Cost of Living Comparison Between Baguio and San Juan Cost of Living Comparison Between Baguio and San Juan

Monthly Cost of Living

Monthly costs for one person with rent: $766 in Baguio versus $749 in San Juan.

Estimated couple costs with rent: $1,168 in Baguio versus $1,110 in San Juan.

Monthly costs for a family of three with rent: $1,570 in Baguio versus $1,472 in San Juan.

Living in Baguio is roughly 2% more expensive than in San Juan, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Baguio 44% lower, San Juan 45% lower.

Meal at Budget Restaurant

$4.03 ₱253

$4.00 ₱251

0.75%

Three-Course Dinner for Two, Mid-Range

$16.53 ₱1,037

$16.40 ₱1,029

0.79%

Fast Food Meal (McDonalds, etc)

$2.77 ₱174

$2.74 ₱172

1.09%

Cappuccino

$1.84 ₱116

$2.23 ₱140

-17.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 ₱37.76

$0.63 ₱39.24

-4.76%

Water (0.33 liter bottle)

$0.33 ₱20.84

$0.31 ₱19.13

6.45%

Local Beer (0.5 liter draught)

$1.03 ₱64.3

$1.06 ₱66.2

-2.83%

Imported Beer (0.33 liter bottle)

$1.57 ₱98.3

$1.55 ₱97.3

1.29%

Milk (1 liter)

$1.66 ₱104

$1.60 ₱100

3.75%

White Bread (500g)

$1.15 ₱72.2

$1.15 ₱72.1

Rice (white) (1kg)

$1.01 ₱63.3

$0.89 ₱56.1

13.48%

Eggs

$2.02 ₱127

$1.74 ₱109

16.09%

Local Cheese (1kg)

$4.99 ₱313

$4.96 ₱311

0.60%

Chicken Fillets (1kg)

$3.47 ₱218

$3.47 ₱217

Beef Round Steak (1kg)

$7.80 ₱489

$7.14 ₱448

9.24%

Apples (1kg)

$2.31 ₱145

$2.30 ₱144

0.43%

Banana (1kg)

$1.53 ₱95.8

$1.36 ₱85.4

12.50%

Oranges (1kg)

$2.30 ₱145

$2.35 ₱147

-2.13%

Tomato (1kg)

$1.04 ₱65.1

$1.04 ₱65.2

Potato (1kg)

$1.65 ₱104

$1.74 ₱109

-5.17%

Onion (1kg)

$1.77 ₱111

$1.71 ₱107

3.51%

Lettuce (1 head)

$0.67 ₱41.75

$0.66 ₱41.36

1.52%

Water (1.5 liter bottle)

$0.52 ₱32.90

$0.89 ₱56.1

-41.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₱187

$2.83 ₱177

5.30%

Wine (Bottle)

$8.49 ₱533

$7.53 ₱472

12.75%

Local Beer (0.5 liter bottle)

$0.96 ₱60.2

$0.96 ₱59.9

Imported Beer (0.33 liter bottle)

$2.04 ₱128

$1.78 ₱112

14.61%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.24 ₱14.94

-4.17%

Public Transport Monthly Pass (Regular Price)

$12.81 ₱803

$11.42 ₱716

12.17%

Taxi Start (Normal Tariff)

$0.81 ₱50.9

$0.77 ₱48.23

5.19%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.37

$0.23 ₱14.45

Taxi 1hour Waiting (Normal Tariff)

$1.88 ₱118

$1.96 ₱123

-4.08%

Gasoline (1 liter)

$1.20 ₱75.0

$1.14 ₱71.3

5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.3M

$20.9K ₱1.3M

2.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$18.9K ₱1.2M

0.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ₱8,659

$140 ₱8,754

-1.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.68 ₱1,109

$14.52 ₱911

21.76%

Internet (50+ Mbps, Unlimited Data)

$23.45 ₱1,471

$24.57 ₱1,541

-4.56%

Gym Membership (Monthly)

$21.64 ₱1,357

$33.55 ₱2,104

-35.50%

Tennis Court (1 Hour on Weekend)

$5.27 ₱331

$5.02 ₱315

4.98%

Cinema Ticket

$5.13 ₱322

$5.25 ₱329

-2.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 ₱8,230

$72.4 ₱4,540

81.27%

International Primary School, 1 Child (Yearly)

$10.8K ₱674.6K

$2,458 ₱154.2K

337.62%

Jeans (Levis 501 Or Similar)

$29.37 ₱1,842

$28.28 ₱1,774

3.85%

Summer Dress (H&M, Zara, etc)

$19.10 ₱1,198

$19.75 ₱1,238

-3.29%

Sport Shoes (Adidas, Nike)

$72.9 ₱4,569

$71.7 ₱4,500

1.55%

Men's Leather Business Shoes

$56.0 ₱3,510

$55.4 ₱3,475

0.99%

1-bedroom Apartment, City Center (Monthly)

$399 ₱25.0K

$268 ₱16.8K

48.73%

1-bedroom Apartment, Outside City Center (Monthly)

$200 ₱12.5K

$169 ₱10.6K

18.28%

3-bedroom Apartment, City Center (Monthly)

$853 ₱53.5K

$504 ₱31.6K

69.37%

3-bedroom Apartment, Outside City Center (Monthly)

$463 ₱29.0K

$300 ₱18.8K

54.24%

Buy Apartment in City Center (m2)

$2,603 ₱163.3K

$2,930 ₱183.8K

-11.18%

Buy Apartment Outside City Center (m2)

$928 ₱58.2K

$1,061 ₱66.5K

-12.49%

Average Monthly Net Salary (After Tax)

$179 ₱11.3K

$242 ₱15.2K

-25.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: September 13, 2026

Last update for San Juan: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $399 in Baguio and $268 in San Juan. Housing cost is often the main lever when comparing two cities.

San Juan pays 35% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Baguio vs $16.00 in San Juan for a mid-range dinner for two. Groceries echo the gap at $174 vs $171 per month, with San Juan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs San Juan: Cost of Living - Frequently Asked Questions

San Juan wins on cost – living expenses run 2% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making San Juan the obvious pick if budget is a priority.

On paper, salaries run 35% lower in San Juan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $399 in Baguio versus $268 in San Juan. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $766 per month in Baguio versus $749 in San Juan – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in San Juan runs roughly 12% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though San Juan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and San Juan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Juan gentler on the wallet – expenses run 2% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.