Last update: Oct 2026

Cost of Living Comparison Between Ballarat and Bali

For one person, living is cheaper in Bali: $1,236 a month against $1,902 in Ballarat, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

93

Cost of Living Index in Ballarat
Learn more

Ballarat Living Index
60

Cost of Living Index in Bali
Learn more

Bali Living Index

Jump to prices

Ballarat

🇦🇺 Australia

$1,902

/mo nomad

Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Monthly Cost of Living

How much you'll spend in Ballarat and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ballarat and in Bali actually costs, broken down by who's living it.

A single person spends $1,902 per month in Ballarat vs $1,236 in Bali, rent included.

Ballarat $1,902
Bali $1,236

A couple spends around $3,035 per month in Ballarat vs $2,086 in Bali, rent included.

Ballarat $3,035
Bali $2,086

A family of three spends $4,168 per month in Ballarat vs $2,937 in Bali, rent included.

Ballarat $4,168
Bali $2,937

Ballarat costs about 54% more than Bali, and outside of rent the biggest gap is in eating out.

Ballarat sits 41% above the global median, while Bali is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.70 A$25.47

$2.76 Rp 49.7K

541.30%

Three-Course Dinner for Two, Mid-Range

$69.9 A$101

$29.80 Rp 536.4K

134.56%

Fast Food Meal (McDonalds, etc)

$10.27 A$14.78

$4.63 Rp 83.3K

121.81%

Cappuccino

$3.79 A$5.45

$2.32 Rp 41.7K

63.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 A$4.24

$1.40 Rp 25.1K

110.71%

Water (0.33 liter bottle)

$1.89 A$2.72

$0.64 Rp 11.5K

195.31%

Local Beer (0.5 liter draught)

$6.06 A$8.72

$2.19 Rp 39.4K

176.71%

Imported Beer (0.33 liter bottle)

$6.09 A$8.77

$3.58 Rp 64.5K

70.11%

Milk (1 liter)

$1.57 A$2.27

$1.49 Rp 26.7K

5.37%

White Bread (500g)

$2.65 A$3.82

$2.21 Rp 39.8K

19.91%

Rice (white) (1kg)

$2.32 A$3.35

$1.17 Rp 21.1K

98.29%

Eggs

$4.09 A$5.88

$2.02 Rp 36.4K

102.48%

Local Cheese (1kg)

$10.56 A$15.20

$16.52 Rp 297.4K

-36.08%

Chicken Fillets (1kg)

$9.96 A$14.33

$3.68 Rp 66.2K

170.65%

Beef Round Steak (1kg)

$14.97 A$21.55

$11.67 Rp 210.0K

28.28%

Apples (1kg)

$3.51 A$5.04

$3.44 Rp 62.0K

2.03%

Banana (1kg)

$3.02 A$4.34

$1.46 Rp 26.2K

106.85%

Oranges (1kg)

$3.11 A$4.48

$2.24 Rp 40.3K

38.84%

Tomato (1kg)

$4.68 A$6.73

$1.82 Rp 32.8K

157.14%

Potato (1kg)

$3.07 A$4.42

$1.79 Rp 32.2K

71.51%

Onion (1kg)

$2.55 A$3.67

$2.27 Rp 40.9K

12.33%

Lettuce (1 head)

$2.35 A$3.38

$0.99 Rp 17.8K

137.37%

Water (1.5 liter bottle)

$1.48 A$2.14

$0.51 Rp 9,186

190.20%

Cigarettes 20 Pack (Marlboro, Camel)

$34.39 A$49.49

$2.15 Rp 38.7K

1499.53%

Wine (Bottle)

$12.66 A$18.21

$21.44 Rp 386.0K

-40.95%

Local Beer (0.5 liter bottle)

$2.31 A$3.33

$2.29 Rp 41.1K

0.87%

Imported Beer (0.33 liter bottle)

$3.11 A$4.48

$2.86 Rp 51.5K

8.74%

One-way Ticket (Public Transport)

$2.76 A$3.97

$0.26 Rp 4,713

961.54%

Public Transport Monthly Pass (Regular Price)

$69.9 A$101

$7.97 Rp 143.5K

776.41%

Taxi Start (Normal Tariff)

$2.53 A$3.65

$0.48 Rp 8,646

427.08%

Taxi (Normal Tariff) (1km)

$1.34 A$1.93

$0.43 Rp 7,705

211.63%

Taxi 1hour Waiting (Normal Tariff)

$26.64 A$38.33

$5.64 Rp 101.6K

372.34%

Gasoline (1 liter)

$1.18 A$1.70

$0.82 Rp 14.8K

43.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K A$40.9K

$23.7K Rp 426.6M

20.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K A$37.4K

$31.7K Rp 571.3M

-18.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 A$296

$81.3 Rp 1.5M

152.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.76 A$39.95

$6.53 Rp 117.6K

325.11%

Internet (50+ Mbps, Unlimited Data)

$57.4 A$82.6

$18.31 Rp 329.7K

213.49%

Gym Membership (Monthly)

$31.36 A$45.13

$46.85 Rp 843.4K

-33.06%

Tennis Court (1 Hour on Weekend)

$11.18 A$16.09

$15.05 Rp 270.8K

-25.71%

Cinema Ticket

$15.38 A$22.14

$3.69 Rp 66.5K

316.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,144 A$3,085

$445 Rp 8.0M

381.70%

International Primary School, 1 Child (Yearly)

$30.2K A$43.4K

$5,218 Rp 93.9M

478.69%

Jeans (Levis 501 Or Similar)

$68.7 A$98.8

$42.66 Rp 767.8K

60.92%

Summer Dress (H&M, Zara, etc)

$50.1 A$72.2

$33.40 Rp 601.2K

50.12%

Sport Shoes (Adidas, Nike)

$99.6 A$143

$75.0 Rp 1.4M

32.68%

Men's Leather Business Shoes

$134 A$193

$73.7 Rp 1.3M

81.50%

1-bedroom Apartment, City Center (Monthly)

$923 A$1,329

$996 Rp 17.9M

-7.31%

1-bedroom Apartment, Outside City Center (Monthly)

$671 A$965

$596 Rp 10.7M

12.54%

3-bedroom Apartment, City Center (Monthly)

$1,288 A$1,854

$3,054 Rp 55.0M

-57.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,454 A$2,092

$1,511 Rp 27.2M

-3.77%

Buy Apartment in City Center (m2)

$4,622 A$6,651

$2,430 Rp 43.7M

90.18%

Buy Apartment Outside City Center (m2)

$3,449 A$4,963

$1,963 Rp 35.3M

75.69%

Average Monthly Net Salary (After Tax)

$3,136 A$4,512

$220 Rp 4.0M

1323.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.55

13.78

-59.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ballarat: October 11, 2026

Last update for Bali: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ballarat

$671 35.3%

Bali

$596 48.2% 11.1% $75

Groceries & Markets

Ballarat

$350 18.4%

Bali

$277 22.4% 21% $74

Monthly Utilities & Internet

Ballarat

$291 15.3%

Bali

$106 8.6% 63.5% $185

Eating Out

Ballarat

$280 14.7%

Bali

$90 7.3% 67.8% $190

Clothing & Footwear

Ballarat

$158 8.3%

Bali

$101 8.2% 36.2% $57

Getting Around

Ballarat

$90 4.7%

Bali

$12 0.9% 87.1% $78

Sport & Entertainment

Ballarat

$62 3.3%

Bali

$54 4.4% 12.7% $7.9

Cost Breakdown

A central one-bedroom costs $923 in Ballarat versus $996 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1323% higher in Ballarat, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Ballarat versus $30.00 in Bali. Monthly groceries follow the same trend: $350 vs $277 – making Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Ballarat

🇮🇩 Bali

🕒 Local time

06:05 6:05 AM

03:05 3:05 AM

3 h behind Ballarat

🌤 Weather

👥 Population

105,348

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Ballarat Bali 4,330 km ≈ 6 h nonstop flight

From you

Ballarat
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ballarat vs Bali: Cost of Living - Frequently Asked Questions

Ballarat costs about 54% more than Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,854 per month in Ballarat and $1,854 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $70.0 in Ballarat and $30.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,902 in Ballarat and $1,236 in Bali. That's a gap of about 54%.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,236, than in Ballarat at $1,902. In Bali it covers expenses comfortably, while in Ballarat it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,236 versus $1,902 in Ballarat. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ballarat makes more sense. Both are solid long-term options with distinct trade-offs.