39฿79.5
161.09%
Imported Beer(0.33 liter bottle)
$6.55A$9.16
$3.71฿124
76.55%
🛒 Groceries & Markets
Ballarat
Phuket
Difference
Milk(1 liter)
$1.71A$2.39
$1.79฿59.5
-4.47%
White Bread(500g)
$2.86A$4.00
$1.44฿48.00
98.61%
Rice(white)(1kg)
$2.41A$3.37
$1.58฿52.8
52.53%
Eggs
$4.36A$6.10
$2.13฿70.8
104.69%
Local Cheese(1kg)
$11.57A$16.19
$19.92฿663
-41.92%
Chicken Fillets(1kg)
$9.48A$13.27
$3.43฿114
176.38%
Beef Round Steak(1kg)
$15.78A$22.08
$11.33฿377
39.28%
Apples(1kg)
$3.68A$5.15
$2.95฿98.2
24.75%
Banana(1kg)
$3.16A$4.42
$1.72฿57.3
83.72%
Oranges(1kg)
$3.19A$4.46
$2.32฿77.4
37.50%
Tomato(1kg)
$4.82A$6.74
$2.08฿69.3
131.73%
Potato(1kg)
$3.30A$4.62
$1.47฿48.96
124.49%
Onion(1kg)
$2.63A$3.68
$1.36฿45.22
93.38%
Lettuce(1 head)
$2.41A$3.37
$1.10฿36.59
119.09%
Water(1.5 liter bottle)
$1.52A$2.13
$0.57฿19.13
166.67%
Cigarettes 20 Pack(Marlboro, Camel)
$35.19A$49.22
$4.27฿142
724.12%
Wine(Bottle)
$12.09A$16.91
$18.42฿613
-34.36%
Local Beer(0.5 liter bottle)
$2.35A$3.29
$1.87฿62.3
25.67%
Imported Beer(0.33 liter bottle)
$3.21A$4.49
$2.92฿97.3
9.93%
🚌 Getting Around
Ballarat
Phuket
Difference
One-way Ticket(Public Transport)
$2.76A$3.86
$2.22฿73.9
24.32%
Public Transport Monthly Pass(Regular Price)
$73.0A$102
$22.90฿762
218.82%
Taxi Start(Normal Tariff)
$2.65A$3.71
$3.03฿101
-12.54%
Taxi(Normal Tariff)(1km)
$1.40A$1.96
$1.07฿35.77
30.84%
Taxi 1hour Waiting(Normal Tariff)
$27.81A$38.90
$3.93฿131
607.63%
Gasoline(1 liter)
$1.24A$1.74
$1.49฿49.68
-16.78%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1KA$40.7K
$27.1K฿903.4K
7.26%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KA$36.1K
$27.5K฿914.1K
-5.90%
🧾 Monthly Utilities & Internet
Ballarat
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$216A$302
$103฿3,423
109.99%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$27.96A$39.11
$10.99฿366
154.41%
Internet(50+ Mbps, Unlimited Data)
$57.7A$80.8
$17.51฿583
229.75%
🎉 Sport & Entertainment
Ballarat
Phuket
Difference
Gym Membership(Monthly)
$32.61A$45.62
$53.5฿1,783
-39.08%
Tennis Court(1 Hour on Weekend)
$11.33A$15.85
$11.20฿373
1.16%
Cinema Ticket
$15.86A$22.19
$7.48฿249
112.03%
🧸 Childcare & Education
Ballarat
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,207A$3,087
$557฿18.5K
296.19%
International Primary School, 1 Child(Yearly)
$33.2KA$46.4K
$11.9K฿394.7K
179.69%
👕👟 Clothing & Footwear
Ballarat
Phuket
Difference
Jeans(Levis 501 Or Similar)
$72.2A$101
$64.1฿2,134
12.66%
Summer Dress(H&M, Zara, etc)
$52.1A$72.9
$29.07฿968
79.33%
Sport Shoes(Adidas, Nike)
$104A$145
$96.0฿3,195
8.32%
Men's Leather Business Shoes
$138A$193
$90.3฿3,008
52.40%
🏠 Accommodation & Living
Ballarat
Phuket
Difference
1-bedroom Apartment, City Center(Monthly)
$936A$1,309
$730฿24.3K
28.18%
1-bedroom Apartment, Outside City Center(Monthly)
$689A$963
$500฿16.6K
37.76%
3-bedroom Apartment, City Center(Monthly)
$1,289A$1,803
$2,090฿69.6K
-38.33%
3-bedroom Apartment, Outside City Center(Monthly)
$1,527A$2,135
$1,209฿40.3K
26.25%
Buy Apartment in City Center(m2)
$4,901A$6,855
$3,596฿119.7K
36.29%
Buy Apartment Outside City Center(m2)
$3,601A$5,037
$2,512฿83.7K
43.32%
💵 Salaries & Financials
Ballarat
Phuket
Difference
Average Monthly Net Salary(After Tax)
$3,339A$4,671
$503฿16.8K
563.32%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.55
5.57
-0.36%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ballarat: August 30, 2026
Last update for Phuket: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $936 in Ballarat and $730 in Phuket. Housing cost is often the main lever when comparing two cities.
💰Ballarat pays 563% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $73.0 in Ballarat vs $33.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $362 vs $273 per month, with Phuket cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ballarat vs Phuket: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ballarat or Phuket?
Phuket wins on cost – living expenses run 54% lower than in Ballarat. Housing and daily spending are where you'll feel the difference most, making Phuket the obvious pick if budget is a priority.
Are salaries higher in Ballarat or in Phuket?
Average pay runs 563% higher in Ballarat, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ballarat compared to Phuket?
Rent for a central apartment: $936 in Ballarat versus $730 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ballarat and in Phuket?
Childcare runs $2,207 in Ballarat versus $557 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ballarat or in Phuket?
Supermarket bills run roughly 32% higher in Ballarat. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Ballarat or in Phuket?
At $1,253 in Phuket versus $1,926 in Ballarat, a $1,500 budget is realistic in Phuket but tight or insufficient in Ballarat. The gap between the two cities makes Phuket the clear choice for anyone on this budget.
Which city is better for digital nomads, Ballarat or Phuket?
Both work as nomad bases, but Phuket delivers better value – similar infrastructure at $1,253 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Phuket hard to pass up.
How safe is Ballarat compared to Phuket?
Safety-wise, Ballarat and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Phuket gentler on the wallet – expenses run 54% less than in Ballarat. Beyond cost, consider language, visa policies, and how big the international community is in each city.