Last update: Oct 2026

Cost of Living Comparison Between Bagamoyo and Bansko

For one person, living is cheaper in Bagamoyo: $383 a month against $968 in Bansko, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Bagamoyo
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Bagamoyo Living Index
46

Cost of Living Index in Bansko
Learn more

Bansko Living Index

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Bagamoyo

🇹🇿 Tanzania

$383

/mo nomad

Bansko

🇧🇬 Bulgaria

$968

/mo nomad

Monthly Cost of Living

How much you'll spend in Bagamoyo and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bagamoyo and in Bansko actually costs, broken down by who's living it.

Monthly costs for one person with rent: $383 in Bagamoyo versus $968 in Bansko.

Bagamoyo $383
Bansko $968

Estimated couple costs with rent: $645 in Bagamoyo versus $1,479 in Bansko.

Bagamoyo $645
Bansko $1,479

Monthly costs for a family of three with rent: $907 in Bagamoyo versus $1,989 in Bansko.

Bagamoyo $907
Bansko $1,989

Living in Bagamoyo costs roughly 60% less than in Bansko, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Bagamoyo 72% lower, Bansko 28% lower.

Meal at Budget Restaurant

$1.90 TZS 5,007

$8.83 BGN 15.37

-78.48%

Three-Course Dinner for Two, Mid-Range

$11.25 TZS 29.6K

$45.43 BGN 79.1

-75.24%

Fast Food Meal (McDonalds, etc)

$7.75 TZS 20.4K

$8.92 BGN 15.52

-13.12%

Cappuccino

$1.97 TZS 5,196

$2.33 BGN 4.06

-15.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 TZS 852

$1.49 BGN 2.60

-78.52%

Water (0.33 liter bottle)

$0.17 TZS 440

$0.83 BGN 1.44

-79.52%

Local Beer (0.5 liter draught)

$0.94 TZS 2,476

$1.75 BGN 3.05

-46.29%

Imported Beer (0.33 liter bottle)

$1.87 TZS 4,923

$2.01 BGN 3.49

-6.97%

Milk (1 liter)

$0.73 TZS 1,931

$1.72 BGN 3.00

-57.56%

White Bread (500g)

$0.57 TZS 1,505

$0.86 BGN 1.49

-33.72%

Rice (white) (1kg)

$0.39 TZS 1,036

$1.46 BGN 2.55

-73.29%

Eggs

$1.85 TZS 4,881

$2.33 BGN 4.06

-20.60%

Local Cheese (1kg)

$9.28 TZS 24.4K

$9.54 BGN 16.60

-2.73%

Chicken Fillets (1kg)

$4.72 TZS 12.4K

$6.30 BGN 10.96

-25.08%

Beef Round Steak (1kg)

$4.03 TZS 10.6K

$8.64 BGN 15.04

-53.36%

Apples (1kg)

$2.44 TZS 6,417

$1.32 BGN 2.29

84.85%

Banana (1kg)

$0.98 TZS 2,583

$1.65 BGN 2.86

-40.61%

Oranges (1kg)

$1.02 TZS 2,700

$1.74 BGN 3.02

-41.38%

Tomato (1kg)

$0.59 TZS 1,549

$1.94 BGN 3.38

-69.59%

Potato (1kg)

$0.31 TZS 817

$0.95 BGN 1.66

-67.37%

Onion (1kg)

$0.31 TZS 826

$0.72 BGN 1.26

-56.94%

Lettuce (1 head)

$0.82 TZS 2,150

$0.55 BGN 0.96

49.09%

Water (1.5 liter bottle)

$0.40 TZS 1,048

$0.59 BGN 1.03

-32.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.02 TZS 5,329

$3.33 BGN 5.79

-39.34%

Wine (Bottle)

$6.98 TZS 18.4K

$5.08 BGN 8.84

37.40%

Local Beer (0.5 liter bottle)

$0.87 TZS 2,288

$1.12 BGN 1.95

-22.32%

Imported Beer (0.33 liter bottle)

$1.57 TZS 4,135

$1.73 BGN 3.01

-9.25%

One-way Ticket (Public Transport)

$0.89 BGN 1.55

Public Transport Monthly Pass (Regular Price)

$27.08 BGN 47.11

Taxi Start (Normal Tariff)

$1.62 TZS 4,256

$1.64 BGN 2.85

-1.22%

Taxi (Normal Tariff) (1km)

$1.48 TZS 3,888

$0.91 BGN 1.59

62.64%

Taxi 1hour Waiting (Normal Tariff)

$13.17 TZS 34.7K

$10.00 BGN 17.39

31.70%

Gasoline (1 liter)

$1.40 TZS 3,690

$1.50 BGN 2.61

-6.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.0K TZS 44.9M

$28.6K BGN 49.7K

-40.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K TZS 68.9M

$21.2K BGN 36.9K

23.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.5 TZS 151.4K

$92.5 BGN 161

-37.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.61 TZS 12.1K

$14.59 BGN 25.39

-68.40%

Internet (50+ Mbps, Unlimited Data)

$22.59 TZS 59.5K

$12.13 BGN 21.11

86.23%

Gym Membership (Monthly)

$31.84 BGN 55.4

Tennis Court (1 Hour on Weekend)

$8.46 BGN 14.72

Cinema Ticket

$5.18 TZS 13.7K

$5.51 BGN 9.59

-5.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$565 TZS 1.5M

$227 BGN 395

148.73%

International Primary School, 1 Child (Yearly)

$14.4K TZS 38.0M

$2,311 BGN 4,021

523.52%

Jeans (Levis 501 Or Similar)

$15.71 TZS 41.4K

$30.56 BGN 53.2

-48.59%

Summer Dress (H&M, Zara, etc)

$25.51 TZS 67.2K

$18.95 BGN 32.97

34.62%

Sport Shoes (Adidas, Nike)

$44.54 TZS 117.4K

$45.80 BGN 79.7

-2.75%

Men's Leather Business Shoes

$57.8 TZS 152.2K

$48.28 BGN 84.0

19.64%

1-bedroom Apartment, City Center (Monthly)

$56.9 TZS 149.9K

$510 BGN 887

-88.84%

1-bedroom Apartment, Outside City Center (Monthly)

$364 BGN 634

3-bedroom Apartment, City Center (Monthly)

$228 TZS 599.6K

$624 BGN 1,085

-63.52%

3-bedroom Apartment, Outside City Center (Monthly)

$115 TZS 304.0K

$566 BGN 985

-79.63%

Buy Apartment in City Center (m2)

$1,166 BGN 2,028

Buy Apartment Outside City Center (m2)

$969 BGN 1,686

Average Monthly Net Salary (After Tax)

$1,680 BGN 2,923

20-Year Fixed Mortgage Interest Rate (Annual %)

18.25

2.99

510.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bagamoyo: October 31, 2026

Last update for Bansko: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bagamoyo

$142 37%

Bansko

$193 19.9% 36.2% $51

Monthly Utilities & Internet

Bagamoyo

$85 22.1%

Bansko

$119 12.3% 40.9% $35

Eating Out

Bagamoyo

$73 18.9%

Bansko

$147 15.2% 103% $75

Clothing & Footwear

Bagamoyo

$65 16.9%

Bansko

$65 6.7% 0% $0

Sport & Entertainment

Bagamoyo

$10 * 2.7%

Bansko

$43 4.4% 314% $33

Getting Around

Bagamoyo

$9 * 2.4%

Bansko

$37 3.8% 310% $28

Accommodation & Living

Bagamoyo

- * 0%

Bansko

$364 37.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $57 in Bagamoyo and $510 in Bansko. Housing cost is often the main lever when comparing two cities.

Dining out: $11 in Bagamoyo vs $45 in Bansko for a mid-range dinner for two. Groceries echo the gap at $142 vs $193 per month, with Bagamoyo cheaper across the board.

Good to know

🇹🇿 Bagamoyo

🇧🇬 Bansko

🕒 Local time

23:35 11:35 PM

22:35 10:35 PM

1 h behind Bagamoyo

🌤 Weather

👥 Population

55,000

8,000

💱 Currency

Tanzanian Shilling TZS Sh

Bulgarian Lev BGN лв.

📈 Exchange rate

10,000 TZS = 3.8 USD

10,000 TZS = 3.38 EUR

1 BGN = 0.575 USD

1 BGN = 0.512 EUR

Exchange rates and currency converter

BGN, USD, EUR to TZS – Tanzanian Shilling Converter

🇺🇸 United States Dollar ($)

🇹🇿 Tanzanian Shilling (Sh)

Tanzanian Shilling exchange rates as of November 5, 2026: 1 USD = 2,635 TZS (10,000 TZS = 3.8 USD). 1 EUR = 2,958 TZS (10,000 TZS = 3.38 EUR).

Bulgarian Lev exchange rates as of November 5, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

USD to TZS in detail →

On the map

Lowest

Highest

Between locations

Bagamoyo Bansko 5,590 km ≈ 7 h nonstop flight

From you

Bagamoyo
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bagamoyo vs Bansko: Cost of Living - Frequently Asked Questions

Bagamoyo wins on cost – living expenses run 60% lower than in Bansko. Housing and daily spending are where you’ll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.

You’d need roughly $574 in Bagamoyo and $1,452 in Bansko to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $57 in Bagamoyo versus $510 in Bansko. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $565 in Bagamoyo versus $227 in Bansko. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bagamoyo – a meal for two runs $11 versus $45 in Bansko. If you eat out regularly, this makes a real dent in your monthly spending.

At $383 in Bagamoyo versus $968 in Bansko, a $800 budget is realistic in Bagamoyo but tight or insufficient in Bansko. The gap between the two cities makes Bagamoyo the clear choice for anyone on this budget.

Safety-wise, Bagamoyo and Bansko are both considered safe, so it’s unlikely to be the deciding factor between them.