Last update: Oct 2026

Cost of Living Comparison Between Baguio and Puerto Galera

For one person, living is cheaper in Baguio: $737 a month against $827 in Puerto Galera, rent and utilities included – about $1,100 less a year. Other living expenses account for most of the difference.

36

Cost of Living Index in Baguio
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Baguio Living Index
39

Cost of Living Index in Puerto Galera
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Puerto Galera Living Index

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Baguio

🇵🇭 Philippines

$737

/mo nomad

Puerto Galera

🇵🇭 Philippines

$827

/mo nomad

Monthly Cost of Living

How much you'll spend in Baguio and in Puerto Galera

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Puerto Galera actually costs, broken down by who's living it.

Monthly costs for one person with rent: $737 in Baguio versus $827 in Puerto Galera.

Baguio $737
Puerto Galera $827

Estimated couple costs with rent: $1,148 in Baguio versus $1,247 in Puerto Galera.

Baguio $1,148
Puerto Galera $1,247

Monthly costs for a family of three with rent: $1,558 in Baguio versus $1,668 in Puerto Galera.

Baguio $1,558
Puerto Galera $1,668

Living in Baguio costs roughly 11% less than in Puerto Galera, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Baguio 46% lower, Puerto Galera 39% lower.

Meal at Budget Restaurant

$3.92 ₱251

$4.39 ₱281

-10.71%

Three-Course Dinner for Two, Mid-Range

$16.66 ₱1,064

$18.41 ₱1,176

-9.51%

Fast Food Meal (McDonalds, etc)

$2.73 ₱174

$2.69 ₱172

1.49%

Cappuccino

$1.80 ₱115

$2.69 ₱172

-33.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 ₱35.21

$0.69 ₱44.02

-20.29%

Water (0.33 liter bottle)

$0.33 ₱21.28

$0.28 ₱17.93

17.86%

Local Beer (0.5 liter draught)

$0.99 ₱63.6

$1.44 ₱92.2

-31.25%

Imported Beer (0.33 liter bottle)

$1.54 ₱98.2

$2.79 ₱178

-44.80%

Milk (1 liter)

$1.59 ₱101

$1.65 ₱105

-3.64%

White Bread (500g)

$1.14 ₱73.1

$1.14 ₱73.0

Rice (white) (1kg)

$0.97 ₱61.7

$0.89 ₱56.7

8.99%

Eggs

$1.99 ₱127

$1.70 ₱109

17.06%

Local Cheese (1kg)

$5.11 ₱326

$6.84 ₱437

-25.29%

Chicken Fillets (1kg)

$3.27 ₱209

$4.05 ₱259

-19.26%

Beef Round Steak (1kg)

$7.63 ₱487

$6.86 ₱439

11.22%

Apples (1kg)

$2.19 ₱140

$3.92 ₱251

-44.13%

Banana (1kg)

$1.55 ₱99.3

$1.39 ₱89.0

11.51%

Oranges (1kg)

$2.26 ₱144

$3.54 ₱226

-36.16%

Tomato (1kg)

$1.02 ₱65.1

$1.15 ₱73.5

-11.30%

Potato (1kg)

$1.73 ₱110

$2.30 ₱147

-24.78%

Onion (1kg)

$1.69 ₱108

$3.24 ₱207

-47.84%

Lettuce (1 head)

$0.65 ₱41.24

$1.39 ₱88.9

-53.24%

Water (1.5 liter bottle)

$0.51 ₱32.75

$0.95 ₱61.0

-46.32%

Cigarettes 20 Pack (Marlboro, Camel)

$2.94 ₱188

$2.80 ₱179

5.00%

Wine (Bottle)

$8.50 ₱543

$7.42 ₱474

14.56%

Local Beer (0.5 liter bottle)

$0.95 ₱60.5

$1.33 ₱84.9

-28.57%

Imported Beer (0.33 liter bottle)

$2.05 ₱131

$1.73 ₱110

18.50%

One-way Ticket (Public Transport)

$0.22 ₱14.05

$0.23 ₱14.43

-4.35%

Public Transport Monthly Pass (Regular Price)

$12.90 ₱825

$13.69 ₱875

-5.77%

Taxi Start (Normal Tariff)

$0.81 ₱51.9

$0.82 ₱52.2

-1.22%

Taxi (Normal Tariff) (1km)

$0.24 ₱15.39

$0.21 ₱13.38

14.29%

Taxi 1hour Waiting (Normal Tariff)

$1.90 ₱121

$2.44 ₱156

-22.13%

Gasoline (1 liter)

$1.19 ₱76.2

$1.20 ₱76.8

-0.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ₱1.4M

$20.7K ₱1.3M

2.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K ₱1.2M

$18.6K ₱1.2M

0.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 ₱8,684

$164 ₱10.5K

-17.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.08 ₱1,091

$14.04 ₱897

21.65%

Internet (50+ Mbps, Unlimited Data)

$23.01 ₱1,470

$23.63 ₱1,510

-2.62%

Gym Membership (Monthly)

$20.76 ₱1,326

$35.96 ₱2,298

-42.27%

Tennis Court (1 Hour on Weekend)

$5.23 ₱334

$5.19 ₱332

0.77%

Cinema Ticket

$5.03 ₱322

$7.17 ₱458

-29.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,465

$71.8 ₱4,584

84.64%

International Primary School, 1 Child (Yearly)

$10.6K ₱674.1K

$2,498 ₱159.6K

322.33%

Jeans (Levis 501 Or Similar)

$28.91 ₱1,847

$34.70 ₱2,217

-16.69%

Summer Dress (H&M, Zara, etc)

$19.53 ₱1,248

$22.04 ₱1,408

-11.39%

Sport Shoes (Adidas, Nike)

$71.5 ₱4,568

$77.8 ₱4,971

-8.11%

Men's Leather Business Shoes

$54.9 ₱3,507

$73.6 ₱4,701

-25.40%

1-bedroom Apartment, City Center (Monthly)

$393 ₱25.1K

$255 ₱16.3K

54.39%

1-bedroom Apartment, Outside City Center (Monthly)

$192 ₱12.3K

$170 ₱10.8K

13.32%

3-bedroom Apartment, City Center (Monthly)

$819 ₱52.3K

$482 ₱30.8K

70.10%

3-bedroom Apartment, Outside City Center (Monthly)

$463 ₱29.6K

$353 ₱22.6K

31.03%

Buy Apartment in City Center (m2)

$3,156 ₱201.6K

$2,553 ₱163.1K

23.63%

Buy Apartment Outside City Center (m2)

$1,526 ₱97.5K

$1,027 ₱65.6K

48.58%

Average Monthly Net Salary (After Tax)

$179 ₱11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

-3.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: October 25, 2026

Last update for Puerto Galera: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Baguio

$192 26.1%

Puerto Galera

$170 20.5% 11.8% $23

Monthly Utilities & Internet

Baguio

$176 23.9%

Puerto Galera

$202 24.4% 14.8% $26

Groceries & Markets

Baguio

$171 23.2%

Puerto Galera

$203 24.5% 18.5% $32

Clothing & Footwear

Baguio

$79 10.7%

Puerto Galera

$94 11.3% 19.1% $15

Eating Out

Baguio

$73 9.9%

Puerto Galera

$92 11.2% 26.7% $19

Sport & Entertainment

Baguio

$31 4.2%

Puerto Galera

$50 6.1% 63.2% $19

Getting Around

Baguio

$16 2.1%

Puerto Galera

$16 2% 4.2% $0.7

Cost Breakdown

A one-bedroom apartment in the center runs $393 in Baguio and $255 in Puerto Galera. Housing cost is often the main lever when comparing two cities.

Dining out: $17 in Baguio vs $18 in Puerto Galera for a mid-range dinner for two. Groceries echo the gap at $171 vs $203 per month, with Baguio cheaper across the board.

Good to know

🇵🇭 Baguio

🇵🇭 Puerto Galera

🕒 Local time

06:13 6:13 AM

Same time as Baguio

🌤 Weather

👥 Population

366,358

36,606

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Baguio Puerto Galera 330 km

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Baguio
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Puerto Galera: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 11% lower than in Puerto Galera. Housing and daily spending are where you’ll feel the difference most, making Baguio the obvious pick if budget is a priority.

You’d need roughly $1,106 in Baguio and $1,241 in Puerto Galera to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $393 in Baguio versus $255 in Puerto Galera. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $737 per month in Baguio versus $827 in Puerto Galera – Baguio is about 11% cheaper, which adds up to real savings over time.

A monthly transit pass in Baguio runs roughly 6% less than in Puerto Galera. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Puerto Galera are both considered safe, so it’s unlikely to be the deciding factor between them.