Last update: Oct 2026

Cost of Living Comparison Between Bagamoyo and Chiang Mai

For one person, living is cheaper in Bagamoyo: $383 a month against $936 in Chiang Mai, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Bagamoyo
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Bagamoyo Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

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Bagamoyo

🇹🇿 Tanzania

$383

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Bagamoyo and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bagamoyo and in Chiang Mai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $383 in Bagamoyo versus $936 in Chiang Mai.

Bagamoyo $383
Chiang Mai $936

Estimated couple costs with rent: $643 in Bagamoyo versus $1,457 in Chiang Mai.

Bagamoyo $643
Chiang Mai $1,457

Monthly costs for a family of three with rent: $904 in Bagamoyo versus $1,979 in Chiang Mai.

Bagamoyo $904
Chiang Mai $1,979

Living in Bagamoyo costs roughly 59% less than in Chiang Mai, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Bagamoyo 72% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$1.84 TZS 4,831

$2.24 ฿75.6

-17.86%

Three-Course Dinner for Two, Mid-Range

$11.34 TZS 29.7K

$19.00 ฿641

-40.32%

Fast Food Meal (McDonalds, etc)

$7.69 TZS 20.1K

$5.55 ฿187

38.56%

Cappuccino

$1.90 TZS 4,985

$1.67 ฿56.5

13.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 TZS 856

$0.64 ฿21.55

-48.44%

Water (0.33 liter bottle)

$0.19 TZS 486

$0.31 ฿10.31

-38.71%

Local Beer (0.5 liter draught)

$0.95 TZS 2,487

$2.36 ฿79.6

-59.75%

Imported Beer (0.33 liter bottle)

$1.91 TZS 5,011

$3.66 ฿124

-47.81%

Milk (1 liter)

$0.76 TZS 1,993

$1.95 ฿65.8

-61.03%

White Bread (500g)

$0.57 TZS 1,490

$1.44 ฿48.48

-60.42%

Rice (white) (1kg)

$0.36 TZS 956

$1.33 ฿45.04

-72.93%

Eggs

$2.02 TZS 5,301

$2.28 ฿77.1

-11.40%

Local Cheese (1kg)

$9.14 TZS 23.9K

$16.45 ฿555

-44.44%

Chicken Fillets (1kg)

$4.85 TZS 12.7K

$2.78 ฿93.9

74.46%

Beef Round Steak (1kg)

$3.96 TZS 10.4K

$9.31 ฿314

-57.47%

Apples (1kg)

$2.53 TZS 6,613

$2.35 ฿79.4

7.66%

Banana (1kg)

$0.92 TZS 2,411

$0.97 ฿32.80

-5.15%

Oranges (1kg)

$1.03 TZS 2,686

$1.60 ฿53.9

-35.63%

Tomato (1kg)

$0.59 TZS 1,544

$1.50 ฿50.6

-60.67%

Potato (1kg)

$0.31 TZS 816

$1.28 ฿43.12

-75.78%

Onion (1kg)

$0.29 TZS 754

$1.10 ฿37.19

-73.64%

Lettuce (1 head)

$0.85 TZS 2,230

$0.71 ฿23.82

19.72%

Water (1.5 liter bottle)

$0.37 TZS 969

$0.49 ฿16.37

-24.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.14 TZS 5,596

$4.14 ฿140

-48.31%

Wine (Bottle)

$7.00 TZS 18.3K

$17.52 ฿591

-60.05%

Local Beer (0.5 liter bottle)

$0.94 TZS 2,468

$1.61 ฿54.5

-41.61%

Imported Beer (0.33 liter bottle)

$1.57 TZS 4,111

$2.78 ฿94.0

-43.53%

One-way Ticket (Public Transport)

$0.87 ฿29.31

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,826

Taxi Start (Normal Tariff)

$1.64 TZS 4,295

$1.16 ฿39.06

41.38%

Taxi (Normal Tariff) (1km)

$1.48 TZS 3,885

$0.53 ฿17.80

179.25%

Taxi 1hour Waiting (Normal Tariff)

$13.09 TZS 34.3K

$2.42 ฿81.8

440.91%

Gasoline (1 liter)

$1.37 TZS 3,596

$1.45 ฿48.90

-5.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K TZS 43.0M

$21.1K ฿710.7K

-22.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K TZS 68.5M

$26.9K ฿909.3K

-2.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.4 TZS 147.7K

$62.2 ฿2,098

-9.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.77 TZS 12.5K

$12.17 ฿411

-60.81%

Internet (50+ Mbps, Unlimited Data)

$22.90 TZS 60.0K

$20.12 ฿679

13.82%

Gym Membership (Monthly)

$37.31 ฿1,259

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$4.96 TZS 13.0K

$6.49 ฿219

-23.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$560 TZS 1.5M

$736 ฿24.8K

-23.98%

International Primary School, 1 Child (Yearly)

$13.2K TZS 34.5M

$14.8K ฿498.3K

-10.67%

Jeans (Levis 501 Or Similar)

$15.73 TZS 41.2K

$53.4 ฿1,801

-70.53%

Summer Dress (H&M, Zara, etc)

$25.76 TZS 67.5K

$24.64 ฿831

4.55%

Sport Shoes (Adidas, Nike)

$44.02 TZS 115.3K

$91.5 ฿3,087

-51.88%

Men's Leather Business Shoes

$60.0 TZS 157.0K

$71.9 ฿2,428

-16.67%

1-bedroom Apartment, City Center (Monthly)

$57.3 TZS 150.1K

$482 ฿16.3K

-88.12%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

3-bedroom Apartment, City Center (Monthly)

$231 TZS 604.3K

$1,006 ฿33.9K

-77.06%

3-bedroom Apartment, Outside City Center (Monthly)

$111 TZS 290.7K

$633 ฿21.4K

-82.48%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

18.25

5.57

227.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bagamoyo: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bagamoyo

$143 37.3%

Chiang Mai

$234 25.1% 64.1% $92

Monthly Utilities & Internet

Bagamoyo

$84 22%

Chiang Mai

$94 10.1% 12.3% $10

Eating Out

Bagamoyo

$71 18.6%

Chiang Mai

$78 8.3% 8.8% $6.3

Clothing & Footwear

Bagamoyo

$65 17.1%

Chiang Mai

$109 11.6% 66% $43

Sport & Entertainment

Bagamoyo

$9.9 * 2.6%

Chiang Mai

$50 5.4% 407% $40

Getting Around

Bagamoyo

$9.1 * 2.4%

Chiang Mai

$61 6.6% 577% $52

Accommodation & Living

Bagamoyo

- * 0%

Chiang Mai

$309 33%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $57 in Bagamoyo and $482 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Dining out: $11 in Bagamoyo vs $19 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $143 vs $234 per month, with Bagamoyo cheaper across the board.

Good to know

🇹🇿 Bagamoyo

🇹🇭 Chiang Mai

🕒 Local time

06:00 6:00 AM

10:00 10:00 AM

4 h ahead of Bagamoyo

🌤 Weather

👥 Population

55,000

127,240

💱 Currency

Tanzanian Shilling TZS Sh

Thai Baht THB ฿

📈 Exchange rate

10,000 TZS = 3.82 USD

10,000 TZS = 3.42 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to TZS – Tanzanian Shilling Converter

🇺🇸 United States Dollar ($)

🇹🇿 Tanzanian Shilling (Sh)

Tanzanian Shilling exchange rates as of November 2, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,924 TZS (10,000 TZS = 3.42 EUR).

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

USD to TZS in detail →

On the map

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Highest

Between locations

Bagamoyo Chiang Mai 7,150 km ≈ 9 h nonstop flight

From you

Bagamoyo
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bagamoyo vs Chiang Mai: Cost of Living - Frequently Asked Questions

Bagamoyo wins on cost – living expenses run 59% lower than in Chiang Mai. Housing and daily spending are where you’ll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.

You’d need roughly $574 in Bagamoyo and $1,403 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $57 in Bagamoyo versus $482 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $560 in Bagamoyo versus $736 in Chiang Mai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bagamoyo – a meal for two runs $11 versus $19 in Chiang Mai. If you eat out regularly, this makes a real dent in your monthly spending.

At $383 in Bagamoyo versus $936 in Chiang Mai, a $800 budget is realistic in Bagamoyo but tight or insufficient in Chiang Mai. The gap between the two cities makes Bagamoyo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bagamoyo and Chiang Mai are both considered safe, so it’s unlikely to be the deciding factor between them.