🙂Monthly costs for one person with rent: $435 in Bagamoyo versus $852 in Chiang Mai.
🙂Estimated couple costs with rent: $715 in Bagamoyo versus $1,354 in Chiang Mai.
🙂Monthly costs for a family of three with rent: $994 in Bagamoyo versus $1,857 in Chiang Mai.
🙂Living in Bagamoyo costs roughly 49% less than in Chiang Mai, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Bagamoyo68% lower, Chiang Mai36% lower.
Currency
🍽 Eating Out
Bagamoyo
Chiang Mai
Difference
Meal at Budget Restaurant
$1.90TZS 4,914
$1.96฿64.0
-3.06%
Three-Course Dinner for Two, Mid-Range
$11.43TZS 29.6K
$18.81฿615
-39.23%
Fast Food Meal(McDonalds, etc)
$7.65TZS 19.8K
$7.92฿259
-3.41%
Cappuccino
$2.01TZS 5,195
$1.91฿62.6
5.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.37TZS 951
$0.84฿27.41
-55.95%
Water(0.33 liter bottle)
$0.19TZS 483
$0.35฿11.51
-45.71%
Local Beer(0.5 liter draught)
$1.05TZS 2,716
$2.21฿72.1
-52.49%
Imported Beer(0.33 liter bottle)
$1.98TZS 5,129
$3.80฿124
-47.89%
🛒 Groceries & Markets
Bagamoyo
Chiang Mai
Difference
Milk(1 liter)
$0.79TZS 2,051
$1.64฿53.5
-51.83%
White Bread(500g)
$0.78TZS 2,029
$1.62฿53.1
-51.85%
Rice(white)(1kg)
$0.38TZS 980
$1.18฿38.62
-67.80%
Eggs
$2.04TZS 5,287
$2.01฿65.8
1.49%
Local Cheese(1kg)
$9.21TZS 23.8K
$15.89฿520
-42.04%
Chicken Fillets(1kg)
$5.92TZS 15.3K
$3.01฿98.5
96.68%
Beef Round Steak(1kg)
$4.18TZS 10.8K
$10.77฿352
-61.19%
Apples(1kg)
$2.67TZS 6,904
$2.61฿85.5
2.30%
Banana(1kg)
$1.00TZS 2,601
$1.22฿39.88
-18.03%
Oranges(1kg)
$1.05TZS 2,719
$1.70฿55.7
-38.24%
Tomato(1kg)
$0.57TZS 1,467
$1.58฿51.5
-63.92%
Potato(1kg)
$0.30TZS 771
$1.32฿43.14
-77.27%
Onion(1kg)
$0.32TZS 841
$1.17฿38.23
-72.65%
Lettuce(1 head)
$0.83TZS 2,157
$0.67฿21.98
23.88%
Water(1.5 liter bottle)
$0.37TZS 960
$0.56฿18.32
-33.93%
Cigarettes 20 Pack(Marlboro, Camel)
$1.98TZS 5,128
$4.53฿148
-56.29%
Wine(Bottle)
$6.37TZS 16.5K
$18.20฿595
-65.00%
Local Beer(0.5 liter bottle)
$0.89TZS 2,291
$1.83฿60.0
-51.37%
Imported Beer(0.33 liter bottle)
$1.63TZS 4,207
$3.23฿106
-49.54%
🚌 Getting Around
Bagamoyo
Chiang Mai
Difference
One-way Ticket(Public Transport)
-
$0.89฿29.00
-
Public Transport Monthly Pass(Regular Price)
-
$19.38฿634
-
Taxi Start(Normal Tariff)
$1.48TZS 3,835
$1.35฿44.20
9.63%
Taxi(Normal Tariff)(1km)
$1.16TZS 3,004
$1.35฿44.05
-14.07%
Taxi 1hour Waiting(Normal Tariff)
$13.46TZS 34.8K
$8.25฿270
63.15%
Gasoline(1 liter)
$1.26TZS 3,250
$1.27฿41.64
-0.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.3KTZS 44.8M
$21.2K฿691.8K
-18.18%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.3KTZS 44.7M
$22.5K฿735.3K
-23.20%
🧾 Monthly Utilities & Internet
Bagamoyo
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$96.8TZS 250.6K
$70.2฿2,294
37.99%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.97TZS 12.9K
$13.77฿450
-63.91%
Internet(50+ Mbps, Unlimited Data)
$23.43TZS 60.6K
$17.60฿575
33.12%
🎉 Sport & Entertainment
Bagamoyo
Chiang Mai
Difference
Gym Membership(Monthly)
-
$41.57฿1,360
-
Tennis Court(1 Hour on Weekend)
-
$6.60฿216
-
Cinema Ticket
$4.79TZS 12.4K
$5.78฿189
-17.13%
🧸 Childcare & Education
Bagamoyo
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$251TZS 650.4K
$306฿10.0K
-17.94%
International Primary School, 1 Child(Yearly)
$19.4KTZS 50.1M
$14.8K฿484.8K
30.64%
👕👟 Clothing & Footwear
Bagamoyo
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$26.15TZS 67.7K
$54.4฿1,778
-51.90%
Summer Dress(H&M, Zara, etc)
$41.73TZS 108.0K
$26.14฿855
59.64%
Sport Shoes(Adidas, Nike)
$46.42TZS 120.2K
$84.5฿2,764
-45.09%
Men's Leather Business Shoes
$42.90TZS 111.1K
$69.4฿2,270
-38.21%
🏠 Accommodation & Living
Bagamoyo
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$58.6TZS 151.6K
$424฿13.9K
-86.18%
1-bedroom Apartment, Outside City Center(Monthly)
-
$238฿7,788
-
3-bedroom Apartment, City Center(Monthly)
$235TZS 609.4K
$825฿27.0K
-71.46%
3-bedroom Apartment, Outside City Center(Monthly)
$117TZS 302.6K
$515฿16.8K
-77.31%
Buy Apartment in City Center(m2)
-
$2,049฿67.0K
-
Buy Apartment Outside City Center(m2)
-
$1,523฿49.8K
-
💵 Salaries & Financials
Bagamoyo
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$635฿20.8K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
19.67
5
293.40%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bagamoyo: April 25, 2026
Last update for Chiang Mai: April 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $58.6 in Bagamoyo and $424 in Chiang Mai. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $11.00 in Bagamoyo vs $19.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $151 vs $243 per month, with Bagamoyo cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bagamoyo vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bagamoyo or Chiang Mai?
Bagamoyo wins on cost – living expenses run 96% lower than in Chiang Mai. Housing and daily spending are where you'll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Bagamoyo vs Chiang Mai?
You'd need roughly $653 in Bagamoyo and $1,278 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Bagamoyo vs Chiang Mai?
Rent for a central apartment: $58.6 in Bagamoyo versus $424 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Bagamoyo and Chiang Mai?
Childcare runs $251 in Bagamoyo versus $306 in Chiang Mai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Bagamoyo vs Chiang Mai?
Dining out is cheaper in Bagamoyo – a meal for two runs $11.00 versus $19.00 in Chiang Mai. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $800/month in Bagamoyo or Chiang Mai?
Either city works on $800 a month, though Bagamoyo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Bagamoyo or Chiang Mai?
Both work as nomad bases, but Bagamoyo delivers better value – similar infrastructure at $435 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bagamoyo hard to pass up.
How safe is Bagamoyo compared to Chiang Mai?
Safety-wise, Bagamoyo and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Bagamoyo gentler on the wallet – expenses run 96% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.