😐Monthly costs for one person with rent: $764 in Baguio versus $667 in Polomolok.
😐Estimated couple costs with rent: $1,128 in Baguio versus $1,034 in Polomolok.
😐Monthly costs for a family of three with rent: $1,491 in Baguio versus $1,401 in Polomolok.
🌍Living in Baguio is roughly 15% more expensive than in Polomolok, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Baguio43% lower, Polomolok50% lower.
Currency
🍽 Eating Out
Baguio
Polomolok
Difference
Meal at Budget Restaurant
$3.51₱216
$1.76₱108
99.43%
Three-Course Dinner for Two, Mid-Range
$13.35₱822
$13.27₱817
0.60%
Fast Food Meal(McDonalds, etc)
$2.67₱165
$2.33₱144
14.59%
Cappuccino
$2.35₱145
$2.15₱132
9.30%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.69₱42.28
$0.45₱27.79
53.33%
Water(0.33 liter bottle)
$0.37₱23.01
$0.52₱32.10
-28.85%
Local Beer(0.5 liter draught)
$1.44₱88.4
$1.18₱72.7
22.03%
Imported Beer(0.33 liter bottle)
$1.93₱119
$1.57₱96.6
22.93%
🛒 Groceries & Markets
Baguio
Polomolok
Difference
Milk(1 liter)
$1.92₱118
$1.68₱104
14.29%
White Bread(500g)
$1.19₱73.3
$0.93₱57.3
27.96%
Rice(white)(1kg)
$1.06₱65.3
$0.73₱45.16
45.21%
Eggs
$2.17₱134
$1.98₱122
9.60%
Local Cheese(1kg)
$9.41₱579
$6.13₱377
53.51%
Chicken Fillets(1kg)
$3.72₱229
$3.03₱187
22.77%
Beef Round Steak(1kg)
$8.61₱530
$6.26₱385
37.54%
Apples(1kg)
$2.72₱168
$2.81₱173
-3.20%
Banana(1kg)
$1.79₱110
$0.60₱36.95
198.33%
Oranges(1kg)
$2.35₱145
$2.39₱147
-1.67%
Tomato(1kg)
$1.17₱72.1
$0.88₱54.0
32.95%
Potato(1kg)
$1.81₱112
$1.34₱82.7
35.07%
Onion(1kg)
$2.20₱135
$3.11₱191
-29.26%
Lettuce(1 head)
$0.68₱41.60
$0.92₱56.8
-26.09%
Water(1.5 liter bottle)
$0.78₱47.77
$0.56₱34.32
39.29%
Cigarettes 20 Pack(Marlboro, Camel)
$3.33₱205
$2.58₱159
29.07%
Wine(Bottle)
$8.71₱536
$7.47₱460
16.60%
Local Beer(0.5 liter bottle)
$1.06₱65.4
$1.10₱67.6
-3.64%
Imported Beer(0.33 liter bottle)
$2.34₱144
$1.49₱91.6
57.05%
🚌 Getting Around
Baguio
Polomolok
Difference
One-way Ticket(Public Transport)
$0.28₱17.26
$0.28₱17.26
-
Public Transport Monthly Pass(Regular Price)
$10.81₱665
$13.98₱861
-22.68%
Taxi Start(Normal Tariff)
$0.92₱56.7
$0.93₱57.3
-1.08%
Taxi(Normal Tariff)(1km)
$0.22₱13.54
$0.23₱14.11
-4.35%
Taxi 1hour Waiting(Normal Tariff)
$2.35₱145
$2.15₱132
9.30%
Gasoline(1 liter)
$1.11₱68.1
$0.96₱59.2
15.63%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K₱1.9M
$17.8K₱1.1M
77.60%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.5K₱1.3M
$19.2K₱1.2M
6.56%
🧾 Monthly Utilities & Internet
Baguio
Polomolok
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$144₱8,877
$58.6₱3,609
145.97%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.02₱2,094
$12.59₱775
170.21%
Internet(50+ Mbps, Unlimited Data)
$25.86₱1,592
$28.91₱1,780
-10.55%
🎉 Sport & Entertainment
Baguio
Polomolok
Difference
Gym Membership(Monthly)
$22.30₱1,373
$33.91₱2,087
-34.24%
Tennis Court(1 Hour on Weekend)
$4.23₱261
$4.45₱274
-4.94%
Cinema Ticket
$5.79₱356
$4.30₱265
34.65%
🧸 Childcare & Education
Baguio
Polomolok
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$151₱9,286
$118₱7,272
27.69%
International Primary School, 1 Child(Yearly)
$4,640₱285.6K
$1,485₱91.4K
212.40%
👕👟 Clothing & Footwear
Baguio
Polomolok
Difference
Jeans(Levis 501 Or Similar)
$48.90₱3,010
$45.59₱2,807
7.26%
Summer Dress(H&M, Zara, etc)
$27.56₱1,697
$26.46₱1,629
4.16%
Sport Shoes(Adidas, Nike)
$74.1₱4,560
$72.1₱4,437
2.76%
Men's Leather Business Shoes
$45.63₱2,809
$68.2₱4,198
-33.08%
🏠 Accommodation & Living
Baguio
Polomolok
Difference
1-bedroom Apartment, City Center(Monthly)
$349₱21.5K
$270₱16.6K
29.60%
1-bedroom Apartment, Outside City Center(Monthly)
$145₱8,936
$178₱11.0K
-18.63%
3-bedroom Apartment, City Center(Monthly)
$543₱33.4K
$592₱36.4K
-8.30%
3-bedroom Apartment, Outside City Center(Monthly)
$265₱16.3K
$402₱24.7K
-34.10%
Buy Apartment in City Center(m2)
$2,392₱147.2K
$2,379₱146.5K
0.52%
Buy Apartment Outside City Center(m2)
$925₱57.0K
$985₱60.7K
-6.08%
💵 Salaries & Financials
Baguio
Polomolok
Difference
Average Monthly Net Salary(After Tax)
$183₱11.3K
$246₱15.2K
-25.68%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.5
6
-25.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Baguio: July 14, 2026
Last update for Polomolok: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $349 in Baguio and $270 in Polomolok. Housing cost is often the main lever when comparing two cities.
💰Polomolok pays 35% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $13.00 in Baguio vs $13.00 in Polomolok. Groceries flip the comparison at $206 vs $165, with Polomolok cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baguio vs Polomolok: Cost of Living - Frequently Asked Questions
Which city is more expensive, Baguio or Polomolok?
Polomolok wins on cost – living expenses run 15% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Polomolok the obvious pick if budget is a priority.
Are salaries higher in Baguio or in Polomolok?
On paper, salaries run 35% lower in Polomolok. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Baguio compared to Polomolok?
Rent for a central apartment: $349 in Baguio versus $270 in Polomolok. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Baguio compared to Polomolok?
All in, you'll spend $764 per month in Baguio versus $667 in Polomolok – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Baguio compared to Polomolok?
A monthly transit pass in Polomolok runs roughly 29% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $800/month in Baguio or in Polomolok?
Either city works on $800 a month, though Polomolok gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Baguio or Polomolok?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Baguio compared to Polomolok?
Safety-wise, Baguio and Polomolok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Polomolok gentler on the wallet – expenses run 15% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.