Cost of Living Comparison Between Baguio and Calapan City Cost of Living Comparison Between Baguio and Calapan City

Monthly Cost of Living

Monthly costs for one person with rent: $764 in Baguio versus $793 in Calapan City.

Estimated couple costs with rent: $1,128 in Baguio versus $1,233 in Calapan City.

Monthly costs for a family of three with rent: $1,491 in Baguio versus $1,672 in Calapan City.

Living in Baguio costs roughly 4% less than in Calapan City, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Baguio 43% lower, Calapan City 41% lower.

Meal at Budget Restaurant

$3.51 ₱216

$3.65 ₱225

-3.84%

Three-Course Dinner for Two, Mid-Range

$13.35 ₱822

$17.92 ₱1,103

-25.50%

Fast Food Meal (McDonalds, etc)

$2.67 ₱165

$3.33 ₱205

-19.82%

Cappuccino

$2.35 ₱145

$2.44 ₱150

-3.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱42.28

$0.76 ₱46.89

-9.21%

Water (0.33 liter bottle)

$0.37 ₱23.01

$0.37 ₱22.66

Local Beer (0.5 liter draught)

$1.44 ₱88.4

$1.30 ₱80.3

10.77%

Imported Beer (0.33 liter bottle)

$1.93 ₱119

$2.19 ₱135

-11.87%

Milk (1 liter)

$1.92 ₱118

$1.85 ₱114

3.78%

White Bread (500g)

$1.19 ₱73.3

$1.27 ₱78.5

-6.30%

Rice (white) (1kg)

$1.06 ₱65.3

$1.02 ₱63.1

3.92%

Eggs

$2.17 ₱134

$1.99 ₱122

9.05%

Local Cheese (1kg)

$9.41 ₱579

$8.11 ₱499

16.03%

Chicken Fillets (1kg)

$3.72 ₱229

$4.20 ₱259

-11.43%

Beef Round Steak (1kg)

$8.61 ₱530

$7.63 ₱470

12.84%

Apples (1kg)

$2.72 ₱168

$2.83 ₱174

-3.89%

Banana (1kg)

$1.79 ₱110

$1.54 ₱94.6

16.23%

Oranges (1kg)

$2.35 ₱145

$2.71 ₱167

-13.28%

Tomato (1kg)

$1.17 ₱72.1

$1.56 ₱96.1

-25.00%

Potato (1kg)

$1.81 ₱112

$2.32 ₱143

-21.98%

Onion (1kg)

$2.20 ₱135

$2.51 ₱154

-12.35%

Lettuce (1 head)

$0.68 ₱41.60

$1.12 ₱69.1

-39.29%

Water (1.5 liter bottle)

$0.78 ₱47.77

$0.71 ₱43.54

9.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.33 ₱205

$2.76 ₱170

20.65%

Wine (Bottle)

$8.71 ₱536

$8.21 ₱506

6.09%

Local Beer (0.5 liter bottle)

$1.06 ₱65.4

$1.15 ₱70.6

-7.83%

Imported Beer (0.33 liter bottle)

$2.34 ₱144

$2.07 ₱127

13.04%

One-way Ticket (Public Transport)

$0.28 ₱17.26

$0.28 ₱17.31

Public Transport Monthly Pass (Regular Price)

$10.81 ₱665

$14.11 ₱869

-23.39%

Taxi Start (Normal Tariff)

$0.92 ₱56.7

$0.77 ₱47.22

19.48%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.54

$0.22 ₱13.46

Taxi 1hour Waiting (Normal Tariff)

$2.35 ₱145

$2.08 ₱128

12.98%

Gasoline (1 liter)

$1.11 ₱68.1

$1.13 ₱69.6

-1.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K ₱1.9M

$26.4K ₱1.6M

19.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₱1.3M

$20.2K ₱1.2M

1.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 ₱8,877

$112 ₱6,884

28.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.02 ₱2,094

$32.42 ₱1,996

4.94%

Internet (50+ Mbps, Unlimited Data)

$25.86 ₱1,592

$26.99 ₱1,661

-4.19%

Gym Membership (Monthly)

$22.30 ₱1,373

$33.28 ₱2,049

-32.99%

Tennis Court (1 Hour on Weekend)

$4.23 ₱261

$4.39 ₱270

-3.64%

Cinema Ticket

$5.79 ₱356

$6.05 ₱372

-4.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$151 ₱9,286

$151 ₱9,278

0.09%

International Primary School, 1 Child (Yearly)

$4,640 ₱285.6K

$4,286 ₱263.9K

8.24%

Jeans (Levis 501 Or Similar)

$48.90 ₱3,010

$46.48 ₱2,862

5.21%

Summer Dress (H&M, Zara, etc)

$27.56 ₱1,697

$26.67 ₱1,642

3.34%

Sport Shoes (Adidas, Nike)

$74.1 ₱4,560

$75.4 ₱4,644

-1.83%

Men's Leather Business Shoes

$45.63 ₱2,809

$53.0 ₱3,265

-13.97%

1-bedroom Apartment, City Center (Monthly)

$349 ₱21.5K

$269 ₱16.6K

29.85%

1-bedroom Apartment, Outside City Center (Monthly)

$145 ₱8,936

$180 ₱11.1K

-19.16%

3-bedroom Apartment, City Center (Monthly)

$543 ₱33.4K

$580 ₱35.7K

-6.38%

3-bedroom Apartment, Outside City Center (Monthly)

$265 ₱16.3K

$398 ₱24.5K

-33.38%

Buy Apartment in City Center (m2)

$2,392 ₱147.2K

$2,361 ₱145.4K

1.27%

Buy Apartment Outside City Center (m2)

$925 ₱57.0K

$978 ₱60.2K

-5.34%

Average Monthly Net Salary (After Tax)

$183 ₱11.3K

$119 ₱7,324

53.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

6.67

-32.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: July 14, 2026

Last update for Calapan City: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $349 in Baguio and $269 in Calapan City. Housing cost is often the main lever when comparing two cities.

Baguio pays 54% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Baguio vs $18.00 in Calapan City. Groceries flip the comparison at $206 vs $205, with Calapan City cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Calapan City: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 4% lower than in Calapan City. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

Average pay runs 54% higher in Baguio, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $349 in Baguio versus $269 in Calapan City. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $764 per month in Baguio versus $793 in Calapan City – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Baguio runs roughly 31% less than in Calapan City. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Calapan City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 4% less than in Calapan City. Beyond cost, consider language, visa policies, and how big the international community is in each city.