Last update: Oct 2026

Cost of Living Comparison Between Bali and Nowra NSW

For one person, living is cheaper in Bali: $1,236 a month against $2,373 in Nowra NSW, rent and utilities included – about $13,600 less a year. Rent and utilities account for about half of the difference.

60

Cost of Living Index in Bali
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Bali Living Index
123

Cost of Living Index in Nowra NSW
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Nowra NSW Living Index

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Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Nowra NSW

🇦🇺 Australia

$2,373

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Nowra NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Nowra NSW actually costs, broken down by who's living it.

A single person spends $1,236 per month in Bali vs $2,373 in Nowra NSW, rent included.

Bali $1,236
Nowra NSW $2,373

A couple spends around $2,086 per month in Bali vs $3,634 in Nowra NSW, rent included.

Bali $2,086
Nowra NSW $3,634

A family of three spends $2,937 per month in Bali vs $4,895 in Nowra NSW, rent included.

Bali $2,937
Nowra NSW $4,895

Bali is about 48% cheaper than Nowra NSW, and outside of rent the biggest gap is in eating out.

Bali sits 8% below the global median, while Nowra NSW is 76% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.76 Rp 49.4K

$20.68 A$29.62

-86.65%

Three-Course Dinner for Two, Mid-Range

$29.80 Rp 533.2K

$91.4 A$131

-67.38%

Fast Food Meal (McDonalds, etc)

$4.63 Rp 82.8K

$10.37 A$14.85

-55.35%

Cappuccino

$2.32 Rp 41.4K

$3.97 A$5.69

-41.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 Rp 25.0K

$3.16 A$4.53

-55.70%

Water (0.33 liter bottle)

$0.64 Rp 11.4K

$2.61 A$3.74

-75.48%

Local Beer (0.5 liter draught)

$2.19 Rp 39.2K

$8.41 A$12.05

-73.96%

Imported Beer (0.33 liter bottle)

$3.58 Rp 64.1K

$9.90 A$14.18

-63.84%

Milk (1 liter)

$1.49 Rp 26.6K

$1.26 A$1.81

18.25%

White Bread (500g)

$2.21 Rp 39.6K

$2.86 A$4.10

-22.73%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.53 A$3.63

-53.75%

Eggs

$2.02 Rp 36.2K

$5.40 A$7.74

-62.59%

Local Cheese (1kg)

$16.52 Rp 295.6K

$11.68 A$16.73

41.44%

Chicken Fillets (1kg)

$3.68 Rp 65.8K

$9.94 A$14.24

-62.98%

Beef Round Steak (1kg)

$11.67 Rp 208.7K

$15.16 A$21.72

-23.02%

Apples (1kg)

$3.44 Rp 61.6K

$3.92 A$5.62

-12.24%

Banana (1kg)

$1.46 Rp 26.1K

$3.17 A$4.54

-53.94%

Oranges (1kg)

$2.24 Rp 40.0K

$3.55 A$5.09

-36.90%

Tomato (1kg)

$1.82 Rp 32.6K

$5.25 A$7.52

-65.33%

Potato (1kg)

$1.79 Rp 32.0K

$3.05 A$4.37

-41.31%

Onion (1kg)

$2.27 Rp 40.7K

$2.76 A$3.95

-17.75%

Lettuce (1 head)

$0.99 Rp 17.7K

$2.46 A$3.52

-59.76%

Water (1.5 liter bottle)

$0.51 Rp 9,131

$1.37 A$1.97

-62.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 Rp 38.5K

$44.71 A$64.1

-95.19%

Wine (Bottle)

$21.44 Rp 383.6K

$14.03 A$20.10

52.82%

Local Beer (0.5 liter bottle)

$2.29 Rp 40.9K

$4.83 A$6.91

-52.59%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$5.37 A$7.69

-46.74%

One-way Ticket (Public Transport)

$0.26 Rp 4,685

$2.89 A$4.14

-91.00%

Public Transport Monthly Pass (Regular Price)

$7.97 Rp 142.6K

$80.0 A$115

-90.03%

Taxi Start (Normal Tariff)

$0.48 Rp 8,594

$4.11 A$5.89

-88.32%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,659

$1.62 A$2.33

-73.46%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 101.0K

$42.29 A$60.6

-86.66%

Gasoline (1 liter)

$0.82 Rp 14.8K

$1.38 A$1.97

-40.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.0M

$26.4K A$37.8K

-10.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.9M

$29.7K A$42.6K

6.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.3 Rp 1.5M

$182 A$261

-55.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.53 Rp 116.9K

$26.74 A$38.30

-75.58%

Internet (50+ Mbps, Unlimited Data)

$18.31 Rp 327.7K

$54.9 A$78.6

-66.64%

Gym Membership (Monthly)

$46.85 Rp 838.3K

$52.7 A$75.5

-11.10%

Tennis Court (1 Hour on Weekend)

$15.05 Rp 269.2K

$19.49 A$27.92

-22.78%

Cinema Ticket

$3.69 Rp 66.1K

$15.77 A$22.59

-76.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$445 Rp 8.0M

$2,394 A$3,430

-81.41%

International Primary School, 1 Child (Yearly)

$5,218 Rp 93.4M

$20.3K A$29.0K

-74.25%

Jeans (Levis 501 Or Similar)

$42.66 Rp 763.2K

$75.4 A$108

-43.42%

Summer Dress (H&M, Zara, etc)

$33.40 Rp 597.6K

$55.3 A$79.2

-39.61%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.3M

$106 A$152

-29.49%

Men's Leather Business Shoes

$73.7 Rp 1.3M

$130 A$186

-43.11%

1-bedroom Apartment, City Center (Monthly)

$996 Rp 17.8M

$1,409 A$2,019

-29.30%

1-bedroom Apartment, Outside City Center (Monthly)

$596 Rp 10.7M

$1,040 A$1,490

-42.70%

3-bedroom Apartment, City Center (Monthly)

$3,054 Rp 54.6M

$2,010 A$2,879

51.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,511 Rp 27.0M

$1,838 A$2,633

-17.81%

Buy Apartment in City Center (m2)

$2,430 Rp 43.5M

$5,656 A$8,102

-57.03%

Buy Apartment Outside City Center (m2)

$1,963 Rp 35.1M

$4,294 A$6,151

-54.29%

Average Monthly Net Salary (After Tax)

$220 Rp 3.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.95

131.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 10, 2026

Last update for Nowra NSW: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$596 48.2%

Nowra NSW

$1K 43.8% 74.5% $444

Groceries & Markets

Bali

$277 22.4%

Nowra NSW

$386 16.3% 39.6% $110

Monthly Utilities & Internet

Bali

$106 8.6%

Nowra NSW

$264 11.1% 149% $158

Clothing & Footwear

Bali

$101 8.2%

Nowra NSW

$165 7% 63.1% $64

Eating Out

Bali

$90 7.3%

Nowra NSW

$329 13.9% 266% $239

Sport & Entertainment

Bali

$54 4.4%

Nowra NSW

$84 3.6% 55.3% $30

Getting Around

Bali

$12 0.9%

Nowra NSW

$104 4.4% 791% $92

Cost Breakdown

A central one-bedroom costs $996 in Bali versus $1,409 in Nowra NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $30.00 in Bali versus $91.0 in Nowra NSW. Monthly groceries follow the same trend: $277 vs $386 – making Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇦🇺 Nowra NSW

🕒 Local time

08:14 8:14 AM

11:14 11:14 AM

3 h ahead of Bali

🌤 Weather

👥 Population

9,598

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 14, 2026: 1 USD = 17,892 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,022 IDR (100,000 IDR = 4.99 EUR).

Australian Dollar exchange rates as of October 14, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Nowra NSW 4,640 km ≈ 6 h nonstop flight

From you

Bali
Nowra NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Nowra NSW: Cost of Living - Frequently Asked Questions

Nowra NSW costs about 92% more than Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,854 per month in Bali and $3,559 in Nowra NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Bali and $91.0 in Nowra NSW. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,236 in Bali and $2,373 in Nowra NSW. That's a gap of about 92%.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,236, than in Nowra NSW at $2,373. In Bali it covers expenses comfortably, while in Nowra NSW it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,236 versus $2,373 in Nowra NSW. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nowra NSW makes more sense. Both are solid long-term options with distinct trade-offs.