Last update: Oct 2026

Cost of Living Comparison Between Nowra NSW and Bali

For one person, living is cheaper in Bali: $1,236 a month against $2,373 in Nowra NSW, rent and utilities included – about $13,600 less a year. Rent and utilities account for about half of the difference.

123

Cost of Living Index in Nowra NSW
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Nowra NSW Living Index
60

Cost of Living Index in Bali
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Bali Living Index

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Nowra NSW

🇦🇺 Australia

$2,373

/mo nomad

Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Monthly Cost of Living

How much you'll spend in Nowra NSW and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nowra NSW and in Bali actually costs, broken down by who's living it.

A single person spends $2,373 per month in Nowra NSW vs $1,236 in Bali, rent included.

Nowra NSW $2,373
Bali $1,236

A couple spends around $3,634 per month in Nowra NSW vs $2,086 in Bali, rent included.

Nowra NSW $3,634
Bali $2,086

A family of three spends $4,895 per month in Nowra NSW vs $2,937 in Bali, rent included.

Nowra NSW $4,895
Bali $2,937

Nowra NSW costs about 92% more than Bali, and outside of rent the biggest gap is in eating out.

Nowra NSW sits 76% above the global median, while Bali is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.68 A$29.62

$2.76 Rp 49.4K

649.28%

Three-Course Dinner for Two, Mid-Range

$91.4 A$131

$29.80 Rp 533.2K

206.58%

Fast Food Meal (McDonalds, etc)

$10.37 A$14.85

$4.63 Rp 82.8K

123.97%

Cappuccino

$3.97 A$5.69

$2.32 Rp 41.4K

71.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 A$4.53

$1.40 Rp 25.0K

125.71%

Water (0.33 liter bottle)

$2.61 A$3.74

$0.64 Rp 11.4K

307.81%

Local Beer (0.5 liter draught)

$8.41 A$12.05

$2.19 Rp 39.2K

284.02%

Imported Beer (0.33 liter bottle)

$9.90 A$14.18

$3.58 Rp 64.1K

176.54%

Milk (1 liter)

$1.26 A$1.81

$1.49 Rp 26.6K

-15.44%

White Bread (500g)

$2.86 A$4.10

$2.21 Rp 39.6K

29.41%

Rice (white) (1kg)

$2.53 A$3.63

$1.17 Rp 21.0K

116.24%

Eggs

$5.40 A$7.74

$2.02 Rp 36.2K

167.33%

Local Cheese (1kg)

$11.68 A$16.73

$16.52 Rp 295.6K

-29.30%

Chicken Fillets (1kg)

$9.94 A$14.24

$3.68 Rp 65.8K

170.11%

Beef Round Steak (1kg)

$15.16 A$21.72

$11.67 Rp 208.7K

29.91%

Apples (1kg)

$3.92 A$5.62

$3.44 Rp 61.6K

13.95%

Banana (1kg)

$3.17 A$4.54

$1.46 Rp 26.1K

117.12%

Oranges (1kg)

$3.55 A$5.09

$2.24 Rp 40.0K

58.48%

Tomato (1kg)

$5.25 A$7.52

$1.82 Rp 32.6K

188.46%

Potato (1kg)

$3.05 A$4.37

$1.79 Rp 32.0K

70.39%

Onion (1kg)

$2.76 A$3.95

$2.27 Rp 40.7K

21.59%

Lettuce (1 head)

$2.46 A$3.52

$0.99 Rp 17.7K

148.48%

Water (1.5 liter bottle)

$1.37 A$1.97

$0.51 Rp 9,131

168.63%

Cigarettes 20 Pack (Marlboro, Camel)

$44.71 A$64.1

$2.15 Rp 38.5K

1979.53%

Wine (Bottle)

$14.03 A$20.10

$21.44 Rp 383.6K

-34.56%

Local Beer (0.5 liter bottle)

$4.83 A$6.91

$2.29 Rp 40.9K

110.92%

Imported Beer (0.33 liter bottle)

$5.37 A$7.69

$2.86 Rp 51.1K

87.76%

One-way Ticket (Public Transport)

$2.89 A$4.14

$0.26 Rp 4,685

1011.54%

Public Transport Monthly Pass (Regular Price)

$80.0 A$115

$7.97 Rp 142.6K

903.14%

Taxi Start (Normal Tariff)

$4.11 A$5.89

$0.48 Rp 8,594

756.25%

Taxi (Normal Tariff) (1km)

$1.62 A$2.33

$0.43 Rp 7,659

276.74%

Taxi 1hour Waiting (Normal Tariff)

$42.29 A$60.6

$5.64 Rp 101.0K

649.82%

Gasoline (1 liter)

$1.38 A$1.97

$0.82 Rp 14.8K

68.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K A$37.8K

$23.7K Rp 424.0M

11.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K A$42.6K

$31.7K Rp 567.9M

-6.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 A$261

$81.3 Rp 1.5M

124.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.74 A$38.30

$6.53 Rp 116.9K

309.49%

Internet (50+ Mbps, Unlimited Data)

$54.9 A$78.6

$18.31 Rp 327.7K

199.73%

Gym Membership (Monthly)

$52.7 A$75.5

$46.85 Rp 838.3K

12.49%

Tennis Court (1 Hour on Weekend)

$19.49 A$27.92

$15.05 Rp 269.2K

29.50%

Cinema Ticket

$15.77 A$22.59

$3.69 Rp 66.1K

327.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,394 A$3,430

$445 Rp 8.0M

437.93%

International Primary School, 1 Child (Yearly)

$20.3K A$29.0K

$5,218 Rp 93.4M

288.34%

Jeans (Levis 501 Or Similar)

$75.4 A$108

$42.66 Rp 763.2K

76.75%

Summer Dress (H&M, Zara, etc)

$55.3 A$79.2

$33.40 Rp 597.6K

65.60%

Sport Shoes (Adidas, Nike)

$106 A$152

$75.0 Rp 1.3M

41.83%

Men's Leather Business Shoes

$130 A$186

$73.7 Rp 1.3M

75.79%

1-bedroom Apartment, City Center (Monthly)

$1,409 A$2,019

$996 Rp 17.8M

41.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,040 A$1,490

$596 Rp 10.7M

74.53%

3-bedroom Apartment, City Center (Monthly)

$2,010 A$2,879

$3,054 Rp 54.6M

-34.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,838 A$2,633

$1,511 Rp 27.0M

21.67%

Buy Apartment in City Center (m2)

$5,656 A$8,102

$2,430 Rp 43.5M

132.72%

Buy Apartment Outside City Center (m2)

$4,294 A$6,151

$1,963 Rp 35.1M

118.76%

Average Monthly Net Salary (After Tax)

$220 Rp 3.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

13.78

-56.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nowra NSW: October 11, 2026

Last update for Bali: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nowra NSW

$1K 43.8%

Bali

$596 48.2% 42.7% $444

Groceries & Markets

Nowra NSW

$386 16.3%

Bali

$277 22.4% 28.4% $110

Eating Out

Nowra NSW

$329 13.9%

Bali

$90 7.3% 72.7% $239

Monthly Utilities & Internet

Nowra NSW

$264 11.1%

Bali

$106 8.6% 59.8% $158

Clothing & Footwear

Nowra NSW

$165 7%

Bali

$101 8.2% 38.7% $64

Getting Around

Nowra NSW

$104 4.4%

Bali

$12 0.9% 88.8% $92

Sport & Entertainment

Nowra NSW

$84 3.6%

Bali

$54 4.4% 35.6% $30

Cost Breakdown

A central one-bedroom costs $1,409 in Nowra NSW versus $996 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $91.0 in Nowra NSW versus $30.00 in Bali. Monthly groceries follow the same trend: $386 vs $277 – making Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Nowra NSW

🇮🇩 Bali

🕒 Local time

10:24 10:24 AM

07:24 7:24 AM

3 h behind Nowra NSW

🌤 Weather

👥 Population

9,598

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.624 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

Indonesian Rupiah exchange rates as of October 13, 2026: 1 USD = 17,892 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,022 IDR (100,000 IDR = 4.99 EUR).

USD to AUD in detail →

On the map

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Between locations

Nowra NSW Bali 4,640 km ≈ 6 h nonstop flight

From you

Nowra NSW
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nowra NSW vs Bali: Cost of Living - Frequently Asked Questions

Nowra NSW costs about 92% more than Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,559 per month in Nowra NSW and $1,854 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $91.0 in Nowra NSW and $30.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,373 in Nowra NSW and $1,236 in Bali. That's a gap of about 92%.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,236, than in Nowra NSW at $2,373. In Bali it covers expenses comfortably, while in Nowra NSW it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,236 versus $2,373 in Nowra NSW. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nowra NSW makes more sense. Both are solid long-term options with distinct trade-offs.