Last update: Nov 2026

Cost of Living Comparison Between Baguio and Mambajao

For one person, living is cheaper in Mambajao: $497 a month against $734 in Baguio, rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

Baguio, Philippines
Mambajao, Philippines
Baguio
🇵🇭 Philippines
$734
/mo nomad
Mambajao
🇵🇭 Philippines
$497
/mo nomad
Monthly Cost of Living

How much you'll spend in Baguio and in Mambajao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Mambajao actually costs, broken down by who's living it.

Monthly costs for one person with rent: $734 in Baguio versus $497 in Mambajao.

  • Baguio $734
  • Mambajao $497

Estimated couple costs with rent: $1,206 in Baguio versus $799 in Mambajao.

  • Baguio $1,206
  • Mambajao $799

Monthly costs for a family of three with rent: $1,677 in Baguio versus $1,101 in Mambajao.

  • Baguio $1,677
  • Mambajao $1,101

Living in Baguio is roughly 48% more expensive than in Mambajao, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Baguio 46% lower, Mambajao 63% lower.

Currency
🍽 Eating Out
Baguio
Mambajao
Difference
Meal at Budget Restaurant
$3.10 ₱196
$1.36 ₱85.9
127.94%
Three-Course Dinner for Two, Mid-Range
$23.95 ₱1,517
$15.81 ₱1,002
51.49%
Fast Food Meal (McDonalds, etc)
$2.71 ₱172
$3.20 ₱203
-15.31%
Cappuccino
$1.69 ₱107
$2.18 ₱138
-22.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.67 ₱42.55
$0.38 ₱23.92
76.32%
Water (0.33 liter bottle)
$0.39 ₱24.46
$0.28 ₱17.78
39.29%
Local Beer (0.5 liter draught)
$1.14 ₱72.2
$0.94 ₱59.4
21.28%
Imported Beer (0.33 liter bottle)
$1.91 ₱121
$1.11 ₱70.6
72.07%
🛒 Groceries & Markets
Baguio
Mambajao
Difference
Milk (1 liter)
$1.78 ₱113
$0.84 ₱53.0
111.90%
White Bread (500g)
$0.88 ₱55.6
$0.57 ₱36.41
54.39%
Rice (white) (1kg)
$0.97 ₱61.2
$0.67 ₱42.69
44.78%
Eggs
$1.83 ₱116
$1.20 ₱76.1
52.50%
Local Cheese (1kg)
$4.75 ₱301
$5.43 ₱344
-12.52%
Chicken Fillets (1kg)
$3.22 ₱204
$4.17 ₱265
-22.78%
Beef Round Steak (1kg)
$7.01 ₱444
$5.59 ₱354
25.40%
Apples (1kg)
$2.58 ₱164
$2.28 ₱144
13.16%
Banana (1kg)
$2.13 ₱135
$1.50 ₱94.9
42.00%
Oranges (1kg)
$2.79 ₱177
$2.39 ₱152
16.74%
Tomato (1kg)
$0.92 ₱58.0
$1.12 ₱71.1
-17.86%
Potato (1kg)
$1.39 ₱88.1
$1.23 ₱78.2
13.01%
Onion (1kg)
$1.37 ₱86.7
$2.20 ₱139
-37.73%
Lettuce (1 head)
$0.65 ₱41.32
$1.09 ₱68.8
-40.37%
Water (1.5 liter bottle)
$0.35 ₱22.19
$0.52 ₱33.24
-32.69%
Cigarettes 20 Pack (Marlboro, Camel)
$2.81 ₱178
$2.91 ₱185
-3.44%
Wine (Bottle)
$6.99 ₱443
$7.44 ₱472
-6.05%
Local Beer (0.5 liter bottle)
$0.77 ₱48.75
$1.01 ₱64.3
-23.76%
Imported Beer (0.33 liter bottle)
$2.98 ₱189
$1.15 ₱72.9
159.13%
🚌 Getting Around
Baguio
Mambajao
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.95
$0.21 ₱13.01
19.05%
Public Transport Monthly Pass (Regular Price)
$14.49 ₱918
$12.49 ₱791
16.01%
Taxi Start (Normal Tariff)
$1.00 ₱63.6
$0.76 ₱47.97
31.58%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.96
$0.22 ₱13.95
-
Taxi 1hour Waiting (Normal Tariff)
$1.86 ₱118
$1.86 ₱118
-
Gasoline (1 liter)
$1.30 ₱82.5
$1.23 ₱78.1
5.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$20.9K ₱1.3M
-0.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.0K ₱1.2M
$19.3K ₱1.2M
-1.41%
🧾 Monthly Utilities & Internet
Baguio
Mambajao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.4 ₱5,982
$63.3 ₱4,011
49.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.64 ₱1,054
$15.26 ₱967
9.04%
Internet (50+ Mbps, Unlimited Data)
$30.88 ₱1,956
$19.19 ₱1,216
60.92%
🎉 Sport & Entertainment
Baguio
Mambajao
Difference
Gym Membership (Monthly)
$27.58 ₱1,748
$30.84 ₱1,954
-10.57%
Tennis Court (1 Hour on Weekend)
$7.74 ₱490
$5.33 ₱338
45.22%
Cinema Ticket
$4.72 ₱299
$5.00 ₱317
-5.60%
🧸 Childcare & Education
Baguio
Mambajao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,019 ₱64.6K
$128 ₱8,132
693.84%
International Primary School, 1 Child (Yearly)
$5,258 ₱333.1K
$7,987 ₱506.0K
-34.17%
👕👟 Clothing & Footwear
Baguio
Mambajao
Difference
Jeans (Levis 501 Or Similar)
$49.98 ₱3,167
$32.01 ₱2,028
56.14%
Summer Dress (H&M, Zara, etc)
$37.84 ₱2,397
$19.38 ₱1,228
95.25%
Sport Shoes (Adidas, Nike)
$71.8 ₱4,551
$69.5 ₱4,400
3.43%
Men's Leather Business Shoes
$79.8 ₱5,054
$55.5 ₱3,514
43.83%
🏠 Accommodation & Living
Baguio
Mambajao
Difference
1-bedroom Apartment, City Center (Monthly)
$387 ₱24.5K
$96.7 ₱6,129
299.78%
1-bedroom Apartment, Outside City Center (Monthly)
$195 ₱12.4K
$55.8 ₱3,532
249.83%
3-bedroom Apartment, City Center (Monthly)
$1,031 ₱65.3K
$235 ₱14.9K
338.34%
3-bedroom Apartment, Outside City Center (Monthly)
$513 ₱32.5K
$154 ₱9,745
233.23%
Buy Apartment in City Center (m2)
$4,025 ₱255.0K
$2,632 ₱166.7K
52.94%
Buy Apartment Outside City Center (m2)
$1,526 ₱96.7K
$1,104 ₱70.0K
38.17%
💵 Salaries & Financials
Baguio
Mambajao
Difference
Average Monthly Net Salary (After Tax)
$180 ₱11.4K
$150 ₱9,497
20.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
7
6.92
1.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: November 2, 2026

Last update for Mambajao: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Baguio
$195
Mambajao
$56 71.4% $139
Groceries & Markets
Baguio
$168
Mambajao
$152 9.5% $16
Monthly Utilities & Internet
Baguio
$142
Mambajao
$98 31.1% $44
Clothing & Footwear
Baguio
$108
Mambajao
$79 26.4% $28
Eating Out
Baguio
$67
Mambajao
$56 16.2% $11
Sport & Entertainment
Baguio
$37
Mambajao
$41 10.3% $3.8
Getting Around
Baguio
$18
Mambajao
$15 13.8% $2.4

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Baguio and $97 in Mambajao. Housing cost is often the main lever when comparing two cities.

Baguio pays 20% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24 in Baguio vs $16 in Mambajao for a mid-range dinner for two. Groceries echo the gap at $168 vs $152 per month, with Mambajao cheaper across the board.

Good to know
🇵🇭 Baguio
🇵🇭 Mambajao
🕒 Local time
09:36 9:36 AM
09:36 9:36 AM
Same time as Baguio
🌤 Weather
👥 Population
366,358
41,094
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 63.36 PHP (100 PHP = 1.58 USD). 1 EUR = 71.33 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Baguio Mambajao 910 km ≈ 1 h 45 min nonstop flight
From you
  • Baguio
  • Mambajao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baguio vs Mambajao: Cost of Living - Frequently Asked Questions
Which city is more expensive, Baguio or Mambajao?
Mambajao wins on cost – living expenses run 32% lower than in Baguio. Housing and daily spending are where you’ll feel the difference most, making Mambajao the obvious pick if budget is a priority.
Are salaries higher in Baguio or in Mambajao?
Average pay runs 20% higher in Baguio, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Baguio compared to Mambajao?
Rent for a central apartment: $387 in Baguio versus $97 in Mambajao. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Baguio compared to Mambajao?
All in, you’ll spend $734 per month in Baguio versus $497 in Mambajao – Mambajao is about 32% cheaper, which adds up to real savings over time.
How expensive is transport in Baguio compared to Mambajao?
A monthly transit pass in Mambajao runs roughly 14% less than in Baguio. The price difference matters if you commute daily and watch your budget.
Which city is better for families?
For families, Mambajao is more practical. Housing and childcare are both notably cheaper than in Baguio, and the savings on those two alone free up budget for education, activities, and family trips.
How safe is Baguio compared to Mambajao?
Safety-wise, Baguio and Mambajao are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is more affordable for expats?
Expats usually find Mambajao gentler on the wallet – expenses run 32% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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