Last update: Nov 2026

Cost of Living Comparison Between Baguio and Muntinlupa

For one person, living costs are similar in Baguio and in Muntinlupa: $734 and $727 a month, rent and utilities included.

35

Cost of Living Index in Baguio
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Baguio Living Index
35

Cost of Living Index in Muntinlupa
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Muntinlupa Living Index

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Baguio

🇵🇭 Philippines

$734

/mo nomad

Muntinlupa

🇵🇭 Philippines

$727

/mo nomad

Monthly Cost of Living

How much you'll spend in Baguio and in Muntinlupa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Muntinlupa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $734 in Baguio versus $727 in Muntinlupa.

Baguio $734
Muntinlupa $727

Estimated couple costs with rent: $1,206 in Baguio versus $1,153 in Muntinlupa.

Baguio $1,206
Muntinlupa $1,153

Monthly costs for a family of three with rent: $1,677 in Baguio versus $1,578 in Muntinlupa.

Baguio $1,677
Muntinlupa $1,578

Monthly costs are close between Baguio and Muntinlupa; which city is cheaper depends on the spending category.

Both cities sit below the global median: Baguio 46% lower, Muntinlupa 46% lower.

Meal at Budget Restaurant

$3.10 ₱195

$4.02 ₱253

-22.89%

Three-Course Dinner for Two, Mid-Range

$23.95 ₱1,508

$26.99 ₱1,700

-11.26%

Fast Food Meal (McDonalds, etc)

$2.71 ₱171

$2.83 ₱178

-4.24%

Cappuccino

$1.69 ₱107

$2.31 ₱145

-26.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ₱42.29

$0.93 ₱58.8

-27.96%

Water (0.33 liter bottle)

$0.39 ₱24.31

$0.45 ₱28.52

-13.33%

Local Beer (0.5 liter draught)

$1.14 ₱71.7

Imported Beer (0.33 liter bottle)

$1.91 ₱120

$1.83 ₱115

4.37%

Milk (1 liter)

$1.78 ₱112

$1.63 ₱102

9.20%

White Bread (500g)

$0.88 ₱55.3

$1.16 ₱73.0

-24.14%

Rice (white) (1kg)

$0.97 ₱60.8

$0.96 ₱60.7

1.04%

Eggs

$1.83 ₱115

$1.97 ₱124

-7.11%

Local Cheese (1kg)

$4.75 ₱299

$5.01 ₱316

-5.19%

Chicken Fillets (1kg)

$3.22 ₱203

$3.75 ₱236

-14.13%

Beef Round Steak (1kg)

$7.01 ₱442

$6.62 ₱417

5.89%

Apples (1kg)

$2.58 ₱163

$2.28 ₱144

13.16%

Banana (1kg)

$2.13 ₱134

$1.55 ₱97.6

37.42%

Oranges (1kg)

$2.79 ₱176

$2.51 ₱158

11.16%

Tomato (1kg)

$0.92 ₱57.7

$1.27 ₱80.3

-27.56%

Potato (1kg)

$1.39 ₱87.5

$1.75 ₱110

-20.57%

Onion (1kg)

$1.37 ₱86.1

$1.86 ₱117

-26.34%

Lettuce (1 head)

$0.65 ₱41.06

$1.04 ₱65.8

-37.50%

Water (1.5 liter bottle)

$0.35 ₱22.06

$0.54 ₱33.77

-35.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 ₱177

$2.93 ₱185

-4.10%

Wine (Bottle)

$6.99 ₱440

$8.40 ₱529

-16.79%

Local Beer (0.5 liter bottle)

$0.77 ₱48.45

$1.26 ₱79.3

-38.89%

Imported Beer (0.33 liter bottle)

$2.98 ₱188

$1.99 ₱125

49.75%

One-way Ticket (Public Transport)

$0.25 ₱15.85

$0.24 ₱15.17

4.17%

Public Transport Monthly Pass (Regular Price)

$14.49 ₱912

$12.14 ₱764

19.36%

Taxi Start (Normal Tariff)

$1.00 ₱63.2

$0.76 ₱47.87

31.58%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.87

$0.22 ₱13.88

Taxi 1hour Waiting (Normal Tariff)

$1.86 ₱117

$1.93 ₱122

-3.63%

Gasoline (1 liter)

$1.30 ₱82.0

$1.18 ₱74.1

10.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$21.1K ₱1.3M

-1.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$19.3K ₱1.2M

-1.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.4 ₱5,945

$122 ₱7,657

-22.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.64 ₱1,048

$15.71 ₱989

5.92%

Internet (50+ Mbps, Unlimited Data)

$30.88 ₱1,944

$24.15 ₱1,520

27.87%

Gym Membership (Monthly)

$27.58 ₱1,737

$31.00 ₱1,952

-11.03%

Tennis Court (1 Hour on Weekend)

$7.74 ₱487

$5.27 ₱332

46.87%

Cinema Ticket

$4.72 ₱297

$5.01 ₱316

-5.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,019 ₱64.2K

$131 ₱8,243

678.26%

International Primary School, 1 Child (Yearly)

$5,258 ₱331.0K

$8,834 ₱556.2K

-40.48%

Jeans (Levis 501 Or Similar)

$49.98 ₱3,147

$32.65 ₱2,056

53.08%

Summer Dress (H&M, Zara, etc)

$37.84 ₱2,383

$19.37 ₱1,220

95.35%

Sport Shoes (Adidas, Nike)

$71.8 ₱4,523

$75.4 ₱4,748

-4.75%

Men's Leather Business Shoes

$79.8 ₱5,023

$57.4 ₱3,617

38.88%

1-bedroom Apartment, City Center (Monthly)

$387 ₱24.3K

$245 ₱15.4K

57.74%

1-bedroom Apartment, Outside City Center (Monthly)

$195 ₱12.3K

$166 ₱10.5K

17.16%

3-bedroom Apartment, City Center (Monthly)

$1,031 ₱64.9K

$490 ₱30.8K

110.57%

3-bedroom Apartment, Outside City Center (Monthly)

$513 ₱32.3K

$387 ₱24.4K

32.38%

Buy Apartment in City Center (m2)

$4,025 ₱253.4K

$2,612 ₱164.5K

54.11%

Buy Apartment Outside City Center (m2)

$1,526 ₱96.1K

$1,090 ₱68.6K

40.03%

Average Monthly Net Salary (After Tax)

$180 ₱11.3K

$603 ₱38.0K

-70.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

3.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: November 2, 2026

Last update for Muntinlupa: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Baguio

$195 26.6%

Muntinlupa

$166 22.9% 14.6% $29

Groceries & Markets

Baguio

$168 22.9%

Muntinlupa

$177 24.3% 5.4% $9

Monthly Utilities & Internet

Baguio

$142 19.3%

Muntinlupa

$161 22.2% 13.8% $20

Clothing & Footwear

Baguio

$108 14.7%

Muntinlupa

$83 11.4% 22.8% $25

Eating Out

Baguio

$67 9.1%

Muntinlupa

$83 11.4% 24.2% $16

Sport & Entertainment

Baguio

$37 5%

Muntinlupa

$41 5.6% 10.8% $4

Getting Around

Baguio

$18 2.4%

Muntinlupa

$15 2.1% 15% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Baguio and $245 in Muntinlupa. Housing cost is often the main lever when comparing two cities.

Muntinlupa pays about 3.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $24 in Baguio vs $27 in Muntinlupa for a mid-range dinner for two. Groceries echo the gap at $168 vs $177 per month, with Baguio cheaper across the board.

Good to know

🇵🇭 Baguio

🇵🇭 Muntinlupa

🕒 Local time

17:24 5:24 PM

Same time as Baguio

🌤 Weather

👥 Population

366,358

543,445

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Between locations

Baguio Muntinlupa 230 km

From you

Baguio
Muntinlupa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Muntinlupa: Cost of Living - Frequently Asked Questions

On paper, salaries run 70% lower in Baguio. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $387 in Baguio versus $245 in Muntinlupa. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Muntinlupa runs roughly 16% less than in Baguio. The price difference matters if you commute daily and watch your budget.

Shoppers in Baguio pay roughly 5% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

For families, Muntinlupa is more practical. Housing and childcare are both notably cheaper than in Baguio, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Baguio and Muntinlupa are both considered safe, so it’s unlikely to be the deciding factor between them.