😐Monthly costs for one person with rent: $766 in Baguio versus $586 in Caloocan.
😐Estimated couple costs with rent: $1,168 in Baguio versus $916 in Caloocan.
😐Monthly costs for a family of three with rent: $1,570 in Baguio versus $1,247 in Caloocan.
🌍Living in Baguio is roughly 31% more expensive than in Caloocan, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Baguio44% lower, Caloocan57% lower.
Currency
🍽 Eating Out
Baguio
Caloocan
Difference
Meal at Budget Restaurant
$4.03₱253
$2.41₱151
67.22%
Three-Course Dinner for Two, Mid-Range
$16.53₱1,037
$16.60₱1,041
-0.42%
Fast Food Meal(McDonalds, etc)
$2.77₱174
$2.27₱142
22.03%
Cappuccino
$1.84₱116
$0.94₱59.2
95.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.60₱37.76
$0.43₱26.89
39.53%
Water(0.33 liter bottle)
$0.33₱20.84
$0.31₱19.15
6.45%
Local Beer(0.5 liter draught)
$1.03₱64.3
$0.94₱59.0
9.57%
Imported Beer(0.33 liter bottle)
$1.57₱98.3
$1.61₱101
-2.48%
🛒 Groceries & Markets
Baguio
Caloocan
Difference
Milk(1 liter)
$1.66₱104
$1.61₱101
3.11%
White Bread(500g)
$1.15₱72.2
$1.15₱72.1
-
Rice(white)(1kg)
$1.01₱63.3
$0.93₱58.2
8.60%
Eggs
$2.02₱127
$1.77₱111
14.12%
Local Cheese(1kg)
$4.99₱313
$1.86₱117
168.28%
Chicken Fillets(1kg)
$3.47₱218
$2.57₱161
35.02%
Beef Round Steak(1kg)
$7.80₱489
$5.14₱322
51.75%
Apples(1kg)
$2.31₱145
$1.84₱115
25.54%
Banana(1kg)
$1.53₱95.8
$1.02₱64.3
50.00%
Oranges(1kg)
$2.30₱145
$2.04₱128
12.75%
Tomato(1kg)
$1.04₱65.1
$1.07₱67.3
-2.80%
Potato(1kg)
$1.65₱104
$1.13₱70.8
46.02%
Onion(1kg)
$1.77₱111
$1.71₱107
3.51%
Lettuce(1 head)
$0.67₱41.75
$0.67₱42.10
-
Water(1.5 liter bottle)
$0.52₱32.90
$0.52₱32.38
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.98₱187
$2.85₱179
4.56%
Wine(Bottle)
$8.49₱533
$4.64₱291
82.97%
Local Beer(0.5 liter bottle)
$0.96₱60.2
$0.96₱60.3
-
Imported Beer(0.33 liter bottle)
$2.04₱128
$2.00₱125
2.00%
🚌 Getting Around
Baguio
Caloocan
Difference
One-way Ticket(Public Transport)
$0.23₱14.36
$0.22₱13.65
4.55%
Public Transport Monthly Pass(Regular Price)
$12.81₱803
-
-
Taxi Start(Normal Tariff)
$0.81₱50.9
$0.75₱46.95
8.00%
Taxi(Normal Tariff)(1km)
$0.23₱14.37
$0.23₱14.40
-
Taxi 1hour Waiting(Normal Tariff)
$1.88₱118
$1.88₱118
-
Gasoline(1 liter)
$1.20₱75.0
$0.90₱56.6
33.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.5K₱1.3M
$21.6K₱1.4M
-0.43%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K₱1.2M
$19.1K₱1.2M
-0.11%
🧾 Monthly Utilities & Internet
Baguio
Caloocan
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$138₱8,659
$53.0₱3,321
160.74%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.68₱1,109
$9.76₱612
81.15%
Internet(50+ Mbps, Unlimited Data)
$23.45₱1,471
$23.11₱1,449
1.47%
🎉 Sport & Entertainment
Baguio
Caloocan
Difference
Gym Membership(Monthly)
$21.64₱1,357
$4.83₱303
348.03%
Tennis Court(1 Hour on Weekend)
$5.27₱331
-
-
Cinema Ticket
$5.13₱322
$5.02₱315
2.19%
🧸 Childcare & Education
Baguio
Caloocan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$131₱8,230
$132₱8,289
-0.71%
International Primary School, 1 Child(Yearly)
$10.8K₱674.6K
$10.5K₱661.4K
2.00%
👕👟 Clothing & Footwear
Baguio
Caloocan
Difference
Jeans(Levis 501 Or Similar)
$29.37₱1,842
$29.19₱1,831
0.62%
Summer Dress(H&M, Zara, etc)
$19.10₱1,198
$19.37₱1,215
-1.39%
Sport Shoes(Adidas, Nike)
$72.9₱4,569
$49.35₱3,095
47.62%
Men's Leather Business Shoes
$56.0₱3,510
$42.84₱2,687
30.63%
🏠 Accommodation & Living
Baguio
Caloocan
Difference
1-bedroom Apartment, City Center(Monthly)
$399₱25.0K
$266₱16.7K
49.93%
1-bedroom Apartment, Outside City Center(Monthly)
$200₱12.5K
$235₱14.8K
-15.10%
3-bedroom Apartment, City Center(Monthly)
$853₱53.5K
$526₱33.0K
62.13%
3-bedroom Apartment, Outside City Center(Monthly)
$463₱29.0K
$468₱29.4K
-1.20%
Buy Apartment in City Center(m2)
$2,603₱163.3K
-
-
Buy Apartment Outside City Center(m2)
$928₱58.2K
-
-
💵 Salaries & Financials
Baguio
Caloocan
Difference
Average Monthly Net Salary(After Tax)
$179₱11.3K
$267₱16.8K
-32.93%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.75
6.75
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Baguio: September 13, 2026
Last update for Caloocan: September 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $399 in Baguio and $266 in Caloocan. Housing cost is often the main lever when comparing two cities.
💰Caloocan pays 49% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $17.00 in Baguio vs $17.00 in Caloocan. Groceries flip the comparison at $174 vs $135, with Caloocan cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baguio vs Caloocan: Cost of Living - Frequently Asked Questions
Which city is more expensive, Baguio or Caloocan?
Caloocan wins on cost – living expenses run 31% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Caloocan the obvious pick if budget is a priority.
Are salaries higher in Baguio or in Caloocan?
On paper, salaries run 49% lower in Caloocan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Baguio compared to Caloocan?
Rent for a central apartment: $399 in Baguio versus $266 in Caloocan. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Baguio or in Caloocan?
Supermarket bills run roughly 29% higher in Baguio. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Baguio compared to Caloocan?
All in, you'll spend $766 per month in Baguio versus $586 in Caloocan – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $800/month in Baguio or in Caloocan?
Either city works on $800 a month, though Caloocan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Baguio or Caloocan?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Baguio compared to Caloocan?
Safety-wise, Baguio and Caloocan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Caloocan gentler on the wallet – expenses run 31% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.