Cost of Living Comparison Between Baguio and Valencia City Cost of Living Comparison Between Baguio and Valencia City

Monthly Cost of Living

Monthly costs for one person with rent: $788 in Baguio versus $684 in Valencia City.

Estimated couple costs with rent: $1,154 in Baguio versus $1,060 in Valencia City.

Monthly costs for a family of three with rent: $1,520 in Baguio versus $1,436 in Valencia City.

Living in Baguio is roughly 15% more expensive than Valencia City, driven mainly by Groceries & Markets.

Both cities sit below the global median: Baguio 41% lower, Valencia City 49% lower.

Meal at Budget Restaurant

$3.57 ₱220

$2.96 ₱183

20.61%

Three-Course Dinner for Two, Mid-Range

$13.38 ₱825

$23.91 ₱1,474

-44.04%

Fast Food Meal (McDonalds, etc)

$2.64 ₱162

$1.78 ₱110

48.31%

Cappuccino

$2.36 ₱145

$1.57 ₱96.5

50.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ₱40.14

$0.40 ₱24.56

62.50%

Water (0.33 liter bottle)

$0.38 ₱23.18

$0.34 ₱20.90

11.76%

Local Beer (0.5 liter draught)

$1.39 ₱85.5

$1.03 ₱63.6

34.95%

Imported Beer (0.33 liter bottle)

$1.89 ₱117

$1.57 ₱96.8

20.38%

Milk (1 liter)

$1.88 ₱116

$1.31 ₱80.6

43.51%

White Bread (500g)

$1.19 ₱73.4

$0.64 ₱39.34

85.94%

Rice (white) (1kg)

$1.12 ₱68.8

$0.75 ₱46.36

49.33%

Eggs

$2.22 ₱137

$1.63 ₱100

36.20%

Local Cheese (1kg)

$9.21 ₱568

$5.94 ₱366

55.05%

Chicken Fillets (1kg)

$3.74 ₱231

$2.16 ₱133

73.15%

Beef Round Steak (1kg)

$8.33 ₱514

$3.02 ₱186

175.83%

Apples (1kg)

$2.74 ₱169

$1.72 ₱106

59.30%

Banana (1kg)

$1.80 ₱111

$1.17 ₱72.3

53.85%

Oranges (1kg)

$2.39 ₱147

$2.28 ₱141

4.82%

Tomato (1kg)

$1.20 ₱74.3

$0.93 ₱57.3

29.03%

Potato (1kg)

$1.81 ₱112

$0.84 ₱51.6

115.48%

Onion (1kg)

$2.29 ₱141

$2.17 ₱134

5.53%

Lettuce (1 head)

$0.73 ₱45.12

$0.42 ₱26.11

73.81%

Water (1.5 liter bottle)

$0.72 ₱44.25

$0.45 ₱27.82

60.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.26 ₱201

$2.65 ₱163

23.02%

Wine (Bottle)

$9.08 ₱560

$1.86 ₱115

388.17%

Local Beer (0.5 liter bottle)

$1.06 ₱65.5

$0.78 ₱48.13

35.90%

Imported Beer (0.33 liter bottle)

$2.31 ₱143

$1.36 ₱83.6

69.85%

One-way Ticket (Public Transport)

$0.26 ₱15.91

$0.28 ₱17.37

-7.14%

Public Transport Monthly Pass (Regular Price)

$10.85 ₱669

Taxi Start (Normal Tariff)

$0.92 ₱57.0

$0.93 ₱57.1

-1.08%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.88

$0.23 ₱14.07

4.35%

Taxi 1hour Waiting (Normal Tariff)

$2.40 ₱148

$2.18 ₱134

10.09%

Gasoline (1 liter)

$1.12 ₱69.0

$1.09 ₱67.2

2.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K ₱2.0M

$22.0K ₱1.4M

44.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₱1.3M

$21.1K ₱1.3M

-3.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 ₱9,087

$105 ₱6,470

40.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.37 ₱2,181

$33.47 ₱2,064

5.68%

Internet (50+ Mbps, Unlimited Data)

$26.43 ₱1,630

$36.28 ₱2,237

-27.15%

Gym Membership (Monthly)

$22.38 ₱1,380

$34.42 ₱2,122

-34.98%

Tennis Court (1 Hour on Weekend)

$4.18 ₱257

$4.44 ₱274

-5.86%

Cinema Ticket

$5.60 ₱346

$4.30 ₱265

30.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 ₱9,495

$120 ₱7,407

28.19%

International Primary School, 1 Child (Yearly)

$4,706 ₱290.2K

$4,379 ₱270.0K

7.47%

Jeans (Levis 501 Or Similar)

$47.79 ₱2,947

$46.12 ₱2,844

3.62%

Summer Dress (H&M, Zara, etc)

$27.10 ₱1,671

$30.38 ₱1,873

-10.80%

Sport Shoes (Adidas, Nike)

$76.1 ₱4,690

$77.1 ₱4,752

-1.31%

Men's Leather Business Shoes

$45.80 ₱2,824

$69.9 ₱4,310

-34.48%

1-bedroom Apartment, City Center (Monthly)

$345 ₱21.3K

$263 ₱16.2K

31.07%

1-bedroom Apartment, Outside City Center (Monthly)

$145 ₱8,959

$177 ₱10.9K

-17.96%

3-bedroom Apartment, City Center (Monthly)

$549 ₱33.8K

$594 ₱36.6K

-7.64%

3-bedroom Apartment, Outside City Center (Monthly)

$261 ₱16.1K

$400 ₱24.7K

-34.79%

Buy Apartment in City Center (m2)

$2,417 ₱149.1K

$2,359 ₱145.4K

2.49%

Buy Apartment Outside City Center (m2)

$933 ₱57.5K

$948 ₱58.4K

-1.55%

Average Monthly Net Salary (After Tax)

$181 ₱11.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

9.56

-52.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: June 2, 2026

Last update for Valencia City: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $345 in Baguio and $263 in Valencia City. Housing cost is often the main lever when comparing two cities.

Dining out: $13.00 in Baguio vs $24.00 in Valencia City. Groceries flip the comparison at $205 vs $120, with Valencia City cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Valencia City: Cost of Living - Frequently Asked Questions

Valencia City wins on cost – living expenses run 15% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Valencia City the obvious pick if budget is a priority.

You'd need roughly $1,182 in Baguio and $1,027 in Valencia City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $345 in Baguio versus $263 in Valencia City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 71% higher in Baguio. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $788 per month in Baguio versus $684 in Valencia City – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Valencia City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Valencia City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Valencia City gentler on the wallet – expenses run 15% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.